client_id
string
persona_style
string
account_type
string
base_currency
string
as_of_date
string
total_equity_usd
int64
cash_usd
int64
invested_usd
int64
leverage_x
float64
allocation_equity_pct
float64
allocation_fixed_income_pct
float64
allocation_alts_pct
float64
allocation_cash_pct
float64
top_positions
string
region_exposure_pct
string
factor_exposure_z
string
constraints
string
max_position_pct
int64
max_sector_pct
int64
drift_tolerance_pct
float64
stoploss_policy
string
risk_budget_var_95_bps
int64
max_drawdown_limit_pct
float64
market_regime
string
vix_level
float64
rates_10y_pct
float64
inflation_yoy_pct
float64
credit_spread_ig_bps
int64
signal_alpha_bps
int64
signal_confidence_1_100
int64
risk_score_1_100
int64
breach_flag
bool
action_proposed
string
action_details
string
expected_impact_alpha_bps
int64
expected_risk_change_bps
int64
execution_venue
string
order_type
string
order_fill_ratio_pct
int64
self_correction_trigger
string
self_correction_action
string
self_correction_reason
string
outcome_after_7d_pnl_bps
int64
outcome_after_7d_var_change_bps
int64
outcome_after_30d_pnl_bps
int64
user_feedback_1_5
int64
advisor_override_flag
bool
notes
string
P2801
Systematic
IRA
USD
2025-03-21
1,724,937
102,115
1,622,822
1
60.9
31.2
0
7.9
GLD:31.8%;VNQ:31.8%;VOO:16.1%;MSFT:20.3%
US:63.1;EU:17.3;APAC:5.0;EM:10.9;Other:3.7
Value:+0.2;Growth:+1.0;Quality:+0.9;Size:+0.4;Momentum:+0.5;LowVol:+0.3
null
6
30
4.7
trailing 8%
229
23.9
Sideways
19.5
3.54
2.4
127
-19
43
62
false
NoAction
Within bands; monitor
7
12
BrokerA
MKT
0
null
null
Normal monitoring
117
-45
87
4
false
Within IPS guidelines
P2802
Systematic
Trust
USD
2024-08-14
834,484
72,331
762,153
1
66
26.8
0
7.3
AAPL:25.8%;XLF:37.1%;BRK.B:37.1%
US:69.5;EU:7.4;APAC:7.0;EM:11.3;Other:4.8
Value:-0.0;Growth:-0.4;Quality:+0.3;Size:-1.0;Momentum:-0.2;LowVol:+0.2
null
5
25
4.9
trailing 9%
120
24.7
Volatile
24.6
4.57
2.2
158
-47
19
76
true
Rebalance
Rebalance back to target bands
26
-9
BrokerA
LMT
88
Drift>tolerance
TightenStops
Allocation drift beyond policy bands
16
-16
106
3
false
Within IPS guidelines
P2803
Cautious
Taxable
USD
2025-02-24
240,513
29,676
210,837
1
35.7
36.5
10.5
17.3
AMZN:21.4%;TLT:17.9%;HYG:30.4%;MUB:30.4%
US:63.8;EU:15.6;APAC:10.4;EM:6.6;Other:3.6
Value:-0.4;Growth:+0.7;Quality:-0.1;Size:-0.1;Momentum:-0.7;LowVol:+0.9
ESGOnly;MaxPos5%;NoMargin
7
30
5.2
trailing 8%
127
16.6
Bear
24.8
3.67
2.2
194
-109
5
44
false
Sell
Trim extended winner -1%
20
0
BrokerB
LMT
89
null
null
Normal monitoring
-16
-2
55
4
false
Increase defensive factor exposure
P2804
Opportunistic
401k
USD
2025-07-08
1,132,962
41,690
1,091,272
1.16
69.1
19.5
5.8
5.5
VNQ:17.7%;MUB:29.4%;AAPL:29.4%;XLF:23.5%
US:57.6;EU:21.9;APAC:13.5;EM:4.8;Other:2.2
Value:-0.2;Growth:+0.2;Quality:-0.1;Size:-0.7;Momentum:+0.7;LowVol:+0.1
null
8
30
6.4
trailing 7%
176
28.1
Volatile
22.6
3.72
3.9
143
16
46
59
false
Rebalance
Shift +1% to bonds from equity
18
-8
BrokerD
MKT
98
null
null
Normal monitoring
1
-17
105
5
false
Increase defensive factor exposure
P2805
Hands-off
IRA
USD
2025-03-26
899,183
49,085
850,098
1
64.8
28.7
0
6.5
BND:25.5%;VTI:25.5%;VOO:23.6%;TSLA:25.5%
US:69.4;EU:7.6;APAC:12.1;EM:8.4;Other:2.4
Value:+0.5;Growth:-0.2;Quality:-0.2;Size:-0.4;Momentum:-0.8;LowVol:+0.8
MaxPos7%
6
35
5.1
trailing 8%
151
13.9
Bull
13.1
3.84
3
115
35
69
44
false
Buy
Add to core equity +1%
9
-24
BrokerC
MKT
94
null
null
Normal monitoring
35
19
22
4
false
Increase defensive factor exposure
P2806
Opportunistic
Trust
USD
2025-04-23
1,016,732
66,525
950,207
1.12
77
12.1
2.4
8.5
GLD:33.3%;MSFT:33.3%;MUB:33.3%
US:71.6;EU:10.7;APAC:12.4;EM:4.9;Other:0.5
Value:-0.4;Growth:+0.2;Quality:-0.4;Size:-0.7;Momentum:-0.7;LowVol:+0.9
null
8
35
7
trailing 9%
229
27.3
Volatile
31.6
4.13
2.7
140
56
84
94
true
Hedge
Buy index puts 1% notional
5
2
BrokerC
MKT
99
VAR>budget
Hedge
Risk above budget threshold
66
-56
161
5
false
Monitor dispersion and breadth
P2807
Cautious
Trust
USD
2024-07-25
846,925
89,047
757,878
1
49.4
36.4
0.6
13.5
GLD:34.3%;TSLA:34.3%;VNQ:31.3%
US:67.7;EU:10.5;APAC:8.2;EM:7.9;Other:5.7
Value:+0.4;Growth:+0.3;Quality:-0.3;Size:-0.6;Momentum:-0.7;LowVol:-0.5
MaxPos6%;NoMargin
6
25
6
hard 10%
164
20
Sideways
17.3
3.61
2.5
123
11
40
53
false
Hedge
Add TLT +1% as duration hedge
1
5
BrokerB
LMT
96
null
null
Normal monitoring
94
-18
161
5
false
Tax-aware sells next window
P2808
Opportunistic
Taxable
USD
2025-12-26
567,579
34,300
533,279
1
62.4
19.5
11.8
6.3
VTI:22.8%;MUB:12.3%;VOO:19.2%;AMZN:22.8%;TSLA:22.8%
US:66.7;EU:11.4;APAC:11.5;EM:10.1;Other:0.4
Value:-0.6;Growth:+0.2;Quality:+0.5;Size:+0.3;Momentum:+0.2;LowVol:+0.4
MaxPos8%
5
25
5
hard 12%
167
21
Sideways
15.4
3.58
3.2
128
8
49
45
false
Rebalance
Shift +1% to bonds from equity
5
-12
BrokerA
LMT
94
null
null
Normal monitoring
11
-42
-23
4
false
Monitor dispersion and breadth
P2809
Hands-off
IRA
USD
2025-09-08
239,008
10,369
228,639
1
62.3
29.5
0
8.2
IEF:35.4%;XLF:29.2%;TSLA:35.4%
US:77.8;EU:7.5;APAC:6.5;EM:7.9;Other:0.3
Value:+0.1;Growth:-0.8;Quality:-0.8;Size:+0.4;Momentum:-0.1;LowVol:+0.3
MaxPos7%
7
30
3.8
trailing 10%
132
13.1
Volatile
20.3
3.76
3.6
143
56
83
50
false
Buy
Add to core equity +1%
14
-39
BrokerB
MKT
86
null
null
Normal monitoring
1
-56
102
5
false
Monitor dispersion and breadth
P2810
Opportunistic
Taxable
USD
2025-11-25
1,602,139
128,124
1,474,015
1
73.1
16.3
5.8
4.8
VOO:33.3%;BRK.B:33.3%;IEF:33.3%
US:68.7;EU:14.8;APAC:9.6;EM:5.9;Other:1.1
Value:+0.2;Growth:+0.1;Quality:+0.1;Size:+0.9;Momentum:-0.4;LowVol:+0.2
null
6
25
5.8
trailing 7%
249
29.7
Bull
16.2
4.75
2.4
79
105
92
57
false
Buy
Add to core equity +1%
-15
-7
BrokerD
VWAP
91
null
null
Normal monitoring
25
-16
152
3
false
Tighten stops on momentum names
P2811
Cautious
Taxable
USD
2024-10-06
152,530
14,209
138,321
1
49
36.4
0
14.6
TLT:21.7%;XLF:9.8%;HYG:21.7%;VNQ:20.9%;IEF:13.7%;VOO:12.1%
US:59.1;EU:15.3;APAC:10.4;EM:9.9;Other:5.3
Value:-0.8;Growth:-0.3;Quality:+0.3;Size:-0.3;Momentum:-1.0;LowVol:+0.8
