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admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Roy, Information about your Documents. Policy Number : DZTES1LUUY0. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) MX968PT Mr Dale Wilson 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Mr Dale Wilson Policy Number: DZTES1LUUY0 Issue date: 29/11/19 Address: 918 Rogers row New Maryburgh KY08 4ZF Contact number: +44(0)113 4960701Email address: sara88@example.org Vehicle Details: Registration number: MX968PT Keeper: Mr Dale Wilson Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: KY08 4ZF Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Thu 03 April, 2025 Bonus Protection: Protected To: 00:00 2021-09-25 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Mr Dale Wilson Policyholder Date of Birth: 24/11/19 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Dr Patrick Briggs Driver Date of Birth: Wednesday 19 February, 2025 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: DZTES1LUUY0 This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: MX968PT or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 2021-09-25 2Name of Policyholder: Mr Dale Wilson 3Persons or classes of persons entitled to drive: Mr Dale Wilson, Dr Patrick Briggs All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Thu 03 April, 20256Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Mr Dale Wilson Policy number: DZTES1LUUY0 Issue date: 29/11/19 Issued by: AdmiralAddress: 918 Rogers row New Maryburgh KY08 4ZF Reason for issue: Renewal Contact number: +44(0)113 4960701Email address: sara88@example.org Vehicle Details: Registration number: MX968PT Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: KY08 4ZF Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Thu 03 April, 2025 Years No Claims Bonus: 14 To: 00:00 on 2021-09-25 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Mr Dale Wilson , Dr Patrick Briggs Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £3,820.67 Policy Upgrade sub-total: £7,571.80 Insurance Premium Tax: £1,276.68 Total: £3,745.80Windscreen Cover Included Protected No Claims Bonus £7,571.80 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|DZTES1LUUY0\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: DZTES1LUUY0 Issue Date: 29/11/19 Renewal Date: Thu 03 April, 2025 483881525 Mr Dale Wilson 918 Rogers row New Maryburgh KY08 4ZF Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Thu 03 April, 2025. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 29/11/19. Your Renewal Offer £3,745.80 Last Year's Premium £7,036.11 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Thu 03 April, 2025 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Mr Dale Wilson \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £3,745.80 \| Payment Date: 09 August, 2025 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Mr Dale Wilson (FORD MUSTANG - MX968PT) Thu 03 April, 2025 to 2021-09-25 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£3,745.80 Your Renewal Offer £3,745.80 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : sara88@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	DZTES1LUUY0	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	2021-09-25	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Thu 03 April, 2025	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Elliot, Information about your Documents. Policy Number : M/SCEG-VPIJV323. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) UH09 9UA Eric Yates 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Eric Yates Policy Number: M/SCEG-VPIJV323 Issue date: 26 April, 2025 Address: 9 Carly ranch West Elaine CM5H 4UQ Contact number: +44(0)909 8790490Email address: hollie86@example.com Vehicle Details: Registration number: UH09 9UA Keeper: Eric Yates Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: CM5H 4UQ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 07/09/19 Bonus Protection: Protected To: 00:00 2020-10-19 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Eric Yates Policyholder Date of Birth: 2024-06-02 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Rosie Walker Driver Date of Birth: 28 February, 2022 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: M/SCEG-VPIJV323 This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: UH09 9UA or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 2020-10-19 2Name of Policyholder: Eric Yates 3Persons or classes of persons entitled to drive: Eric Yates, Rosie Walker All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 07/09/196Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Eric Yates Policy number: M/SCEG-VPIJV323 Issue date: 26 April, 2025 Issued by: AdmiralAddress: 9 Carly ranch West Elaine CM5H 4UQ Reason for issue: Renewal Contact number: +44(0)909 8790490Email address: hollie86@example.com Vehicle Details: Registration number: UH09 9UA Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: CM5H 4UQ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 07/09/19 Years No Claims Bonus: 14 To: 00:00 on 2020-10-19 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Eric Yates , Rosie Walker Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £3,456.60 Policy Upgrade sub-total: £5,147.40 Insurance Premium Tax: £487.75 Total: £4,167.34Windscreen Cover Included Protected No Claims Bonus £5,147.40 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|M/SCEG-VPIJV323\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: M/SCEG-VPIJV323 Issue Date: 26 April, 2025 Renewal Date: 07/09/19 483881525 Eric Yates 9 Carly ranch West Elaine CM5H 4UQ Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mrs %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 07/09/19. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 26 April, 2025. Your Renewal Offer £4,167.34 Last Year's Premium £3,902.48 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 07/09/19 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Eric Yates \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £4,167.34 \| Payment Date: 24/11/22 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Eric Yates (FORD MUSTANG - UH09 9UA) 07/09/19 to 2020-10-19 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£4,167.34 Your Renewal Offer £4,167.34 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : hollie86@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	M/SCEG-VPIJV323	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	2020-10-19	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	07/09/19	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Lindsey, Information about your Documents. Policy Number : XZNX.NNT/ZVFHI.VJ. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) TM050CZ Henry Smith 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Henry Smith Policy Number: XZNX.NNT/ZVFHI.VJ Issue date: Monday 08 April, 2024 Address: Flat 5 Lindsey port Deborahmouth L2W 3EZ Contact number: +4429 2018209Email address: elliot03@example.org Vehicle Details: Registration number: TM050CZ Keeper: Henry Smith Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: L2W 3EZ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Tuesday 23 February, 2021 Bonus Protection: Protected To: 00:00 Friday 10 June, 2022 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Henry Smith Policyholder Date of Birth: 17/09/25 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Christopher Stephens Driver Date of Birth: 30/05/22 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: XZNX.NNT/ZVFHI.VJ This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: TM050CZ or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Friday 10 June, 2022 2Name of Policyholder: Henry Smith 3Persons or classes of persons entitled to drive: Henry Smith, Christopher Stephens All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Tuesday 23 February, 20216Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Henry Smith Policy number: XZNX.NNT/ZVFHI.VJ Issue date: Monday 08 April, 2024 Issued by: AdmiralAddress: Flat 5 Lindsey port Deborahmouth L2W 3EZ Reason for issue: Renewal Contact number: +4429 2018209Email address: elliot03@example.org Vehicle Details: Registration number: TM050CZ Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: L2W 3EZ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Tuesday 23 February, 2021 Years No Claims Bonus: 14 To: 00:00 on Friday 10 June, 2022 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Henry Smith , Christopher Stephens Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £4,815.54 Policy Upgrade sub-total: £6,499.92 Insurance Premium Tax: £6,130.75 Total: £4,752.86Windscreen Cover Included Protected No Claims Bonus £6,499.92 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|XZNX.NNT/ZVFHI.VJ\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: XZNX.NNT/ZVFHI.VJ Issue Date: Monday 08 April, 2024 Renewal Date: Tuesday 23 February, 2021 483881525 Henry Smith Flat 5 Lindsey port Deborahmouth L2W 3EZ Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Tuesday 23 February, 2021. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Monday 08 April, 2024. Your Renewal Offer £4,752.86 Last Year's Premium £2,337.91 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Tuesday 23 February, 2021 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Henry Smith \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £4,752.86 \| Payment Date: 20/11/2019 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Henry Smith (FORD MUSTANG - TM050CZ) Tuesday 23 February, 2021 to Friday 10 June, 2022 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£4,752.86 Your Renewal Offer £4,752.86 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : elliot03@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	XZNX.NNT/ZVFHI.VJ	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Friday	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Tuesday 23 February, 2021	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Ashleigh, Information about your Documents. Policy Number : 4JN3297/WX. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) SP58 9XL Dr Callum Fisher 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Dr Callum Fisher Policy Number: 4JN3297/WX Issue date: Friday 04 November, 2022 Address: 0 Marion prairie Declanberg L9F 1BA Contact number: +44161 4960196Email address: ashleighhussain@example.net Vehicle Details: Registration number: SP58 9XL Keeper: Dr Callum Fisher Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: L9F 1BA Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 27/07/2019 Bonus Protection: Protected To: 00:00 Sat 15 February, 2025 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Dr Callum Fisher Policyholder Date of Birth: 17/09/2020 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Dr Barry Fisher Driver Date of Birth: 13/02/2025 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 4JN3297/WX This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: SP58 9XL or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Sat 15 February, 2025 2Name of Policyholder: Dr Callum Fisher 3Persons or classes of persons entitled to drive: Dr Callum Fisher, Dr Barry Fisher All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 27/07/20196Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Dr Callum Fisher Policy number: 4JN3297/WX Issue date: Friday 04 November, 2022 Issued by: AdmiralAddress: 0 Marion prairie Declanberg L9F 1BA Reason for issue: Renewal Contact number: +44161 4960196Email address: ashleighhussain@example.net Vehicle Details: Registration number: SP58 9XL Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: L9F 1BA Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 27/07/2019 Years No Claims Bonus: 14 To: 00:00 on Sat 15 February, 2025 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Dr Callum Fisher , Dr Barry Fisher Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £2,901.02 Policy Upgrade sub-total: £4,955.08 Insurance Premium Tax: £5,768.99 Total: £9,811.23Windscreen Cover Included Protected No Claims Bonus £4,955.08 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|4JN3297/WX\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 4JN3297/WX Issue Date: Friday 04 November, 2022 Renewal Date: 27/07/2019 483881525 Dr Callum Fisher 0 Marion prairie Declanberg L9F 1BA Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 27/07/2019. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Friday 04 November, 2022. Your Renewal Offer £9,811.23 Last Year's Premium £4,401.65 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 27/07/2019 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Dr Callum Fisher \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £9,811.23 \| Payment Date: Fri 31 May, 2024 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Dr Callum Fisher (FORD MUSTANG - SP58 9XL) 27/07/2019 to Sat 15 February, 2025 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£9,811.23 Your Renewal Offer £9,811.23 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : ashleighhussain@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	4JN3297/WX	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Sat	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	27/07/2019	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Rachel, Information about your Documents. Policy Number : 4/CWJRT41/1CYZDWO.4_IIQC. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) NO315LY Dr Frank Sharpe 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Dr Frank Sharpe Policy Number: 4/CWJRT41/1CYZDWO.4_IIQC Issue date: 15/04/25 Address: Studio 9 Talbot road Sarahfort WC8 4UD Contact number: +44(0)1632 960012Email address: groberts@example.com Vehicle Details: Registration number: NO315LY Keeper: Dr Frank Sharpe Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: WC8 4UD Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 14/06/23 Bonus Protection: Protected To: 00:00 Saturday 31 May, 2025 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Dr Frank Sharpe Policyholder Date of Birth: 2022-04-23 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Elliot Harris Driver Date of Birth: 02/05/19 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 4/CWJRT41/1CYZDWO.4_IIQC This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: NO315LY or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Saturday 31 May, 2025 2Name of Policyholder: Dr Frank Sharpe 3Persons or classes of persons entitled to drive: Dr Frank Sharpe, Elliot Harris All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 14/06/236Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Dr Frank Sharpe Policy number: 4/CWJRT41/1CYZDWO.4_IIQC Issue date: 15/04/25 Issued by: AdmiralAddress: Studio 9 Talbot road Sarahfort WC8 4UD Reason for issue: Renewal Contact number: +44(0)1632 960012Email address: groberts@example.com Vehicle Details: Registration number: NO315LY Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: WC8 4UD Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 14/06/23 Years No Claims Bonus: 14 To: 00:00 on Saturday 31 May, 2025 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Dr Frank Sharpe , Elliot Harris Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £2,105.07 Policy Upgrade sub-total: £5,205.04 Insurance Premium Tax: £6,547.70 Total: £9,381.62Windscreen Cover Included Protected No Claims Bonus £5,205.04 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|4/CWJRT41/1CYZDWO.4_IIQC\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 4/CWJRT41/1CYZDWO.4_IIQC Issue Date: 15/04/25 Renewal Date: 14/06/23 483881525 Dr Frank Sharpe Studio 9 Talbot road Sarahfort WC8 4UD Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 14/06/23. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 15/04/25. Your Renewal Offer £9,381.62 Last Year's Premium £9,500.73 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 14/06/23 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Dr Frank Sharpe \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £9,381.62 \| Payment Date: 2020-10-10 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Dr Frank Sharpe (FORD MUSTANG - NO315LY) 14/06/23 to Saturday 31 May, 2025 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£9,381.62 Your Renewal Offer £9,381.62 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : groberts@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	4/CWJRT41/1CYZDWO.4_IIQC	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Saturday	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	14/06/23	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Rita, Information about your Documents. Policy Number : f/zqdyv/tyhi.woldw_npl. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) RP740RW Dr Adam Stokes 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Dr Adam Stokes Policy Number: f/zqdyv/tyhi.woldw_npl Issue date: 06/09/19 Address: 185 Flynn creek South Michaelside EC31 4GA Contact number: +441632 960963Email address: mdean@example.org Vehicle Details: Registration number: RP740RW Keeper: Dr Adam Stokes Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: EC31 4GA Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 2019-05-02 Bonus Protection: Protected To: 00:00 07/02/26 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Dr Adam Stokes Policyholder Date of Birth: 2022-03-06 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Mrs Hilary Butler Driver Date of Birth: Thu 09 November, 2023 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: f/zqdyv/tyhi.woldw_npl This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: RP740RW or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 07/02/26 2Name of Policyholder: Dr Adam Stokes 3Persons or classes of persons entitled to drive: Dr Adam Stokes, Mrs Hilary Butler All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 2019-05-026Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Dr Adam Stokes Policy number: f/zqdyv/tyhi.woldw_npl Issue date: 06/09/19 Issued by: AdmiralAddress: 185 Flynn creek South Michaelside EC31 4GA Reason for issue: Renewal Contact number: +441632 960963Email address: mdean@example.org Vehicle Details: Registration number: RP740RW Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: EC31 4GA Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 2019-05-02 Years No Claims Bonus: 14 To: 00:00 on 07/02/26 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Dr Adam Stokes , Mrs Hilary Butler Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £7,241.74 Policy Upgrade sub-total: £6,098.36 Insurance Premium Tax: £7,681.67 Total: £236.74Windscreen Cover Included Protected No Claims Bonus £6,098.36 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|f/zqdyv/tyhi.woldw_npl\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: f/zqdyv/tyhi.woldw_npl Issue Date: 06/09/19 Renewal Date: 2019-05-02 483881525 Dr Adam Stokes 185 Flynn creek South Michaelside EC31 4GA Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 2019-05-02. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 06/09/19. Your Renewal Offer £236.74 Last Year's Premium £7,411.49 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 2019-05-02 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Dr Adam Stokes \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £236.74 \| Payment Date: 31/10/22 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Dr Adam Stokes (FORD MUSTANG - RP740RW) 2019-05-02 to 07/02/26 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£236.74 Your Renewal Offer £236.74 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : mdean@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	f/zqdyv/tyhi.woldw_npl	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	07/02/26	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	2019-05-02	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Jack, Information about your Documents. Policy Number : ls-tgnu. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) NF97 0NA Iain Baldwin 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Iain Baldwin Policy Number: ls-tgnu Issue date: 08 December, 2022 Address: Studio 41A Kirsty loop Lake Kelly N1B 4RN Contact number: (0121) 4960048Email address: gerard06@example.com Vehicle Details: Registration number: NF97 0NA Keeper: Iain Baldwin Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: N1B 4RN Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 21/12/2021 Bonus Protection: Protected To: 00:00 09/06/2020 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Iain Baldwin Policyholder Date of Birth: 22/08/22 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Harriet Morris Driver Date of Birth: 2021-06-04 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: ls-tgnu This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: NF97 0NA or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 09/06/2020 2Name of Policyholder: Iain Baldwin 3Persons or classes of persons entitled to drive: Iain Baldwin, Harriet Morris All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 21/12/20216Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Iain Baldwin Policy number: ls-tgnu Issue date: 08 December, 2022 Issued by: AdmiralAddress: Studio 41A Kirsty loop Lake Kelly N1B 4RN Reason for issue: Renewal Contact number: (0121) 4960048Email address: gerard06@example.com Vehicle Details: Registration number: NF97 0NA Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: N1B 4RN Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 21/12/2021 Years No Claims Bonus: 14 To: 00:00 on 09/06/2020 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Iain Baldwin , Harriet Morris Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £1,650.22 Policy Upgrade sub-total: £3,693.62 Insurance Premium Tax: £8,781.94 Total: £2,583.77Windscreen Cover Included Protected No Claims Bonus £3,693.62 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|ls-tgnu\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: ls-tgnu Issue Date: 08 December, 2022 Renewal Date: 21/12/2021 483881525 Iain Baldwin Studio 41A Kirsty loop Lake Kelly N1B 4RN Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Miss %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 21/12/2021. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 08 December, 2022. Your Renewal Offer £2,583.77 Last Year's Premium £8,619.93 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 21/12/2021 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Iain Baldwin \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £2,583.77 \| Payment Date: 2021-05-27 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Iain Baldwin (FORD MUSTANG - NF97 0NA) 21/12/2021 to 09/06/2020 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£2,583.77 Your Renewal Offer £2,583.77 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : gerard06@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	ls-tgnu	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	09/06/2020	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	21/12/2021	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Frederick, Information about your Documents. Policy Number : OD/6IV1YIXUSUAPCLU1P. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) EU075HA Mr Nathan Allen 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Mr Nathan Allen Policy Number: OD/6IV1YIXUSUAPCLU1P Issue date: 26/05/2025 Address: Studio 7 Walker crescent Katherineside WV8 6XU Contact number: +44909 879 0834Email address: pateljake@example.com Vehicle Details: Registration number: EU075HA Keeper: Mr Nathan Allen Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: WV8 6XU Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 24/04/23 Bonus Protection: Protected To: 00:00 Friday 15 July, 2022 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Mr Nathan Allen Policyholder Date of Birth: Sat 30 April, 2022 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Josephine Howard Driver Date of Birth: 08/06/25 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: OD/6IV1YIXUSUAPCLU1P This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: EU075HA or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Friday 15 July, 2022 2Name of Policyholder: Mr Nathan Allen 3Persons or classes of persons entitled to drive: Mr Nathan Allen, Josephine Howard All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 24/04/236Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Mr Nathan Allen Policy number: OD/6IV1YIXUSUAPCLU1P Issue date: 26/05/2025 Issued by: AdmiralAddress: Studio 7 Walker crescent Katherineside WV8 6XU Reason for issue: Renewal Contact number: +44909 879 0834Email address: pateljake@example.com Vehicle Details: Registration number: EU075HA Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: WV8 6XU Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 24/04/23 Years No Claims Bonus: 14 To: 00:00 on Friday 15 July, 2022 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Mr Nathan Allen , Josephine Howard Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £6,765.27 Policy Upgrade sub-total: £1,258.26 Insurance Premium Tax: £9,429.13 Total: £1,384.11Windscreen Cover Included Protected No Claims Bonus £1,258.26 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|OD/6IV1YIXUSUAPCLU1P\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: OD/6IV1YIXUSUAPCLU1P Issue Date: 26/05/2025 Renewal Date: 24/04/23 483881525 Mr Nathan Allen Studio 7 Walker crescent Katherineside WV8 6XU Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 24/04/23. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 26/05/2025. Your Renewal Offer £1,384.11 Last Year's Premium £4,916.73 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 24/04/23 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Mr Nathan Allen \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £1,384.11 \| Payment Date: 14/07/23 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Mr Nathan Allen (FORD MUSTANG - EU075HA) 24/04/23 to Friday 15 July, 2022 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£1,384.11 Your Renewal Offer £1,384.11 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : pateljake@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	OD/6IV1YIXUSUAPCLU1P	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Friday	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	24/04/23	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Sean, Information about your Documents. Policy Number : umwrvpgq-jlytpter/ychq. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) PG729PK Ms Harriet Jones 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Ms Harriet Jones Policy Number: umwrvpgq-jlytpter/ychq Issue date: Tue 26 November, 2019 Address: 4 Murphy pine Lake Kim OX19 8ZN Contact number: +44(0)808 157 0244Email address: elizabeth34@example.org Vehicle Details: Registration number: PG729PK Keeper: Ms Harriet Jones Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: OX19 8ZN Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 2025-03-28 Bonus Protection: Protected To: 00:00 2019-08-21 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Ms Harriet Jones Policyholder Date of Birth: 28 May, 2023 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Anthony Lambert Driver Date of Birth: 08 May, 2024 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: umwrvpgq-jlytpter/ychq This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: PG729PK or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 2019-08-21 2Name of Policyholder: Ms Harriet Jones 3Persons or classes of persons entitled to drive: Ms Harriet Jones, Anthony Lambert All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 2025-03-286Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Ms Harriet Jones Policy number: umwrvpgq-jlytpter/ychq Issue date: Tue 26 November, 2019 Issued by: AdmiralAddress: 4 Murphy pine Lake Kim OX19 8ZN Reason for issue: Renewal Contact number: +44(0)808 157 0244Email address: elizabeth34@example.org Vehicle Details: Registration number: PG729PK Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: OX19 8ZN Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 2025-03-28 Years No Claims Bonus: 14 To: 00:00 on 2019-08-21 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Ms Harriet Jones , Anthony Lambert Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £6,435.55 Policy Upgrade sub-total: £7,087.23 Insurance Premium Tax: £963.55 Total: £6,068.52Windscreen Cover Included Protected No Claims Bonus £7,087.23 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|umwrvpgq-jlytpter/ychq\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: umwrvpgq-jlytpter/ychq Issue Date: Tue 26 November, 2019 Renewal Date: 2025-03-28 483881525 Ms Harriet Jones 4 Murphy pine Lake Kim OX19 8ZN Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 2025-03-28. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Tue 26 November, 2019. Your Renewal Offer £6,068.52 Last Year's Premium £8,396.59 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 2025-03-28 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Ms Harriet Jones \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £6,068.52 \| Payment Date: 12/07/23 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Ms Harriet Jones (FORD MUSTANG - PG729PK) 2025-03-28 to 2019-08-21 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£6,068.52 Your Renewal Offer £6,068.52 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : elizabeth34@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	umwrvpgq-jlytpter/ychq	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	2019-08-21	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	2025-03-28	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Marilyn, Information about your Documents. Policy Number : 4L/AJE1P.WINLHRF1NK1O8I. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) XB069CP Jeffrey Elliott 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Jeffrey Elliott Policy Number: 4L/AJE1P.WINLHRF1NK1O8I Issue date: Fri 10 May, 2024 Address: Flat 73 Harris pass Watsonview NP5 2SH Contact number: (020) 7496 0067Email address: jake66@example.net Vehicle Details: Registration number: XB069CP Keeper: Jeffrey Elliott Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: NP5 2SH Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 27 January, 2023 Bonus Protection: Protected To: 00:00 Tue 01 October, 2019 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Jeffrey Elliott Policyholder Date of Birth: 20/08/2024 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Olivia Clayton Driver Date of Birth: 27/10/2024 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 4L/AJE1P.WINLHRF1NK1O8I This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: XB069CP or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Tue 01 October, 2019 2Name of Policyholder: Jeffrey Elliott 3Persons or classes of persons entitled to drive: Jeffrey Elliott, Olivia Clayton All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 27 January, 20236Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Jeffrey Elliott Policy number: 4L/AJE1P.WINLHRF1NK1O8I Issue date: Fri 10 May, 2024 Issued by: AdmiralAddress: Flat 73 Harris pass Watsonview NP5 2SH Reason for issue: Renewal Contact number: (020) 7496 0067Email address: jake66@example.net Vehicle Details: Registration number: XB069CP Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: NP5 2SH Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 27 January, 2023 Years No Claims Bonus: 14 To: 00:00 on Tue 01 October, 2019 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Jeffrey Elliott , Olivia Clayton Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £7,869.96 Policy Upgrade sub-total: £3,762.25 Insurance Premium Tax: £7,241.84 Total: £3,819.64Windscreen Cover Included Protected No Claims Bonus £3,762.25 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|4L/AJE1P.WINLHRF1NK1O8I\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 4L/AJE1P.WINLHRF1NK1O8I Issue Date: Fri 10 May, 2024 Renewal Date: 27 January, 2023 483881525 Jeffrey Elliott Flat 73 Harris pass Watsonview NP5 2SH Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 27 January, 2023. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Fri 10 May, 2024. Your Renewal Offer £3,819.64 Last Year's Premium £5,725.38 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 27 January, 2023 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Jeffrey Elliott \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £3,819.64 \| Payment Date: 14 January, 2020 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Jeffrey Elliott (FORD MUSTANG - XB069CP) 27 January, 2023 to Tue 01 October, 2019 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£3,819.64 Your Renewal Offer £3,819.64 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : jake66@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	4L/AJE1P.WINLHRF1NK1O8I	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Tue	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	27 January, 2023	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Caroline, Information about your Documents. Policy Number : MNHH/FGXGF_AAD. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) PA175AF Vincent Wells 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Vincent Wells Policy Number: MNHH/FGXGF_AAD Issue date: Tuesday 04 February, 2020 Address: 29 Ian lodge New Jay L0 7LX Contact number: +44118 4960695Email address: nichollsellie@example.org Vehicle Details: Registration number: PA175AF Keeper: Vincent Wells Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: L0 7LX Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 2025-06-04 Bonus Protection: Protected To: 00:00 05 September, 2025 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Vincent Wells Policyholder Date of Birth: 2024-03-09 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Mr Howard Duncan Driver Date of Birth: 10/03/23 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: MNHH/FGXGF_AAD This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: PA175AF or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 05 September, 2025 2Name of Policyholder: Vincent Wells 3Persons or classes of persons entitled to drive: Vincent Wells, Mr Howard Duncan All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 2025-06-046Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Vincent Wells Policy number: MNHH/FGXGF_AAD Issue date: Tuesday 04 February, 2020 Issued by: AdmiralAddress: 29 Ian lodge New Jay L0 7LX Reason for issue: Renewal Contact number: +44118 4960695Email address: nichollsellie@example.org Vehicle Details: Registration number: PA175AF Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: L0 7LX Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 2025-06-04 Years No Claims Bonus: 14 To: 00:00 on 05 September, 2025 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Vincent Wells , Mr Howard Duncan Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £8,719.86 Policy Upgrade sub-total: £2,591.05 Insurance Premium Tax: £7,955.36 Total: £9,897.51Windscreen Cover Included Protected No Claims Bonus £2,591.05 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|MNHH/FGXGF_AAD\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: MNHH/FGXGF_AAD Issue Date: Tuesday 04 February, 2020 Renewal Date: 2025-06-04 483881525 Vincent Wells 29 Ian lodge New Jay L0 7LX Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 2025-06-04. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Tuesday 04 February, 2020. Your Renewal Offer £9,897.51 Last Year's Premium £165.73 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 2025-06-04 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Vincent Wells \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £9,897.51 \| Payment Date: 09 May, 2024 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Vincent Wells (FORD MUSTANG - PA175AF) 2025-06-04 to 05 September, 2025 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£9,897.51 Your Renewal Offer £9,897.51 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : nichollsellie@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	MNHH/FGXGF_AAD	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	05	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	2025-06-04	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Debra, Information about your Documents. Policy Number : H-A/VXIHOF_XAPJMFYTG. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) GR926EL Lawrence Lee 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Lawrence Lee Policy Number: H-A/VXIHOF_XAPJMFYTG Issue date: 24/11/2022 Address: Flat 1 Lindsey glens Howardberg W8 1US Contact number: +4429 2018589Email address: charlottelambert@example.org Vehicle Details: Registration number: GR926EL Keeper: Lawrence Lee Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: W8 1US Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 10/09/2020 Bonus Protection: Protected To: 00:00 13/05/2022 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Lawrence Lee Policyholder Date of Birth: 13 October, 2022 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None John Ali Driver Date of Birth: 27 February, 2022 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: H-A/VXIHOF_XAPJMFYTG This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: GR926EL or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 13/05/2022 2Name of Policyholder: Lawrence Lee 3Persons or classes of persons entitled to drive: Lawrence Lee, John Ali All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 10/09/20206Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Lawrence Lee Policy number: H-A/VXIHOF_XAPJMFYTG Issue date: 24/11/2022 Issued by: AdmiralAddress: Flat 1 Lindsey glens Howardberg W8 1US Reason for issue: Renewal Contact number: +4429 2018589Email address: charlottelambert@example.org Vehicle Details: Registration number: GR926EL Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: W8 1US Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 10/09/2020 Years No Claims Bonus: 14 To: 00:00 on 13/05/2022 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Lawrence Lee , John Ali Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £9,524.72 Policy Upgrade sub-total: £8,981.88 Insurance Premium Tax: £2,778.04 Total: £8,745.23Windscreen Cover Included Protected No Claims Bonus £8,981.88 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|H-A/VXIHOF_XAPJMFYTG\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: H-A/VXIHOF_XAPJMFYTG Issue Date: 24/11/2022 Renewal Date: 10/09/2020 483881525 Lawrence Lee Flat 1 Lindsey glens Howardberg W8 1US Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 10/09/2020. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 24/11/2022. Your Renewal Offer £8,745.23 Last Year's Premium £4,956.78 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 10/09/2020 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Lawrence Lee \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £8,745.23 \| Payment Date: Wednesday 14 May, 2025 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Lawrence Lee (FORD MUSTANG - GR926EL) 10/09/2020 to 13/05/2022 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£8,745.23 Your Renewal Offer £8,745.23 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : charlottelambert@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	H-A/VXIHOF_XAPJMFYTG	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	13/05/2022	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	10/09/2020	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Amber, Information about your Documents. Policy Number : G4UR/F2GP/74/NQS86. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) BT640SR Christian Harris 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Christian Harris Policy Number: G4UR/F2GP/74/NQS86 Issue date: 26/03/24 Address: 142 Naomi spurs Zoeport SM7N 7LG Contact number: +44(0)306 9990369Email address: shannonpatterson@example.net Vehicle Details: Registration number: BT640SR Keeper: Christian Harris Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: SM7N 7LG Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 03/08/2021 Bonus Protection: Protected To: 00:00 02/10/19 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Christian Harris Policyholder Date of Birth: Thu 14 April, 2022 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Peter Vincent Driver Date of Birth: 06/02/26 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: G4UR/F2GP/74/NQS86 This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: BT640SR or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 02/10/19 2Name of Policyholder: Christian Harris 3Persons or classes of persons entitled to drive: Christian Harris, Peter Vincent All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 03/08/20216Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Christian Harris Policy number: G4UR/F2GP/74/NQS86 Issue date: 26/03/24 Issued by: AdmiralAddress: 142 Naomi spurs Zoeport SM7N 7LG Reason for issue: Renewal Contact number: +44(0)306 9990369Email address: shannonpatterson@example.net Vehicle Details: Registration number: BT640SR Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: SM7N 7LG Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 03/08/2021 Years No Claims Bonus: 14 To: 00:00 on 02/10/19 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Christian Harris , Peter Vincent Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £6,373.61 Policy Upgrade sub-total: £98.76 Insurance Premium Tax: £3,689.50 Total: £8,253.47Windscreen Cover Included Protected No Claims Bonus £98.76 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|G4UR/F2GP/74/NQS86\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: G4UR/F2GP/74/NQS86 Issue Date: 26/03/24 Renewal Date: 03/08/2021 483881525 Christian Harris 142 Naomi spurs Zoeport SM7N 7LG Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 03/08/2021. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 26/03/24. Your Renewal Offer £8,253.47 Last Year's Premium £1,075.12 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 03/08/2021 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Christian Harris \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £8,253.47 \| Payment Date: 06/09/21 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Christian Harris (FORD MUSTANG - BT640SR) 03/08/2021 to 02/10/19 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£8,253.47 Your Renewal Offer £8,253.47 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : shannonpatterson@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	G4UR/F2GP/74/NQS86	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	02/10/19	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	03/08/2021	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Jane, Information about your Documents. Policy Number : 7ILQ6EWFL/36_-Y1JW/MG. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) FS345EM Naomi Williams 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Naomi Williams Policy Number: 7ILQ6EWFL/36_-Y1JW/MG Issue date: 03/07/25 Address: 1 Pearce plain Turnershire S25 5QU Contact number: +442074960600Email address: ruthwebb@example.org Vehicle Details: Registration number: FS345EM Keeper: Naomi Williams Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: S25 5QU Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 27/12/2022 Bonus Protection: Protected To: 00:00 2025-12-24 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Naomi Williams Policyholder Date of Birth: 2022-04-17 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Dennis Thomas Driver Date of Birth: 24/01/2021 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 7ILQ6EWFL/36_-Y1JW/MG This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: FS345EM or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 2025-12-24 2Name of Policyholder: Naomi Williams 3Persons or classes of persons entitled to drive: Naomi Williams, Dennis Thomas All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 27/12/20226Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Naomi Williams Policy number: 7ILQ6EWFL/36_-Y1JW/MG Issue date: 03/07/25 Issued by: AdmiralAddress: 1 Pearce plain Turnershire S25 5QU Reason for issue: Renewal Contact number: +442074960600Email address: ruthwebb@example.org Vehicle Details: Registration number: FS345EM Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: S25 5QU Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 27/12/2022 Years No Claims Bonus: 14 To: 00:00 on 2025-12-24 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Naomi Williams , Dennis Thomas Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £8,652.95 Policy Upgrade sub-total: £5,956.90 Insurance Premium Tax: £705.10 Total: £3,513.44Windscreen Cover Included Protected No Claims Bonus £5,956.90 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|7ILQ6EWFL/36_-Y1JW/MG\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 7ILQ6EWFL/36_-Y1JW/MG Issue Date: 03/07/25 Renewal Date: 27/12/2022 483881525 Naomi Williams 1 Pearce plain Turnershire S25 5QU Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mrs %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 27/12/2022. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 03/07/25. Your Renewal Offer £3,513.44 Last Year's Premium £5,661.80 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 27/12/2022 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Naomi Williams \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £3,513.44 \| Payment Date: 2019-09-03 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Naomi Williams (FORD MUSTANG - FS345EM) 27/12/2022 to 2025-12-24 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£3,513.44 Your Renewal Offer £3,513.44 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : ruthwebb@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	7ILQ6EWFL/36_-Y1JW/MG	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	2025-12-24	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	27/12/2022	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Joyce, Information about your Documents. Policy Number : h.qna_qedcttgl. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) KN19 1LH Damian Bennett 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Damian Bennett Policy Number: h.qna_qedcttgl Issue date: 2019-11-30 Address: 438 Louis gateway McCarthystad N9T 8EN Contact number: 0141 496 0866Email address: spowell@example.net Vehicle Details: Registration number: KN19 1LH Keeper: Damian Bennett Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: N9T 8EN Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 2019-10-09 Bonus Protection: Protected To: 00:00 Sunday 27 July, 2025 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Damian Bennett Policyholder Date of Birth: 27/01/26 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Mr David White Driver Date of Birth: Tuesday 06 February, 2024 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: h.qna_qedcttgl This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: KN19 1LH or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Sunday 27 July, 2025 2Name of Policyholder: Damian Bennett 3Persons or classes of persons entitled to drive: Damian Bennett, Mr David White All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 2019-10-096Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Damian Bennett Policy number: h.qna_qedcttgl Issue date: 2019-11-30 Issued by: AdmiralAddress: 438 Louis gateway McCarthystad N9T 8EN Reason for issue: Renewal Contact number: 0141 496 0866Email address: spowell@example.net Vehicle Details: Registration number: KN19 1LH Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: N9T 8EN Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 2019-10-09 Years No Claims Bonus: 14 To: 00:00 on Sunday 27 July, 2025 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Damian Bennett , Mr David White Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £9,233.37 Policy Upgrade sub-total: £7,387.21 Insurance Premium Tax: £8,054.69 Total: £449.24Windscreen Cover Included Protected No Claims Bonus £7,387.21 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|h.qna_qedcttgl\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: h.qna_qedcttgl Issue Date: 2019-11-30 Renewal Date: 2019-10-09 483881525 Damian Bennett 438 Louis gateway McCarthystad N9T 8EN Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 2019-10-09. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 2019-11-30. Your Renewal Offer £449.24 Last Year's Premium £2,091.78 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 2019-10-09 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Damian Bennett \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £449.24 \| Payment Date: 2023-11-13 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Damian Bennett (FORD MUSTANG - KN19 1LH) 2019-10-09 to Sunday 27 July, 2025 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£449.24 Your Renewal Offer £449.24 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : spowell@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	h.qna_qedcttgl	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Sunday	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	2019-10-09	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Alex, Information about your Documents. Policy Number : 39-HY1-AVJJTK. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) XE457KJ Janet Jackson 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Janet Jackson Policy Number: 39-HY1-AVJJTK Issue date: 01/09/25 Address: Studio 77 Poole meadows South Holly LL9X 4QN Contact number: (0141) 496 0595Email address: geraldjones@example.net Vehicle Details: Registration number: XE457KJ Keeper: Janet Jackson Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: LL9X 4QN Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Wed 31 March, 2021 Bonus Protection: Protected To: 00:00 Sunday 03 November, 2024 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Janet Jackson Policyholder Date of Birth: 21/02/22 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Lynne Taylor Driver Date of Birth: Thu 07 November, 2019 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 39-HY1-AVJJTK This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: XE457KJ or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Sunday 03 November, 2024 2Name of Policyholder: Janet Jackson 3Persons or classes of persons entitled to drive: Janet Jackson, Lynne Taylor All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Wed 31 March, 20216Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Janet Jackson Policy number: 39-HY1-AVJJTK Issue date: 01/09/25 Issued by: AdmiralAddress: Studio 77 Poole meadows South Holly LL9X 4QN Reason for issue: Renewal Contact number: (0141) 496 0595Email address: geraldjones@example.net Vehicle Details: Registration number: XE457KJ Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: LL9X 4QN Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Wed 31 March, 2021 Years No Claims Bonus: 14 To: 00:00 on Sunday 03 November, 2024 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Janet Jackson , Lynne Taylor Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £3,840.17 Policy Upgrade sub-total: £3,334.40 Insurance Premium Tax: £6,265.54 Total: £860.51Windscreen Cover Included Protected No Claims Bonus £3,334.40 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|39-HY1-AVJJTK\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 39-HY1-AVJJTK Issue Date: 01/09/25 Renewal Date: Wed 31 March, 2021 483881525 Janet Jackson Studio 77 Poole meadows South Holly LL9X 4QN Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Wed 31 March, 2021. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 01/09/25. Your Renewal Offer £860.51 Last Year's Premium £2,520.30 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Wed 31 March, 2021 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Janet Jackson \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £860.51 \| Payment Date: Fri 19 July, 2019 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Janet Jackson (FORD MUSTANG - XE457KJ) Wed 31 March, 2021 to Sunday 03 November, 2024 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£860.51 Your Renewal Offer £860.51 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : geraldjones@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	39-HY1-AVJJTK	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Sunday	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Wed 31 March, 2021	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Louis, Information about your Documents. Policy Number : MVX/SLACAB.. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) BY54 2DS Susan Ellis 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Susan Ellis Policy Number: MVX/SLACAB. Issue date: 27/06/20 Address: Studio 11 Jones spur Ruthbury YO9M 0JL Contact number: +44114 4960192Email address: robertjones@example.net Vehicle Details: Registration number: BY54 2DS Keeper: Susan Ellis Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: YO9M 0JL Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Friday 29 September, 2023 Bonus Protection: Protected To: 00:00 Wednesday 20 November, 2024 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Susan Ellis Policyholder Date of Birth: Sunday 28 April, 2024 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Anna Ward-Allen Driver Date of Birth: 05/06/23 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: MVX/SLACAB. This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: BY54 2DS or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Wednesday 20 November, 2024 2Name of Policyholder: Susan Ellis 3Persons or classes of persons entitled to drive: Susan Ellis, Anna Ward-Allen All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Friday 29 September, 20236Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Susan Ellis Policy number: MVX/SLACAB. Issue date: 27/06/20 Issued by: AdmiralAddress: Studio 11 Jones spur Ruthbury YO9M 0JL Reason for issue: Renewal Contact number: +44114 4960192Email address: robertjones@example.net Vehicle Details: Registration number: BY54 2DS Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: YO9M 0JL Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Friday 29 September, 2023 Years No Claims Bonus: 14 To: 00:00 on Wednesday 20 November, 2024 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Susan Ellis , Anna Ward-Allen Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £2,965.93 Policy Upgrade sub-total: £1,659.90 Insurance Premium Tax: £7,476.17 Total: £3,880.33Windscreen Cover Included Protected No Claims Bonus £1,659.90 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|MVX/SLACAB.\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: MVX/SLACAB. Issue Date: 27/06/20 Renewal Date: Friday 29 September, 2023 483881525 Susan Ellis Studio 11 Jones spur Ruthbury YO9M 0JL Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mrs %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Friday 29 September, 2023. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 27/06/20. Your Renewal Offer £3,880.33 Last Year's Premium £8,595.83 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Friday 29 September, 2023 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Susan Ellis \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £3,880.33 \| Payment Date: 12/06/22 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Susan Ellis (FORD MUSTANG - BY54 2DS) Friday 29 September, 2023 to Wednesday 20 November, 2024 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£3,880.33 Your Renewal Offer £3,880.33 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : robertjones@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	MVX/SLACAB.	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Wednesday	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Friday 29 September, 2023	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Janet, Information about your Documents. Policy Number : QILS/-LQEIQXYC-. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) MG04 8WD Alex Holmes-Stephens 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Alex Holmes-Stephens Policy Number: QILS/-LQEIQXYC- Issue date: 23/02/2021 Address: Studio 3 Frank shoals South Rachelberg G5 1EG Contact number: +44(0)161 496 0731Email address: dobsoncarolyn@example.org Vehicle Details: Registration number: MG04 8WD Keeper: Alex Holmes-Stephens Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: G5 1EG Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 01/03/26 Bonus Protection: Protected To: 00:00 13/09/19 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Alex Holmes-Stephens Policyholder Date of Birth: 05/11/21 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Ms Molly Lewis Driver Date of Birth: Fri 24 January, 2020 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: QILS/-LQEIQXYC- This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: MG04 8WD or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 13/09/19 2Name of Policyholder: Alex Holmes-Stephens 3Persons or classes of persons entitled to drive: Alex Holmes-Stephens, Ms Molly Lewis All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 01/03/266Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Alex Holmes-Stephens Policy number: QILS/-LQEIQXYC- Issue date: 23/02/2021 Issued by: AdmiralAddress: Studio 3 Frank shoals South Rachelberg G5 1EG Reason for issue: Renewal Contact number: +44(0)161 496 0731Email address: dobsoncarolyn@example.org Vehicle Details: Registration number: MG04 8WD Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: G5 1EG Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 01/03/26 Years No Claims Bonus: 14 To: 00:00 on 13/09/19 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Alex Holmes-Stephens , Ms Molly Lewis Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £4,065.44 Policy Upgrade sub-total: £869.75 Insurance Premium Tax: £791.90 Total: £7,931.36Windscreen Cover Included Protected No Claims Bonus £869.75 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|QILS/-LQEIQXYC-\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: QILS/-LQEIQXYC- Issue Date: 23/02/2021 Renewal Date: 01/03/26 483881525 Alex Holmes-Stephens Studio 3 Frank shoals South Rachelberg G5 1EG Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 01/03/26. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 23/02/2021. Your Renewal Offer £7,931.36 Last Year's Premium £3,586.86 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 01/03/26 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Alex Holmes-Stephens \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £7,931.36 \| Payment Date: 01/02/2022 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Alex Holmes-Stephens (FORD MUSTANG - MG04 8WD) 01/03/26 to 13/09/19 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£7,931.36 Your Renewal Offer £7,931.36 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : dobsoncarolyn@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	QILS/-LQEIQXYC-	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	13/09/19	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	01/03/26	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Carly, Information about your Documents. Policy Number : qzik-stypdddblpitim. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) SN864LN Darren Smith 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Darren Smith Policy Number: qzik-stypdddblpitim Issue date: 16 January, 2020 Address: Studio 86 Owen roads North Henry G75 4XL Contact number: +441144960793Email address: wheelershannon@example.net Vehicle Details: Registration number: SN864LN Keeper: Darren Smith Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: G75 4XL Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 24/03/23 Bonus Protection: Protected To: 00:00 10 March, 2025 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Darren Smith Policyholder Date of Birth: Sat 08 October, 2022 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Mr Henry Robinson Driver Date of Birth: 28/10/21 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: qzik-stypdddblpitim This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: SN864LN or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 10 March, 2025 2Name of Policyholder: Darren Smith 3Persons or classes of persons entitled to drive: Darren Smith, Mr Henry Robinson All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 24/03/236Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Darren Smith Policy number: qzik-stypdddblpitim Issue date: 16 January, 2020 Issued by: AdmiralAddress: Studio 86 Owen roads North Henry G75 4XL Reason for issue: Renewal Contact number: +441144960793Email address: wheelershannon@example.net Vehicle Details: Registration number: SN864LN Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: G75 4XL Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 24/03/23 Years No Claims Bonus: 14 To: 00:00 on 10 March, 2025 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Darren Smith , Mr Henry Robinson Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £8,794.29 Policy Upgrade sub-total: £4,317.14 Insurance Premium Tax: £5,835.77 Total: £8,004.51Windscreen Cover Included Protected No Claims Bonus £4,317.14 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|qzik-stypdddblpitim\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: qzik-stypdddblpitim Issue Date: 16 January, 2020 Renewal Date: 24/03/23 483881525 Darren Smith Studio 86 Owen roads North Henry G75 4XL Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Ms %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 24/03/23. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 16 January, 2020. Your Renewal Offer £8,004.51 Last Year's Premium £8,441.17 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 24/03/23 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Darren Smith \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £8,004.51 \| Payment Date: 28 May, 2021 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Darren Smith (FORD MUSTANG - SN864LN) 24/03/23 to 10 March, 2025 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£8,004.51 Your Renewal Offer £8,004.51 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : wheelershannon@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	qzik-stypdddblpitim	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	10	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	24/03/23	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Hannah, Information about your Documents. Policy Number : ZC-KKHEYAEHRMZMN/AOSP. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) WY367TA Kevin Cross-Watts 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Kevin Cross-Watts Policy Number: ZC-KKHEYAEHRMZMN/AOSP Issue date: 23 October, 2020 Address: Studio 76Q Bird stream Evansland CH9Y 1QS Contact number: +44131 496 0141Email address: kelly87@example.org Vehicle Details: Registration number: WY367TA Keeper: Kevin Cross-Watts Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: CH9Y 1QS Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Fri 19 December, 2025 Bonus Protection: Protected To: 00:00 27 November, 2021 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Kevin Cross-Watts Policyholder Date of Birth: 14/05/19 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Hayley Phillips-Rogers Driver Date of Birth: Tue 14 July, 2020 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: ZC-KKHEYAEHRMZMN/AOSP This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: WY367TA or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 27 November, 2021 2Name of Policyholder: Kevin Cross-Watts 3Persons or classes of persons entitled to drive: Kevin Cross-Watts, Hayley Phillips-Rogers All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Fri 19 December, 20256Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Kevin Cross-Watts Policy number: ZC-KKHEYAEHRMZMN/AOSP Issue date: 23 October, 2020 Issued by: AdmiralAddress: Studio 76Q Bird stream Evansland CH9Y 1QS Reason for issue: Renewal Contact number: +44131 496 0141Email address: kelly87@example.org Vehicle Details: Registration number: WY367TA Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: CH9Y 1QS Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Fri 19 December, 2025 Years No Claims Bonus: 14 To: 00:00 on 27 November, 2021 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Kevin Cross-Watts , Hayley Phillips-Rogers Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £7,140.21 Policy Upgrade sub-total: £6,209.94 Insurance Premium Tax: £1,139.57 Total: £3,727.97Windscreen Cover Included Protected No Claims Bonus £6,209.94 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|ZC-KKHEYAEHRMZMN/AOSP\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: ZC-KKHEYAEHRMZMN/AOSP Issue Date: 23 October, 2020 Renewal Date: Fri 19 December, 2025 483881525 Kevin Cross-Watts Studio 76Q Bird stream Evansland CH9Y 1QS Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Fri 19 December, 2025. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 23 October, 2020. Your Renewal Offer £3,727.97 Last Year's Premium £4,305.45 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Fri 19 December, 2025 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Kevin Cross-Watts \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £3,727.97 \| Payment Date: Saturday 30 September, 2023 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Kevin Cross-Watts (FORD MUSTANG - WY367TA) Fri 19 December, 2025 to 27 November, 2021 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£3,727.97 Your Renewal Offer £3,727.97 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : kelly87@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	ZC-KKHEYAEHRMZMN/AOSP	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	27	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Fri 19 December, 2025	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Keith, Information about your Documents. Policy Number : J-69O28MAM78Q1O/9NDB0LHP0. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) XF108UW Charles Price-Williams 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Charles Price-Williams Policy Number: J-69O28MAM78Q1O/9NDB0LHP0 Issue date: 05/07/2022 Address: 093 Sean forges East Yvonne W51 9HZ Contact number: +44292018357Email address: amystevens@example.net Vehicle Details: Registration number: XF108UW Keeper: Charles Price-Williams Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: W51 9HZ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 08/09/2021 Bonus Protection: Protected To: 00:00 04/01/2021 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Charles Price-Williams Policyholder Date of Birth: 2020-09-05 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Diane Scott Driver Date of Birth: 19 January, 2022 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: J-69O28MAM78Q1O/9NDB0LHP0 This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: XF108UW or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 04/01/2021 2Name of Policyholder: Charles Price-Williams 3Persons or classes of persons entitled to drive: Charles Price-Williams, Diane Scott All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 08/09/20216Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Charles Price-Williams Policy number: J-69O28MAM78Q1O/9NDB0LHP0 Issue date: 05/07/2022 Issued by: AdmiralAddress: 093 Sean forges East Yvonne W51 9HZ Reason for issue: Renewal Contact number: +44292018357Email address: amystevens@example.net Vehicle Details: Registration number: XF108UW Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: W51 9HZ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 08/09/2021 Years No Claims Bonus: 14 To: 00:00 on 04/01/2021 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Charles Price-Williams , Diane Scott Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £2,822.40 Policy Upgrade sub-total: £5,499.47 Insurance Premium Tax: £6,983.33 Total: £8,532.88Windscreen Cover Included Protected No Claims Bonus £5,499.47 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|J-69O28MAM78Q1O/9NDB0LHP0\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: J-69O28MAM78Q1O/9NDB0LHP0 Issue Date: 05/07/2022 Renewal Date: 08/09/2021 483881525 Charles Price-Williams 093 Sean forges East Yvonne W51 9HZ Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Ms %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 08/09/2021. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 05/07/2022. Your Renewal Offer £8,532.88 Last Year's Premium £174.49 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 08/09/2021 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Charles Price-Williams \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £8,532.88 \| Payment Date: Thu 17 October, 2019 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Charles Price-Williams (FORD MUSTANG - XF108UW) 08/09/2021 to 04/01/2021 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£8,532.88 Your Renewal Offer £8,532.88 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : amystevens@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	J-69O28MAM78Q1O/9NDB0LHP0	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	04/01/2021	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	08/09/2021	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Heather, Information about your Documents. Policy Number : VTM9FHK41.MFPRBDG5. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) FE584GB Dr Allan Robinson 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Dr Allan Robinson Policy Number: VTM9FHK41.MFPRBDG5 Issue date: Wednesday 04 August, 2021 Address: Flat 7 Glover lodge North Lynne G8U 4SW Contact number: (028) 9018187Email address: samuelryan@example.net Vehicle Details: Registration number: FE584GB Keeper: Dr Allan Robinson Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: G8U 4SW Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Sun 22 February, 2026 Bonus Protection: Protected To: 00:00 01/01/2020 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Dr Allan Robinson Policyholder Date of Birth: 13 September, 2023 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Louis Welch-Garner Driver Date of Birth: 16 April, 2022 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: VTM9FHK41.MFPRBDG5 This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: FE584GB or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 01/01/2020 2Name of Policyholder: Dr Allan Robinson 3Persons or classes of persons entitled to drive: Dr Allan Robinson, Louis Welch-Garner All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Sun 22 February, 20266Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Dr Allan Robinson Policy number: VTM9FHK41.MFPRBDG5 Issue date: Wednesday 04 August, 2021 Issued by: AdmiralAddress: Flat 7 Glover lodge North Lynne G8U 4SW Reason for issue: Renewal Contact number: (028) 9018187Email address: samuelryan@example.net Vehicle Details: Registration number: FE584GB Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: G8U 4SW Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Sun 22 February, 2026 Years No Claims Bonus: 14 To: 00:00 on 01/01/2020 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Dr Allan Robinson , Louis Welch-Garner Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £9,512.80 Policy Upgrade sub-total: £1,073.41 Insurance Premium Tax: £2,034.27 Total: £3,391.49Windscreen Cover Included Protected No Claims Bonus £1,073.41 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|VTM9FHK41.MFPRBDG5\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: VTM9FHK41.MFPRBDG5 Issue Date: Wednesday 04 August, 2021 Renewal Date: Sun 22 February, 2026 483881525 Dr Allan Robinson Flat 7 Glover lodge North Lynne G8U 4SW Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Ms %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Sun 22 February, 2026. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Wednesday 04 August, 2021. Your Renewal Offer £3,391.49 Last Year's Premium £5,179.58 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Sun 22 February, 2026 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Dr Allan Robinson \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £3,391.49 \| Payment Date: Sat 03 January, 2026 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Dr Allan Robinson (FORD MUSTANG - FE584GB) Sun 22 February, 2026 to 01/01/2020 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£3,391.49 Your Renewal Offer £3,391.49 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : samuelryan@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	VTM9FHK41.MFPRBDG5	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	01/01/2020	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Sun 22 February, 2026	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Jacob, Information about your Documents. Policy Number : 4_9V/F5KSIH0FKBP.D6D. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) JY57 3KS Ricky Richards-Holland 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Ricky Richards-Holland Policy Number: 4_9V/F5KSIH0FKBP.D6D Issue date: Wed 17 April, 2019 Address: 753 Jennifer ridges Kaystad EH4 6JJ Contact number: 0116 4960589Email address: paul45@example.org Vehicle Details: Registration number: JY57 3KS Keeper: Ricky Richards-Holland Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: EH4 6JJ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Thursday 19 January, 2023 Bonus Protection: Protected To: 00:00 09/11/2025 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Ricky Richards-Holland Policyholder Date of Birth: Friday 11 September, 2020 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Aaron Baker-Howells Driver Date of Birth: 2021-07-18 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 4_9V/F5KSIH0FKBP.D6D This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: JY57 3KS or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 09/11/2025 2Name of Policyholder: Ricky Richards-Holland 3Persons or classes of persons entitled to drive: Ricky Richards-Holland, Aaron Baker-Howells All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Thursday 19 January, 20236Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Ricky Richards-Holland Policy number: 4_9V/F5KSIH0FKBP.D6D Issue date: Wed 17 April, 2019 Issued by: AdmiralAddress: 753 Jennifer ridges Kaystad EH4 6JJ Reason for issue: Renewal Contact number: 0116 4960589Email address: paul45@example.org Vehicle Details: Registration number: JY57 3KS Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: EH4 6JJ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Thursday 19 January, 2023 Years No Claims Bonus: 14 To: 00:00 on 09/11/2025 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Ricky Richards-Holland , Aaron Baker-Howells Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £2,844.32 Policy Upgrade sub-total: £6,341.04 Insurance Premium Tax: £2,354.22 Total: £6,885.25Windscreen Cover Included Protected No Claims Bonus £6,341.04 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|4_9V/F5KSIH0FKBP.D6D\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 4_9V/F5KSIH0FKBP.D6D Issue Date: Wed 17 April, 2019 Renewal Date: Thursday 19 January, 2023 483881525 Ricky Richards-Holland 753 Jennifer ridges Kaystad EH4 6JJ Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Thursday 19 January, 2023. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Wed 17 April, 2019. Your Renewal Offer £6,885.25 Last Year's Premium £8,846.43 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Thursday 19 January, 2023 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Ricky Richards-Holland \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £6,885.25 \| Payment Date: 28 August, 2022 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Ricky Richards-Holland (FORD MUSTANG - JY57 3KS) Thursday 19 January, 2023 to 09/11/2025 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£6,885.25 Your Renewal Offer £6,885.25 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : paul45@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	4_9V/F5KSIH0FKBP.D6D	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	09/11/2025	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Thursday 19 January, 2023	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Donald, Information about your Documents. Policy Number : wjvuueap. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) FE09 8VF Kirsty Lee-Perkins 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Kirsty Lee-Perkins Policy Number: wjvuueap Issue date: Friday 07 January, 2022 Address: Studio 89N Watkins keys Geraldineshire M6U 8XW Contact number: +4420 7496 0950Email address: kayleighgreen@example.com Vehicle Details: Registration number: FE09 8VF Keeper: Kirsty Lee-Perkins Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: M6U 8XW Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 20/02/2023 Bonus Protection: Protected To: 00:00 2023-11-02 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Kirsty Lee-Perkins Policyholder Date of Birth: 01 March, 2026 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Naomi Matthews Driver Date of Birth: Saturday 08 November, 2025 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: wjvuueap This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: FE09 8VF or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 2023-11-02 2Name of Policyholder: Kirsty Lee-Perkins 3Persons or classes of persons entitled to drive: Kirsty Lee-Perkins, Naomi Matthews All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 20/02/20236Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Kirsty Lee-Perkins Policy number: wjvuueap Issue date: Friday 07 January, 2022 Issued by: AdmiralAddress: Studio 89N Watkins keys Geraldineshire M6U 8XW Reason for issue: Renewal Contact number: +4420 7496 0950Email address: kayleighgreen@example.com Vehicle Details: Registration number: FE09 8VF Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: M6U 8XW Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 20/02/2023 Years No Claims Bonus: 14 To: 00:00 on 2023-11-02 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Kirsty Lee-Perkins , Naomi Matthews Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £2,669.27 Policy Upgrade sub-total: £1,171.75 Insurance Premium Tax: £1,708.10 Total: £8,862.66Windscreen Cover Included Protected No Claims Bonus £1,171.75 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|wjvuueap\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: wjvuueap Issue Date: Friday 07 January, 2022 Renewal Date: 20/02/2023 483881525 Kirsty Lee-Perkins Studio 89N Watkins keys Geraldineshire M6U 8XW Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Miss %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 20/02/2023. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Friday 07 January, 2022. Your Renewal Offer £8,862.66 Last Year's Premium £7,996.14 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 20/02/2023 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Kirsty Lee-Perkins \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £8,862.66 \| Payment Date: Tue 25 August, 2020 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Kirsty Lee-Perkins (FORD MUSTANG - FE09 8VF) 20/02/2023 to 2023-11-02 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£8,862.66 Your Renewal Offer £8,862.66 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : kayleighgreen@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	wjvuueap	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	2023-11-02	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	20/02/2023	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Francis, Information about your Documents. Policy Number : OGO-_NBD.XLXBYVTR. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) EH900JM Andrea Williams 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Andrea Williams Policy Number: OGO-_NBD.XLXBYVTR Issue date: 17 October, 2024 Address: 737 Jones prairie South Ashleigh W43 1AD Contact number: +44(0)131 496 0728Email address: stewartgregory@example.com Vehicle Details: Registration number: EH900JM Keeper: Andrea Williams Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: W43 1AD Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 2025-07-07 Bonus Protection: Protected To: 00:00 08/05/2021 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Andrea Williams Policyholder Date of Birth: 11 March, 2020 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Dr Lindsey Moore Driver Date of Birth: 2020-05-31 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: OGO-_NBD.XLXBYVTR This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: EH900JM or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 08/05/2021 2Name of Policyholder: Andrea Williams 3Persons or classes of persons entitled to drive: Andrea Williams, Dr Lindsey Moore All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 2025-07-076Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Andrea Williams Policy number: OGO-_NBD.XLXBYVTR Issue date: 17 October, 2024 Issued by: AdmiralAddress: 737 Jones prairie South Ashleigh W43 1AD Reason for issue: Renewal Contact number: +44(0)131 496 0728Email address: stewartgregory@example.com Vehicle Details: Registration number: EH900JM Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: W43 1AD Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 2025-07-07 Years No Claims Bonus: 14 To: 00:00 on 08/05/2021 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Andrea Williams , Dr Lindsey Moore Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £5,109.63 Policy Upgrade sub-total: £316.21 Insurance Premium Tax: £6,944.97 Total: £9,360.32Windscreen Cover Included Protected No Claims Bonus £316.21 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|OGO-_NBD.XLXBYVTR\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: OGO-_NBD.XLXBYVTR Issue Date: 17 October, 2024 Renewal Date: 2025-07-07 483881525 Andrea Williams 737 Jones prairie South Ashleigh W43 1AD Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 2025-07-07. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 17 October, 2024. Your Renewal Offer £9,360.32 Last Year's Premium £5,557.30 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 2025-07-07 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Andrea Williams \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £9,360.32 \| Payment Date: 2021-11-24 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Andrea Williams (FORD MUSTANG - EH900JM) 2025-07-07 to 08/05/2021 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£9,360.32 Your Renewal Offer £9,360.32 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : stewartgregory@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	OGO-_NBD.XLXBYVTR	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	08/05/2021	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	2025-07-07	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Margaret, Information about your Documents. Policy Number : XTLQ2/N3. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) EC41 0YO Glen Davies 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Glen Davies Policy Number: XTLQ2/N3 Issue date: Tue 03 March, 2020 Address: 812 Jodie green Nicolafort WN9N 9SG Contact number: +44808 157 0822Email address: jmorris@example.org Vehicle Details: Registration number: EC41 0YO Keeper: Glen Davies Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: WN9N 9SG Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 25/03/24 Bonus Protection: Protected To: 00:00 03/01/2022 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Glen Davies Policyholder Date of Birth: 20/10/2024 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Eleanor Evans Driver Date of Birth: 30/06/2023 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: XTLQ2/N3 This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: EC41 0YO or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 03/01/2022 2Name of Policyholder: Glen Davies 3Persons or classes of persons entitled to drive: Glen Davies, Eleanor Evans All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 25/03/246Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Glen Davies Policy number: XTLQ2/N3 Issue date: Tue 03 March, 2020 Issued by: AdmiralAddress: 812 Jodie green Nicolafort WN9N 9SG Reason for issue: Renewal Contact number: +44808 157 0822Email address: jmorris@example.org Vehicle Details: Registration number: EC41 0YO Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: WN9N 9SG Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 25/03/24 Years No Claims Bonus: 14 To: 00:00 on 03/01/2022 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Glen Davies , Eleanor Evans Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £489.72 Policy Upgrade sub-total: £4,802.51 Insurance Premium Tax: £4,490.02 Total: £4,010.45Windscreen Cover Included Protected No Claims Bonus £4,802.51 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|XTLQ2/N3\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: XTLQ2/N3 Issue Date: Tue 03 March, 2020 Renewal Date: 25/03/24 483881525 Glen Davies 812 Jodie green Nicolafort WN9N 9SG Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 25/03/24. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Tue 03 March, 2020. Your Renewal Offer £4,010.45 Last Year's Premium £4,769.78 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 25/03/24 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Glen Davies \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £4,010.45 \| Payment Date: 2020-04-07 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Glen Davies (FORD MUSTANG - EC41 0YO) 25/03/24 to 03/01/2022 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£4,010.45 Your Renewal Offer £4,010.45 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : jmorris@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	XTLQ2/N3	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	03/01/2022	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	25/03/24	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Rosemary, Information about your Documents. Policy Number : KA/E-UYTYAFFRANHBQDRC_F. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) LV75 8XT Mr Owen Morgan 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Mr Owen Morgan Policy Number: KA/E-UYTYAFFRANHBQDRC_F Issue date: 2024-12-18 Address: Flat 37 Jones prairie New Johnville TQ9W 2GN Contact number: +44(0)113 4960789Email address: barnettamelia@example.com Vehicle Details: Registration number: LV75 8XT Keeper: Mr Owen Morgan Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: TQ9W 2GN Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 2020-10-14 Bonus Protection: Protected To: 00:00 28/04/24 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Mr Owen Morgan Policyholder Date of Birth: 2019-10-17 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Billy Kelly Driver Date of Birth: Wednesday 10 December, 2025 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: KA/E-UYTYAFFRANHBQDRC_F This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: LV75 8XT or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 28/04/24 2Name of Policyholder: Mr Owen Morgan 3Persons or classes of persons entitled to drive: Mr Owen Morgan, Billy Kelly All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 2020-10-146Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Mr Owen Morgan Policy number: KA/E-UYTYAFFRANHBQDRC_F Issue date: 2024-12-18 Issued by: AdmiralAddress: Flat 37 Jones prairie New Johnville TQ9W 2GN Reason for issue: Renewal Contact number: +44(0)113 4960789Email address: barnettamelia@example.com Vehicle Details: Registration number: LV75 8XT Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: TQ9W 2GN Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 2020-10-14 Years No Claims Bonus: 14 To: 00:00 on 28/04/24 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Mr Owen Morgan , Billy Kelly Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £6,009.17 Policy Upgrade sub-total: £2,468.36 Insurance Premium Tax: £4,342.38 Total: £5,792.87Windscreen Cover Included Protected No Claims Bonus £2,468.36 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|KA/E-UYTYAFFRANHBQDRC_F\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: KA/E-UYTYAFFRANHBQDRC_F Issue Date: 2024-12-18 Renewal Date: 2020-10-14 483881525 Mr Owen Morgan Flat 37 Jones prairie New Johnville TQ9W 2GN Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 2020-10-14. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 2024-12-18. Your Renewal Offer £5,792.87 Last Year's Premium £1,556.84 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 2020-10-14 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Mr Owen Morgan \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £5,792.87 \| Payment Date: 31 July, 2024 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Mr Owen Morgan (FORD MUSTANG - LV75 8XT) 2020-10-14 to 28/04/24 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£5,792.87 Your Renewal Offer £5,792.87 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : barnettamelia@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	KA/E-UYTYAFFRANHBQDRC_F	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	28/04/24	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	2020-10-14	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Alan, Information about your Documents. Policy Number : s.enggs_ckwdxvptn. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) NL14 8KP Dale Mahmood 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Dale Mahmood Policy Number: s.enggs_ckwdxvptn Issue date: 27/11/2025 Address: Studio 0 Price ridge Iainfurt NG1X 2SH Contact number: +4428 9018 0457Email address: sarahhawkins@example.net Vehicle Details: Registration number: NL14 8KP Keeper: Dale Mahmood Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: NG1X 2SH Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 27/04/20 Bonus Protection: Protected To: 00:00 Wednesday 18 November, 2020 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Dale Mahmood Policyholder Date of Birth: 09 July, 2022 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Hollie Green Driver Date of Birth: Sun 06 October, 2019 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: s.enggs_ckwdxvptn This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: NL14 8KP or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Wednesday 18 November, 2020 2Name of Policyholder: Dale Mahmood 3Persons or classes of persons entitled to drive: Dale Mahmood, Hollie Green All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 27/04/206Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Dale Mahmood Policy number: s.enggs_ckwdxvptn Issue date: 27/11/2025 Issued by: AdmiralAddress: Studio 0 Price ridge Iainfurt NG1X 2SH Reason for issue: Renewal Contact number: +4428 9018 0457Email address: sarahhawkins@example.net Vehicle Details: Registration number: NL14 8KP Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: NG1X 2SH Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 27/04/20 Years No Claims Bonus: 14 To: 00:00 on Wednesday 18 November, 2020 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Dale Mahmood , Hollie Green Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £1,546.81 Policy Upgrade sub-total: £2,880.83 Insurance Premium Tax: £8,209.29 Total: £9,335.96Windscreen Cover Included Protected No Claims Bonus £2,880.83 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|s.enggs_ckwdxvptn\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: s.enggs_ckwdxvptn Issue Date: 27/11/2025 Renewal Date: 27/04/20 483881525 Dale Mahmood Studio 0 Price ridge Iainfurt NG1X 2SH Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 27/04/20. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 27/11/2025. Your Renewal Offer £9,335.96 Last Year's Premium £7,874.61 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 27/04/20 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Dale Mahmood \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £9,335.96 \| Payment Date: Sun 28 January, 2024 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Dale Mahmood (FORD MUSTANG - NL14 8KP) 27/04/20 to Wednesday 18 November, 2020 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£9,335.96 Your Renewal Offer £9,335.96 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : sarahhawkins@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	s.enggs_ckwdxvptn	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Wednesday	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	27/04/20	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Jayne, Information about your Documents. Policy Number : I0Z.KRL0_2LERS3. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) NC79 6YG Stuart Barrett 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Stuart Barrett Policy Number: I0Z.KRL0_2LERS3 Issue date: 03/03/24 Address: 9 Young viaduct North Jonathan BB7 9ZU Contact number: 0113 4960842Email address: reece44@example.net Vehicle Details: Registration number: NC79 6YG Keeper: Stuart Barrett Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: BB7 9ZU Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Tuesday 07 February, 2023 Bonus Protection: Protected To: 00:00 06/05/2025 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Stuart Barrett Policyholder Date of Birth: 2020-11-03 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Anna Brown-Allen Driver Date of Birth: 22/09/2021 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: I0Z.KRL0_2LERS3 This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: NC79 6YG or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 06/05/2025 2Name of Policyholder: Stuart Barrett 3Persons or classes of persons entitled to drive: Stuart Barrett, Anna Brown-Allen All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Tuesday 07 February, 20236Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Stuart Barrett Policy number: I0Z.KRL0_2LERS3 Issue date: 03/03/24 Issued by: AdmiralAddress: 9 Young viaduct North Jonathan BB7 9ZU Reason for issue: Renewal Contact number: 0113 4960842Email address: reece44@example.net Vehicle Details: Registration number: NC79 6YG Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: BB7 9ZU Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Tuesday 07 February, 2023 Years No Claims Bonus: 14 To: 00:00 on 06/05/2025 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Stuart Barrett , Anna Brown-Allen Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £7,501.25 Policy Upgrade sub-total: £6,555.02 Insurance Premium Tax: £2,738.20 Total: £9,516.52Windscreen Cover Included Protected No Claims Bonus £6,555.02 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|I0Z.KRL0_2LERS3\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: I0Z.KRL0_2LERS3 Issue Date: 03/03/24 Renewal Date: Tuesday 07 February, 2023 483881525 Stuart Barrett 9 Young viaduct North Jonathan BB7 9ZU Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mrs %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Tuesday 07 February, 2023. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 03/03/24. Your Renewal Offer £9,516.52 Last Year's Premium £9,234.78 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Tuesday 07 February, 2023 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Stuart Barrett \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £9,516.52 \| Payment Date: 2019-07-01 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Stuart Barrett (FORD MUSTANG - NC79 6YG) Tuesday 07 February, 2023 to 06/05/2025 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£9,516.52 Your Renewal Offer £9,516.52 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : reece44@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	I0Z.KRL0_2LERS3	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	06/05/2025	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Tuesday 07 February, 2023	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Maria, Information about your Documents. Policy Number : 47R-H0TH0_4N/WK-1.PFL9H. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) OO403YC Mr Reece Bell 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Mr Reece Bell Policy Number: 47R-H0TH0_4N/WK-1.PFL9H Issue date: 29/10/19 Address: 86 Clive forges Rosieview B32 4TX Contact number: (0113)4960597Email address: roy57@example.net Vehicle Details: Registration number: OO403YC Keeper: Mr Reece Bell Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: B32 4TX Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Thursday 27 October, 2022 Bonus Protection: Protected To: 00:00 Tuesday 24 September, 2019 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Mr Reece Bell Policyholder Date of Birth: Tuesday 06 August, 2019 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Katy Marsden Driver Date of Birth: Sun 27 November, 2022 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 47R-H0TH0_4N/WK-1.PFL9H This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: OO403YC or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Tuesday 24 September, 2019 2Name of Policyholder: Mr Reece Bell 3Persons or classes of persons entitled to drive: Mr Reece Bell, Katy Marsden All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Thursday 27 October, 20226Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Mr Reece Bell Policy number: 47R-H0TH0_4N/WK-1.PFL9H Issue date: 29/10/19 Issued by: AdmiralAddress: 86 Clive forges Rosieview B32 4TX Reason for issue: Renewal Contact number: (0113)4960597Email address: roy57@example.net Vehicle Details: Registration number: OO403YC Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: B32 4TX Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Thursday 27 October, 2022 Years No Claims Bonus: 14 To: 00:00 on Tuesday 24 September, 2019 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Mr Reece Bell , Katy Marsden Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £2,990.71 Policy Upgrade sub-total: £892.76 Insurance Premium Tax: £836.32 Total: £3,083.96Windscreen Cover Included Protected No Claims Bonus £892.76 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|47R-H0TH0_4N/WK-1.PFL9H\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 47R-H0TH0_4N/WK-1.PFL9H Issue Date: 29/10/19 Renewal Date: Thursday 27 October, 2022 483881525 Mr Reece Bell 86 Clive forges Rosieview B32 4TX Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Thursday 27 October, 2022. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 29/10/19. Your Renewal Offer £3,083.96 Last Year's Premium £8,309.12 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Thursday 27 October, 2022 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Mr Reece Bell \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £3,083.96 \| Payment Date: 01 July, 2019 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Mr Reece Bell (FORD MUSTANG - OO403YC) Thursday 27 October, 2022 to Tuesday 24 September, 2019 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£3,083.96 Your Renewal Offer £3,083.96 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : roy57@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	47R-H0TH0_4N/WK-1.PFL9H	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Tuesday	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Thursday 27 October, 2022	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Lewis, Information about your Documents. Policy Number : BVZFZCS. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) RS711FA Josh Patel 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Josh Patel Policy Number: BVZFZCS Issue date: Saturday 31 August, 2019 Address: 846 Walters ville New Dennisburgh N96 1DS Contact number: +44(0)131 4960551Email address: lawsonkevin@example.com Vehicle Details: Registration number: RS711FA Keeper: Josh Patel Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: N96 1DS Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Tue 26 April, 2022 Bonus Protection: Protected To: 00:00 Mon 07 March, 2022 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Josh Patel Policyholder Date of Birth: 18/10/24 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Dr Holly Evans Driver Date of Birth: 2020-10-20 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: BVZFZCS This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: RS711FA or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Mon 07 March, 2022 2Name of Policyholder: Josh Patel 3Persons or classes of persons entitled to drive: Josh Patel, Dr Holly Evans All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Tue 26 April, 20226Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Josh Patel Policy number: BVZFZCS Issue date: Saturday 31 August, 2019 Issued by: AdmiralAddress: 846 Walters ville New Dennisburgh N96 1DS Reason for issue: Renewal Contact number: +44(0)131 4960551Email address: lawsonkevin@example.com Vehicle Details: Registration number: RS711FA Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: N96 1DS Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Tue 26 April, 2022 Years No Claims Bonus: 14 To: 00:00 on Mon 07 March, 2022 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Josh Patel , Dr Holly Evans Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £1,934.06 Policy Upgrade sub-total: £2,303.51 Insurance Premium Tax: £7,342.62 Total: £8,901.26Windscreen Cover Included Protected No Claims Bonus £2,303.51 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|BVZFZCS\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: BVZFZCS Issue Date: Saturday 31 August, 2019 Renewal Date: Tue 26 April, 2022 483881525 Josh Patel 846 Walters ville New Dennisburgh N96 1DS Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Tue 26 April, 2022. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Saturday 31 August, 2019. Your Renewal Offer £8,901.26 Last Year's Premium £8,906.99 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Tue 26 April, 2022 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Josh Patel \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £8,901.26 \| Payment Date: 29/08/25 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Josh Patel (FORD MUSTANG - RS711FA) Tue 26 April, 2022 to Mon 07 March, 2022 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£8,901.26 Your Renewal Offer £8,901.26 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : lawsonkevin@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	BVZFZCS	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Mon	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Tue 26 April, 2022	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Billy, Information about your Documents. Policy Number : STKBVKYN. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) SF18 6RF Lydia Bell 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Lydia Bell Policy Number: STKBVKYN Issue date: 14/08/2024 Address: Flat 84 Jayne mews Mohamedport TS4A 1PU Contact number: 0161 4960602Email address: albert10@example.net Vehicle Details: Registration number: SF18 6RF Keeper: Lydia Bell Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: TS4A 1PU Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Wednesday 01 October, 2025 Bonus Protection: Protected To: 00:00 06/08/2021 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Lydia Bell Policyholder Date of Birth: 2023-11-26 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Stewart Bennett Driver Date of Birth: 26 May, 2020 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: STKBVKYN This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: SF18 6RF or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 06/08/2021 2Name of Policyholder: Lydia Bell 3Persons or classes of persons entitled to drive: Lydia Bell, Stewart Bennett All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Wednesday 01 October, 20256Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Lydia Bell Policy number: STKBVKYN Issue date: 14/08/2024 Issued by: AdmiralAddress: Flat 84 Jayne mews Mohamedport TS4A 1PU Reason for issue: Renewal Contact number: 0161 4960602Email address: albert10@example.net Vehicle Details: Registration number: SF18 6RF Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: TS4A 1PU Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Wednesday 01 October, 2025 Years No Claims Bonus: 14 To: 00:00 on 06/08/2021 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Lydia Bell , Stewart Bennett Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £8,864.48 Policy Upgrade sub-total: £7,972.68 Insurance Premium Tax: £5,024.60 Total: £859.82Windscreen Cover Included Protected No Claims Bonus £7,972.68 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|STKBVKYN\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: STKBVKYN Issue Date: 14/08/2024 Renewal Date: Wednesday 01 October, 2025 483881525 Lydia Bell Flat 84 Jayne mews Mohamedport TS4A 1PU Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Wednesday 01 October, 2025. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 14/08/2024. Your Renewal Offer £859.82 Last Year's Premium £7,374.19 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Wednesday 01 October, 2025 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Lydia Bell \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £859.82 \| Payment Date: 2022-03-25 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Lydia Bell (FORD MUSTANG - SF18 6RF) Wednesday 01 October, 2025 to 06/08/2021 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£859.82 Your Renewal Offer £859.82 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : albert10@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	STKBVKYN	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	06/08/2021	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Wednesday 01 October, 2025	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Louise, Information about your Documents. Policy Number : VBE24_JXHQADVOZ0_JRNF. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) AE80 8BR Mohammed Rogers 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Mohammed Rogers Policy Number: VBE24_JXHQADVOZ0_JRNF Issue date: Sun 27 September, 2020 Address: Studio 9 Hall meadows Frankbury L42 0BL Contact number: +44(0)3069990450Email address: zwilliams@example.org Vehicle Details: Registration number: AE80 8BR Keeper: Mohammed Rogers Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: L42 0BL Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Wed 15 October, 2025 Bonus Protection: Protected To: 00:00 10/11/2022 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Mohammed Rogers Policyholder Date of Birth: 12 December, 2024 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Beth Higgins Driver Date of Birth: Tue 28 January, 2020 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: VBE24_JXHQADVOZ0_JRNF This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: AE80 8BR or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 10/11/2022 2Name of Policyholder: Mohammed Rogers 3Persons or classes of persons entitled to drive: Mohammed Rogers, Beth Higgins All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Wed 15 October, 20256Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Mohammed Rogers Policy number: VBE24_JXHQADVOZ0_JRNF Issue date: Sun 27 September, 2020 Issued by: AdmiralAddress: Studio 9 Hall meadows Frankbury L42 0BL Reason for issue: Renewal Contact number: +44(0)3069990450Email address: zwilliams@example.org Vehicle Details: Registration number: AE80 8BR Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: L42 0BL Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Wed 15 October, 2025 Years No Claims Bonus: 14 To: 00:00 on 10/11/2022 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Mohammed Rogers , Beth Higgins Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £8,987.79 Policy Upgrade sub-total: £9,660.32 Insurance Premium Tax: £2,224.57 Total: £2,340.24Windscreen Cover Included Protected No Claims Bonus £9,660.32 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|VBE24_JXHQADVOZ0_JRNF\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: VBE24_JXHQADVOZ0_JRNF Issue Date: Sun 27 September, 2020 Renewal Date: Wed 15 October, 2025 483881525 Mohammed Rogers Studio 9 Hall meadows Frankbury L42 0BL Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Wed 15 October, 2025. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Sun 27 September, 2020. Your Renewal Offer £2,340.24 Last Year's Premium £5,910.55 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Wed 15 October, 2025 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Mohammed Rogers \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £2,340.24 \| Payment Date: 2019-11-12 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Mohammed Rogers (FORD MUSTANG - AE80 8BR) Wed 15 October, 2025 to 10/11/2022 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£2,340.24 Your Renewal Offer £2,340.24 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : zwilliams@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	VBE24_JXHQADVOZ0_JRNF	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	10/11/2022	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Wed 15 October, 2025	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Danny, Information about your Documents. Policy Number : bq/yf/yjy. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) LA30 0NC Donna Whitehouse 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Donna Whitehouse Policy Number: bq/yf/yjy Issue date: 23/02/25 Address: 51 Williams vista Mitchellhaven N29 1LT Contact number: +44113 4960990Email address: kim10@example.net Vehicle Details: Registration number: LA30 0NC Keeper: Donna Whitehouse Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: N29 1LT Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Thu 16 October, 2025 Bonus Protection: Protected To: 00:00 Sunday 02 June, 2024 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Donna Whitehouse Policyholder Date of Birth: 06 January, 2026 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Mr Francis Richards Driver Date of Birth: 2020-01-23 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: bq/yf/yjy This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: LA30 0NC or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Sunday 02 June, 2024 2Name of Policyholder: Donna Whitehouse 3Persons or classes of persons entitled to drive: Donna Whitehouse, Mr Francis Richards All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Thu 16 October, 20256Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Donna Whitehouse Policy number: bq/yf/yjy Issue date: 23/02/25 Issued by: AdmiralAddress: 51 Williams vista Mitchellhaven N29 1LT Reason for issue: Renewal Contact number: +44113 4960990Email address: kim10@example.net Vehicle Details: Registration number: LA30 0NC Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: N29 1LT Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Thu 16 October, 2025 Years No Claims Bonus: 14 To: 00:00 on Sunday 02 June, 2024 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Donna Whitehouse , Mr Francis Richards Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £8,069.02 Policy Upgrade sub-total: £2,089.64 Insurance Premium Tax: £254.94 Total: £1,764.71Windscreen Cover Included Protected No Claims Bonus £2,089.64 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|bq/yf/yjy\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: bq/yf/yjy Issue Date: 23/02/25 Renewal Date: Thu 16 October, 2025 483881525 Donna Whitehouse 51 Williams vista Mitchellhaven N29 1LT Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Thu 16 October, 2025. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 23/02/25. Your Renewal Offer £1,764.71 Last Year's Premium £2,475.17 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Thu 16 October, 2025 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Donna Whitehouse \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £1,764.71 \| Payment Date: 2022-07-22 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Donna Whitehouse (FORD MUSTANG - LA30 0NC) Thu 16 October, 2025 to Sunday 02 June, 2024 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£1,764.71 Your Renewal Offer £1,764.71 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : kim10@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	bq/yf/yjy	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Sunday	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Thu 16 October, 2025	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Rosie, Information about your Documents. Policy Number : TWREO..DZUW. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) TW370YL Nicholas Morgan 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Nicholas Morgan Policy Number: TWREO..DZUW Issue date: 14 March, 2021 Address: Flat 46 Carly parkways Kerryborough OX9 6FN Contact number: +44151 496 0137Email address: zsaunders@example.com Vehicle Details: Registration number: TW370YL Keeper: Nicholas Morgan Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: OX9 6FN Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 10/04/2019 Bonus Protection: Protected To: 00:00 Mon 10 April, 2023 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Nicholas Morgan Policyholder Date of Birth: Sun 12 July, 2020 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Leslie Wood Driver Date of Birth: 08/01/2022 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: TWREO..DZUW This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: TW370YL or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Mon 10 April, 2023 2Name of Policyholder: Nicholas Morgan 3Persons or classes of persons entitled to drive: Nicholas Morgan, Leslie Wood All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 10/04/20196Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Nicholas Morgan Policy number: TWREO..DZUW Issue date: 14 March, 2021 Issued by: AdmiralAddress: Flat 46 Carly parkways Kerryborough OX9 6FN Reason for issue: Renewal Contact number: +44151 496 0137Email address: zsaunders@example.com Vehicle Details: Registration number: TW370YL Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: OX9 6FN Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 10/04/2019 Years No Claims Bonus: 14 To: 00:00 on Mon 10 April, 2023 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Nicholas Morgan , Leslie Wood Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £3,494.68 Policy Upgrade sub-total: £1,443.13 Insurance Premium Tax: £8,180.69 Total: £883.50Windscreen Cover Included Protected No Claims Bonus £1,443.13 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|TWREO..DZUW\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: TWREO..DZUW Issue Date: 14 March, 2021 Renewal Date: 10/04/2019 483881525 Nicholas Morgan Flat 46 Carly parkways Kerryborough OX9 6FN Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 10/04/2019. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 14 March, 2021. Your Renewal Offer £883.50 Last Year's Premium £2,646.03 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 10/04/2019 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Nicholas Morgan \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £883.50 \| Payment Date: 2020-09-17 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Nicholas Morgan (FORD MUSTANG - TW370YL) 10/04/2019 to Mon 10 April, 2023 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£883.50 Your Renewal Offer £883.50 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : zsaunders@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	TWREO..DZUW	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Mon	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	10/04/2019	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Jeffrey, Information about your Documents. Policy Number : F.KIFOMF_CT. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) PU600GH Miss Vanessa Young 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Miss Vanessa Young Policy Number: F.KIFOMF_CT Issue date: 2021-08-16 Address: Flat 0 Stephenson branch South Anne M90 0LH Contact number: +441144960302Email address: bmarshall@example.org Vehicle Details: Registration number: PU600GH Keeper: Miss Vanessa Young Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: M90 0LH Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Mon 29 May, 2023 Bonus Protection: Protected To: 00:00 18/09/19 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Miss Vanessa Young Policyholder Date of Birth: 25/07/2020 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Abbie Nixon Driver Date of Birth: Saturday 18 January, 2020 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: F.KIFOMF_CT This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: PU600GH or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 18/09/19 2Name of Policyholder: Miss Vanessa Young 3Persons or classes of persons entitled to drive: Miss Vanessa Young, Abbie Nixon All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Mon 29 May, 20236Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Miss Vanessa Young Policy number: F.KIFOMF_CT Issue date: 2021-08-16 Issued by: AdmiralAddress: Flat 0 Stephenson branch South Anne M90 0LH Reason for issue: Renewal Contact number: +441144960302Email address: bmarshall@example.org Vehicle Details: Registration number: PU600GH Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: M90 0LH Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Mon 29 May, 2023 Years No Claims Bonus: 14 To: 00:00 on 18/09/19 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Miss Vanessa Young , Abbie Nixon Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £5,304.11 Policy Upgrade sub-total: £2,247.85 Insurance Premium Tax: £3,327.49 Total: £1,004.49Windscreen Cover Included Protected No Claims Bonus £2,247.85 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|F.KIFOMF_CT\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: F.KIFOMF_CT Issue Date: 2021-08-16 Renewal Date: Mon 29 May, 2023 483881525 Miss Vanessa Young Flat 0 Stephenson branch South Anne M90 0LH Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Mon 29 May, 2023. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 2021-08-16. Your Renewal Offer £1,004.49 Last Year's Premium £2,174.44 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Mon 29 May, 2023 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Miss Vanessa Young \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £1,004.49 \| Payment Date: 09 July, 2023 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Miss Vanessa Young (FORD MUSTANG - PU600GH) Mon 29 May, 2023 to 18/09/19 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£1,004.49 Your Renewal Offer £1,004.49 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : bmarshall@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	F.KIFOMF_CT	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	18/09/19	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Mon 29 May, 2023	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Toby, Information about your Documents. Policy Number : Y/8D05GKWB5. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) BV46 1EU Abigail Davies 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Abigail Davies Policy Number: Y/8D05GKWB5 Issue date: Sat 14 August, 2021 Address: 86 Hugh corner Port Nicholas S98 2QX Contact number: (0121) 4960610Email address: gbrady@example.net Vehicle Details: Registration number: BV46 1EU Keeper: Abigail Davies Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: S98 2QX Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 2021-10-25 Bonus Protection: Protected To: 00:00 2025-10-07 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Abigail Davies Policyholder Date of Birth: 06/02/26 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Grace Hall Driver Date of Birth: 14 October, 2025 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: Y/8D05GKWB5 This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: BV46 1EU or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 2025-10-07 2Name of Policyholder: Abigail Davies 3Persons or classes of persons entitled to drive: Abigail Davies, Grace Hall All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 2021-10-256Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Abigail Davies Policy number: Y/8D05GKWB5 Issue date: Sat 14 August, 2021 Issued by: AdmiralAddress: 86 Hugh corner Port Nicholas S98 2QX Reason for issue: Renewal Contact number: (0121) 4960610Email address: gbrady@example.net Vehicle Details: Registration number: BV46 1EU Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: S98 2QX Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 2021-10-25 Years No Claims Bonus: 14 To: 00:00 on 2025-10-07 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Abigail Davies , Grace Hall Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £2,059.95 Policy Upgrade sub-total: £7,345.69 Insurance Premium Tax: £4,786.08 Total: £3,068.09Windscreen Cover Included Protected No Claims Bonus £7,345.69 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|Y/8D05GKWB5\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: Y/8D05GKWB5 Issue Date: Sat 14 August, 2021 Renewal Date: 2021-10-25 483881525 Abigail Davies 86 Hugh corner Port Nicholas S98 2QX Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 2021-10-25. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Sat 14 August, 2021. Your Renewal Offer £3,068.09 Last Year's Premium £8,612.84 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 2021-10-25 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Abigail Davies \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £3,068.09 \| Payment Date: 12/09/2019 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Abigail Davies (FORD MUSTANG - BV46 1EU) 2021-10-25 to 2025-10-07 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£3,068.09 Your Renewal Offer £3,068.09 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : gbrady@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	Y/8D05GKWB5	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	2025-10-07	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	2021-10-25	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Leon, Information about your Documents. Policy Number : B3/RKEH. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) MC251ER Dr Ian Quinn 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Dr Ian Quinn Policy Number: B3/RKEH Issue date: 07 February, 2024 Address: Studio 71 Robert court North Charlesberg B99 5BU Contact number: (01632) 960408Email address: clifford25@example.org Vehicle Details: Registration number: MC251ER Keeper: Dr Ian Quinn Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: B99 5BU Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Mon 11 March, 2024 Bonus Protection: Protected To: 00:00 22 October, 2025 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Dr Ian Quinn Policyholder Date of Birth: 08/06/2022 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Lesley Burton Driver Date of Birth: 27/10/2025 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: B3/RKEH This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: MC251ER or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 22 October, 2025 2Name of Policyholder: Dr Ian Quinn 3Persons or classes of persons entitled to drive: Dr Ian Quinn, Lesley Burton All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Mon 11 March, 20246Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Dr Ian Quinn Policy number: B3/RKEH Issue date: 07 February, 2024 Issued by: AdmiralAddress: Studio 71 Robert court North Charlesberg B99 5BU Reason for issue: Renewal Contact number: (01632) 960408Email address: clifford25@example.org Vehicle Details: Registration number: MC251ER Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: B99 5BU Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Mon 11 March, 2024 Years No Claims Bonus: 14 To: 00:00 on 22 October, 2025 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Dr Ian Quinn , Lesley Burton Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £1,612.90 Policy Upgrade sub-total: £4,752.81 Insurance Premium Tax: £9,091.43 Total: £8,498.03Windscreen Cover Included Protected No Claims Bonus £4,752.81 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|B3/RKEH\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: B3/RKEH Issue Date: 07 February, 2024 Renewal Date: Mon 11 March, 2024 483881525 Dr Ian Quinn Studio 71 Robert court North Charlesberg B99 5BU Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Mon 11 March, 2024. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 07 February, 2024. Your Renewal Offer £8,498.03 Last Year's Premium £8,305.77 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Mon 11 March, 2024 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Dr Ian Quinn \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £8,498.03 \| Payment Date: 15/01/2020 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Dr Ian Quinn (FORD MUSTANG - MC251ER) Mon 11 March, 2024 to 22 October, 2025 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£8,498.03 Your Renewal Offer £8,498.03 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : clifford25@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	B3/RKEH	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	22	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Mon 11 March, 2024	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Rita, Information about your Documents. Policy Number : PGSPLSRSOQFQBJAPL. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) GJ305NF Craig Preston 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Craig Preston Policy Number: PGSPLSRSOQFQBJAPL Issue date: Tue 06 January, 2026 Address: 243 Quinn points Lake Stephenberg HR20 1DS Contact number: 01632960513Email address: qkhan@example.org Vehicle Details: Registration number: GJ305NF Keeper: Craig Preston Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: HR20 1DS Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 22/05/23 Bonus Protection: Protected To: 00:00 2021-07-27 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Craig Preston Policyholder Date of Birth: 16/11/2022 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Mrs Kimberley Farmer Driver Date of Birth: Thursday 21 November, 2024 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: PGSPLSRSOQFQBJAPL This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: GJ305NF or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 2021-07-27 2Name of Policyholder: Craig Preston 3Persons or classes of persons entitled to drive: Craig Preston, Mrs Kimberley Farmer All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 22/05/236Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Craig Preston Policy number: PGSPLSRSOQFQBJAPL Issue date: Tue 06 January, 2026 Issued by: AdmiralAddress: 243 Quinn points Lake Stephenberg HR20 1DS Reason for issue: Renewal Contact number: 01632960513Email address: qkhan@example.org Vehicle Details: Registration number: GJ305NF Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: HR20 1DS Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 22/05/23 Years No Claims Bonus: 14 To: 00:00 on 2021-07-27 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Craig Preston , Mrs Kimberley Farmer Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £3,329.64 Policy Upgrade sub-total: £9,464.26 Insurance Premium Tax: £5,046.69 Total: £6,049.69Windscreen Cover Included Protected No Claims Bonus £9,464.26 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|PGSPLSRSOQFQBJAPL\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: PGSPLSRSOQFQBJAPL Issue Date: Tue 06 January, 2026 Renewal Date: 22/05/23 483881525 Craig Preston 243 Quinn points Lake Stephenberg HR20 1DS Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 22/05/23. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Tue 06 January, 2026. Your Renewal Offer £6,049.69 Last Year's Premium £8,899.41 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 22/05/23 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Craig Preston \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £6,049.69 \| Payment Date: Monday 20 January, 2025 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Craig Preston (FORD MUSTANG - GJ305NF) 22/05/23 to 2021-07-27 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£6,049.69 Your Renewal Offer £6,049.69 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : qkhan@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	PGSPLSRSOQFQBJAPL	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	2021-07-27	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	22/05/23	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Brian, Information about your Documents. Policy Number : 5U_FNBIM3/8B2LUN6T8. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) PK39 5ZH Gareth Stevens 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Gareth Stevens Policy Number: 5U_FNBIM3/8B2LUN6T8 Issue date: Wed 22 May, 2024 Address: Studio 11 Mason fields Lake Callum HG7 2QR Contact number: (029)2018700Email address: helen34@example.org Vehicle Details: Registration number: PK39 5ZH Keeper: Gareth Stevens Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: HG7 2QR Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 2021-08-02 Bonus Protection: Protected To: 00:00 14 December, 2020 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Gareth Stevens Policyholder Date of Birth: 2023-01-15 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Neil Evans Driver Date of Birth: 19 June, 2022 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 5U_FNBIM3/8B2LUN6T8 This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: PK39 5ZH or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 14 December, 2020 2Name of Policyholder: Gareth Stevens 3Persons or classes of persons entitled to drive: Gareth Stevens, Neil Evans All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 2021-08-026Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Gareth Stevens Policy number: 5U_FNBIM3/8B2LUN6T8 Issue date: Wed 22 May, 2024 Issued by: AdmiralAddress: Studio 11 Mason fields Lake Callum HG7 2QR Reason for issue: Renewal Contact number: (029)2018700Email address: helen34@example.org Vehicle Details: Registration number: PK39 5ZH Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: HG7 2QR Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 2021-08-02 Years No Claims Bonus: 14 To: 00:00 on 14 December, 2020 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Gareth Stevens , Neil Evans Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £8,296.77 Policy Upgrade sub-total: £725.34 Insurance Premium Tax: £4,162.14 Total: £9,841.42Windscreen Cover Included Protected No Claims Bonus £725.34 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|5U_FNBIM3/8B2LUN6T8\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 5U_FNBIM3/8B2LUN6T8 Issue Date: Wed 22 May, 2024 Renewal Date: 2021-08-02 483881525 Gareth Stevens Studio 11 Mason fields Lake Callum HG7 2QR Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 2021-08-02. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Wed 22 May, 2024. Your Renewal Offer £9,841.42 Last Year's Premium £5,548.43 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 2021-08-02 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Gareth Stevens \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £9,841.42 \| Payment Date: Sunday 16 August, 2020 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Gareth Stevens (FORD MUSTANG - PK39 5ZH) 2021-08-02 to 14 December, 2020 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£9,841.42 Your Renewal Offer £9,841.42 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : helen34@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	5U_FNBIM3/8B2LUN6T8	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	14	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	2021-08-02	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Charlene, Information about your Documents. Policy Number : iofsjztfcxxwmgz. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) FS983SR Stuart Storey 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Stuart Storey Policy Number: iofsjztfcxxwmgz Issue date: 2020-09-29 Address: Studio 81 Kirsty points Lawrenceberg YO37 4FJ Contact number: +44(0)1514960823Email address: abaker@example.com Vehicle Details: Registration number: FS983SR Keeper: Stuart Storey Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: YO37 4FJ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 2024-03-25 Bonus Protection: Protected To: 00:00 2022-07-18 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Stuart Storey Policyholder Date of Birth: 17 September, 2023 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Janet Mason-Mitchell Driver Date of Birth: 03/07/2023 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: iofsjztfcxxwmgz This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: FS983SR or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 2022-07-18 2Name of Policyholder: Stuart Storey 3Persons or classes of persons entitled to drive: Stuart Storey, Janet Mason-Mitchell All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 2024-03-256Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Stuart Storey Policy number: iofsjztfcxxwmgz Issue date: 2020-09-29 Issued by: AdmiralAddress: Studio 81 Kirsty points Lawrenceberg YO37 4FJ Reason for issue: Renewal Contact number: +44(0)1514960823Email address: abaker@example.com Vehicle Details: Registration number: FS983SR Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: YO37 4FJ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 2024-03-25 Years No Claims Bonus: 14 To: 00:00 on 2022-07-18 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Stuart Storey , Janet Mason-Mitchell Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £597.63 Policy Upgrade sub-total: £8,200.90 Insurance Premium Tax: £3,036.32 Total: £4,980.85Windscreen Cover Included Protected No Claims Bonus £8,200.90 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|iofsjztfcxxwmgz\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: iofsjztfcxxwmgz Issue Date: 2020-09-29 Renewal Date: 2024-03-25 483881525 Stuart Storey Studio 81 Kirsty points Lawrenceberg YO37 4FJ Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Ms %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 2024-03-25. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 2020-09-29. Your Renewal Offer £4,980.85 Last Year's Premium £1,924.84 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 2024-03-25 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Stuart Storey \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £4,980.85 \| Payment Date: Wednesday 30 October, 2024 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Stuart Storey (FORD MUSTANG - FS983SR) 2024-03-25 to 2022-07-18 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£4,980.85 Your Renewal Offer £4,980.85 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : abaker@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	iofsjztfcxxwmgz	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	2022-07-18	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	2024-03-25	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Shirley, Information about your Documents. Policy Number : 0./K_G38/XU8H522. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) NA63 6KL Mr Jack Bell 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Mr Jack Bell Policy Number: 0./K_G38/XU8H522 Issue date: 31/10/2021 Address: 628 Dale trafficway Donnellyburgh B9E 8RS Contact number: +44(0)151 4960423Email address: webstermarie@example.com Vehicle Details: Registration number: NA63 6KL Keeper: Mr Jack Bell Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: B9E 8RS Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 31/01/2020 Bonus Protection: Protected To: 00:00 12/10/24 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Mr Jack Bell Policyholder Date of Birth: 18 August, 2021 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Luke Armstrong Driver Date of Birth: 12 September, 2024 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 0./K_G38/XU8H522 This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: NA63 6KL or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 12/10/24 2Name of Policyholder: Mr Jack Bell 3Persons or classes of persons entitled to drive: Mr Jack Bell, Luke Armstrong All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 31/01/20206Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Mr Jack Bell Policy number: 0./K_G38/XU8H522 Issue date: 31/10/2021 Issued by: AdmiralAddress: 628 Dale trafficway Donnellyburgh B9E 8RS Reason for issue: Renewal Contact number: +44(0)151 4960423Email address: webstermarie@example.com Vehicle Details: Registration number: NA63 6KL Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: B9E 8RS Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 31/01/2020 Years No Claims Bonus: 14 To: 00:00 on 12/10/24 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Mr Jack Bell , Luke Armstrong Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £85.37 Policy Upgrade sub-total: £4,466.03 Insurance Premium Tax: £3,187.15 Total: £8,500.88Windscreen Cover Included Protected No Claims Bonus £4,466.03 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|0./K_G38/XU8H522\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 0./K_G38/XU8H522 Issue Date: 31/10/2021 Renewal Date: 31/01/2020 483881525 Mr Jack Bell 628 Dale trafficway Donnellyburgh B9E 8RS Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mrs %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 31/01/2020. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 31/10/2021. Your Renewal Offer £8,500.88 Last Year's Premium £1,591.02 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 31/01/2020 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Mr Jack Bell \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £8,500.88 \| Payment Date: 22/09/20 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Mr Jack Bell (FORD MUSTANG - NA63 6KL) 31/01/2020 to 12/10/24 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£8,500.88 Your Renewal Offer £8,500.88 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : webstermarie@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	0./K_G38/XU8H522	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	12/10/24	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	31/01/2020	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Kate, Information about your Documents. Policy Number : WK_._BBBV-9G/5ZW. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) UL389ZE Daniel Chan 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Daniel Chan Policy Number: WK_._BBBV-9G/5ZW Issue date: Tue 24 October, 2023 Address: 51 Davies walks Emilyfurt PR4B 5FF Contact number: (0118) 4960919Email address: mabbott@example.org Vehicle Details: Registration number: UL389ZE Keeper: Daniel Chan Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: PR4B 5FF Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Sun 28 January, 2024 Bonus Protection: Protected To: 00:00 Tuesday 02 June, 2020 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Daniel Chan Policyholder Date of Birth: Wednesday 27 August, 2025 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Hazel Chandler Driver Date of Birth: Tuesday 30 December, 2025 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: WK_._BBBV-9G/5ZW This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: UL389ZE or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Tuesday 02 June, 2020 2Name of Policyholder: Daniel Chan 3Persons or classes of persons entitled to drive: Daniel Chan, Hazel Chandler All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Sun 28 January, 20246Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Daniel Chan Policy number: WK_._BBBV-9G/5ZW Issue date: Tue 24 October, 2023 Issued by: AdmiralAddress: 51 Davies walks Emilyfurt PR4B 5FF Reason for issue: Renewal Contact number: (0118) 4960919Email address: mabbott@example.org Vehicle Details: Registration number: UL389ZE Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: PR4B 5FF Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Sun 28 January, 2024 Years No Claims Bonus: 14 To: 00:00 on Tuesday 02 June, 2020 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Daniel Chan , Hazel Chandler Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £6,327.45 Policy Upgrade sub-total: £16.74 Insurance Premium Tax: £5,937.81 Total: £5,072.21Windscreen Cover Included Protected No Claims Bonus £16.74 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|WK_._BBBV-9G/5ZW\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: WK_._BBBV-9G/5ZW Issue Date: Tue 24 October, 2023 Renewal Date: Sun 28 January, 2024 483881525 Daniel Chan 51 Davies walks Emilyfurt PR4B 5FF Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Ms %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Sun 28 January, 2024. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Tue 24 October, 2023. Your Renewal Offer £5,072.21 Last Year's Premium £1,080.55 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Sun 28 January, 2024 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Daniel Chan \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £5,072.21 \| Payment Date: 2021-09-28 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Daniel Chan (FORD MUSTANG - UL389ZE) Sun 28 January, 2024 to Tuesday 02 June, 2020 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£5,072.21 Your Renewal Offer £5,072.21 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : mabbott@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	WK_._BBBV-9G/5ZW	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Tuesday	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Sun 28 January, 2024	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Dawn, Information about your Documents. Policy Number : Y1OD/.1OVAR._/IP.WGH7. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) WS566VP Claire O'Brien 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Claire O'Brien Policy Number: Y1OD/.1OVAR._/IP.WGH7 Issue date: 16 April, 2023 Address: Flat 83 Katie manor New Clairebury N2 4WB Contact number: 01632960101Email address: charlesedwards@example.net Vehicle Details: Registration number: WS566VP Keeper: Claire O'Brien Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: N2 4WB Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 26 May, 2019 Bonus Protection: Protected To: 00:00 2025-09-05 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Claire O'Brien Policyholder Date of Birth: 04/02/25 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Miss Mandy Ross Driver Date of Birth: Sun 17 March, 2024 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: Y1OD/.1OVAR._/IP.WGH7 This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: WS566VP or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 2025-09-05 2Name of Policyholder: Claire O'Brien 3Persons or classes of persons entitled to drive: Claire O'Brien, Miss Mandy Ross All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 26 May, 20196Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Claire O'Brien Policy number: Y1OD/.1OVAR._/IP.WGH7 Issue date: 16 April, 2023 Issued by: AdmiralAddress: Flat 83 Katie manor New Clairebury N2 4WB Reason for issue: Renewal Contact number: 01632960101Email address: charlesedwards@example.net Vehicle Details: Registration number: WS566VP Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: N2 4WB Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 26 May, 2019 Years No Claims Bonus: 14 To: 00:00 on 2025-09-05 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Claire O'Brien , Miss Mandy Ross Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £6,744.67 Policy Upgrade sub-total: £3,394.55 Insurance Premium Tax: £5,685.06 Total: £9,092.10Windscreen Cover Included Protected No Claims Bonus £3,394.55 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|Y1OD/.1OVAR._/IP.WGH7\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: Y1OD/.1OVAR._/IP.WGH7 Issue Date: 16 April, 2023 Renewal Date: 26 May, 2019 483881525 Claire O'Brien Flat 83 Katie manor New Clairebury N2 4WB Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 26 May, 2019. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 16 April, 2023. Your Renewal Offer £9,092.10 Last Year's Premium £5,623.29 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 26 May, 2019 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Claire O'Brien \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £9,092.10 \| Payment Date: Wednesday 25 October, 2023 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Claire O'Brien (FORD MUSTANG - WS566VP) 26 May, 2019 to 2025-09-05 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£9,092.10 Your Renewal Offer £9,092.10 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : charlesedwards@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	Y1OD/.1OVAR._/IP.WGH7	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	2025-09-05	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	26 May, 2019	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Samuel, Information about your Documents. Policy Number : ABKWK4.Q4M8LLQZ5N6CJMDT0. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) LR66 4KM Mr Elliot Ford 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Mr Elliot Ford Policy Number: ABKWK4.Q4M8LLQZ5N6CJMDT0 Issue date: 13/03/23 Address: 393 Natasha viaduct Franklinton W4 5WU Contact number: (0121)4960811Email address: zwhittaker@example.org Vehicle Details: Registration number: LR66 4KM Keeper: Mr Elliot Ford Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: W4 5WU Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Friday 26 December, 2025 Bonus Protection: Protected To: 00:00 05/07/2019 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Mr Elliot Ford Policyholder Date of Birth: 2023-02-14 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Rita Randall Driver Date of Birth: Mon 18 July, 2022 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: ABKWK4.Q4M8LLQZ5N6CJMDT0 This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: LR66 4KM or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 05/07/2019 2Name of Policyholder: Mr Elliot Ford 3Persons or classes of persons entitled to drive: Mr Elliot Ford, Rita Randall All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Friday 26 December, 20256Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Mr Elliot Ford Policy number: ABKWK4.Q4M8LLQZ5N6CJMDT0 Issue date: 13/03/23 Issued by: AdmiralAddress: 393 Natasha viaduct Franklinton W4 5WU Reason for issue: Renewal Contact number: (0121)4960811Email address: zwhittaker@example.org Vehicle Details: Registration number: LR66 4KM Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: W4 5WU Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Friday 26 December, 2025 Years No Claims Bonus: 14 To: 00:00 on 05/07/2019 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Mr Elliot Ford , Rita Randall Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £7,977.64 Policy Upgrade sub-total: £4,189.02 Insurance Premium Tax: £1,704.52 Total: £3,470.06Windscreen Cover Included Protected No Claims Bonus £4,189.02 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|ABKWK4.Q4M8LLQZ5N6CJMDT0\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: ABKWK4.Q4M8LLQZ5N6CJMDT0 Issue Date: 13/03/23 Renewal Date: Friday 26 December, 2025 483881525 Mr Elliot Ford 393 Natasha viaduct Franklinton W4 5WU Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Ms %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Friday 26 December, 2025. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 13/03/23. Your Renewal Offer £3,470.06 Last Year's Premium £1,722.10 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Friday 26 December, 2025 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Mr Elliot Ford \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £3,470.06 \| Payment Date: Fri 22 May, 2020 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Mr Elliot Ford (FORD MUSTANG - LR66 4KM) Friday 26 December, 2025 to 05/07/2019 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£3,470.06 Your Renewal Offer £3,470.06 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : zwhittaker@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	ABKWK4.Q4M8LLQZ5N6CJMDT0	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	05/07/2019	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Friday 26 December, 2025	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Mohammed, Information about your Documents. Policy Number : C2AO81E2L8L9BLND. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) SD123DE Dr Shane Swift 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Dr Shane Swift Policy Number: C2AO81E2L8L9BLND Issue date: 27 July, 2019 Address: Flat 33G Reynolds tunnel Brownchester B86 7ZX Contact number: +441514960179Email address: rachaelwright@example.net Vehicle Details: Registration number: SD123DE Keeper: Dr Shane Swift Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: B86 7ZX Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 19/10/24 Bonus Protection: Protected To: 00:00 2024-05-31 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Dr Shane Swift Policyholder Date of Birth: 03/01/24 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Mrs Brenda Black Driver Date of Birth: 02 August, 2020 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: C2AO81E2L8L9BLND This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: SD123DE or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 2024-05-31 2Name of Policyholder: Dr Shane Swift 3Persons or classes of persons entitled to drive: Dr Shane Swift, Mrs Brenda Black All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 19/10/246Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Dr Shane Swift Policy number: C2AO81E2L8L9BLND Issue date: 27 July, 2019 Issued by: AdmiralAddress: Flat 33G Reynolds tunnel Brownchester B86 7ZX Reason for issue: Renewal Contact number: +441514960179Email address: rachaelwright@example.net Vehicle Details: Registration number: SD123DE Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: B86 7ZX Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 19/10/24 Years No Claims Bonus: 14 To: 00:00 on 2024-05-31 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Dr Shane Swift , Mrs Brenda Black Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £5,695.66 Policy Upgrade sub-total: £9,508.66 Insurance Premium Tax: £2,724.30 Total: £6,752.79Windscreen Cover Included Protected No Claims Bonus £9,508.66 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|C2AO81E2L8L9BLND\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: C2AO81E2L8L9BLND Issue Date: 27 July, 2019 Renewal Date: 19/10/24 483881525 Dr Shane Swift Flat 33G Reynolds tunnel Brownchester B86 7ZX Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 19/10/24. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 27 July, 2019. Your Renewal Offer £6,752.79 Last Year's Premium £8,408.48 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 19/10/24 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Dr Shane Swift \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £6,752.79 \| Payment Date: Tuesday 24 November, 2020 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Dr Shane Swift (FORD MUSTANG - SD123DE) 19/10/24 to 2024-05-31 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£6,752.79 Your Renewal Offer £6,752.79 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : rachaelwright@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	C2AO81E2L8L9BLND	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	2024-05-31	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	19/10/24	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Carolyn, Information about your Documents. Policy Number : 8XU3Q/O_FPW257M6/20XZ/AV1. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) HB87 5WZ Miss Abigail Griffiths 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Miss Abigail Griffiths Policy Number: 8XU3Q/O_FPW257M6/20XZ/AV1 Issue date: Tuesday 01 February, 2022 Address: 52 Bell oval Lake Abbieborough DN83 2ZN Contact number: (0118) 4960000Email address: avaughan@example.com Vehicle Details: Registration number: HB87 5WZ Keeper: Miss Abigail Griffiths Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: DN83 2ZN Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Thursday 26 March, 2020 Bonus Protection: Protected To: 00:00 2020-09-12 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Miss Abigail Griffiths Policyholder Date of Birth: 2024-08-16 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Josh Brown-Poole Driver Date of Birth: 24 June, 2024 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 8XU3Q/O_FPW257M6/20XZ/AV1 This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: HB87 5WZ or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 2020-09-12 2Name of Policyholder: Miss Abigail Griffiths 3Persons or classes of persons entitled to drive: Miss Abigail Griffiths, Josh Brown-Poole All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Thursday 26 March, 20206Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Miss Abigail Griffiths Policy number: 8XU3Q/O_FPW257M6/20XZ/AV1 Issue date: Tuesday 01 February, 2022 Issued by: AdmiralAddress: 52 Bell oval Lake Abbieborough DN83 2ZN Reason for issue: Renewal Contact number: (0118) 4960000Email address: avaughan@example.com Vehicle Details: Registration number: HB87 5WZ Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: DN83 2ZN Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Thursday 26 March, 2020 Years No Claims Bonus: 14 To: 00:00 on 2020-09-12 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Miss Abigail Griffiths , Josh Brown-Poole Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £1,539.47 Policy Upgrade sub-total: £9,163.80 Insurance Premium Tax: £3,738.14 Total: £5,367.06Windscreen Cover Included Protected No Claims Bonus £9,163.80 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|8XU3Q/O_FPW257M6/20XZ/AV1\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 8XU3Q/O_FPW257M6/20XZ/AV1 Issue Date: Tuesday 01 February, 2022 Renewal Date: Thursday 26 March, 2020 483881525 Miss Abigail Griffiths 52 Bell oval Lake Abbieborough DN83 2ZN Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Ms %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Thursday 26 March, 2020. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Tuesday 01 February, 2022. Your Renewal Offer £5,367.06 Last Year's Premium £2,736.19 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Thursday 26 March, 2020 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Miss Abigail Griffiths \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £5,367.06 \| Payment Date: Wed 24 December, 2025 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Miss Abigail Griffiths (FORD MUSTANG - HB87 5WZ) Thursday 26 March, 2020 to 2020-09-12 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£5,367.06 Your Renewal Offer £5,367.06 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : avaughan@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	8XU3Q/O_FPW257M6/20XZ/AV1	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	2020-09-12	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Thursday 26 March, 2020	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Justin, Information about your Documents. Policy Number : fstrtuuzjfyiq.a. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) LA58 2EX Dr Gail Chamberlain 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Dr Gail Chamberlain Policy Number: fstrtuuzjfyiq.a Issue date: 2020-01-23 Address: 1 Robert haven South Nicolamouth BL05 4LW Contact number: 0117 4960428Email address: wrightnicola@example.org Vehicle Details: Registration number: LA58 2EX Keeper: Dr Gail Chamberlain Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: BL05 4LW Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Thursday 18 April, 2024 Bonus Protection: Protected To: 00:00 Sun 28 May, 2023 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Dr Gail Chamberlain Policyholder Date of Birth: Monday 23 December, 2019 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Dr Gail Miller Driver Date of Birth: Sat 26 February, 2022 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: fstrtuuzjfyiq.a This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: LA58 2EX or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Sun 28 May, 2023 2Name of Policyholder: Dr Gail Chamberlain 3Persons or classes of persons entitled to drive: Dr Gail Chamberlain, Dr Gail Miller All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Thursday 18 April, 20246Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Dr Gail Chamberlain Policy number: fstrtuuzjfyiq.a Issue date: 2020-01-23 Issued by: AdmiralAddress: 1 Robert haven South Nicolamouth BL05 4LW Reason for issue: Renewal Contact number: 0117 4960428Email address: wrightnicola@example.org Vehicle Details: Registration number: LA58 2EX Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: BL05 4LW Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Thursday 18 April, 2024 Years No Claims Bonus: 14 To: 00:00 on Sun 28 May, 2023 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Dr Gail Chamberlain , Dr Gail Miller Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £1,897.31 Policy Upgrade sub-total: £8,451.04 Insurance Premium Tax: £1,793.72 Total: £8,679.32Windscreen Cover Included Protected No Claims Bonus £8,451.04 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|fstrtuuzjfyiq.a\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: fstrtuuzjfyiq.a Issue Date: 2020-01-23 Renewal Date: Thursday 18 April, 2024 483881525 Dr Gail Chamberlain 1 Robert haven South Nicolamouth BL05 4LW Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Thursday 18 April, 2024. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 2020-01-23. Your Renewal Offer £8,679.32 Last Year's Premium £5,601.01 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Thursday 18 April, 2024 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Dr Gail Chamberlain \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £8,679.32 \| Payment Date: Monday 19 January, 2026 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Dr Gail Chamberlain (FORD MUSTANG - LA58 2EX) Thursday 18 April, 2024 to Sun 28 May, 2023 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£8,679.32 Your Renewal Offer £8,679.32 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : wrightnicola@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	fstrtuuzjfyiq.a	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Sun	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Thursday 18 April, 2024	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Allan, Information about your Documents. Policy Number : 0YCVL2-51/Q46YOERG. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) KN17 3EE Elaine James 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Elaine James Policy Number: 0YCVL2-51/Q46YOERG Issue date: 12/02/2025 Address: 3 Sharon brooks North Amandahaven EN41 3HP Contact number: (028) 9018 0588Email address: gibsonsimon@example.net Vehicle Details: Registration number: KN17 3EE Keeper: Elaine James Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: EN41 3HP Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Fri 16 April, 2021 Bonus Protection: Protected To: 00:00 2023-09-10 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Elaine James Policyholder Date of Birth: 2024-03-09 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Ben Gough Driver Date of Birth: 08/06/2023 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 0YCVL2-51/Q46YOERG This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: KN17 3EE or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 2023-09-10 2Name of Policyholder: Elaine James 3Persons or classes of persons entitled to drive: Elaine James, Ben Gough All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Fri 16 April, 20216Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Elaine James Policy number: 0YCVL2-51/Q46YOERG Issue date: 12/02/2025 Issued by: AdmiralAddress: 3 Sharon brooks North Amandahaven EN41 3HP Reason for issue: Renewal Contact number: (028) 9018 0588Email address: gibsonsimon@example.net Vehicle Details: Registration number: KN17 3EE Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: EN41 3HP Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Fri 16 April, 2021 Years No Claims Bonus: 14 To: 00:00 on 2023-09-10 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Elaine James , Ben Gough Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £4,686.18 Policy Upgrade sub-total: £8,280.02 Insurance Premium Tax: £9,472.85 Total: £4,300.94Windscreen Cover Included Protected No Claims Bonus £8,280.02 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|0YCVL2-51/Q46YOERG\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 0YCVL2-51/Q46YOERG Issue Date: 12/02/2025 Renewal Date: Fri 16 April, 2021 483881525 Elaine James 3 Sharon brooks North Amandahaven EN41 3HP Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Fri 16 April, 2021. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 12/02/2025. Your Renewal Offer £4,300.94 Last Year's Premium £4,742.67 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Fri 16 April, 2021 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Elaine James \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £4,300.94 \| Payment Date: 16/10/25 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Elaine James (FORD MUSTANG - KN17 3EE) Fri 16 April, 2021 to 2023-09-10 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£4,300.94 Your Renewal Offer £4,300.94 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : gibsonsimon@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	0YCVL2-51/Q46YOERG	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	2023-09-10	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Fri 16 April, 2021	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Charlie, Information about your Documents. Policy Number : rfqdrufp. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) MO66 1HK Louise Turnbull 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Louise Turnbull Policy Number: rfqdrufp Issue date: 05/07/25 Address: 011 Kelly glen North Carolehaven CW6 6NG Contact number: 0161 4960842Email address: scotthaynes@example.com Vehicle Details: Registration number: MO66 1HK Keeper: Louise Turnbull Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: CW6 6NG Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Friday 28 August, 2020 Bonus Protection: Protected To: 00:00 2022-04-12 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Louise Turnbull Policyholder Date of Birth: Fri 11 July, 2025 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Jordan Hudson Driver Date of Birth: 27/04/2021 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: rfqdrufp This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: MO66 1HK or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 2022-04-12 2Name of Policyholder: Louise Turnbull 3Persons or classes of persons entitled to drive: Louise Turnbull, Jordan Hudson All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Friday 28 August, 20206Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Louise Turnbull Policy number: rfqdrufp Issue date: 05/07/25 Issued by: AdmiralAddress: 011 Kelly glen North Carolehaven CW6 6NG Reason for issue: Renewal Contact number: 0161 4960842Email address: scotthaynes@example.com Vehicle Details: Registration number: MO66 1HK Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: CW6 6NG Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Friday 28 August, 2020 Years No Claims Bonus: 14 To: 00:00 on 2022-04-12 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Louise Turnbull , Jordan Hudson Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £1,279.82 Policy Upgrade sub-total: £5,972.38 Insurance Premium Tax: £2,476.55 Total: £6,492.74Windscreen Cover Included Protected No Claims Bonus £5,972.38 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|rfqdrufp\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: rfqdrufp Issue Date: 05/07/25 Renewal Date: Friday 28 August, 2020 483881525 Louise Turnbull 011 Kelly glen North Carolehaven CW6 6NG Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mrs %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Friday 28 August, 2020. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 05/07/25. Your Renewal Offer £6,492.74 Last Year's Premium £1,866.33 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Friday 28 August, 2020 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Louise Turnbull \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £6,492.74 \| Payment Date: 2025-09-06 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Louise Turnbull (FORD MUSTANG - MO66 1HK) Friday 28 August, 2020 to 2022-04-12 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£6,492.74 Your Renewal Offer £6,492.74 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : scotthaynes@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	rfqdrufp	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	2022-04-12	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Friday 28 August, 2020	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Rhys, Information about your Documents. Policy Number : Y/17D8K5BYE41.1R. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) HN84 7YB Marion Thomson 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Marion Thomson Policy Number: Y/17D8K5BYE41.1R Issue date: 11 May, 2024 Address: Studio 89K Charles fields Geoffreyburgh L9C 8DD Contact number: 0306 9990687Email address: troberts@example.org Vehicle Details: Registration number: HN84 7YB Keeper: Marion Thomson Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: L9C 8DD Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 26 March, 2025 Bonus Protection: Protected To: 00:00 18/12/23 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Marion Thomson Policyholder Date of Birth: 19/06/23 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Aaron Ellis Driver Date of Birth: 21 June, 2021 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: Y/17D8K5BYE41.1R This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: HN84 7YB or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 18/12/23 2Name of Policyholder: Marion Thomson 3Persons or classes of persons entitled to drive: Marion Thomson, Aaron Ellis All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 26 March, 20256Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Marion Thomson Policy number: Y/17D8K5BYE41.1R Issue date: 11 May, 2024 Issued by: AdmiralAddress: Studio 89K Charles fields Geoffreyburgh L9C 8DD Reason for issue: Renewal Contact number: 0306 9990687Email address: troberts@example.org Vehicle Details: Registration number: HN84 7YB Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: L9C 8DD Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 26 March, 2025 Years No Claims Bonus: 14 To: 00:00 on 18/12/23 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Marion Thomson , Aaron Ellis Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £5,302.27 Policy Upgrade sub-total: £7,191.84 Insurance Premium Tax: £996.95 Total: £3,972.77Windscreen Cover Included Protected No Claims Bonus £7,191.84 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|Y/17D8K5BYE41.1R\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: Y/17D8K5BYE41.1R Issue Date: 11 May, 2024 Renewal Date: 26 March, 2025 483881525 Marion Thomson Studio 89K Charles fields Geoffreyburgh L9C 8DD Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 26 March, 2025. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 11 May, 2024. Your Renewal Offer £3,972.77 Last Year's Premium £8,345.84 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 26 March, 2025 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Marion Thomson \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £3,972.77 \| Payment Date: 2025-03-19 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Marion Thomson (FORD MUSTANG - HN84 7YB) 26 March, 2025 to 18/12/23 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£3,972.77 Your Renewal Offer £3,972.77 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : troberts@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	Y/17D8K5BYE41.1R	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	18/12/23	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	26 March, 2025	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Mohamed, Information about your Documents. Policy Number : 34TZ.9EV/Z-5.8U6PJ2LO. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) SR46 7LW Darren Doyle 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Darren Doyle Policy Number: 34TZ.9EV/Z-5.8U6PJ2LO Issue date: 24/08/23 Address: Studio 6 Ward lodge West Leanne E6S 2DA Contact number: 01184960621Email address: kathrynbates@example.net Vehicle Details: Registration number: SR46 7LW Keeper: Darren Doyle Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: E6S 2DA Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 20/01/26 Bonus Protection: Protected To: 00:00 Thu 05 August, 2021 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Darren Doyle Policyholder Date of Birth: 16/06/2024 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Hilary West Driver Date of Birth: Sat 15 June, 2024 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 34TZ.9EV/Z-5.8U6PJ2LO This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: SR46 7LW or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Thu 05 August, 2021 2Name of Policyholder: Darren Doyle 3Persons or classes of persons entitled to drive: Darren Doyle, Hilary West All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 20/01/266Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Darren Doyle Policy number: 34TZ.9EV/Z-5.8U6PJ2LO Issue date: 24/08/23 Issued by: AdmiralAddress: Studio 6 Ward lodge West Leanne E6S 2DA Reason for issue: Renewal Contact number: 01184960621Email address: kathrynbates@example.net Vehicle Details: Registration number: SR46 7LW Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: E6S 2DA Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 20/01/26 Years No Claims Bonus: 14 To: 00:00 on Thu 05 August, 2021 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Darren Doyle , Hilary West Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £1,088.80 Policy Upgrade sub-total: £1,077.05 Insurance Premium Tax: £275.23 Total: £9,792.38Windscreen Cover Included Protected No Claims Bonus £1,077.05 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|34TZ.9EV/Z-5.8U6PJ2LO\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 34TZ.9EV/Z-5.8U6PJ2LO Issue Date: 24/08/23 Renewal Date: 20/01/26 483881525 Darren Doyle Studio 6 Ward lodge West Leanne E6S 2DA Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 20/01/26. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 24/08/23. Your Renewal Offer £9,792.38 Last Year's Premium £8,653.92 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 20/01/26 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Darren Doyle \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £9,792.38 \| Payment Date: 11/04/23 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Darren Doyle (FORD MUSTANG - SR46 7LW) 20/01/26 to Thu 05 August, 2021 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£9,792.38 Your Renewal Offer £9,792.38 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : kathrynbates@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	34TZ.9EV/Z-5.8U6PJ2LO	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Thu	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	20/01/26	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Elliot, Information about your Documents. Policy Number : 6N4J59B7X/98S/DB-V1TV9S. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) AB88 1KY Maureen Taylor 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Maureen Taylor Policy Number: 6N4J59B7X/98S/DB-V1TV9S Issue date: Wednesday 13 December, 2023 Address: Flat 8 Evans locks Peacockmouth CF79 6PD Contact number: +4420 7496 0292Email address: howard64@example.com Vehicle Details: Registration number: AB88 1KY Keeper: Maureen Taylor Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: CF79 6PD Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 22 September, 2021 Bonus Protection: Protected To: 00:00 Thu 04 April, 2019 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Maureen Taylor Policyholder Date of Birth: 01 November, 2021 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Craig Anderson Driver Date of Birth: Thursday 12 May, 2022 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 6N4J59B7X/98S/DB-V1TV9S This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: AB88 1KY or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Thu 04 April, 2019 2Name of Policyholder: Maureen Taylor 3Persons or classes of persons entitled to drive: Maureen Taylor, Craig Anderson All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 22 September, 20216Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Maureen Taylor Policy number: 6N4J59B7X/98S/DB-V1TV9S Issue date: Wednesday 13 December, 2023 Issued by: AdmiralAddress: Flat 8 Evans locks Peacockmouth CF79 6PD Reason for issue: Renewal Contact number: +4420 7496 0292Email address: howard64@example.com Vehicle Details: Registration number: AB88 1KY Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: CF79 6PD Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 22 September, 2021 Years No Claims Bonus: 14 To: 00:00 on Thu 04 April, 2019 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Maureen Taylor , Craig Anderson Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £2,421.18 Policy Upgrade sub-total: £3,268.21 Insurance Premium Tax: £8,374.29 Total: £5,837.00Windscreen Cover Included Protected No Claims Bonus £3,268.21 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|6N4J59B7X/98S/DB-V1TV9S\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 6N4J59B7X/98S/DB-V1TV9S Issue Date: Wednesday 13 December, 2023 Renewal Date: 22 September, 2021 483881525 Maureen Taylor Flat 8 Evans locks Peacockmouth CF79 6PD Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mrs %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 22 September, 2021. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Wednesday 13 December, 2023. Your Renewal Offer £5,837.00 Last Year's Premium £9,886.39 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 22 September, 2021 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Maureen Taylor \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £5,837.00 \| Payment Date: 2024-04-26 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Maureen Taylor (FORD MUSTANG - AB88 1KY) 22 September, 2021 to Thu 04 April, 2019 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£5,837.00 Your Renewal Offer £5,837.00 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : howard64@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	6N4J59B7X/98S/DB-V1TV9S	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Thu	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	22 September, 2021	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Claire, Information about your Documents. Policy Number : HS57.8LW0CMK5. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) VX635EY Charlotte Smith-Mahmood 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Charlotte Smith-Mahmood Policy Number: HS57.8LW0CMK5 Issue date: 17/04/19 Address: 73 Martyn station Lake Luke E24 2XB Contact number: +441514960267Email address: iwoodward@example.com Vehicle Details: Registration number: VX635EY Keeper: Charlotte Smith-Mahmood Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: E24 2XB Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Fri 16 June, 2023 Bonus Protection: Protected To: 00:00 Tuesday 28 December, 2021 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Charlotte Smith-Mahmood Policyholder Date of Birth: Tue 03 September, 2019 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Julian Dean Driver Date of Birth: Monday 08 January, 2024 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: HS57.8LW0CMK5 This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: VX635EY or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Tuesday 28 December, 2021 2Name of Policyholder: Charlotte Smith-Mahmood 3Persons or classes of persons entitled to drive: Charlotte Smith-Mahmood, Julian Dean All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Fri 16 June, 20236Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Charlotte Smith-Mahmood Policy number: HS57.8LW0CMK5 Issue date: 17/04/19 Issued by: AdmiralAddress: 73 Martyn station Lake Luke E24 2XB Reason for issue: Renewal Contact number: +441514960267Email address: iwoodward@example.com Vehicle Details: Registration number: VX635EY Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: E24 2XB Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Fri 16 June, 2023 Years No Claims Bonus: 14 To: 00:00 on Tuesday 28 December, 2021 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Charlotte Smith-Mahmood , Julian Dean Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £9,505.21 Policy Upgrade sub-total: £9,269.28 Insurance Premium Tax: £2,665.56 Total: £3,815.35Windscreen Cover Included Protected No Claims Bonus £9,269.28 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|HS57.8LW0CMK5\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: HS57.8LW0CMK5 Issue Date: 17/04/19 Renewal Date: Fri 16 June, 2023 483881525 Charlotte Smith-Mahmood 73 Martyn station Lake Luke E24 2XB Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Fri 16 June, 2023. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 17/04/19. Your Renewal Offer £3,815.35 Last Year's Premium £2,471.41 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Fri 16 June, 2023 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Charlotte Smith-Mahmood \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £3,815.35 \| Payment Date: Monday 01 July, 2019 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Charlotte Smith-Mahmood (FORD MUSTANG - VX635EY) Fri 16 June, 2023 to Tuesday 28 December, 2021 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£3,815.35 Your Renewal Offer £3,815.35 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : iwoodward@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	HS57.8LW0CMK5	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Tuesday	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Fri 16 June, 2023	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Benjamin, Information about your Documents. Policy Number : 5PNWCMV78O7G13M74B. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) NS312NG Ruth Fleming 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Ruth Fleming Policy Number: 5PNWCMV78O7G13M74B Issue date: 14/10/19 Address: 05 Jones tunnel Portertown SO41 0GP Contact number: +44(0)29 2018632Email address: mohammed65@example.com Vehicle Details: Registration number: NS312NG Keeper: Ruth Fleming Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: SO41 0GP Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 07/06/22 Bonus Protection: Protected To: 00:00 01 February, 2022 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Ruth Fleming Policyholder Date of Birth: Fri 27 June, 2025 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Judith Norton Driver Date of Birth: 05/03/2025 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 5PNWCMV78O7G13M74B This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: NS312NG or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 01 February, 2022 2Name of Policyholder: Ruth Fleming 3Persons or classes of persons entitled to drive: Ruth Fleming, Judith Norton All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 07/06/226Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Ruth Fleming Policy number: 5PNWCMV78O7G13M74B Issue date: 14/10/19 Issued by: AdmiralAddress: 05 Jones tunnel Portertown SO41 0GP Reason for issue: Renewal Contact number: +44(0)29 2018632Email address: mohammed65@example.com Vehicle Details: Registration number: NS312NG Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: SO41 0GP Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 07/06/22 Years No Claims Bonus: 14 To: 00:00 on 01 February, 2022 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Ruth Fleming , Judith Norton Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £6,078.63 Policy Upgrade sub-total: £3,272.36 Insurance Premium Tax: £4,757.65 Total: £7,067.20Windscreen Cover Included Protected No Claims Bonus £3,272.36 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|5PNWCMV78O7G13M74B\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 5PNWCMV78O7G13M74B Issue Date: 14/10/19 Renewal Date: 07/06/22 483881525 Ruth Fleming 05 Jones tunnel Portertown SO41 0GP Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Miss %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 07/06/22. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 14/10/19. Your Renewal Offer £7,067.20 Last Year's Premium £3,783.24 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 07/06/22 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Ruth Fleming \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £7,067.20 \| Payment Date: 24/02/2023 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Ruth Fleming (FORD MUSTANG - NS312NG) 07/06/22 to 01 February, 2022 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£7,067.20 Your Renewal Offer £7,067.20 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : mohammed65@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	5PNWCMV78O7G13M74B	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	01	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	07/06/22	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Amber, Information about your Documents. Policy Number : QH/-/LQ1M5G2I. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) EE380HN Heather Jordan 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Heather Jordan Policy Number: QH/-/LQ1M5G2I Issue date: Thu 04 December, 2025 Address: 832 Weston mills Lake Gordonborough S27 4HT Contact number: (0117) 4960935Email address: vwalsh@example.org Vehicle Details: Registration number: EE380HN Keeper: Heather Jordan Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: S27 4HT Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 2020-03-11 Bonus Protection: Protected To: 00:00 2024-01-25 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Heather Jordan Policyholder Date of Birth: 05/03/2022 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Marcus Gordon Driver Date of Birth: 23/03/22 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: QH/-/LQ1M5G2I This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: EE380HN or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 2024-01-25 2Name of Policyholder: Heather Jordan 3Persons or classes of persons entitled to drive: Heather Jordan, Marcus Gordon All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 2020-03-116Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Heather Jordan Policy number: QH/-/LQ1M5G2I Issue date: Thu 04 December, 2025 Issued by: AdmiralAddress: 832 Weston mills Lake Gordonborough S27 4HT Reason for issue: Renewal Contact number: (0117) 4960935Email address: vwalsh@example.org Vehicle Details: Registration number: EE380HN Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: S27 4HT Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 2020-03-11 Years No Claims Bonus: 14 To: 00:00 on 2024-01-25 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Heather Jordan , Marcus Gordon Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £5,852.65 Policy Upgrade sub-total: £3,271.23 Insurance Premium Tax: £5,598.90 Total: £5,118.72Windscreen Cover Included Protected No Claims Bonus £3,271.23 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|QH/-/LQ1M5G2I\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: QH/-/LQ1M5G2I Issue Date: Thu 04 December, 2025 Renewal Date: 2020-03-11 483881525 Heather Jordan 832 Weston mills Lake Gordonborough S27 4HT Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 2020-03-11. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Thu 04 December, 2025. Your Renewal Offer £5,118.72 Last Year's Premium £6,417.98 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 2020-03-11 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Heather Jordan \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £5,118.72 \| Payment Date: 24/11/2019 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Heather Jordan (FORD MUSTANG - EE380HN) 2020-03-11 to 2024-01-25 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£5,118.72 Your Renewal Offer £5,118.72 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : vwalsh@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	QH/-/LQ1M5G2I	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	2024-01-25	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	2020-03-11	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Megan, Information about your Documents. Policy Number : sugieav.qyjqobt. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) KK128OD Emily Kent 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Emily Kent Policy Number: sugieav.qyjqobt Issue date: Sunday 07 September, 2025 Address: Studio 2 Johnson drive Lake Kathrynside SL0B 3RJ Contact number: +4429 2018206Email address: glenjones@example.com Vehicle Details: Registration number: KK128OD Keeper: Emily Kent Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: SL0B 3RJ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Monday 07 March, 2022 Bonus Protection: Protected To: 00:00 Saturday 01 January, 2022 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Emily Kent Policyholder Date of Birth: 17 September, 2023 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Mr Clifford Morley Driver Date of Birth: 10/09/20 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: sugieav.qyjqobt This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: KK128OD or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Saturday 01 January, 2022 2Name of Policyholder: Emily Kent 3Persons or classes of persons entitled to drive: Emily Kent, Mr Clifford Morley All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Monday 07 March, 20226Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Emily Kent Policy number: sugieav.qyjqobt Issue date: Sunday 07 September, 2025 Issued by: AdmiralAddress: Studio 2 Johnson drive Lake Kathrynside SL0B 3RJ Reason for issue: Renewal Contact number: +4429 2018206Email address: glenjones@example.com Vehicle Details: Registration number: KK128OD Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: SL0B 3RJ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Monday 07 March, 2022 Years No Claims Bonus: 14 To: 00:00 on Saturday 01 January, 2022 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Emily Kent , Mr Clifford Morley Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £1,828.03 Policy Upgrade sub-total: £6,592.87 Insurance Premium Tax: £6,534.87 Total: £7,764.08Windscreen Cover Included Protected No Claims Bonus £6,592.87 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|sugieav.qyjqobt\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: sugieav.qyjqobt Issue Date: Sunday 07 September, 2025 Renewal Date: Monday 07 March, 2022 483881525 Emily Kent Studio 2 Johnson drive Lake Kathrynside SL0B 3RJ Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Monday 07 March, 2022. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Sunday 07 September, 2025. Your Renewal Offer £7,764.08 Last Year's Premium £4,478.85 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Monday 07 March, 2022 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Emily Kent \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £7,764.08 \| Payment Date: 2025-09-16 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Emily Kent (FORD MUSTANG - KK128OD) Monday 07 March, 2022 to Saturday 01 January, 2022 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£7,764.08 Your Renewal Offer £7,764.08 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : glenjones@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	sugieav.qyjqobt	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Saturday	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Monday 07 March, 2022	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Naomi, Information about your Documents. Policy Number : AGFRNNTTUMXXX_. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) JD493GC Clive Miller 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Clive Miller Policy Number: AGFRNNTTUMXXX_ Issue date: 22 July, 2022 Address: Flat 80B Little knolls South Katie HU6Y 0FP Contact number: 0191 4960068Email address: cliffordball@example.net Vehicle Details: Registration number: JD493GC Keeper: Clive Miller Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: HU6Y 0FP Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 18/06/2019 Bonus Protection: Protected To: 00:00 Sun 17 November, 2019 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Clive Miller Policyholder Date of Birth: Wednesday 11 September, 2024 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Leanne Ali Driver Date of Birth: Wed 27 March, 2019 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: AGFRNNTTUMXXX_ This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: JD493GC or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Sun 17 November, 2019 2Name of Policyholder: Clive Miller 3Persons or classes of persons entitled to drive: Clive Miller, Leanne Ali All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 18/06/20196Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Clive Miller Policy number: AGFRNNTTUMXXX_ Issue date: 22 July, 2022 Issued by: AdmiralAddress: Flat 80B Little knolls South Katie HU6Y 0FP Reason for issue: Renewal Contact number: 0191 4960068Email address: cliffordball@example.net Vehicle Details: Registration number: JD493GC Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: HU6Y 0FP Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 18/06/2019 Years No Claims Bonus: 14 To: 00:00 on Sun 17 November, 2019 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Clive Miller , Leanne Ali Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £7,030.03 Policy Upgrade sub-total: £9,400.29 Insurance Premium Tax: £6,219.51 Total: £6,102.84Windscreen Cover Included Protected No Claims Bonus £9,400.29 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|AGFRNNTTUMXXX_\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: AGFRNNTTUMXXX_ Issue Date: 22 July, 2022 Renewal Date: 18/06/2019 483881525 Clive Miller Flat 80B Little knolls South Katie HU6Y 0FP Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Ms %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 18/06/2019. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 22 July, 2022. Your Renewal Offer £6,102.84 Last Year's Premium £8,566.30 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 18/06/2019 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Clive Miller \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £6,102.84 \| Payment Date: 24 August, 2024 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Clive Miller (FORD MUSTANG - JD493GC) 18/06/2019 to Sun 17 November, 2019 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£6,102.84 Your Renewal Offer £6,102.84 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : cliffordball@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	AGFRNNTTUMXXX_	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Sun	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	18/06/2019	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Marion, Information about your Documents. Policy Number : VTU014_TCN13JTIS. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) UU22 1RM Julia Dobson 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Julia Dobson Policy Number: VTU014_TCN13JTIS Issue date: Monday 16 February, 2026 Address: 890 Robinson knoll Fosterhaven WA7 0RW Contact number: +441184960592Email address: christopherallen@example.net Vehicle Details: Registration number: UU22 1RM Keeper: Julia Dobson Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: WA7 0RW Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 25/04/23 Bonus Protection: Protected To: 00:00 07/09/2019 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Julia Dobson Policyholder Date of Birth: 06 September, 2024 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Mrs Olivia Brown Driver Date of Birth: 25/03/21 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: VTU014_TCN13JTIS This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: UU22 1RM or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 07/09/2019 2Name of Policyholder: Julia Dobson 3Persons or classes of persons entitled to drive: Julia Dobson, Mrs Olivia Brown All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 25/04/236Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Julia Dobson Policy number: VTU014_TCN13JTIS Issue date: Monday 16 February, 2026 Issued by: AdmiralAddress: 890 Robinson knoll Fosterhaven WA7 0RW Reason for issue: Renewal Contact number: +441184960592Email address: christopherallen@example.net Vehicle Details: Registration number: UU22 1RM Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: WA7 0RW Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 25/04/23 Years No Claims Bonus: 14 To: 00:00 on 07/09/2019 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Julia Dobson , Mrs Olivia Brown Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £7,173.30 Policy Upgrade sub-total: £5,244.99 Insurance Premium Tax: £5,114.09 Total: £3,171.40Windscreen Cover Included Protected No Claims Bonus £5,244.99 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|VTU014_TCN13JTIS\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: VTU014_TCN13JTIS Issue Date: Monday 16 February, 2026 Renewal Date: 25/04/23 483881525 Julia Dobson 890 Robinson knoll Fosterhaven WA7 0RW Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 25/04/23. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Monday 16 February, 2026. Your Renewal Offer £3,171.40 Last Year's Premium £7,045.44 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 25/04/23 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Julia Dobson \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £3,171.40 \| Payment Date: 20/09/19 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Julia Dobson (FORD MUSTANG - UU22 1RM) 25/04/23 to 07/09/2019 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£3,171.40 Your Renewal Offer £3,171.40 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : christopherallen@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	VTU014_TCN13JTIS	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	07/09/2019	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	25/04/23	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Angela, Information about your Documents. Policy Number : 7XFU/QLY/R7. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) EK92 0RR Dr Eileen Carr 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Dr Eileen Carr Policy Number: 7XFU/QLY/R7 Issue date: 24/07/2023 Address: 4 Jones crest North Denise W6 3NG Contact number: (0151)4960367Email address: jillshaw@example.com Vehicle Details: Registration number: EK92 0RR Keeper: Dr Eileen Carr Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: W6 3NG Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 21 July, 2019 Bonus Protection: Protected To: 00:00 2025-04-07 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Dr Eileen Carr Policyholder Date of Birth: Sat 17 June, 2023 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Heather Wood-Coles Driver Date of Birth: 27 April, 2019 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 7XFU/QLY/R7 This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: EK92 0RR or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 2025-04-07 2Name of Policyholder: Dr Eileen Carr 3Persons or classes of persons entitled to drive: Dr Eileen Carr, Heather Wood-Coles All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 21 July, 20196Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Dr Eileen Carr Policy number: 7XFU/QLY/R7 Issue date: 24/07/2023 Issued by: AdmiralAddress: 4 Jones crest North Denise W6 3NG Reason for issue: Renewal Contact number: (0151)4960367Email address: jillshaw@example.com Vehicle Details: Registration number: EK92 0RR Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: W6 3NG Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 21 July, 2019 Years No Claims Bonus: 14 To: 00:00 on 2025-04-07 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Dr Eileen Carr , Heather Wood-Coles Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £9,664.02 Policy Upgrade sub-total: £7,594.88 Insurance Premium Tax: £2,998.90 Total: £1,225.36Windscreen Cover Included Protected No Claims Bonus £7,594.88 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|7XFU/QLY/R7\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 7XFU/QLY/R7 Issue Date: 24/07/2023 Renewal Date: 21 July, 2019 483881525 Dr Eileen Carr 4 Jones crest North Denise W6 3NG Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 21 July, 2019. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 24/07/2023. Your Renewal Offer £1,225.36 Last Year's Premium £2,672.68 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 21 July, 2019 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Dr Eileen Carr \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £1,225.36 \| Payment Date: 03 June, 2025 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Dr Eileen Carr (FORD MUSTANG - EK92 0RR) 21 July, 2019 to 2025-04-07 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£1,225.36 Your Renewal Offer £1,225.36 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : jillshaw@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	7XFU/QLY/R7	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	2025-04-07	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	21 July, 2019	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Katherine, Information about your Documents. Policy Number : ntm/blhrukkwe_f. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) HT14 4PM David Barnes 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: David Barnes Policy Number: ntm/blhrukkwe_f Issue date: Tue 09 August, 2022 Address: 764 Kent throughway Lake Josephine ML6P 8XB Contact number: +44(0)8081570245Email address: ysinclair@example.com Vehicle Details: Registration number: HT14 4PM Keeper: David Barnes Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: ML6P 8XB Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 19 April, 2021 Bonus Protection: Protected To: 00:00 14/07/24 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description David Barnes Policyholder Date of Birth: Fri 08 May, 2020 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Rosie Armstrong-Sanders Driver Date of Birth: Wednesday 01 October, 2025 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: ntm/blhrukkwe_f This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: HT14 4PM or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 14/07/24 2Name of Policyholder: David Barnes 3Persons or classes of persons entitled to drive: David Barnes, Rosie Armstrong-Sanders All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 19 April, 20216Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: David Barnes Policy number: ntm/blhrukkwe_f Issue date: Tue 09 August, 2022 Issued by: AdmiralAddress: 764 Kent throughway Lake Josephine ML6P 8XB Reason for issue: Renewal Contact number: +44(0)8081570245Email address: ysinclair@example.com Vehicle Details: Registration number: HT14 4PM Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: ML6P 8XB Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 19 April, 2021 Years No Claims Bonus: 14 To: 00:00 on 14/07/24 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: David Barnes , Rosie Armstrong-Sanders Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £2,541.72 Policy Upgrade sub-total: £3,492.92 Insurance Premium Tax: £7,094.52 Total: £3,468.42Windscreen Cover Included Protected No Claims Bonus £3,492.92 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|ntm/blhrukkwe_f\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: ntm/blhrukkwe_f Issue Date: Tue 09 August, 2022 Renewal Date: 19 April, 2021 483881525 David Barnes 764 Kent throughway Lake Josephine ML6P 8XB Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Ms %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 19 April, 2021. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Tue 09 August, 2022. Your Renewal Offer £3,468.42 Last Year's Premium £4,339.06 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 19 April, 2021 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: David Barnes \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £3,468.42 \| Payment Date: 2023-07-06 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary David Barnes (FORD MUSTANG - HT14 4PM) 19 April, 2021 to 14/07/24 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£3,468.42 Your Renewal Offer £3,468.42 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : ysinclair@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	ntm/blhrukkwe_f	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	14/07/24	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	19 April, 2021	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Rachel, Information about your Documents. Policy Number : tempora-corporis-numquam. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) LD43 3ZX Mitchell Atkinson 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Mitchell Atkinson Policy Number: tempora-corporis-numquam Issue date: 21 August, 2021 Address: Studio 3 Ward course Murphytown E2S 3DL Contact number: 01154960453Email address: amy87@example.net Vehicle Details: Registration number: LD43 3ZX Keeper: Mitchell Atkinson Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: E2S 3DL Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Tue 12 September, 2023 Bonus Protection: Protected To: 00:00 2024-02-26 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Mitchell Atkinson Policyholder Date of Birth: 14/07/2025 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Raymond Hussain Driver Date of Birth: 2023-01-13 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: tempora-corporis-numquam This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: LD43 3ZX or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 2024-02-26 2Name of Policyholder: Mitchell Atkinson 3Persons or classes of persons entitled to drive: Mitchell Atkinson, Raymond Hussain All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Tue 12 September, 20236Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Mitchell Atkinson Policy number: tempora-corporis-numquam Issue date: 21 August, 2021 Issued by: AdmiralAddress: Studio 3 Ward course Murphytown E2S 3DL Reason for issue: Renewal Contact number: 01154960453Email address: amy87@example.net Vehicle Details: Registration number: LD43 3ZX Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: E2S 3DL Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Tue 12 September, 2023 Years No Claims Bonus: 14 To: 00:00 on 2024-02-26 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Mitchell Atkinson , Raymond Hussain Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £9,302.60 Policy Upgrade sub-total: £2,028.77 Insurance Premium Tax: £8,498.48 Total: £4,090.80Windscreen Cover Included Protected No Claims Bonus £2,028.77 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|tempora-corporis-numquam\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: tempora-corporis-numquam Issue Date: 21 August, 2021 Renewal Date: Tue 12 September, 2023 483881525 Mitchell Atkinson Studio 3 Ward course Murphytown E2S 3DL Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Tue 12 September, 2023. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 21 August, 2021. Your Renewal Offer £4,090.80 Last Year's Premium £9,673.13 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Tue 12 September, 2023 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Mitchell Atkinson \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £4,090.80 \| Payment Date: 29 August, 2023 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Mitchell Atkinson (FORD MUSTANG - LD43 3ZX) Tue 12 September, 2023 to 2024-02-26 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£4,090.80 Your Renewal Offer £4,090.80 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : amy87@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	tempora-corporis-numquam	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	2024-02-26	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Tue 12 September, 2023	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Wayne, Information about your Documents. Policy Number : VRD--ZKCWG.A. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) TL161VO Edward Sutton 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Edward Sutton Policy Number: VRD--ZKCWG.A Issue date: 09/11/2025 Address: 638 Amanda station Lake Diane IM12 0DW Contact number: +443069990152Email address: cherylsmith@example.com Vehicle Details: Registration number: TL161VO Keeper: Edward Sutton Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: IM12 0DW Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Thu 28 November, 2019 Bonus Protection: Protected To: 00:00 02 September, 2020 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Edward Sutton Policyholder Date of Birth: 2025-12-25 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Miss Fiona Cook Driver Date of Birth: 2019-05-27 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: VRD--ZKCWG.A This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: TL161VO or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 02 September, 2020 2Name of Policyholder: Edward Sutton 3Persons or classes of persons entitled to drive: Edward Sutton, Miss Fiona Cook All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Thu 28 November, 20196Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Edward Sutton Policy number: VRD--ZKCWG.A Issue date: 09/11/2025 Issued by: AdmiralAddress: 638 Amanda station Lake Diane IM12 0DW Reason for issue: Renewal Contact number: +443069990152Email address: cherylsmith@example.com Vehicle Details: Registration number: TL161VO Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: IM12 0DW Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Thu 28 November, 2019 Years No Claims Bonus: 14 To: 00:00 on 02 September, 2020 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Edward Sutton , Miss Fiona Cook Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £7,860.30 Policy Upgrade sub-total: £9,790.32 Insurance Premium Tax: £7,962.85 Total: £4,795.40Windscreen Cover Included Protected No Claims Bonus £9,790.32 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|VRD--ZKCWG.A\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: VRD--ZKCWG.A Issue Date: 09/11/2025 Renewal Date: Thu 28 November, 2019 483881525 Edward Sutton 638 Amanda station Lake Diane IM12 0DW Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Thu 28 November, 2019. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 09/11/2025. Your Renewal Offer £4,795.40 Last Year's Premium £4,816.36 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Thu 28 November, 2019 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Edward Sutton \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £4,795.40 \| Payment Date: Thu 29 October, 2020 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Edward Sutton (FORD MUSTANG - TL161VO) Thu 28 November, 2019 to 02 September, 2020 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£4,795.40 Your Renewal Offer £4,795.40 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : cherylsmith@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	VRD--ZKCWG.A	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	02	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Thu 28 November, 2019	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Brenda, Information about your Documents. Policy Number : 6P_JJZXQJOLO34D59DT. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) GD04 7JD Natasha George 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Natasha George Policy Number: 6P_JJZXQJOLO34D59DT Issue date: 21 May, 2021 Address: Studio 45 Carr springs Wallaceside W30 1AU Contact number: +4420 7496 0729Email address: qwhite@example.net Vehicle Details: Registration number: GD04 7JD Keeper: Natasha George Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: W30 1AU Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Sun 21 June, 2020 Bonus Protection: Protected To: 00:00 Fri 02 April, 2021 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Natasha George Policyholder Date of Birth: Sat 30 August, 2025 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Lisa Williams Driver Date of Birth: Fri 03 January, 2025 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 6P_JJZXQJOLO34D59DT This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: GD04 7JD or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Fri 02 April, 2021 2Name of Policyholder: Natasha George 3Persons or classes of persons entitled to drive: Natasha George, Lisa Williams All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Sun 21 June, 20206Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Natasha George Policy number: 6P_JJZXQJOLO34D59DT Issue date: 21 May, 2021 Issued by: AdmiralAddress: Studio 45 Carr springs Wallaceside W30 1AU Reason for issue: Renewal Contact number: +4420 7496 0729Email address: qwhite@example.net Vehicle Details: Registration number: GD04 7JD Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: W30 1AU Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Sun 21 June, 2020 Years No Claims Bonus: 14 To: 00:00 on Fri 02 April, 2021 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Natasha George , Lisa Williams Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £8,643.85 Policy Upgrade sub-total: £5,502.64 Insurance Premium Tax: £7,584.28 Total: £2,849.08Windscreen Cover Included Protected No Claims Bonus £5,502.64 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|6P_JJZXQJOLO34D59DT\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 6P_JJZXQJOLO34D59DT Issue Date: 21 May, 2021 Renewal Date: Sun 21 June, 2020 483881525 Natasha George Studio 45 Carr springs Wallaceside W30 1AU Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Ms %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Sun 21 June, 2020. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 21 May, 2021. Your Renewal Offer £2,849.08 Last Year's Premium £9,071.18 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Sun 21 June, 2020 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Natasha George \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £2,849.08 \| Payment Date: Sat 17 August, 2024 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Natasha George (FORD MUSTANG - GD04 7JD) Sun 21 June, 2020 to Fri 02 April, 2021 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£2,849.08 Your Renewal Offer £2,849.08 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : qwhite@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	6P_JJZXQJOLO34D59DT	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Fri	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Sun 21 June, 2020	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Amber, Information about your Documents. Policy Number : frxinh.. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) YX944NO Eleanor Ross 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Eleanor Ross Policy Number: frxinh. Issue date: 2023-12-30 Address: 1 Eileen crest South Sharonchester M6 2AJ Contact number: +44141 496 0548Email address: aevans@example.net Vehicle Details: Registration number: YX944NO Keeper: Eleanor Ross Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: M6 2AJ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 22 March, 2025 Bonus Protection: Protected To: 00:00 30/09/2025 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Eleanor Ross Policyholder Date of Birth: 12/03/2022 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Barry Goddard-Matthews Driver Date of Birth: Tuesday 02 January, 2024 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: frxinh. This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: YX944NO or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 30/09/2025 2Name of Policyholder: Eleanor Ross 3Persons or classes of persons entitled to drive: Eleanor Ross, Barry Goddard-Matthews All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 22 March, 20256Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Eleanor Ross Policy number: frxinh. Issue date: 2023-12-30 Issued by: AdmiralAddress: 1 Eileen crest South Sharonchester M6 2AJ Reason for issue: Renewal Contact number: +44141 496 0548Email address: aevans@example.net Vehicle Details: Registration number: YX944NO Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: M6 2AJ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 22 March, 2025 Years No Claims Bonus: 14 To: 00:00 on 30/09/2025 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Eleanor Ross , Barry Goddard-Matthews Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £5,057.15 Policy Upgrade sub-total: £5,490.50 Insurance Premium Tax: £3,977.26 Total: £9,752.76Windscreen Cover Included Protected No Claims Bonus £5,490.50 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|frxinh.\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: frxinh. Issue Date: 2023-12-30 Renewal Date: 22 March, 2025 483881525 Eleanor Ross 1 Eileen crest South Sharonchester M6 2AJ Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 22 March, 2025. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 2023-12-30. Your Renewal Offer £9,752.76 Last Year's Premium £2,233.58 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 22 March, 2025 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Eleanor Ross \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £9,752.76 \| Payment Date: 05 September, 2025 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Eleanor Ross (FORD MUSTANG - YX944NO) 22 March, 2025 to 30/09/2025 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£9,752.76 Your Renewal Offer £9,752.76 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : aevans@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	frxinh.	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	30/09/2025	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	22 March, 2025	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Karen, Information about your Documents. Policy Number : JAK_XKT/XV59T. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) XN61 3JX Mr Philip Whitehead 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Mr Philip Whitehead Policy Number: JAK_XKT/XV59T Issue date: Tue 18 April, 2023 Address: Flat 11L O'Brien spurs Dorothyhaven OL84 3UQ Contact number: 0131 4960730Email address: harriet70@example.com Vehicle Details: Registration number: XN61 3JX Keeper: Mr Philip Whitehead Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: OL84 3UQ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Saturday 30 August, 2025 Bonus Protection: Protected To: 00:00 30 January, 2023 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Mr Philip Whitehead Policyholder Date of Birth: 2020-12-15 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Jake Dobson Driver Date of Birth: 05/02/21 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: JAK_XKT/XV59T This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: XN61 3JX or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 30 January, 2023 2Name of Policyholder: Mr Philip Whitehead 3Persons or classes of persons entitled to drive: Mr Philip Whitehead, Jake Dobson All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Saturday 30 August, 20256Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Mr Philip Whitehead Policy number: JAK_XKT/XV59T Issue date: Tue 18 April, 2023 Issued by: AdmiralAddress: Flat 11L O'Brien spurs Dorothyhaven OL84 3UQ Reason for issue: Renewal Contact number: 0131 4960730Email address: harriet70@example.com Vehicle Details: Registration number: XN61 3JX Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: OL84 3UQ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Saturday 30 August, 2025 Years No Claims Bonus: 14 To: 00:00 on 30 January, 2023 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Mr Philip Whitehead , Jake Dobson Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £9,947.44 Policy Upgrade sub-total: £4,978.91 Insurance Premium Tax: £83.56 Total: £9,213.30Windscreen Cover Included Protected No Claims Bonus £4,978.91 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|JAK_XKT/XV59T\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: JAK_XKT/XV59T Issue Date: Tue 18 April, 2023 Renewal Date: Saturday 30 August, 2025 483881525 Mr Philip Whitehead Flat 11L O'Brien spurs Dorothyhaven OL84 3UQ Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Saturday 30 August, 2025. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Tue 18 April, 2023. Your Renewal Offer £9,213.30 Last Year's Premium £8,183.03 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Saturday 30 August, 2025 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Mr Philip Whitehead \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £9,213.30 \| Payment Date: 17/10/25 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Mr Philip Whitehead (FORD MUSTANG - XN61 3JX) Saturday 30 August, 2025 to 30 January, 2023 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£9,213.30 Your Renewal Offer £9,213.30 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : harriet70@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	JAK_XKT/XV59T	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	30	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Saturday 30 August, 2025	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Laura, Information about your Documents. Policy Number : 3C0RPDZWDPDJP48SMSKP. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) FY04 2VO Jane Bell-Walker 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Jane Bell-Walker Policy Number: 3C0RPDZWDPDJP48SMSKP Issue date: 02/11/2024 Address: Flat 5 Lisa estates Kerrymouth L67 1JX Contact number: +4429 2018895Email address: shahadrian@example.org Vehicle Details: Registration number: FY04 2VO Keeper: Jane Bell-Walker Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: L67 1JX Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 19/01/2023 Bonus Protection: Protected To: 00:00 2026-02-07 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Jane Bell-Walker Policyholder Date of Birth: 21/10/22 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None George Pratt Driver Date of Birth: 11/01/2026 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 3C0RPDZWDPDJP48SMSKP This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: FY04 2VO or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 2026-02-07 2Name of Policyholder: Jane Bell-Walker 3Persons or classes of persons entitled to drive: Jane Bell-Walker, George Pratt All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 19/01/20236Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Jane Bell-Walker Policy number: 3C0RPDZWDPDJP48SMSKP Issue date: 02/11/2024 Issued by: AdmiralAddress: Flat 5 Lisa estates Kerrymouth L67 1JX Reason for issue: Renewal Contact number: +4429 2018895Email address: shahadrian@example.org Vehicle Details: Registration number: FY04 2VO Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: L67 1JX Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 19/01/2023 Years No Claims Bonus: 14 To: 00:00 on 2026-02-07 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Jane Bell-Walker , George Pratt Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £2,115.25 Policy Upgrade sub-total: £4,300.93 Insurance Premium Tax: £8,707.15 Total: £4,596.39Windscreen Cover Included Protected No Claims Bonus £4,300.93 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|3C0RPDZWDPDJP48SMSKP\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 3C0RPDZWDPDJP48SMSKP Issue Date: 02/11/2024 Renewal Date: 19/01/2023 483881525 Jane Bell-Walker Flat 5 Lisa estates Kerrymouth L67 1JX Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Miss %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 19/01/2023. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 02/11/2024. Your Renewal Offer £4,596.39 Last Year's Premium £6,643.30 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 19/01/2023 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Jane Bell-Walker \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £4,596.39 \| Payment Date: 01/05/2024 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Jane Bell-Walker (FORD MUSTANG - FY04 2VO) 19/01/2023 to 2026-02-07 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£4,596.39 Your Renewal Offer £4,596.39 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : shahadrian@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	3C0RPDZWDPDJP48SMSKP	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	2026-02-07	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	19/01/2023	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Douglas, Information about your Documents. Policy Number : 9753S7-MB_424HQ. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) PM75 4PO Ms Valerie Jackson 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Ms Valerie Jackson Policy Number: 9753S7-MB_424HQ Issue date: 26/06/20 Address: Studio 7 Kelly plaza Yvonnemouth M0 0YA Contact number: +44(0)191 496 0843Email address: pearcejason@example.org Vehicle Details: Registration number: PM75 4PO Keeper: Ms Valerie Jackson Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: M0 0YA Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 19 November, 2025 Bonus Protection: Protected To: 00:00 Thursday 02 April, 2020 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Ms Valerie Jackson Policyholder Date of Birth: Thu 25 January, 2024 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Anne Stokes Driver Date of Birth: Wednesday 20 April, 2022 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 9753S7-MB_424HQ This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: PM75 4PO or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Thursday 02 April, 2020 2Name of Policyholder: Ms Valerie Jackson 3Persons or classes of persons entitled to drive: Ms Valerie Jackson, Anne Stokes All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 19 November, 20256Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Ms Valerie Jackson Policy number: 9753S7-MB_424HQ Issue date: 26/06/20 Issued by: AdmiralAddress: Studio 7 Kelly plaza Yvonnemouth M0 0YA Reason for issue: Renewal Contact number: +44(0)191 496 0843Email address: pearcejason@example.org Vehicle Details: Registration number: PM75 4PO Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: M0 0YA Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 19 November, 2025 Years No Claims Bonus: 14 To: 00:00 on Thursday 02 April, 2020 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Ms Valerie Jackson , Anne Stokes Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £4,779.68 Policy Upgrade sub-total: £5,347.02 Insurance Premium Tax: £7,807.14 Total: £2,204.67Windscreen Cover Included Protected No Claims Bonus £5,347.02 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|9753S7-MB_424HQ\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 9753S7-MB_424HQ Issue Date: 26/06/20 Renewal Date: 19 November, 2025 483881525 Ms Valerie Jackson Studio 7 Kelly plaza Yvonnemouth M0 0YA Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mrs %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 19 November, 2025. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 26/06/20. Your Renewal Offer £2,204.67 Last Year's Premium £6,165.57 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 19 November, 2025 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Ms Valerie Jackson \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £2,204.67 \| Payment Date: 18/07/2023 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Ms Valerie Jackson (FORD MUSTANG - PM75 4PO) 19 November, 2025 to Thursday 02 April, 2020 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£2,204.67 Your Renewal Offer £2,204.67 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : pearcejason@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	9753S7-MB_424HQ	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Thursday	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	19 November, 2025	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Kyle, Information about your Documents. Policy Number : BJ_0D69ZN./KTHDJAWNPC2. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) US91 4VF Leanne Harrison 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Leanne Harrison Policy Number: BJ_0D69ZN./KTHDJAWNPC2 Issue date: 2024-12-26 Address: Flat 37M Lawrence drive Smithborough HP5W 2ZN Contact number: (0191) 4960235Email address: gallen@example.net Vehicle Details: Registration number: US91 4VF Keeper: Leanne Harrison Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: HP5W 2ZN Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 06 November, 2023 Bonus Protection: Protected To: 00:00 2023-04-09 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Leanne Harrison Policyholder Date of Birth: 26 May, 2023 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Dr Francis Ward Driver Date of Birth: Thu 28 August, 2025 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: BJ_0D69ZN./KTHDJAWNPC2 This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: US91 4VF or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 2023-04-09 2Name of Policyholder: Leanne Harrison 3Persons or classes of persons entitled to drive: Leanne Harrison, Dr Francis Ward All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 06 November, 20236Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Leanne Harrison Policy number: BJ_0D69ZN./KTHDJAWNPC2 Issue date: 2024-12-26 Issued by: AdmiralAddress: Flat 37M Lawrence drive Smithborough HP5W 2ZN Reason for issue: Renewal Contact number: (0191) 4960235Email address: gallen@example.net Vehicle Details: Registration number: US91 4VF Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: HP5W 2ZN Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 06 November, 2023 Years No Claims Bonus: 14 To: 00:00 on 2023-04-09 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Leanne Harrison , Dr Francis Ward Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £7,503.22 Policy Upgrade sub-total: £1,312.17 Insurance Premium Tax: £2,550.54 Total: £4,490.74Windscreen Cover Included Protected No Claims Bonus £1,312.17 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|BJ_0D69ZN./KTHDJAWNPC2\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: BJ_0D69ZN./KTHDJAWNPC2 Issue Date: 2024-12-26 Renewal Date: 06 November, 2023 483881525 Leanne Harrison Flat 37M Lawrence drive Smithborough HP5W 2ZN Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Miss %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 06 November, 2023. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 2024-12-26. Your Renewal Offer £4,490.74 Last Year's Premium £5,561.38 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 06 November, 2023 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Leanne Harrison \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £4,490.74 \| Payment Date: 2019-08-04 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Leanne Harrison (FORD MUSTANG - US91 4VF) 06 November, 2023 to 2023-04-09 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£4,490.74 Your Renewal Offer £4,490.74 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : gallen@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	BJ_0D69ZN./KTHDJAWNPC2	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	2023-04-09	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	06 November, 2023	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Pamela, Information about your Documents. Policy Number : Y8RG2Z-_FO. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) RJ229TS Albert Sutton 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Albert Sutton Policy Number: Y8RG2Z-_FO Issue date: 09/04/2022 Address: Studio 84h Lorraine valley Cookborough SS5E 7HL Contact number: 01144960969Email address: greenlynda@example.org Vehicle Details: Registration number: RJ229TS Keeper: Albert Sutton Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: SS5E 7HL Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Wednesday 01 July, 2020 Bonus Protection: Protected To: 00:00 2021-11-29 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Albert Sutton Policyholder Date of Birth: 2021-05-15 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Pamela Taylor-Fisher Driver Date of Birth: 26 December, 2020 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: Y8RG2Z-_FO This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: RJ229TS or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 2021-11-29 2Name of Policyholder: Albert Sutton 3Persons or classes of persons entitled to drive: Albert Sutton, Pamela Taylor-Fisher All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Wednesday 01 July, 20206Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Albert Sutton Policy number: Y8RG2Z-_FO Issue date: 09/04/2022 Issued by: AdmiralAddress: Studio 84h Lorraine valley Cookborough SS5E 7HL Reason for issue: Renewal Contact number: 01144960969Email address: greenlynda@example.org Vehicle Details: Registration number: RJ229TS Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: SS5E 7HL Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Wednesday 01 July, 2020 Years No Claims Bonus: 14 To: 00:00 on 2021-11-29 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Albert Sutton , Pamela Taylor-Fisher Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £9,887.16 Policy Upgrade sub-total: £4,535.44 Insurance Premium Tax: £6,117.67 Total: £4,137.17Windscreen Cover Included Protected No Claims Bonus £4,535.44 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|Y8RG2Z-_FO\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: Y8RG2Z-_FO Issue Date: 09/04/2022 Renewal Date: Wednesday 01 July, 2020 483881525 Albert Sutton Studio 84h Lorraine valley Cookborough SS5E 7HL Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Miss %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Wednesday 01 July, 2020. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 09/04/2022. Your Renewal Offer £4,137.17 Last Year's Premium £7,673.02 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Wednesday 01 July, 2020 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Albert Sutton \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £4,137.17 \| Payment Date: 11/01/22 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Albert Sutton (FORD MUSTANG - RJ229TS) Wednesday 01 July, 2020 to 2021-11-29 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£4,137.17 Your Renewal Offer £4,137.17 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : greenlynda@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	Y8RG2Z-_FO	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	2021-11-29	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Wednesday 01 July, 2020	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Allan, Information about your Documents. Policy Number : 19H3XMX0. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) WN33 5LP Mr Kieran Chapman 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Mr Kieran Chapman Policy Number: 19H3XMX0 Issue date: Sat 27 April, 2019 Address: 1 Joanna shoal Middletonview S2U 1DW Contact number: +44(0)1174960820Email address: lauren10@example.org Vehicle Details: Registration number: WN33 5LP Keeper: Mr Kieran Chapman Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: S2U 1DW Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 08/06/23 Bonus Protection: Protected To: 00:00 19/09/2022 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Mr Kieran Chapman Policyholder Date of Birth: 2023-06-13 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Anthony Atkinson Driver Date of Birth: Tuesday 19 March, 2019 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 19H3XMX0 This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: WN33 5LP or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 19/09/2022 2Name of Policyholder: Mr Kieran Chapman 3Persons or classes of persons entitled to drive: Mr Kieran Chapman, Anthony Atkinson All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 08/06/236Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Mr Kieran Chapman Policy number: 19H3XMX0 Issue date: Sat 27 April, 2019 Issued by: AdmiralAddress: 1 Joanna shoal Middletonview S2U 1DW Reason for issue: Renewal Contact number: +44(0)1174960820Email address: lauren10@example.org Vehicle Details: Registration number: WN33 5LP Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: S2U 1DW Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 08/06/23 Years No Claims Bonus: 14 To: 00:00 on 19/09/2022 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Mr Kieran Chapman , Anthony Atkinson Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £3,123.42 Policy Upgrade sub-total: £1,802.37 Insurance Premium Tax: £3,938.29 Total: £2,541.38Windscreen Cover Included Protected No Claims Bonus £1,802.37 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|19H3XMX0\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 19H3XMX0 Issue Date: Sat 27 April, 2019 Renewal Date: 08/06/23 483881525 Mr Kieran Chapman 1 Joanna shoal Middletonview S2U 1DW Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mrs %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 08/06/23. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Sat 27 April, 2019. Your Renewal Offer £2,541.38 Last Year's Premium £8,015.21 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 08/06/23 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Mr Kieran Chapman \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £2,541.38 \| Payment Date: 11/08/2019 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Mr Kieran Chapman (FORD MUSTANG - WN33 5LP) 08/06/23 to 19/09/2022 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£2,541.38 Your Renewal Offer £2,541.38 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : lauren10@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	19H3XMX0	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	19/09/2022	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	08/06/23	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Catherine, Information about your Documents. Policy Number : TGZYPARNSIMVC. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) US13 5MX Mr Joshua Hughes 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Mr Joshua Hughes Policy Number: TGZYPARNSIMVC Issue date: 29 April, 2025 Address: 3 Read oval North Jakechester WC74 1NB Contact number: 01174960036Email address: marian96@example.com Vehicle Details: Registration number: US13 5MX Keeper: Mr Joshua Hughes Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: WC74 1NB Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 03/07/22 Bonus Protection: Protected To: 00:00 Monday 25 May, 2020 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Mr Joshua Hughes Policyholder Date of Birth: 14/05/24 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Marie Hudson-Kelly Driver Date of Birth: Sun 09 May, 2021 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: TGZYPARNSIMVC This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: US13 5MX or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Monday 25 May, 2020 2Name of Policyholder: Mr Joshua Hughes 3Persons or classes of persons entitled to drive: Mr Joshua Hughes, Marie Hudson-Kelly All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 03/07/226Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Mr Joshua Hughes Policy number: TGZYPARNSIMVC Issue date: 29 April, 2025 Issued by: AdmiralAddress: 3 Read oval North Jakechester WC74 1NB Reason for issue: Renewal Contact number: 01174960036Email address: marian96@example.com Vehicle Details: Registration number: US13 5MX Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: WC74 1NB Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 03/07/22 Years No Claims Bonus: 14 To: 00:00 on Monday 25 May, 2020 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Mr Joshua Hughes , Marie Hudson-Kelly Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £555.79 Policy Upgrade sub-total: £2,059.53 Insurance Premium Tax: £5,706.54 Total: £7,206.34Windscreen Cover Included Protected No Claims Bonus £2,059.53 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|TGZYPARNSIMVC\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: TGZYPARNSIMVC Issue Date: 29 April, 2025 Renewal Date: 03/07/22 483881525 Mr Joshua Hughes 3 Read oval North Jakechester WC74 1NB Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 03/07/22. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 29 April, 2025. Your Renewal Offer £7,206.34 Last Year's Premium £8,449.98 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 03/07/22 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Mr Joshua Hughes \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £7,206.34 \| Payment Date: 20/07/2023 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Mr Joshua Hughes (FORD MUSTANG - US13 5MX) 03/07/22 to Monday 25 May, 2020 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£7,206.34 Your Renewal Offer £7,206.34 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : marian96@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	TGZYPARNSIMVC	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Monday	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	03/07/22	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Jason, Information about your Documents. Policy Number : GZSXOSPHK.LLSPLWAGJSHB. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) EX478NY Paige Rhodes 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Paige Rhodes Policy Number: GZSXOSPHK.LLSPLWAGJSHB Issue date: 15/05/19 Address: 78 Wayne ways West Heatherton EN4 2BW Contact number: (0141) 4960128Email address: ulucas@example.net Vehicle Details: Registration number: EX478NY Keeper: Paige Rhodes Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: EN4 2BW Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 2022-05-27 Bonus Protection: Protected To: 00:00 22 September, 2021 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Paige Rhodes Policyholder Date of Birth: Sun 03 May, 2020 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Molly Bryant Driver Date of Birth: 10/11/25 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: GZSXOSPHK.LLSPLWAGJSHB This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: EX478NY or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 22 September, 2021 2Name of Policyholder: Paige Rhodes 3Persons or classes of persons entitled to drive: Paige Rhodes, Molly Bryant All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 2022-05-276Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Paige Rhodes Policy number: GZSXOSPHK.LLSPLWAGJSHB Issue date: 15/05/19 Issued by: AdmiralAddress: 78 Wayne ways West Heatherton EN4 2BW Reason for issue: Renewal Contact number: (0141) 4960128Email address: ulucas@example.net Vehicle Details: Registration number: EX478NY Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: EN4 2BW Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 2022-05-27 Years No Claims Bonus: 14 To: 00:00 on 22 September, 2021 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Paige Rhodes , Molly Bryant Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £3,855.34 Policy Upgrade sub-total: £2,285.36 Insurance Premium Tax: £2,318.20 Total: £7,532.36Windscreen Cover Included Protected No Claims Bonus £2,285.36 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|GZSXOSPHK.LLSPLWAGJSHB\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: GZSXOSPHK.LLSPLWAGJSHB Issue Date: 15/05/19 Renewal Date: 2022-05-27 483881525 Paige Rhodes 78 Wayne ways West Heatherton EN4 2BW Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Miss %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 2022-05-27. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 15/05/19. Your Renewal Offer £7,532.36 Last Year's Premium £1,196.36 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 2022-05-27 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Paige Rhodes \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £7,532.36 \| Payment Date: 30/12/22 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Paige Rhodes (FORD MUSTANG - EX478NY) 2022-05-27 to 22 September, 2021 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£7,532.36 Your Renewal Offer £7,532.36 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : ulucas@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	GZSXOSPHK.LLSPLWAGJSHB	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	22	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	2022-05-27	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Albert, Information about your Documents. Policy Number : vktuw_g-jumzgc/.i. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) TO300SB Laura Barber 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Laura Barber Policy Number: vktuw_g-jumzgc/.i Issue date: Tuesday 17 August, 2021 Address: 9 Teresa ranch Graemebury BR2R 9RQ Contact number: +44117 4960453Email address: evanspaula@example.org Vehicle Details: Registration number: TO300SB Keeper: Laura Barber Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: BR2R 9RQ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Wed 12 February, 2025 Bonus Protection: Protected To: 00:00 26/12/2021 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Laura Barber Policyholder Date of Birth: 2020-10-16 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Mr Bradley Gibson Driver Date of Birth: 20/10/22 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: vktuw_g-jumzgc/.i This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: TO300SB or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 26/12/2021 2Name of Policyholder: Laura Barber 3Persons or classes of persons entitled to drive: Laura Barber, Mr Bradley Gibson All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Wed 12 February, 20256Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Laura Barber Policy number: vktuw_g-jumzgc/.i Issue date: Tuesday 17 August, 2021 Issued by: AdmiralAddress: 9 Teresa ranch Graemebury BR2R 9RQ Reason for issue: Renewal Contact number: +44117 4960453Email address: evanspaula@example.org Vehicle Details: Registration number: TO300SB Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: BR2R 9RQ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Wed 12 February, 2025 Years No Claims Bonus: 14 To: 00:00 on 26/12/2021 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Laura Barber , Mr Bradley Gibson Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £7,917.09 Policy Upgrade sub-total: £3,879.23 Insurance Premium Tax: £5,033.00 Total: £310.18Windscreen Cover Included Protected No Claims Bonus £3,879.23 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|vktuw_g-jumzgc/.i\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: vktuw_g-jumzgc/.i Issue Date: Tuesday 17 August, 2021 Renewal Date: Wed 12 February, 2025 483881525 Laura Barber 9 Teresa ranch Graemebury BR2R 9RQ Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mrs %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Wed 12 February, 2025. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Tuesday 17 August, 2021. Your Renewal Offer £310.18 Last Year's Premium £4,479.89 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Wed 12 February, 2025 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Laura Barber \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £310.18 \| Payment Date: 27/03/19 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Laura Barber (FORD MUSTANG - TO300SB) Wed 12 February, 2025 to 26/12/2021 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£310.18 Your Renewal Offer £310.18 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : evanspaula@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	vktuw_g-jumzgc/.i	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	26/12/2021	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Wed 12 February, 2025	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Geraldine, Information about your Documents. Policy Number : 50.SDWS17U2EY8226AH9. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) YU644UV Miss Ellie Phillips 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Miss Ellie Phillips Policy Number: 50.SDWS17U2EY8226AH9 Issue date: 11/11/2021 Address: 53 Knight prairie Kellyshire E0 9XX Contact number: (0115) 4960148Email address: mollyward@example.net Vehicle Details: Registration number: YU644UV Keeper: Miss Ellie Phillips Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: E0 9XX Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Tuesday 09 March, 2021 Bonus Protection: Protected To: 00:00 Fri 14 January, 2022 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Miss Ellie Phillips Policyholder Date of Birth: 21/06/20 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Mr Patrick Evans Driver Date of Birth: Tue 05 May, 2020 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 50.SDWS17U2EY8226AH9 This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: YU644UV or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Fri 14 January, 2022 2Name of Policyholder: Miss Ellie Phillips 3Persons or classes of persons entitled to drive: Miss Ellie Phillips, Mr Patrick Evans All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Tuesday 09 March, 20216Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Miss Ellie Phillips Policy number: 50.SDWS17U2EY8226AH9 Issue date: 11/11/2021 Issued by: AdmiralAddress: 53 Knight prairie Kellyshire E0 9XX Reason for issue: Renewal Contact number: (0115) 4960148Email address: mollyward@example.net Vehicle Details: Registration number: YU644UV Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: E0 9XX Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Tuesday 09 March, 2021 Years No Claims Bonus: 14 To: 00:00 on Fri 14 January, 2022 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Miss Ellie Phillips , Mr Patrick Evans Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £9,250.47 Policy Upgrade sub-total: £8,816.18 Insurance Premium Tax: £5,229.87 Total: £8,649.13Windscreen Cover Included Protected No Claims Bonus £8,816.18 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|50.SDWS17U2EY8226AH9\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 50.SDWS17U2EY8226AH9 Issue Date: 11/11/2021 Renewal Date: Tuesday 09 March, 2021 483881525 Miss Ellie Phillips 53 Knight prairie Kellyshire E0 9XX Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Miss %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Tuesday 09 March, 2021. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 11/11/2021. Your Renewal Offer £8,649.13 Last Year's Premium £1,157.06 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Tuesday 09 March, 2021 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Miss Ellie Phillips \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £8,649.13 \| Payment Date: 2025-10-09 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Miss Ellie Phillips (FORD MUSTANG - YU644UV) Tuesday 09 March, 2021 to Fri 14 January, 2022 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£8,649.13 Your Renewal Offer £8,649.13 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : mollyward@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	50.SDWS17U2EY8226AH9	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Fri	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Tuesday 09 March, 2021	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Steven, Information about your Documents. Policy Number : dnaa.onmsnrs.n. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) UD057AZ Aaron Jones 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Aaron Jones Policy Number: dnaa.onmsnrs.n Issue date: Sat 14 August, 2021 Address: 068 Sian stravenue West Tony HR18 6PE Contact number: +4428 9018649Email address: sianmiddleton@example.net Vehicle Details: Registration number: UD057AZ Keeper: Aaron Jones Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: HR18 6PE Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 23 March, 2019 Bonus Protection: Protected To: 00:00 20 August, 2022 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Aaron Jones Policyholder Date of Birth: 23/03/22 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Brian Ferguson-Alexander Driver Date of Birth: Fri 10 December, 2021 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: dnaa.onmsnrs.n This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: UD057AZ or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 20 August, 2022 2Name of Policyholder: Aaron Jones 3Persons or classes of persons entitled to drive: Aaron Jones, Brian Ferguson-Alexander All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 23 March, 20196Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Aaron Jones Policy number: dnaa.onmsnrs.n Issue date: Sat 14 August, 2021 Issued by: AdmiralAddress: 068 Sian stravenue West Tony HR18 6PE Reason for issue: Renewal Contact number: +4428 9018649Email address: sianmiddleton@example.net Vehicle Details: Registration number: UD057AZ Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: HR18 6PE Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 23 March, 2019 Years No Claims Bonus: 14 To: 00:00 on 20 August, 2022 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Aaron Jones , Brian Ferguson-Alexander Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £2,799.27 Policy Upgrade sub-total: £3,839.86 Insurance Premium Tax: £4,825.55 Total: £1,505.68Windscreen Cover Included Protected No Claims Bonus £3,839.86 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|dnaa.onmsnrs.n\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: dnaa.onmsnrs.n Issue Date: Sat 14 August, 2021 Renewal Date: 23 March, 2019 483881525 Aaron Jones 068 Sian stravenue West Tony HR18 6PE Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mrs %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 23 March, 2019. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Sat 14 August, 2021. Your Renewal Offer £1,505.68 Last Year's Premium £7,730.39 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 23 March, 2019 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Aaron Jones \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £1,505.68 \| Payment Date: Sat 11 December, 2021 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Aaron Jones (FORD MUSTANG - UD057AZ) 23 March, 2019 to 20 August, 2022 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£1,505.68 Your Renewal Offer £1,505.68 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : sianmiddleton@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	dnaa.onmsnrs.n	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	20	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	23 March, 2019	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Maurice, Information about your Documents. Policy Number : 2LOHYW-IHM7X/VU. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) DW10 0GT Mr Clive Graham 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Mr Clive Graham Policy Number: 2LOHYW-IHM7X/VU Issue date: Tue 30 April, 2024 Address: Flat 10a Gareth knoll South Bethany SN13 1RU Contact number: 0117 496 0027Email address: pearsonkathryn@example.net Vehicle Details: Registration number: DW10 0GT Keeper: Mr Clive Graham Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: SN13 1RU Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 28 April, 2022 Bonus Protection: Protected To: 00:00 Tue 02 November, 2021 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Mr Clive Graham Policyholder Date of Birth: 06/04/20 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Geraldine Cooke Driver Date of Birth: Monday 13 June, 2022 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 2LOHYW-IHM7X/VU This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: DW10 0GT or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Tue 02 November, 2021 2Name of Policyholder: Mr Clive Graham 3Persons or classes of persons entitled to drive: Mr Clive Graham, Geraldine Cooke All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 28 April, 20226Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Mr Clive Graham Policy number: 2LOHYW-IHM7X/VU Issue date: Tue 30 April, 2024 Issued by: AdmiralAddress: Flat 10a Gareth knoll South Bethany SN13 1RU Reason for issue: Renewal Contact number: 0117 496 0027Email address: pearsonkathryn@example.net Vehicle Details: Registration number: DW10 0GT Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: SN13 1RU Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 28 April, 2022 Years No Claims Bonus: 14 To: 00:00 on Tue 02 November, 2021 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Mr Clive Graham , Geraldine Cooke Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £2,375.10 Policy Upgrade sub-total: £6,630.64 Insurance Premium Tax: £6,567.60 Total: £126.59Windscreen Cover Included Protected No Claims Bonus £6,630.64 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|2LOHYW-IHM7X/VU\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 2LOHYW-IHM7X/VU Issue Date: Tue 30 April, 2024 Renewal Date: 28 April, 2022 483881525 Mr Clive Graham Flat 10a Gareth knoll South Bethany SN13 1RU Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mrs %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 28 April, 2022. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Tue 30 April, 2024. Your Renewal Offer £126.59 Last Year's Premium £2,569.27 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 28 April, 2022 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Mr Clive Graham \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £126.59 \| Payment Date: 2025-08-13 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Mr Clive Graham (FORD MUSTANG - DW10 0GT) 28 April, 2022 to Tue 02 November, 2021 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£126.59 Your Renewal Offer £126.59 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : pearsonkathryn@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	2LOHYW-IHM7X/VU	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Tue	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	28 April, 2022	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Gemma, Information about your Documents. Policy Number : 4J5UIVTGRX/Z.CZ. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) OB60 7ON John Akhtar-Metcalfe 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: John Akhtar-Metcalfe Policy Number: 4J5UIVTGRX/Z.CZ Issue date: 29/12/20 Address: Studio 88 Clive lights Webbport E18 5RF Contact number: (0121)4960936Email address: valeriewatkins@example.com Vehicle Details: Registration number: OB60 7ON Keeper: John Akhtar-Metcalfe Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: E18 5RF Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Thu 05 November, 2020 Bonus Protection: Protected To: 00:00 2022-10-04 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description John Akhtar-Metcalfe Policyholder Date of Birth: 2024-06-30 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Ms Jill Jones Driver Date of Birth: Tue 17 February, 2026 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 4J5UIVTGRX/Z.CZ This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: OB60 7ON or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 2022-10-04 2Name of Policyholder: John Akhtar-Metcalfe 3Persons or classes of persons entitled to drive: John Akhtar-Metcalfe, Ms Jill Jones All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Thu 05 November, 20206Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: John Akhtar-Metcalfe Policy number: 4J5UIVTGRX/Z.CZ Issue date: 29/12/20 Issued by: AdmiralAddress: Studio 88 Clive lights Webbport E18 5RF Reason for issue: Renewal Contact number: (0121)4960936Email address: valeriewatkins@example.com Vehicle Details: Registration number: OB60 7ON Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: E18 5RF Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Thu 05 November, 2020 Years No Claims Bonus: 14 To: 00:00 on 2022-10-04 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: John Akhtar-Metcalfe , Ms Jill Jones Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £131.34 Policy Upgrade sub-total: £5,479.44 Insurance Premium Tax: £8,839.08 Total: £6,798.14Windscreen Cover Included Protected No Claims Bonus £5,479.44 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|4J5UIVTGRX/Z.CZ\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 4J5UIVTGRX/Z.CZ Issue Date: 29/12/20 Renewal Date: Thu 05 November, 2020 483881525 John Akhtar-Metcalfe Studio 88 Clive lights Webbport E18 5RF Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Thu 05 November, 2020. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 29/12/20. Your Renewal Offer £6,798.14 Last Year's Premium £3,617.13 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Thu 05 November, 2020 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: John Akhtar-Metcalfe \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £6,798.14 \| Payment Date: 29 September, 2023 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary John Akhtar-Metcalfe (FORD MUSTANG - OB60 7ON) Thu 05 November, 2020 to 2022-10-04 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£6,798.14 Your Renewal Offer £6,798.14 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : valeriewatkins@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	4J5UIVTGRX/Z.CZ	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	2022-10-04	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Thu 05 November, 2020	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Caroline, Information about your Documents. Policy Number : ouxnb-lzrlzfh../_pwo-v. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) HU602HV Donna Nixon 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Donna Nixon Policy Number: ouxnb-lzrlzfh../_pwo-v Issue date: Friday 30 September, 2022 Address: Flat 39 Sandra hills West Garry L1G 5EZ Contact number: +44(0)1632960814Email address: mbuckley@example.org Vehicle Details: Registration number: HU602HV Keeper: Donna Nixon Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: L1G 5EZ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 27 April, 2019 Bonus Protection: Protected To: 00:00 26/11/22 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Donna Nixon Policyholder Date of Birth: 27 November, 2021 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Lewis Lucas Driver Date of Birth: Fri 18 October, 2019 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: ouxnb-lzrlzfh../_pwo-v This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: HU602HV or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 26/11/22 2Name of Policyholder: Donna Nixon 3Persons or classes of persons entitled to drive: Donna Nixon, Lewis Lucas All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 27 April, 20196Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Donna Nixon Policy number: ouxnb-lzrlzfh../_pwo-v Issue date: Friday 30 September, 2022 Issued by: AdmiralAddress: Flat 39 Sandra hills West Garry L1G 5EZ Reason for issue: Renewal Contact number: +44(0)1632960814Email address: mbuckley@example.org Vehicle Details: Registration number: HU602HV Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: L1G 5EZ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 27 April, 2019 Years No Claims Bonus: 14 To: 00:00 on 26/11/22 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Donna Nixon , Lewis Lucas Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £6,498.40 Policy Upgrade sub-total: £9,089.81 Insurance Premium Tax: £1,067.08 Total: £4,090.22Windscreen Cover Included Protected No Claims Bonus £9,089.81 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|ouxnb-lzrlzfh../_pwo-v\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: ouxnb-lzrlzfh../_pwo-v Issue Date: Friday 30 September, 2022 Renewal Date: 27 April, 2019 483881525 Donna Nixon Flat 39 Sandra hills West Garry L1G 5EZ Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 27 April, 2019. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Friday 30 September, 2022. Your Renewal Offer £4,090.22 Last Year's Premium £2,794.48 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 27 April, 2019 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Donna Nixon \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £4,090.22 \| Payment Date: 24/12/2024 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Donna Nixon (FORD MUSTANG - HU602HV) 27 April, 2019 to 26/11/22 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£4,090.22 Your Renewal Offer £4,090.22 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : mbuckley@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	ouxnb-lzrlzfh../_pwo-v	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	26/11/22	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	27 April, 2019	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Abdul, Information about your Documents. Policy Number : BMD6VEXO. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) ET326CD Dr Terence Peacock 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Dr Terence Peacock Policy Number: BMD6VEXO Issue date: 11 November, 2025 Address: Flat 38 Adams parkway Port Stephanie L7T 9DW Contact number: +44(0)20 74960659Email address: agill@example.com Vehicle Details: Registration number: ET326CD Keeper: Dr Terence Peacock Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: L7T 9DW Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 2019-09-13 Bonus Protection: Protected To: 00:00 09/06/24 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Dr Terence Peacock Policyholder Date of Birth: 2020-03-24 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Dr Beverley Porter Driver Date of Birth: 26/05/2023 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: BMD6VEXO This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: ET326CD or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 09/06/24 2Name of Policyholder: Dr Terence Peacock 3Persons or classes of persons entitled to drive: Dr Terence Peacock, Dr Beverley Porter All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 2019-09-136Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Dr Terence Peacock Policy number: BMD6VEXO Issue date: 11 November, 2025 Issued by: AdmiralAddress: Flat 38 Adams parkway Port Stephanie L7T 9DW Reason for issue: Renewal Contact number: +44(0)20 74960659Email address: agill@example.com Vehicle Details: Registration number: ET326CD Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: L7T 9DW Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 2019-09-13 Years No Claims Bonus: 14 To: 00:00 on 09/06/24 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Dr Terence Peacock , Dr Beverley Porter Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £293.34 Policy Upgrade sub-total: £6,976.39 Insurance Premium Tax: £5,476.50 Total: £2,654.74Windscreen Cover Included Protected No Claims Bonus £6,976.39 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|BMD6VEXO\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: BMD6VEXO Issue Date: 11 November, 2025 Renewal Date: 2019-09-13 483881525 Dr Terence Peacock Flat 38 Adams parkway Port Stephanie L7T 9DW Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 2019-09-13. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 11 November, 2025. Your Renewal Offer £2,654.74 Last Year's Premium £2,439.01 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 2019-09-13 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Dr Terence Peacock \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £2,654.74 \| Payment Date: 30/01/2020 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Dr Terence Peacock (FORD MUSTANG - ET326CD) 2019-09-13 to 09/06/24 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£2,654.74 Your Renewal Offer £2,654.74 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : agill@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	BMD6VEXO	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	09/06/24	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	2019-09-13	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Josh, Information about your Documents. Policy Number : itfhfiix_swa. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) BT59 5GG Tracy Carter 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Tracy Carter Policy Number: itfhfiix_swa Issue date: 10/08/2021 Address: Studio 7 Mitchell gateway Jonathanborough HX98 9ED Contact number: +44141 496 0314Email address: vbyrne@example.org Vehicle Details: Registration number: BT59 5GG Keeper: Tracy Carter Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: HX98 9ED Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 13/01/21 Bonus Protection: Protected To: 00:00 04 August, 2025 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Tracy Carter Policyholder Date of Birth: 27/08/19 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Damian Quinn Driver Date of Birth: 31 May, 2024 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: itfhfiix_swa This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: BT59 5GG or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 04 August, 2025 2Name of Policyholder: Tracy Carter 3Persons or classes of persons entitled to drive: Tracy Carter, Damian Quinn All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 13/01/216Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Tracy Carter Policy number: itfhfiix_swa Issue date: 10/08/2021 Issued by: AdmiralAddress: Studio 7 Mitchell gateway Jonathanborough HX98 9ED Reason for issue: Renewal Contact number: +44141 496 0314Email address: vbyrne@example.org Vehicle Details: Registration number: BT59 5GG Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: HX98 9ED Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 13/01/21 Years No Claims Bonus: 14 To: 00:00 on 04 August, 2025 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Tracy Carter , Damian Quinn Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £37.63 Policy Upgrade sub-total: £5,424.96 Insurance Premium Tax: £528.53 Total: £9,645.36Windscreen Cover Included Protected No Claims Bonus £5,424.96 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|itfhfiix_swa\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: itfhfiix_swa Issue Date: 10/08/2021 Renewal Date: 13/01/21 483881525 Tracy Carter Studio 7 Mitchell gateway Jonathanborough HX98 9ED Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 13/01/21. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 10/08/2021. Your Renewal Offer £9,645.36 Last Year's Premium £919.07 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 13/01/21 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Tracy Carter \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £9,645.36 \| Payment Date: 2023-01-24 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Tracy Carter (FORD MUSTANG - BT59 5GG) 13/01/21 to 04 August, 2025 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£9,645.36 Your Renewal Offer £9,645.36 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : vbyrne@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	itfhfiix_swa	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	04	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	13/01/21	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Jessica, Information about your Documents. Policy Number : QT/9/X/M.2JEPCJG5-4KVPT. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) GT898GG Julie Holmes 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Julie Holmes Policy Number: QT/9/X/M.2JEPCJG5-4KVPT Issue date: 13/11/20 Address: Flat 03C Tracey haven Dianeborough TF06 8ET Contact number: +44(0)161 4960652Email address: rogerkemp@example.com Vehicle Details: Registration number: GT898GG Keeper: Julie Holmes Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: TF06 8ET Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 01/05/2019 Bonus Protection: Protected To: 00:00 07/12/2025 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Julie Holmes Policyholder Date of Birth: 29/04/20 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Abdul O'Brien Driver Date of Birth: 02/11/25 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: QT/9/X/M.2JEPCJG5-4KVPT This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: GT898GG or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 07/12/2025 2Name of Policyholder: Julie Holmes 3Persons or classes of persons entitled to drive: Julie Holmes, Abdul O'Brien All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 01/05/20196Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Julie Holmes Policy number: QT/9/X/M.2JEPCJG5-4KVPT Issue date: 13/11/20 Issued by: AdmiralAddress: Flat 03C Tracey haven Dianeborough TF06 8ET Reason for issue: Renewal Contact number: +44(0)161 4960652Email address: rogerkemp@example.com Vehicle Details: Registration number: GT898GG Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: TF06 8ET Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 01/05/2019 Years No Claims Bonus: 14 To: 00:00 on 07/12/2025 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Julie Holmes , Abdul O'Brien Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £6,219.58 Policy Upgrade sub-total: £7,200.27 Insurance Premium Tax: £8,528.37 Total: £6,291.37Windscreen Cover Included Protected No Claims Bonus £7,200.27 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|QT/9/X/M.2JEPCJG5-4KVPT\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: QT/9/X/M.2JEPCJG5-4KVPT Issue Date: 13/11/20 Renewal Date: 01/05/2019 483881525 Julie Holmes Flat 03C Tracey haven Dianeborough TF06 8ET Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 01/05/2019. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 13/11/20. Your Renewal Offer £6,291.37 Last Year's Premium £2,099.19 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 01/05/2019 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Julie Holmes \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £6,291.37 \| Payment Date: 01 February, 2021 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Julie Holmes (FORD MUSTANG - GT898GG) 01/05/2019 to 07/12/2025 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£6,291.37 Your Renewal Offer £6,291.37 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : rogerkemp@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	QT/9/X/M.2JEPCJG5-4KVPT	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	07/12/2025	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	01/05/2019	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Jeffrey, Information about your Documents. Policy Number : LNWQFA00_0S. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) LT50 2GX Mr Antony Williams 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Mr Antony Williams Policy Number: LNWQFA00_0S Issue date: Wednesday 09 October, 2024 Address: Flat 48C Francesca knolls North Timothyport S8 5NJ Contact number: +44(0)808 1570360Email address: marian47@example.net Vehicle Details: Registration number: LT50 2GX Keeper: Mr Antony Williams Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: S8 5NJ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 03 February, 2025 Bonus Protection: Protected To: 00:00 18/12/24 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Mr Antony Williams Policyholder Date of Birth: 12 May, 2021 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Dr Liam Newton Driver Date of Birth: Tuesday 11 January, 2022 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: LNWQFA00_0S This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: LT50 2GX or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 18/12/24 2Name of Policyholder: Mr Antony Williams 3Persons or classes of persons entitled to drive: Mr Antony Williams, Dr Liam Newton All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 03 February, 20256Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Mr Antony Williams Policy number: LNWQFA00_0S Issue date: Wednesday 09 October, 2024 Issued by: AdmiralAddress: Flat 48C Francesca knolls North Timothyport S8 5NJ Reason for issue: Renewal Contact number: +44(0)808 1570360Email address: marian47@example.net Vehicle Details: Registration number: LT50 2GX Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: S8 5NJ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 03 February, 2025 Years No Claims Bonus: 14 To: 00:00 on 18/12/24 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Mr Antony Williams , Dr Liam Newton Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £8,460.70 Policy Upgrade sub-total: £6,447.10 Insurance Premium Tax: £3,944.96 Total: £4,165.28Windscreen Cover Included Protected No Claims Bonus £6,447.10 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|LNWQFA00_0S\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: LNWQFA00_0S Issue Date: Wednesday 09 October, 2024 Renewal Date: 03 February, 2025 483881525 Mr Antony Williams Flat 48C Francesca knolls North Timothyport S8 5NJ Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 03 February, 2025. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Wednesday 09 October, 2024. Your Renewal Offer £4,165.28 Last Year's Premium £4,728.61 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 03 February, 2025 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Mr Antony Williams \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £4,165.28 \| Payment Date: 23/08/2021 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Mr Antony Williams (FORD MUSTANG - LT50 2GX) 03 February, 2025 to 18/12/24 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£4,165.28 Your Renewal Offer £4,165.28 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : marian47@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	LNWQFA00_0S	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	18/12/24	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	03 February, 2025	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Chloe, Information about your Documents. Policy Number : GPELEYVUXXN. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) VW45 1PM Damien Walker 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Damien Walker Policy Number: GPELEYVUXXN Issue date: 2025-05-07 Address: 387 Liam spurs Thorntonhaven OL6X 9ZD Contact number: +44(0)1414960348Email address: douglasriley@example.org Vehicle Details: Registration number: VW45 1PM Keeper: Damien Walker Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: OL6X 9ZD Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Thu 06 January, 2022 Bonus Protection: Protected To: 00:00 2025-08-28 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Damien Walker Policyholder Date of Birth: Sat 04 July, 2020 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Mr Stanley Brown Driver Date of Birth: 04/02/20 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: GPELEYVUXXN This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: VW45 1PM or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 2025-08-28 2Name of Policyholder: Damien Walker 3Persons or classes of persons entitled to drive: Damien Walker, Mr Stanley Brown All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Thu 06 January, 20226Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Damien Walker Policy number: GPELEYVUXXN Issue date: 2025-05-07 Issued by: AdmiralAddress: 387 Liam spurs Thorntonhaven OL6X 9ZD Reason for issue: Renewal Contact number: +44(0)1414960348Email address: douglasriley@example.org Vehicle Details: Registration number: VW45 1PM Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: OL6X 9ZD Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Thu 06 January, 2022 Years No Claims Bonus: 14 To: 00:00 on 2025-08-28 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Damien Walker , Mr Stanley Brown Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £2,087.96 Policy Upgrade sub-total: £158.89 Insurance Premium Tax: £3,203.29 Total: £9,754.71Windscreen Cover Included Protected No Claims Bonus £158.89 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|GPELEYVUXXN\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: GPELEYVUXXN Issue Date: 2025-05-07 Renewal Date: Thu 06 January, 2022 483881525 Damien Walker 387 Liam spurs Thorntonhaven OL6X 9ZD Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Thu 06 January, 2022. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 2025-05-07. Your Renewal Offer £9,754.71 Last Year's Premium £7,577.07 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Thu 06 January, 2022 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Damien Walker \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £9,754.71 \| Payment Date: 03 July, 2019 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Damien Walker (FORD MUSTANG - VW45 1PM) Thu 06 January, 2022 to 2025-08-28 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£9,754.71 Your Renewal Offer £9,754.71 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : douglasriley@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	GPELEYVUXXN	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	2025-08-28	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Thu 06 January, 2022	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Ann, Information about your Documents. Policy Number : 6IJNRURJ4/QCRO4D778V. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) OM15 9ZF Iain Nixon 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Iain Nixon Policy Number: 6IJNRURJ4/QCRO4D778V Issue date: 03/04/2022 Address: Studio 84 McDonald shore Wallstad CO0W 6UR Contact number: +441632 960611Email address: charles80@example.com Vehicle Details: Registration number: OM15 9ZF Keeper: Iain Nixon Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: CO0W 6UR Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 31 May, 2022 Bonus Protection: Protected To: 00:00 Mon 16 May, 2022 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Iain Nixon Policyholder Date of Birth: 2025-03-19 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Paula Tomlinson-Randall Driver Date of Birth: Sat 28 January, 2023 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 6IJNRURJ4/QCRO4D778V This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: OM15 9ZF or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Mon 16 May, 2022 2Name of Policyholder: Iain Nixon 3Persons or classes of persons entitled to drive: Iain Nixon, Paula Tomlinson-Randall All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 31 May, 20226Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Iain Nixon Policy number: 6IJNRURJ4/QCRO4D778V Issue date: 03/04/2022 Issued by: AdmiralAddress: Studio 84 McDonald shore Wallstad CO0W 6UR Reason for issue: Renewal Contact number: +441632 960611Email address: charles80@example.com Vehicle Details: Registration number: OM15 9ZF Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: CO0W 6UR Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 31 May, 2022 Years No Claims Bonus: 14 To: 00:00 on Mon 16 May, 2022 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Iain Nixon , Paula Tomlinson-Randall Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £6,464.17 Policy Upgrade sub-total: £9,875.54 Insurance Premium Tax: £4,896.67 Total: £232.67Windscreen Cover Included Protected No Claims Bonus £9,875.54 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|6IJNRURJ4/QCRO4D778V\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 6IJNRURJ4/QCRO4D778V Issue Date: 03/04/2022 Renewal Date: 31 May, 2022 483881525 Iain Nixon Studio 84 McDonald shore Wallstad CO0W 6UR Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mrs %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 31 May, 2022. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 03/04/2022. Your Renewal Offer £232.67 Last Year's Premium £9,271.25 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 31 May, 2022 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Iain Nixon \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £232.67 \| Payment Date: 25/11/2019 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Iain Nixon (FORD MUSTANG - OM15 9ZF) 31 May, 2022 to Mon 16 May, 2022 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£232.67 Your Renewal Offer £232.67 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : charles80@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	6IJNRURJ4/QCRO4D778V	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Mon	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	31 May, 2022	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Debra, Information about your Documents. Policy Number : incipxebyr_tkd_jnvf. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) CV118HA Amelia Douglas 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Amelia Douglas Policy Number: incipxebyr_tkd_jnvf Issue date: 18/09/24 Address: 694 Townsend shores South Liammouth GU1 9SZ Contact number: (029) 2018109Email address: pward@example.net Vehicle Details: Registration number: CV118HA Keeper: Amelia Douglas Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: GU1 9SZ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 2023-04-24 Bonus Protection: Protected To: 00:00 04 January, 2025 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Amelia Douglas Policyholder Date of Birth: 17 December, 2019 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Scott Middleton Driver Date of Birth: Wed 28 July, 2021 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: incipxebyr_tkd_jnvf This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: CV118HA or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 04 January, 2025 2Name of Policyholder: Amelia Douglas 3Persons or classes of persons entitled to drive: Amelia Douglas, Scott Middleton All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 2023-04-246Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Amelia Douglas Policy number: incipxebyr_tkd_jnvf Issue date: 18/09/24 Issued by: AdmiralAddress: 694 Townsend shores South Liammouth GU1 9SZ Reason for issue: Renewal Contact number: (029) 2018109Email address: pward@example.net Vehicle Details: Registration number: CV118HA Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: GU1 9SZ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 2023-04-24 Years No Claims Bonus: 14 To: 00:00 on 04 January, 2025 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Amelia Douglas , Scott Middleton Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £8,955.47 Policy Upgrade sub-total: £8,065.70 Insurance Premium Tax: £8,862.80 Total: £169.75Windscreen Cover Included Protected No Claims Bonus £8,065.70 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|incipxebyr_tkd_jnvf\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: incipxebyr_tkd_jnvf Issue Date: 18/09/24 Renewal Date: 2023-04-24 483881525 Amelia Douglas 694 Townsend shores South Liammouth GU1 9SZ Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Ms %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 2023-04-24. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 18/09/24. Your Renewal Offer £169.75 Last Year's Premium £5,016.73 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 2023-04-24 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Amelia Douglas \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £169.75 \| Payment Date: 2025-04-11 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Amelia Douglas (FORD MUSTANG - CV118HA) 2023-04-24 to 04 January, 2025 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£169.75 Your Renewal Offer £169.75 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : pward@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	incipxebyr_tkd_jnvf	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	04	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	2023-04-24	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Nicola, Information about your Documents. Policy Number : LO-IKWBXHC. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) VT71 8RY Mr Leon White 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Mr Leon White Policy Number: LO-IKWBXHC Issue date: Wednesday 08 September, 2021 Address: 8 Iain groves Lake Stuart HU9 5EF Contact number: +44141 4960817Email address: morrisjosh@example.net Vehicle Details: Registration number: VT71 8RY Keeper: Mr Leon White Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: HU9 5EF Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Fri 12 June, 2020 Bonus Protection: Protected To: 00:00 28 November, 2019 