NoDerivatives;NoMargin
6
30
3.2
trailing 10%
159
14.9
Bull
16.6
4.76
2.2
85
99
90
49
false
Buy
Add to core equity +1%
-10
-27
BrokerA
MKT
97
null
null
Normal monitoring
28
-20
67
3
false
Tighten stops on momentum names
P2812
Cautious
Trust
USD
2024-11-15
689,519
65,068
624,451
1
45.2
40.6
0
14.2
GLD:12.9%;XLF:22.9%;TLT:22.9%;VNQ:18.5%;TSLA:22.9%
US:67.5;EU:13.4;APAC:6.3;EM:11.6;Other:1.2
Value:-1.0;Growth:-0.4;Quality:+0.6;Size:+0.8;Momentum:+0.5;LowVol:+0.5
ESGOnly;MaxPos6%;NoMargin
6
30
4.5
trailing 8%
153
16.8
Sideways
19.8
4.71
3.4
120
43
68
47
false
Rebalance
Shift +1% to bonds from equity
16
-17
BrokerD
MKT
90
null
null
Normal monitoring
64
-55
189
5
false
Increase defensive factor exposure
P2813
Active
401k
USD
2025-11-05
860,492
68,632
791,860
1
55.7
28.3
7.2
8.8
MUB:23.6%;QQQ:9.9%;VTI:23.6%;VNQ:19.4%;AAPL:23.6%
US:65.9;EU:10.8;APAC:6.6;EM:11.3;Other:5.4
Value:-0.8;Growth:0.0;Quality:-0.0;Size:-0.8;Momentum:+0.7;LowVol:+0.7
MaxPos5%
8
30
4
hard 12%
123
21.2
Bull
16.8
4.95
3.3
90
103
99
41
false
NoAction
Within bands; monitor
27
13
BrokerB
LMT
85
null
null
Normal monitoring
27
5
34
5
false
Within IPS guidelines
P2814
Opportunistic
Trust
USD
2025-01-06
1,338,883
40,785
1,298,098
1
67.5
18.8
5.7
8.1
VTI:28.4%;XLF:14.7%;AAPL:28.4%;MSFT:28.4%
US:65.8;EU:18.7;APAC:11.1;EM:3.7;Other:0.7
Value:+0.6;Growth:-0.3;Quality:+0.9;Size:-0.4;Momentum:0.0;LowVol:+0.6
null
6
25
5.8
hard 12%
257
28
Bear
24.4
4.12
1.8
215
25
62
77
true
Rebalance
Rebalance back to target bands
17
-13
BrokerC
VWAP
98
RegimeShift
TightenStops
Volatility spike and breadth deterioration
82
-21
45
2
false
Tighten stops on momentum names
P2815
Active
IRA
USD
2025-10-02
1,623,134
169,714
1,453,420
1
58.1
28.5
4.5
9
MSFT:21.1%;VTI:21.7%;TLT:21.7%;MUB:18.2%;VOO:17.3%
US:63.8;EU:16.6;APAC:11.8;EM:7.8;Other:0.1
Value:+0.8;Growth:-0.1;Quality:+0.4;Size:-0.7;Momentum:+0.1;LowVol:+0.5
null
10
35
5.6
trailing 9%
193
27
Bull
11.4
4.15
2.5
89
71
91
40
false
NoAction
Within bands; monitor
30
-16
BrokerA
LMT
86
null
null
Normal monitoring
4
-46
36
4
false
Tax-aware sells next window
P2816
Active
Taxable
USD
2025-01-14
1,344,325
134,530
1,209,795
1
64.5
21.2
8.5
5.8
MUB:23.8%;XLF:18.9%;VNQ:16.5%;AAPL:23.8%;GLD:17.0%
US:69.3;EU:18.6;APAC:7.1;EM:4.1;Other:0.9
Value:-0.5;Growth:-0.6;Quality:+0.5;Size:-0.8;Momentum:+0.6;LowVol:+0.9
MaxPos8%
6
25
5.7
hard 12%
141
21.5
Bull
14
3.98
3.4
74
53
71
53
false
NoAction
Within bands; monitor
-1
5
BrokerB
VWAP
89
null
null
Normal monitoring
38
-5
177
3
false
Within IPS guidelines
P2817
Cautious
IRA
USD
2025-02-25
822,322
100,887
721,435
1
53.9
35.5
0.5
10.1
MUB:23.9%;BRK.B:23.9%;AMZN:23.9%;GLD:14.8%;TSLA:13.6%
US:78.6;EU:7.6;APAC:7.0;EM:5.7;Other:1.1
Value:+0.1;Growth:-0.9;Quality:+0.3;Size:-0.3;Momentum:+0.1;LowVol:+0.4
ESGOnly;NoMargin
7
25
4.1
hard 10%
117
13.4
Bull
14.3
4.35
3.3
108
95
86
32
false
Buy
Add to core equity +1%
-3
2
BrokerC
LMT
91
null
null
Normal monitoring
19
-37
127
3
false
Tax-aware sells next window
P2818
Hands-off
Roth
USD
2025-11-01
466,354
31,901
434,453
1
59.9
24.9
5.3
10
BRK.B:20.2%;XLF:8.6%;VTI:7.2%;MUB:21.5%;MSFT:20.9%;AMZN:21.5%
US:64.3;EU:12.1;APAC:14.2;EM:8.7;Other:0.8
Value:-0.9;Growth:-0.0;Quality:+1.0;Size:+0.3;Momentum:+0.8;LowVol:-0.1
ESGOnly
10
30
3.9
trailing 8%
114
17
Sideways
16.2
4
2.8
100
-20
35
45
false
Buy
Add to core equity +1%
27
-35
BrokerC
LMT
98
null
null
Normal monitoring
-52
8
-37
5
false
Monitor dispersion and breadth
P2819
Cautious
401k
USD
2024-11-23
492,595
74,582
418,013
1
38.8
41
3.7
16.5
BND:27.8%;VTI:27.8%;VOO:26.5%;AMZN:17.8%
US:64.7;EU:13.2;APAC:11.7;EM:7.0;Other:3.4
Value:-0.7;Growth:-0.9;Quality:+0.7;Size:-0.4;Momentum:-0.4;LowVol:+0.7
ESGOnly;MaxPos5%;NoMargin
7
35
3.3
hard 10%
143
12.3
Sideways
18.5
3.51
2.2
130
30
55
31
false
Rebalance
Shift +1% to bonds from equity
21
-1
BrokerD
MKT
89
null
null
Normal monitoring
62
4
166
3
false
Monitor dispersion and breadth
P2820
Hands-off
401k
USD
2025-03-17
781,522
73,858
707,664
1
55.1
24.1
14.1
6.6
AMZN:16.3%;BRK.B:23.6%;MUB:14.7%;IEF:23.6%;QQQ:21.8%
US:66.7;EU:9.8;APAC:10.7;EM:12.0;Other:0.7
Value:+0.3;Growth:+0.7;Quality:-0.2;Size:+0.3;Momentum:-0.5;LowVol:+0.8
null
10
35
3.6
hard 10%
170
16.5
Bull
15.8
4.9
2.6
86
22
71
53
true
Hedge
Buy index puts 1% notional
6
-30
BrokerA
LMT
100
Drift>tolerance
Hedge
Allocation drift beyond policy bands
-20
-5
7
4
false
Tighten stops on momentum names
P2821
Hands-off
Taxable
USD
2025-11-18
806,590
62,663
743,927
1
68.3
26.1
0
5.6
BND:22.7%;VNQ:22.7%;MUB:16.0%;TLT:22.7%;IEF:16.0%
US:68.8;EU:10.7;APAC:13.0;EM:6.6;Other:0.9
Value:-0.5;Growth:-0.9;Quality:+0.5;Size:-0.0;Momentum:+0.1;LowVol:+0.5
ESGOnly
10
35
4.9
trailing 8%
163
13.5
Volatile
31.8
4.65
3.9
150
-21
39
78
true
Rebalance
Rebalance back to target bands
24
-9
BrokerB
VWAP
91
Drift>tolerance
TightenStops
Allocation drift beyond policy bands
101
-36
129
2
true
Tax-aware sells next window
P2822
Cautious
Taxable
USD
2025-05-17
306,335
42,076
264,259
1
40.8
40.3
8.6
10.3
QQQ:14.2%;TSLA:24.8%;VOO:20.1%;XLF:16.1%;BRK.B:24.8%
US:64.7;EU:17.9;APAC:9.3;EM:6.3;Other:1.7
Value:+0.3;Growth:-0.9;Quality:-0.4;Size:-0.2;Momentum:-0.9;LowVol:-0.6
ESGOnly;NoMargin
6
25
4.7
trailing 10%
128
19.1
Bull
14.3
3.58
3
82
78
82
40
false
Rebalance
Shift +1% to bonds from equity
28
-27
BrokerB
MKT
86
null
null
Normal monitoring
92
-51
125
3
false
Tax-aware sells next window
P2823
Active
Roth
USD
2024-07-30
1,553,416
126,931
1,426,485
1
63.5
18.9
9.9
7.7
HYG:15.3%;VTI:22.0%;BRK.B:22.0%;IEF:22.0%;MSFT:18.7%
US:70.3;EU:9.0;APAC:8.8;EM:7.4;Other:4.6
Value:+0.2;Growth:-0.4;Quality:+0.8;Size:+0.3;Momentum:+0.5;LowVol:-0.4
MaxPos6%
7
35
5
hard 12%
169
24.9
Bull
14.5
4.88
2.1
84
0
45
42
false
Sell
Trim extended winner -1%
-6
-10
BrokerB
LMT
92
null
null
Normal monitoring
-10
-18
58
3
false
Increase defensive factor exposure
P2824
Hands-off
Roth
USD
2025-07-27
743,283
70,583
672,700
1
56.2
28.6
5.5
9.6
HYG:22.7%;MSFT:22.7%;BRK.B:10.9%;TLT:21.1%;QQQ:22.7%
US:71.5;EU:9.0;APAC:7.4;EM:7.7;Other:4.4
Value:-0.0;Growth:+0.6;Quality:+0.3;Size:+0.7;Momentum:+1.0;LowVol:+0.2
ESGOnly;NoDerivatives
10
25
3.8
trailing 8%
93
15.1
Sideways
17.6
3.62
2.9
104
38
60
51
false
Rebalance
Shift +1% to bonds from equity
19
-18
BrokerD
MKT
88
null
null
Normal monitoring
-49
2
-35
4
false
Within IPS guidelines
P2825
Opportunistic
401k
USD
2024-08-03
1,451,498
106,211
1,345,287
1
73.1
20.6
0
6.3
GLD:18.6%;VOO:27.1%;QQQ:27.1%;HYG:27.1%
US:65.9;EU:16.1;APAC:8.5;EM:7.1;Other:2.4
Value:-0.1;Growth:-1.0;Quality:-0.6;Size:+0.9;Momentum:-0.0;LowVol:-0.8
null
8
25
5.7
trailing 9%
185
25.4
Sideways
21.7
3.94
2
92
6
48
62
true
Rebalance
Rebalance back to target bands
21
14
BrokerB
MKT
88
Drift>tolerance
Hedge
Allocation drift beyond policy bands
-36
-7
-23
3
false
Tighten stops on momentum names
P2826
Active
Trust
USD
2025-08-12
1,785,222
126,645
1,658,577
1
61.1
19.3
12.8
6.8
HYG:20.9%;BRK.B:14.0%;BND:17.8%;GLD:23.7%;VNQ:23.7%
US:61.9;EU:14.8;APAC:13.2;EM:8.5;Other:1.6
Value:+0.7;Growth:+0.8;Quality:+0.9;Size:+0.1;Momentum:-0.1;LowVol:-0.1
MaxPos7%;NoDerivatives
7
25
5.7
trailing 8%
153
26.1
Sideways
21.5
4.01
3.4
102
25
47
52
false
Rebalance
Shift +1% to bonds from equity
21
-23
BrokerC
MKT
85
null
null
Normal monitoring
3
-30
30
4
false
Monitor dispersion and breadth
P2827
Active
401k
USD
2025-07-30
2,126,733
224,744
1,901,989
1
51.2
26.8
14.6
7.4
MUB:33.3%;XLF:33.3%;BND:33.3%
US:67.9;EU:7.4;APAC:11.7;EM:8.6;Other:4.4
Value:+0.9;Growth:-0.2;Quality:+0.8;Size:-0.1;Momentum:-0.2;LowVol:+0.1
NoDerivatives
7
25
5.4
trailing 8%
230
23.8
Volatile
20.3
4.41
3.8
112
54
74
44
false
Rebalance
Shift +1% to bonds from equity
25
-27
BrokerA
LMT
87
null
null
Normal monitoring
35
5
81
4
false
Tighten stops on momentum names
P2828
Systematic
Roth
USD
2025-04-19
1,786,007
155,285
1,630,722
1
57.4
27
8.2
7.5
XLF:28.2%;VNQ:15.3%;IEF:28.2%;TLT:28.2%
US:72.1;EU:12.3;APAC:7.7;EM:6.2;Other:1.7
Value:-0.3;Growth:-0.5;Quality:+0.4;Size:-0.4;Momentum:-0.7;LowVol:-0.1
null
6
25
4.5
trailing 9%
180
17.9
Bear
28.5
3.33
1
183
-36
19
67
false
Rebalance
Shift +1% to bonds from equity
33
14
BrokerB
LMT
86
null
null
Normal monitoring
107
-40
200
5
false
Monitor dispersion and breadth
P2829
Active
401k
USD
2025-07-09
1,500,934
148,593
1,352,341
1.19
64.1
27.5
0
8.4
VNQ:24.2%;IEF:15.2%;QQQ:12.3%;TLT:24.2%;BRK.B:24.2%
US:53.8;EU:17.6;APAC:13.8;EM:10.3;Other:4.5
Value:+0.2;Growth:-0.2;Quality:+0.4;Size:+0.5;Momentum:-0.1;LowVol:-0.8
MaxPos5%;NoDerivatives
6
35
5
trailing 8%
181
22.1
Sideways
20.8
3.78
3
129
48
78
61
false
Rebalance
Shift +1% to bonds from equity
-4
-32
BrokerD
LMT
99
null
null
Normal monitoring
49
-36
181
5
false
Monitor dispersion and breadth
P2830
Opportunistic
401k
USD
2025-08-11
1,572,162
96,539
1,475,623
1
70.3
10.6
11.6
7.6
TLT:18.7%;VOO:16.6%;AMZN:20.4%;BRK.B:20.4%;MSFT:13.1%;VNQ:10.8%
US:61.6;EU:13.7;APAC:17.0;EM:5.8;Other:1.9
Value:+0.3;Growth:+0.2;Quality:+0.7;Size:+0.7;Momentum:+0.1;LowVol:+0.1
NoDerivatives
5
25
4.4
trailing 9%
263
24.6
Sideways
14.6
4.92
2.1
120
54
78
41
false
Rebalance
Shift +1% to bonds from equity
23
-12
BrokerD
VWAP
89
null
null
Normal monitoring
-52
-6
-92
5
false
Increase defensive factor exposure
P2831
Cautious
Taxable
USD
2024-12-14
877,240
129,991
747,249
1
38.8
44.4
0
16.8
TLT:7.7%;VNQ:17.9%;IEF:19.2%;BRK.B:20.1%;AAPL:15.0%;VOO:20.1%
US:72.9;EU:10.3;APAC:9.4;EM:6.7;Other:0.8
Value:-1.0;Growth:-0.3;Quality:+1.0;Size:-0.3;Momentum:-0.3;LowVol:-0.7
ESGOnly;NoMargin
7
25
3.7
trailing 8%
163
15.3
Sideways
15.1
4.36
3.2
102
-26
32
24
false
Buy
Add to core equity +1%
-10
-8
BrokerB
LMT
98
null
null
Normal monitoring
20
10
-17
4
false
Increase defensive factor exposure
P2832
Cautious
Taxable
USD
2025-05-12
291,733
38,837
252,896
1
37.9
38.4
9.8
13.9
QQQ:33.3%;GLD:33.3%;BRK.B:33.3%
US:67.1;EU:12.3;APAC:12.6;EM:6.3;Other:1.6
Value:+0.2;Growth:+0.7;Quality:-1.0;Size:-0.0;Momentum:+0.9;LowVol:-0.1
NoMargin
5
35
5.9
trailing 8%
96
15.4
Volatile
24.2
3.97
3
180
-58
25
46
false
Sell
Trim extended winner -1%
16
-14
BrokerD
MKT
94
null
null
Normal monitoring
-52
-56
72
4
false
Within IPS guidelines
P2833
Opportunistic
401k
USD
2025-05-17
1,419,470
92,277
1,327,193
1
65.7
10.6
15.8
8
AAPL:15.4%;MUB:22.8%;TSLA:12.8%;IEF:24.6%;TLT:24.4%
US:72.3;EU:10.9;APAC:7.9;EM:7.4;Other:1.6
Value:+0.8;Growth:+0.2;Quality:-0.4;Size:-0.2;Momentum:0.0;LowVol:-0.1
null
5
35
5
hard 12%
195
23.8
Volatile
29.8
3.91
4.2
175
65
79
77
true
Hedge
Buy index puts 1% notional
25
-19
BrokerC
VWAP
88
VAR>budget
Hedge
Risk above budget threshold
-42
-37
-59
2
false
Tighten stops on momentum names
P2834
Cautious
Roth
USD
2025-10-04
464,875
40,614
424,261
1
43.2
41.3
4.8
10.7
XLF:35.9%;BRK.B:28.2%;VNQ:35.9%
US:74.9;EU:8.5;APAC:9.8;EM:6.0;Other:0.8
Value:-0.9;Growth:-0.5;Quality:+0.9;Size:+0.7;Momentum:+0.6;LowVol:+0.5
MaxPos7%;NoMargin
10
35
5
trailing 8%
90
14.7
Bull
14.1
4.75
2.9
93
17
60
40
false
Sell
Trim extended winner -1%
1
-34
BrokerC
VWAP
95
null
null
Normal monitoring
-34
-7
-28
5
false
Tax-aware sells next window
P2835
Cautious
IRA
USD
2025-12-11
185,424
27,960
157,464
1
47.8
38
0
14.1
IEF:26.6%;TSLA:26.6%;XLF:20.3%;AMZN:26.6%
US:68.8;EU:14.1;APAC:8.9;EM:3.9;Other:4.2
Value:+0.6;Growth:+0.3;Quality:-0.7;Size:-0.6;Momentum:-0.9;LowVol:-0.1
NoMargin
10
25
3.2
trailing 8%
115
14.5
Sideways
17.9
4.54
2.9
99
48
76
36
true
Hedge
Buy index puts 1% notional
25
-6
BrokerA
LMT
91
VAR>budget
Reduce
Risk above budget threshold
-49
-32
-15
5
true
Tax-aware sells next window
P2836
Active
Taxable
USD
2025-08-30
2,113,441
218,403
1,895,038
1
60.7
26.5
4.8
8
VOO:27.8%;BND:16.5%;GLD:27.8%;MSFT:27.8%
US:63.0;EU:19.4;APAC:10.8;EM:3.9;Other:2.8
Value:-0.6;Growth:-0.7;Quality:+0.1;Size:-0.0;Momentum:0.0;LowVol:+0.6
null
6
30
4.8
trailing 9%
141
22.8
Sideways
20.6
3.7
2.7
125
-18
48
48
false
Rebalance
Shift +1% to bonds from equity
-4
-13
BrokerB
LMT
88
null
null
Normal monitoring
76
-58
211
5
false
Increase defensive factor exposure
P2837
Active
Roth
USD
2025-01-07
2,078,383
145,657
1,932,726
1
52
20.5
20.4
7.1
AMZN:28.7%;IEF:28.7%;MSFT:13.8%;XLF:28.7%
US:64.5;EU:13.3;APAC:9.9;EM:7.9;Other:4.5
Value:-0.1;Growth:-0.9;Quality:+0.3;Size:+0.9;Momentum:-0.1;LowVol:+0.9
null
6
35
5.7
trailing 9%
167
20
Volatile
28.8
4.69
3.9
130
-35
45
62
false
Hedge
Add TLT +1% as duration hedge
22
-30
BrokerD
MKT
98
null
null
Normal monitoring
-38
12
1
5
false
Monitor dispersion and breadth
P2838
Systematic
IRA
USD
2024-11-03
1,432,046
140,402
1,291,644
1
65.3
29.2
0
5.5
IEF:22.3%;GLD:22.3%;HYG:14.9%;BRK.B:22.3%;MUB:18.3%
US:73.2;EU:9.8;APAC:8.3;EM:6.4;Other:2.3
Value:+0.6;Growth:+0.4;Quality:+0.3;Size:-0.8;Momentum:+0.7;LowVol:-0.1
null
10
25
5.8
hard 12%
165
23.6
Bull
11.6
3.79
3.5
108
20
52
48
false
Sell
Trim extended winner -1%
12
2
BrokerB
LMT
90
null
null
Normal monitoring
-30
-25
109
3
false
Within IPS guidelines
P2839
Systematic
IRA
USD
2025-12-05
1,578,265
85,214
1,493,051
1
69.2
20.6
5.1
5.2
QQQ:18.8%;AAPL:16.6%;VOO:20.7%;HYG:20.2%;XLF:10.0%;BND:13.6%
US:63.7;EU:20.5;APAC:6.0;EM:7.3;Other:2.5
Value:-0.2;Growth:-0.5;Quality:+0.6;Size:-0.8;Momentum:-0.6;LowVol:+0.9
NoDerivatives
8
35
4.1
hard 12%
179
18.1
Sideways
18.6
4.06
2.7
130
-7
31
50
false
Rebalance
Shift +1% to bonds from equity
25
-3
BrokerD
LMT
86
null
null
Normal monitoring
117
-41
252
5
false
Tax-aware sells next window
P2840
Cautious
Trust
USD
2025-06-22
889,722
96,845
792,877
1
48.3
38.1
0
13.6
VNQ:15.7%;MSFT:20.5%;BRK.B:11.8%;VOO:22.1%;VTI:13.1%;QQQ:16.7%
US:64.4;EU:17.1;APAC:9.6;EM:4.7;Other:4.3
Value:-0.5;Growth:-0.9;Quality:+0.9;Size:+0.6;Momentum:+0.1;LowVol:+0.4
NoMargin
10
35
3.2
trailing 8%
95
13.1
Bull
15.7
3.6
2.8
83
50
80
31
false
NoAction
Within bands; monitor
6
1
BrokerB
LMT
92
null
null
Normal monitoring
-14
0
125
5
false
Monitor dispersion and breadth
P2841
Hands-off
401k
USD
2024-11-09
235,403
18,049
217,354
1
71
16
4.5
8.5
VOO:24.5%;MSFT:20.1%;QQQ:15.0%;BND:15.8%;TLT:24.5%
US:62.9;EU:15.3;APAC:12.4;EM:4.6;Other:4.8
Value:+0.8;Growth:+0.6;Quality:+0.7;Size:-0.8;Momentum:-0.9;LowVol:-0.6
null
6
30
3.2
trailing 10%
137
13.3
Sideways
18
4.79
3
116
50
85
63
false
Rebalance
Shift +1% to bonds from equity
-5
-8
BrokerB
LMT
87
null
null
Normal monitoring
-8
-46
120
5
false
Within IPS guidelines
P2842
Systematic
IRA
USD
2025-07-28
1,671,228
97,387
1,573,841
1
67.8
23.3
3.7
5.3
BRK.B:22.0%;VTI:17.7%;XLF:22.0%;MSFT:22.0%;AAPL:16.2%
US:63.4;EU:12.8;APAC:10.3;EM:10.2;Other:3.3
Value:-0.2;Growth:+1.0;Quality:-0.6;Size:-0.3;Momentum:-0.7;LowVol:+0.1
MaxPos5%
6
35
5.6
trailing 8%
122
28
Bull
13
3.96
2
107
38
54
48
false
Rebalance
Shift +1% to bonds from equity
2
-38
BrokerA
LMT
85
null
null
Normal monitoring
117
-60
220
3
false
Within IPS guidelines
P2843
Systematic
Taxable
USD
2024-11-04
1,136,512
106,843
1,029,669
1
67
26.8
0
6.2
HYG:20.4%;QQQ:15.4%;GLD:19.3%;MSFT:11.5%;VOO:20.7%;BRK.B:12.7%
US:71.2;EU:8.5;APAC:12.1;EM:4.7;Other:3.4
Value:-0.6;Growth:-0.5;Quality:+0.5;Size:+0.7;Momentum:-0.9;LowVol:+0.1
null
5
25
4.9
hard 12%
143
19.1
Bear
34.9
4.4
1.2
189
-118
5
83
true
Hedge
Buy index puts 1% notional
4
-27
BrokerA
LMT
98
Drift>tolerance
Reduce
Allocation drift beyond policy bands
-19
11
75
5
false
Increase defensive factor exposure
P2844
Hands-off
401k
USD
2024-12-24
690,297
29,997
660,300
1
70.8
15.1
8.7
5.4
XLF:19.3%;TLT:21.5%;MUB:9.7%;VOO:19.4%;VNQ:21.5%;HYG:8.5%
US:62.7;EU:19.0;APAC:9.3;EM:5.8;Other:3.2
Value:-0.4;Growth:-0.6;Quality:-0.2;Size:-0.1;Momentum:-0.5;LowVol:+0.5
ESGOnly;MaxPos7%
5
25
3.3
trailing 8%
91
15.3
Bull
14.8
4.43
2.6
104
5
62
46
false
Rebalance
Shift +1% to bonds from equity
-5
-10
BrokerA
MKT
92
null
null
Normal monitoring
-48
-9
-82
5
false
Monitor dispersion and breadth
P2845
Systematic
401k
USD
2025-06-12
1,281,369
62,530
1,218,839
1
56.9
27.3
7.1
8.7
MSFT:33.3%;VTI:33.3%;GLD:33.3%
US:71.3;EU:11.3;APAC:11.1;EM:5.5;Other:0.9
Value:-0.9;Growth:+0.4;Quality:+0.6;Size:-0.9;Momentum:+0.7;LowVol:-0.5
MaxPos5%
6
35
5
trailing 9%
163
20.8
Volatile
30.1
4.2
3.1
127
-37
26
83
true
Hedge
Buy index puts 1% notional
17
-8
BrokerD
MKT
96
VAR>budget
Hedge
Risk above budget threshold
-15
7
5
3
false
Tighten stops on momentum names
P2846
Active
Roth
USD
2025-10-13
2,303,322
251,258
2,052,064
1.24
57.2
28.3
5.7
8.8
IEF:23.3%;BRK.B:23.3%;HYG:16.5%;GLD:13.6%;TLT:23.3%
US:59.0;EU:16.2;APAC:12.6;EM:9.2;Other:3.0
Value:+0.7;Growth:0.0;Quality:-0.1;Size:0.0;Momentum:-0.4;LowVol:+0.9
null
8
30
5.5
trailing 8%
122
19.6
Bull
14.8
4.37
2.3
107
117
100
45
true
Reduce
Cut high-beta by 2-3%, add cash
-15
-9
BrokerB
VWAP
86
RegimeShift
Reduce
Volatility spike and breadth deterioration
-32
-2
-66
3
false
Tighten stops on momentum names
P2847
Cautious
401k
USD
2025-03-25
532,917
78,209
454,708
1
48.6
31.8
7.6
12
TSLA:33.3%;VTI:33.3%;BND:33.3%
US:74.2;EU:5.6;APAC:9.0;EM:11.1;Other:0.2
Value:-0.1;Growth:+0.7;Quality:+0.4;Size:-0.0;Momentum:+0.1;LowVol:-0.7
ESGOnly;NoDerivatives;NoMargin
6
35
3.1
trailing 10%
103
14.3
Bull
13.2
4.62
2
81
109
93
30
false
Rebalance
Shift +1% to bonds from equity
30
-15
BrokerB
LMT
95
null
null
Normal monitoring
66
-52
194
5
false
Tighten stops on momentum names
P2848
Cautious
Taxable
USD
2025-01-05
542,098
73,304
468,794
1
51
34.7
0
14.4
AAPL:26.1%;BND:15.3%;VNQ:26.1%;VTI:16.0%;MUB:16.5%
US:72.1;EU:7.5;APAC:7.7;EM:11.4;Other:1.2
Value:+0.2;Growth:-0.4;Quality:+0.9;Size:-0.2;Momentum:+0.3;LowVol:-0.3
NoMargin
6
30
5.1
trailing 8%
120
14.2
Volatile
28.9
4.79
3.1
177
-33
19
75
true
Hedge
Buy index puts 1% notional
20
2
BrokerD
MKT
100
VAR>budget
Reduce
Risk above budget threshold
-30
-50
-57
5
false
Monitor dispersion and breadth
P2849
Systematic
Roth
USD
2025-02-20
771,237
59,556
711,681
1
63.5
26.4
4.7
5.4
IEF:35.6%;XLF:35.6%;MSFT:28.9%
US:71.3;EU:12.6;APAC:5.1;EM:10.6;Other:0.4
Value:+0.4;Growth:+0.5;Quality:+0.1;Size:-0.9;Momentum:+1.0;LowVol:+0.8
NoDerivatives
8
25
6
hard 12%
185
16.8
Volatile
23.4
3.66
2.6
113
50
75
59
false
Rebalance
Shift +1% to bonds from equity
4
-19
BrokerD
LMT
86
null
null
Normal monitoring
26
7
125
5
false
Tax-aware sells next window
P2850
Opportunistic
Roth
USD
2024-10-29
1,671,976
83,182
1,588,794
1
72
19.9
0
8.1
BND:21.5%;XLF:9.6%;VTI:12.8%;AAPL:13.1%;TSLA:21.5%;QQQ:21.5%
US:67.4;EU:13.7;APAC:12.5;EM:4.9;Other:1.5
Value:+0.9;Growth:-0.5;Quality:+0.2;Size:-1.0;Momentum:-0.5;LowVol:-0.3
NoDerivatives
10
35
6.3
trailing 9%
237
22
Volatile
22.3
5.11
2.9
143
-35
41
63
false
Hedge
Add TLT +1% as duration hedge
-10
3
BrokerC
MKT
97
null
null
Normal monitoring
119
-39
228
5
false
Increase defensive factor exposure
P2851
Active
Taxable
USD
2025-09-14
1,576,248
114,145
1,462,103
1.1
62.4
20.6
10.4
6.6
BRK.B:33.3%;GLD:33.3%;VOO:33.3%
US:67.3;EU:10.5;APAC:6.0;EM:11.2;Other:4.9
Value:-0.2;Growth:-0.2;Quality:-0.4;Size:+0.7;Momentum:+0.6;LowVol:-0.2
null
10
30
5.7
trailing 9%
148
27.7
Bull
15.1
4.44
2.7
73
70
86
57
false
Rebalance
Shift +1% to bonds from equity
32
-24
BrokerA
LMT
86
null
null
Normal monitoring
51
-32
120
4
false
Increase defensive factor exposure
P2852
Hands-off
Roth
USD
2025-11-12
293,994
12,562
281,432
1
73.7
17
0
9.2
VNQ:15.2%;BND:28.3%;TLT:28.3%;VOO:28.3%
US:64.1;EU:16.8;APAC:12.4;EM:4.6;Other:2.2
Value:+0.5;Growth:-0.9;Quality:-0.5;Size:+0.5;Momentum:+0.6;LowVol:+1.0
null
10
30
3.1
hard 10%
140
14.1
Sideways
18.5
4.82
2.3
110
-17
39
54
false
NoAction
Within bands; monitor
-13
11
BrokerC
MKT
0
null
null
Normal monitoring
41
-26
129
3
false
Within IPS guidelines
P2853
Cautious
401k
USD
2024-10-08
547,430
52,360
495,070
1
49.6
35
1.4
14
TSLA:10.4%;BRK.B:21.8%;VOO:21.8%;AMZN:21.8%;TLT:6.7%;GLD:17.5%
US:60.9;EU:11.5;APAC:15.3;EM:11.6;Other:0.8
Value:+0.7;Growth:-0.1;Quality:+0.2;Size:+0.6;Momentum:-0.9;LowVol:+0.9
NoDerivatives;NoMargin
10
25
4.6
trailing 10%
97
16.2
Volatile
29.7
4.92
4.3
127
-59
10
63
false
Hedge
Add TLT +1% as duration hedge
-6
-7
BrokerB
MKT
91
null
null
Normal monitoring
-19
18
21
3
false
Increase defensive factor exposure
P2854
Opportunistic
Taxable
USD
2025-03-21
1,204,989
94,130
1,110,859
1.24
62.2
13.7
19.9
4.2
TLT:21.0%;MUB:21.4%;TSLA:12.9%;BND:22.4%;XLF:22.4%
US:66.6;EU:15.6;APAC:12.0;EM:4.4;Other:1.3
Value:+0.3;Growth:+0.7;Quality:-0.2;Size:-1.0;Momentum:-0.3;LowVol:+0.3
MaxPos7%
8
25
4.5
trailing 7%
201
23.7
Bull
16.3
4.5
2.4
86
92
100
43
false
Buy
Add to core equity +1%
-6
-35
BrokerD
VWAP
94
null
null
Normal monitoring
-37
17
57
4
false
Tighten stops on momentum names
P2855
Cautious
Trust
USD
2024-07-22
732,237
71,013
661,224
1
46.9
38.4
0
14.6
XLF:23.1%;TLT:9.2%;TSLA:23.1%;VTI:23.1%;MUB:21.5%
US:77.3;EU:10.3;APAC:5.9;EM:4.2;Other:2.2
Value:-0.1;Growth:-0.2;Quality:+0.2;Size:+0.2;Momentum:-0.4;LowVol:+1.0
NoMargin
10
25
3
trailing 8%
131
16.8
Volatile
31.8
4.43
2.5
168
-14
38
80
true
Reduce
Cut high-beta by 2-3%, add cash
-9
-10
BrokerB
LMT
99
Drift>tolerance
Reduce
Allocation drift beyond policy bands
1
20
-39
2
false
Tighten stops on momentum names
P2856
Cautious
IRA
USD
2025-04-09
327,121
42,784
284,337
1
39.6
35.1
9.5
15.8
MUB:14.3%;QQQ:21.6%;AAPL:20.8%;TSLA:21.6%;BND:21.6%
US:66.0;EU:17.3;APAC:6.4;EM:10.0;Other:0.3
Value:0.0;Growth:-0.2;Quality:+0.5;Size:+0.4;Momentum:-0.7;LowVol:+0.2
ESGOnly;MaxPos5%;NoDerivatives;NoMargin
7
30
5.7
hard 10%
161
18.3
Sideways
21.9
4.79
2
97
6
50
46
false
Rebalance
Shift +1% to bonds from equity
-4
-22
BrokerC
MKT
87
null
null
Normal monitoring
65
-51
115
3
false
Tighten stops on momentum names
P2857
Opportunistic
Taxable
USD
2025-05-11
1,474,423
118,646
1,355,777
1
76.6
14.6
0
8.8
GLD:26.6%;QQQ:26.6%;MSFT:26.6%;AMZN:20.1%
US:58.4;EU:21.1;APAC:8.3;EM:10.1;Other:2.1
Value:-0.4;Growth:-0.5;Quality:+0.3;Size:-0.2;Momentum:-0.6;LowVol:+0.1
MaxPos5%;NoDerivatives
7
30
5.9
hard 12%
176
23.8
Sideways
14.3
4.15
2.3
107
-15
49
51
false
NoAction
Within bands; monitor
34
9
BrokerC
MKT
0
null
null
Normal monitoring
28
-2
91
5
false
Tax-aware sells next window
P2858
Systematic
401k
USD
2025-03-15
790,629
39,608
751,021
1
58.9
20.5
14.7
5.9
QQQ:16.7%;MUB:20.5%;VTI:12.3%;AAPL:20.5%;VNQ:18.0%;HYG:11.9%
US:72.6;EU:15.0;APAC:7.8;EM:3.7;Other:0.8
Value:-0.2;Growth:-0.9;Quality:-0.1;Size:-0.0;Momentum:+0.8;LowVol:+0.8
null
10
25
5.3
trailing 8%
146
25.1
Bull
11
4.75
3.3
79
106
100
35
true
Rebalance
Rebalance back to target bands
34
-15
BrokerA
LMT
90
Drift>tolerance
Hedge
Allocation drift beyond policy bands
-60
-15
-74
3
false
Tax-aware sells next window
P2859
Cautious
Roth
USD
2024-10-29
231,453
27,044
204,409
1
35.1
41.8
7.8
15.3
HYG:20.8%;IEF:20.8%;VNQ:7.0%;MUB:9.9%;QQQ:20.8%;VOO:20.8%
US:65.5;EU:17.7;APAC:11.2;EM:3.0;Other:2.6
Value:-0.1;Growth:+0.8;Quality:-0.3;Size:-0.6;Momentum:+0.4;LowVol:+0.1
ESGOnly;NoMargin
8
25
5
hard 10%
159
13.8
Bear
34.7
4.17
1.2
218
-11
52
67
false
Rebalance
Shift +1% to bonds from equity
33
-26
BrokerA
LMT
98
null
null
Normal monitoring
-50
10
3
4
false
Tax-aware sells next window
P2860
Opportunistic
Trust
USD
2025-01-29
658,264
41,946
616,318
1
72.9
19.8
3.1
4.2
BRK.B:19.5%;XLF:18.6%;BND:7.7%;TSLA:18.7%;VTI:20.3%;VNQ:15.2%
US:70.8;EU:11.3;APAC:10.4;EM:5.7;Other:1.9
Value:-1.0;Growth:+0.3;Quality:-0.1;Size:+0.9;Momentum:-0.9;LowVol:+1.0
MaxPos7%;NoDerivatives
10
25
4.8
hard 12%
276
25
Sideways
16.7
4.84
2.1
97
29
74
47
false
Sell
Trim extended winner -1%
-5
-2
BrokerA
MKT
90
null
null
Normal monitoring
120
-51
107
5
false
Tighten stops on momentum names
P2861
Opportunistic
IRA
USD
2025-03-12
697,734
60,255
637,479
1
69
21.7
0.9
8.4
HYG:14.1%;BRK.B:15.0%;MUB:19.6%;MSFT:14.9%;AAPL:16.2%;TLT:20.2%
US:71.0;EU:13.0;APAC:12.3;EM:3.3;Other:0.4
Value:-0.7;Growth:+0.7;Quality:+0.2;Size:-0.7;Momentum:+0.3;LowVol:+0.1
NoDerivatives
10
30
4.6
trailing 7%
258
21.9
Sideways
15.4
4.32
2.1
103
0
48
60
false
Hedge
Add TLT +1% as duration hedge
-15
2
BrokerC
VWAP
90
null
null
Normal monitoring
118
-6
246
3
false
Increase defensive factor exposure
P2862
Active
Trust
USD
2025-03-05
2,195,385
140,741
2,054,644
1
65.6
25.2
0
9.2
AMZN:35.0%;QQQ:30.1%;VOO:35.0%
US:65.9;EU:6.5;APAC:14.2;EM:8.5;Other:4.8
Value:-0.6;Growth:+0.3;Quality:+0.6;Size:-0.9;Momentum:-0.8;LowVol:+0.7
null
6
25
4.7
trailing 8%
155
25.9
Bull
12
3.59
2.7
83
14
45
33
false
Buy
Add to core equity +1%
-8
-20
BrokerB
VWAP
98
null
null
Normal monitoring
14
8
-7
5
false
Monitor dispersion and breadth
P2863
Cautious
401k
USD
2025-09-02
153,261
17,381
135,880
1
44.4
38.5
0.5
16.6
GLD:21.5%;XLF:21.5%;VOO:21.5%;QQQ:14.1%;IEF:21.5%
US:58.8;EU:15.1;APAC:9.8;EM:11.4;Other:4.9
Value:-0.1;Growth:-0.8;Quality:-0.9;Size:+0.2;Momentum:+1.0;LowVol:+0.6
MaxPos7%;NoMargin
8
30
5.4
trailing 8%
136
17
Bull
17.7
3.81
3.4
70
39
59
40
false
Buy
Add to core equity +1%
10
-6
BrokerD
MKT
94
null
null
Normal monitoring
4
-42
118
4
false
Monitor dispersion and breadth
P2864
Systematic
Roth
USD
2024-08-23
1,703,169
129,892
1,573,277
1
59.3
26.2
7.8
6.7
AAPL:27.3%;XLF:26.5%;IEF:18.8%;HYG:27.3%
US:66.3;EU:15.8;APAC:6.4;EM:8.1;Other:3.4
Value:-0.9;Growth:-0.6;Quality:-0.5;Size:0.0;Momentum:-1.0;LowVol:-0.3
MaxPos8%;NoDerivatives
10
35
5.9
trailing 9%
202
20.2
Bull
15.8
4.38
2.7
112
56
84
51
false
Sell
Trim extended winner -1%
-5
15
BrokerD
MKT
85
null
null
Normal monitoring
93
-53
192
5
false
Tax-aware sells next window
P2865
Active
401k
USD
2024-10-07
597,195
39,742
557,453
1
65.7
29.2
0
5.1
AMZN:20.4%;IEF:12.9%;AAPL:9.1%;GLD:17.3%;MUB:20.4%;TLT:19.9%
US:66.8;EU:11.6;APAC:9.6;EM:10.0;Other:1.9
Value:-0.2;Growth:-0.9;Quality:-0.8;Size:+0.8;Momentum:+0.7;LowVol:+0.6
NoDerivatives
7
30
4.5
trailing 8%
181
16.8
Bear
34.8
3.58
1.9
130
-96
14
87
true
Rebalance
Rebalance back to target bands
-4
-19
BrokerA
LMT
88
Drift>tolerance
Hedge
Allocation drift beyond policy bands
1
-57
91
5
false
Increase defensive factor exposure
P2866
Cautious
Trust
USD
2024-08-01
177,148
16,156
160,992
1
45.6
37.8
5.3
11.3
GLD:13.1%;VTI:20.7%;AAPL:23.4%;VNQ:23.4%;AMZN:19.3%
US:71.8;EU:5.4;APAC:11.5;EM:9.0;Other:2.3
Value:0.0;Growth:+0.7;Quality:+0.8;Size:-0.7;Momentum:+0.4;LowVol:-0.4
ESGOnly;MaxPos8%;NoDerivatives;NoMargin
10
30
5.1
trailing 10%
142
15.6
Sideways
17.8
4.14
2.9
121
42
69
40
false
Buy
Add to core equity +1%
-4
-28
BrokerC
MKT
87
null
null
Normal monitoring
-29
-57
-4
5
false
Tax-aware sells next window
P2867
Active
Roth
USD
2025-12-14
1,013,065
94,012
919,053
1
67
19.6
5.2
8.2
HYG:21.5%;AAPL:21.5%;TSLA:20.6%;BND:21.0%;XLF:15.3%
US:73.4;EU:5.8;APAC:12.0;EM:8.7;Other:0.1
Value:+0.7;Growth:+0.3;Quality:-0.9;Size:-0.2;Momentum:-0.9;LowVol:+0.5
MaxPos7%
6
35
5
trailing 8%
134
20
Bull
12.9
4.18
2.1
116
73
82
52
false
Rebalance
Shift +1% to bonds from equity
-3
12
BrokerA
MKT
88
null
null
Normal monitoring
94
-14
57
3
false
Within IPS guidelines
P2868
Hands-off
Roth
USD
2025-03-26
532,812
37,766
495,046
1
61.3
22.6
10.1
6.1
XLF:22.2%;MSFT:22.6%;HYG:15.1%;TSLA:17.5%;QQQ:22.6%
US:65.0;EU:8.4;APAC:12.3;EM:10.7;Other:3.6
Value:+0.4;Growth:-0.3;Quality:+0.8;Size:+0.2;Momentum:-0.9;LowVol:-0.4
ESGOnly
6
30
5.2
trailing 8%
112
19.8
Volatile
31.4
3.91
3.2
122
-32
35
83
true
Reduce
Cut high-beta by 2-3%, add cash
30
-35
BrokerD
VWAP
92
RegimeShift
Reduce
Volatility spike and breadth deterioration
86
-55
188
5
false
Increase defensive factor exposure
P2869
Active
IRA
USD
2024-08-16
1,197,146
85,575
1,111,571
1
58.7
24.6
10.5
6.2
MSFT:33.3%;XLF:33.3%;GLD:33.3%
US:64.1;EU:9.3;APAC:18.2;EM:6.2;Other:2.3
Value:+0.3;Growth:-0.8;Quality:-0.6;Size:+0.3;Momentum:+0.4;LowVol:+0.3
null
6
35
5.7
trailing 8%
148
21
Bull
12.5
3.51
2.9
84
54
75
38
false
Sell
Trim extended winner -1%
-10
12
BrokerB
LMT
88
null
null
Normal monitoring
94
-7
101
5
false
Tighten stops on momentum names
P2870
Active
401k
USD
2024-12-16
766,422
75,033
691,389
1.19
53.6
20.1
20.9
5.5
VOO:21.5%;QQQ:12.0%;XLF:21.7%;AMZN:15.3%;MSFT:17.3%;BND:12.3%
US:59.2;EU:16.2;APAC:11.3;EM:9.2;Other:4.1
Value:+0.2;Growth:+0.2;Quality:-0.4;Size:+0.9;Momentum:-0.6;LowVol:+0.7
MaxPos5%;NoDerivatives
8
30
5.8
hard 12%
148
17.3
Volatile
23.1
4.95
3.3
150
-48
19
63
false
Buy
Add to core equity +1%
-15
8
BrokerA
LMT
94
null
null
Normal monitoring
51
-5
143
5
false
Tighten stops on momentum names
P2871
Systematic
Trust
USD
2025-05-01
557,655
48,290
509,365
1
60
26.2
4.5
9.3
TLT:24.7%;VNQ:26.7%;MSFT:26.7%;AAPL:21.9%
US:60.6;EU:16.5;APAC:11.1;EM:9.4;Other:2.4
Value:+0.7;Growth:+0.8;Quality:-0.6;Size:-0.4;Momentum:-0.7;LowVol:-0.1
MaxPos8%
6
25
5.7
trailing 8%
228
17.9
Bull
17.6
4.24
3.1
97
46
79
46
false
NoAction
Within bands; monitor
-3
-35
BrokerA
VWAP
92
null
null
Normal monitoring
73
-25
202
5
false
Tighten stops on momentum names
P2872
Systematic
Taxable
USD
2024-07-21
502,594
26,418
476,176
1
69.7
21.7
2.4
6.1
QQQ:13.8%;XLF:22.6%;MSFT:20.4%;TSLA:22.6%;MUB:10.6%;VOO:10.1%
US:70.9;EU:14.3;APAC:8.1;EM:6.4;Other:0.3
Value:-0.3;Growth:-0.8;Quality:+0.5;Size:+0.8;Momentum:+0.2;LowVol:+0.3
null
8
25
5.3
trailing 8%
177
25
Volatile
29.9
4.83
2.9
118
-56
10
91
true
Hedge
Buy index puts 1% notional
-14
5
BrokerD
MKT
92
Drift>tolerance
Hedge
Allocation drift beyond policy bands
9
14
25
2
false
Tax-aware sells next window
P2873
Opportunistic
IRA
USD
2025-09-25
874,682
32,134
842,548
1
63.4
14.5
13.5
8.6
TSLA:8.0%;VNQ:18.9%;BND:19.9%;MSFT:20.4%;AAPL:20.4%;XLF:12.2%
US:65.4;EU:17.5;APAC:6.8;EM:7.3;Other:2.9
Value:+0.6;Growth:-0.7;Quality:-0.8;Size:-0.3;Momentum:+0.6;LowVol:+0.4
MaxPos6%
7
35
5.9
trailing 7%
263
22.9
Bull
11.9
4.93
2.1
102
6
54
45
false
Buy
Add to core equity +1%
9
9
BrokerD
LMT
97
null
null
Normal monitoring
60
-32
72
3
false
Tighten stops on momentum names
P2874
Hands-off
Taxable
USD
2025-04-09
404,351
29,885
374,466
1
74.1
18.2
0.9
6.8
VNQ:33.3%;AMZN:33.3%;MUB:33.3%
US:63.2;EU:16.0;APAC:12.7;EM:4.2;Other:3.9
Value:0.0;Growth:-0.2;Quality:+0.7;Size:+0.7;Momentum:+0.4;LowVol:-0.6
MaxPos8%;NoDerivatives
7
30
5.6
hard 10%
102
14.4
Bull
12.9
4.6
2.7
119
106
100
45
false
Hedge
Add TLT +1% as duration hedge
-1
-7
BrokerC
LMT
91
null
null
Normal monitoring
13
-5
-3
3
false
Tighten stops on momentum names
P2875
Systematic
Roth
USD
2025-07-21
1,299,273
96,005
1,203,268
1
62.8
29.5
0
7.7
GLD:11.5%;MUB:15.4%;AAPL:18.9%;AMZN:21.2%;VTI:13.3%;TLT:19.8%
US:70.7;EU:8.2;APAC:7.0;EM:12.1;Other:2.1
Value:+0.4;Growth:-0.7;Quality:+0.1;Size:+0.7;Momentum:-0.7;LowVol:-1.0
null
6
35
4.4
trailing 8%
150
22.6
Bull
11.2
4.31
3.4
108
3
48
39
false
Hedge
Add TLT +1% as duration hedge
9
5
BrokerA
MKT
95
null
null
Normal monitoring
58
-13
57
4
false
Tighten stops on momentum names
P2876
Opportunistic
Roth
USD
2025-11-10
544,971
16,516
528,455
1.19
60.6
18.1
14.2
7.2
AAPL:17.2%;AMZN:21.9%;TSLA:21.9%;VOO:17.1%;VNQ:21.9%
US:54.8;EU:17.4;APAC:10.7;EM:11.9;Other:5.2
Value:+0.2;Growth:+0.8;Quality:+0.5;Size:0.0;Momentum:-0.2;LowVol:+0.1
null
8
35
4.5
hard 12%
196
28
Bull
15.7
4.3
2.8
94
32
70
45
false
Rebalance
Shift +1% to bonds from equity
18
1
BrokerB
MKT
88
null
null
Normal monitoring
47
-12
184
4
false
Increase defensive factor exposure
P2877
Systematic
Taxable
USD
2024-11-05
719,906
50,005
669,901
1
60.2
29.9
3.9
6
AMZN:33.3%;BRK.B:33.3%;QQQ:33.3%
US:78.0;EU:8.6;APAC:7.0;EM:4.1;Other:2.3
Value:-0.3;Growth:+0.2;Quality:+0.6;Size:+0.6;Momentum:-0.8;LowVol:-0.5
null
7
35
5.7
trailing 9%
204
17.1
Volatile
29
3.74
2.2
115
34
54
80
true
Hedge
Buy index puts 1% notional
6
-2
BrokerC
MKT
94
Drift>tolerance
Reduce
Allocation drift beyond policy bands
80
-36
125
2
false
Increase defensive factor exposure
P2878
Active
401k
USD
2025-12-23
1,214,038
135,452
1,078,586
1
56.4
20.7
14.2
8.7
QQQ:33.3%;MSFT:33.3%;TSLA:33.3%
US:61.8;EU:14.5;APAC:6.7;EM:13.1;Other:4.0
Value:+0.7;Growth:-0.1;Quality:-0.9;Size:-0.2;Momentum:+0.4;LowVol:-0.0
null
6
30
5.9
hard 12%
226
23.2
Volatile
23.2
4.43
3
150
-28
51
55
false
Rebalance
Shift +1% to bonds from equity
3
11
BrokerC
MKT
95
null
null
Normal monitoring
-45
-51
19
4
false
Monitor dispersion and breadth
P2879
Active
IRA
USD
2024-11-27
1,669,933
160,093
1,509,840
1.06
55.3
24
11.4
9.3
TLT:19.7%;BRK.B:17.6%;IEF:23.3%;VOO:23.3%;QQQ:16.1%
US:63.8;EU:12.0;APAC:10.4;EM:9.7;Other:4.2
Value:-0.3;Growth:+0.9;Quality:+0.5;Size:-0.6;Momentum:-0.6;LowVol:+0.5
MaxPos8%
8
30
4.6
hard 12%
170
19.1
Volatile
22.2
4.9
3.3
129
8
55
60
false
NoAction
Within bands; monitor
-8
4
BrokerB
MKT
0
null
null
Normal monitoring
47
-15
98
5
false
Within IPS guidelines
P2880
Cautious
IRA
USD
2025-12-17
284,832
29,871
254,961
1
45.3
36.9
5.7
12.1
VOO:8.4%;HYG:15.1%;MUB:18.8%;AMZN:17.2%;BND:19.4%;TLT:21.1%
US:71.0;EU:5.9;APAC:9.8;EM:10.4;Other:2.8
Value:-0.1;Growth:-0.6;Quality:+0.3;Size:-0.4;Momentum:-0.0;LowVol:-0.5
MaxPos6%;NoDerivatives;NoMargin
6
25
3.8
hard 10%
93
16
Sideways
16.6
4.8
2.6
109
31
59
37
false
Buy
Add to core equity +1%
-9
-19
BrokerA
VWAP
100
null
null
Normal monitoring
13
-1
118
3
false
Within IPS guidelines
P2881
Opportunistic
401k
USD
2025-01-18
1,436,790
105,548
1,331,242
1
67.5
15.2
13.2
4.1
QQQ:33.3%;BND:33.3%;HYG:33.3%
US:66.1;EU:9.9;APAC:9.8;EM:9.6;Other:4.5
Value:+0.1;Growth:+0.6;Quality:-0.8;Size:-0.5;Momentum:-0.3;LowVol:+0.8
null
6
30
4.3
hard 12%
231
32.7
Volatile
23.5
3.73
4
168
-23
29
64
false
NoAction
Within bands; monitor
-5
-40
BrokerB
LMT
96
null
null
Normal monitoring
61
-52
97
5
false
Tighten stops on momentum names
P2882
Systematic
IRA
USD
2024-11-29
1,573,769
89,660
1,484,109
1
63.3
26.7
2.4
7.5
VNQ:37.3%;BND:37.3%;QQQ:25.5%
US:70.1;EU:8.7;APAC:12.9;EM:5.1;Other:3.2
Value:-0.1;Growth:-0.3;Quality:-0.9;Size:-0.7;Momentum:-0.5;LowVol:+0.6
null
6
30
5.8
trailing 9%
150
22.9
Bull
12.3
4.32
2.3
114
110
100
36
false
Buy
Add to core equity +1%
12
-20
BrokerC
VWAP
97
null
null
Normal monitoring
-53
-60
70
3
false
Increase defensive factor exposure
P2883
Active
Taxable
USD
2025-05-07
867,432
70,178
797,254
1
69.1
22.3
0
8.6
BRK.B:28.2%;AMZN:28.2%;VNQ:28.2%;HYG:15.5%
US:65.8;EU:16.7;APAC:7.0;EM:8.5;Other:2.1
Value:+0.7;Growth:+0.5;Quality:+0.2;Size:+0.4;Momentum:+0.7;LowVol:+0.7
MaxPos7%
8
30
4.9
trailing 8%
120
23.1
Volatile
20.8
4.16
4.1
116
-2
45
54
false
Sell
Trim extended winner -1%
23
-10
BrokerD
LMT
92
null
null
Normal monitoring
51
-25
135
5
false
Monitor dispersion and breadth
P2884
Cautious
401k
USD
2025-02-09
671,695
87,517
584,178
1
40.4
40.6
8.4
10.6
AAPL:33.3%;BRK.B:33.3%;XLF:33.3%
US:80.2;EU:8.0;APAC:5.6;EM:5.9;Other:0.2
Value:+0.1;Growth:+0.3;Quality:+0.9;Size:-0.2;Momentum:-0.0;LowVol:+0.9
ESGOnly;MaxPos7%;NoDerivatives;NoMargin
6
35
5.4
trailing 8%
133
16.8
Sideways
15
4.47
3
139
11
61
34
false
Rebalance
Shift +1% to bonds from equity
20
-28
BrokerB
MKT
91
null
null
Normal monitoring
6
-57
-5
5
false
Within IPS guidelines
P2885
Opportunistic
IRA
USD
2025-07-16
482,097
27,235
454,862
1
72.3
19.2
1.2
7.3
VNQ:14.8%;GLD:22.0%;MUB:22.0%;AMZN:22.0%;VTI:19.1%
US:63.9;EU:11.9;APAC:14.1;EM:6.2;Other:3.8
Value:-1.0;Growth:-0.9;Quality:-0.5;Size:+0.7;Momentum:+0.6;LowVol:+0.5
MaxPos7%
7
30
4.9
trailing 7%
245
34.3
Sideways
20.1
3.79
3.1
123
39
83
56
false
Buy
Add to core equity +1%
-15
1
BrokerD
MKT
91
null
null
Normal monitoring
117
-35
206
3
false
Tighten stops on momentum names
P2886
Cautious
Trust
USD
2025-03-26
389,604
49,294
340,310
1
36.1
44
8.1
11.8
QQQ:25.2%;AMZN:13.3%;HYG:25.2%;XLF:21.5%;BND:14.9%
US:78.3;EU:6.4;APAC:5.1;EM:10.0;Other:0.1
Value:+0.4;Growth:+0.4;Quality:+0.1;Size:-0.2;Momentum:-0.7;LowVol:0.0
ESGOnly;MaxPos7%;NoMargin
6
35
3.2
trailing 10%
93
17
Bull
17.8
4.18
2.7
101
83
100
30
false
NoAction
Within bands; monitor
32
-20
BrokerB
MKT
0
null
null
Normal monitoring
-47
2
-47
3
false
Tax-aware sells next window
P2887
Systematic
Trust
USD
2025-12-02
1,158,493
65,426
1,093,067
1
64.4
20.5
7.7
7.4
TSLA:20.4%;XLF:12.5%;TLT:23.2%;BND:20.7%;VTI:23.2%
US:65.3;EU:9.8;APAC:13.6;EM:9.4;Other:1.9
Value:+0.5;Growth:+0.5;Quality:-0.0;Size:+0.5;Momentum:+0.4;LowVol:-0.8
NoDerivatives
8
30
5.3
hard 12%
125
19.7
Bear
34
3.41
2.8
182
-109
5
84
true
Hedge
Buy index puts 1% notional
0
0
BrokerC
LMT
99
RegimeShift
Hedge
Volatility spike and breadth deterioration
49
-18
14
5
false
Monitor dispersion and breadth
P2888
Hands-off
Taxable
USD
2024-11-04
338,662
14,462
324,200
1
71.4
21.8
0
6.9
VOO:13.7%;MSFT:23.7%;IEF:15.8%;XLF:23.1%;AMZN:23.7%
US:54.4;EU:20.8;APAC:13.4;EM:10.0;Other:1.3
Value:+0.5;Growth:+0.4;Quality:+1.0;Size:-0.1;Momentum:+0.3;LowVol:-0.3
ESGOnly
5
30
3.9
trailing 8%
121
14.6
Bull
15.7
4.26
2.1
75
100
100
53
false
Buy
Add to core equity +1%
22
2
BrokerA
MKT
93
null
null
Normal monitoring
79
-27
106
3
false
Tax-aware sells next window
P2889
Hands-off
IRA
USD
2024-11-26
421,303
23,401
397,902
1
57.1
29.3
3.8
9.8
MSFT:38.6%;HYG:38.6%;BRK.B:22.8%
US:76.4;EU:8.3;APAC:6.7;EM:4.7;Other:3.9
Value:-0.9;Growth:-0.6;Quality:-0.5;Size:+0.9;Momentum:-0.6;LowVol:-0.8
MaxPos6%
6
30
3.4
trailing 8%
163
18.1
Bull
14.3
3.7
3.3
80
18
50
35
false
Sell
Trim extended winner -1%
5
-37
BrokerC
VWAP
86
null
null
Normal monitoring
35
0
170
4
false
Within IPS guidelines
P2890
Cautious
Roth
USD
2024-09-02
581,984
77,294
504,690
1
48.7
38.8
0.4
12.1
AMZN:13.3%;VOO:14.9%;MSFT:22.9%;BRK.B:22.9%;MUB:13.8%;BND:12.2%
US:69.4;EU:7.8;APAC:8.4;EM:14.3;Other:0.1
Value:-0.1;Growth:-0.3;Quality:-0.5;Size:+0.7;Momentum:-0.3;LowVol:-1.0
MaxPos6%;NoMargin
10
25
3.6
hard 10%
117
15.1
Sideways
15.4
4.19
2.3
96
-23
50
45
false
Sell
Trim extended winner -1%
3
-20
BrokerC
LMT
99
null
null
Normal monitoring
68
16
121
5
false
Within IPS guidelines
P2891
Opportunistic
Trust
USD
2025-11-26
1,019,856
63,257
956,599
1.17
63.1
12
16.9
8
BND:23.2%;VTI:15.8%;HYG:23.2%;IEF:14.7%;MUB:23.2%
US:62.7;EU:16.2;APAC:13.7;EM:5.0;Other:2.5
Value:-0.1;Growth:+0.3;Quality:+0.2;Size:-0.2;Momentum:-0.5;LowVol:-0.8
null
6
35
5.3
trailing 9%
201
21
Bear
23
3.9
2.9
182
-56
10
61
false
Rebalance
Shift +1% to bonds from equity
1
-9
BrokerA
LMT
86
null
null
Normal monitoring
98
1
115
3
false
Tighten stops on momentum names
P2892
Active
Taxable
USD
2024-10-19
1,812,731
137,576
1,675,155
1
50.9
27.8
14.6
6.6
IEF:21.7%;HYG:21.7%;XLF:21.7%;BRK.B:17.5%;QQQ:17.5%
US:67.5;EU:13.9;APAC:11.7;EM:5.7;Other:1.3
Value:+0.4;Growth:+0.9;Quality:+0.2;Size:+0.4;Momentum:+0.2;LowVol:+0.8
MaxPos6%
6
25
4.8
trailing 9%
184
19.7
Bull
15.2
3.9
3.2
89
76
76
40
false
NoAction
Within bands; monitor
14
-30
BrokerB
LMT
87
null
null
Normal monitoring
-34
-43
68
4
false
Tax-aware sells next window
P2893
Opportunistic
Trust
USD
2024-11-26
874,471
78,528
795,943
1
67.8
12.6
12.8
6.7
VNQ:17.5%;GLD:20.6%;XLF:23.4%;AMZN:23.4%;MSFT:15.1%
US:68.2;EU:15.9;APAC:7.3;EM:7.5;Other:1.2
Value:-0.2;Growth:+0.4;Quality:+0.5;Size:+0.8;Momentum:-1.0;LowVol:-0.4
MaxPos7%
6
30
4.7
trailing 9%
280
24.1
Volatile
26.6
3.8
2.4
170
66
96
78
true
Reduce
Cut high-beta by 2-3%, add cash
-13
-14
BrokerC
LMT
90
Drift>tolerance
Hedge
Allocation drift beyond policy bands
-48
18
14
4
false
Tax-aware sells next window
P2894
Cautious
401k
USD
2025-03-06
530,882
79,828
451,054
1
38.7
40.1
10.4
10.8
AAPL:33.3%;AMZN:33.3%;MUB:33.3%
US:56.7;EU:19.0;APAC:10.4;EM:10.0;Other:3.9
Value:-0.7;Growth:-0.1;Quality:-0.3;Size:+0.7;Momentum:+0.7;LowVol:+0.1
NoDerivatives;NoMargin
10
35
4.1
trailing 8%
111
14
Volatile
31
5.34
2.7
113
46
85
66
false
Sell
Trim extended winner -1%
19
15
BrokerC
MKT
98
null
null
Normal monitoring
91
-30
187
4
false
Tax-aware sells next window
P2895
Hands-off
Roth
USD
2024-07-20
496,558
26,471
470,087
1
59.3
27.6
6
7.2
QQQ:17.1%;VOO:17.7%;AAPL:18.1%;XLF:24.5%;BRK.B:22.5%
US:58.5;EU:17.3;APAC:14.0;EM:7.7;Other:2.5
Value:-0.6;Growth:-0.3;Quality:-0.0;Size:-0.2;Momentum:-0.3;LowVol:+1.0
MaxPos7%
7
30
4.5
trailing 8%
102
19.1
Bull
15.9
4.52
2.3
75
60
93
40
false
NoAction
Within bands; monitor
-14
5
BrokerA
MKT
0
null
null
Normal monitoring
113
18
248
3
false
Increase defensive factor exposure
P2896
Active
Taxable
USD
2025-11-04
585,992
70,036
515,956
1.22
58.3
23.4
8.8
9.6
TSLA:33.3%;IEF:33.3%;BND:33.3%
US:64.9;EU:16.8;APAC:6.4;EM:7.6;Other:4.2
Value:+0.5;Growth:0.0;Quality:+0.7;Size:-0.2;Momentum:+0.6;LowVol:-0.0
MaxPos8%
5
35
4.3
hard 12%
146
20.6
Volatile
31.1
4.62
2.3
177
-33
19
85
true
Reduce
Cut high-beta by 2-3%, add cash
-3
10
BrokerB
LMT
85
RegimeShift
TightenStops
Volatility spike and breadth deterioration
28
-3
99
3
false
Monitor dispersion and breadth
P2897
Hands-off
IRA
USD
2024-11-25
282,799
20,670
262,129
1
71.4
18.9
1
8.6
XLF:23.1%;TSLA:23.1%;QQQ:21.8%;VTI:20.7%;IEF:11.2%
US:66.9;EU:8.3;APAC:7.4;EM:14.2;Other:3.2
Value:-0.4;Growth:-0.2;Quality:0.0;Size:+0.6;Momentum:+0.9;LowVol:+0.6
ESGOnly
10
25
4.5
trailing 8%
151
16.3
Bear
28.2
3.05
1.5
187
-31
30
77
true
Reduce
Cut high-beta by 2-3%, add cash
32
-13
BrokerB
LMT
92
VAR>budget
Reduce
Risk above budget threshold
54
0
183
3
false
Within IPS guidelines
P2898
Cautious
Trust
USD
2025-02-22
866,477
97,247
769,230
1
39.1
36.7
10.3
14
QQQ:13.8%;VTI:21.2%;MSFT:16.2%;VNQ:11.2%;GLD:16.4%;MUB:21.2%
US:65.6;EU:19.4;APAC:5.5;EM:5.4;Other:4.1
Value:-0.2;Growth:+0.6;Quality:-0.3;Size:+0.1;Momentum:+0.2;LowVol:+0.5
NoMargin
8
35
4.5
trailing 10%
143
16.9
Bull
15.5
4.03
3.1
75
65
95
41
false
Buy
Add to core equity +1%
22
7
BrokerC
LMT
98
null
null
Normal monitoring
83
7
165
4
false
Increase defensive factor exposure
P2899
Hands-off
IRA
USD
2025-07-22
301,865
26,459
275,406
1
65.7
25.5
0
8.7
TSLA:12.8%;VOO:25.0%;TLT:12.1%;HYG:25.0%;QQQ:25.0%
US:60.3;EU:14.2;APAC:13.2;EM:8.1;Other:4.2
Value:-0.8;Growth:+0.7;Quality:+1.0;Size:-0.2;Momentum:+0.9;LowVol:-0.7
ESGOnly
5
30
5.1
trailing 8%
169
12.4
Sideways
20.2
3.58
2.4
97
55
70
55
false
Sell
Trim extended winner -1%
23
15
BrokerC
LMT
91
null
null
Normal monitoring
-47
-29
-11
4
false
Monitor dispersion and breadth
P2900
Opportunistic
Roth
USD
2025-04-09
736,302
59,760
676,542
1
66.4
20.6
8.9
4.1
GLD:23.2%;XLF:23.2%;HYG:23.2%;MUB:21.7%;TLT:8.5%
US:62.2;EU:22.4;APAC:7.4;EM:5.2;Other:2.8
Value:-0.1;Growth:-1.0;Quality:-0.0;Size:+0.2;Momentum:-0.2;LowVol:-0.8
NoDerivatives
10
30
4.8
trailing 9%
198
25.9
Volatile
31.2
4.24
3.9
175
-7
54
89
true
Reduce
Cut high-beta by 2-3%, add cash
6
6
BrokerC
LMT
86
VAR>budget
Reduce
Risk above budget threshold
87
2
204
3
false
Tax-aware sells next window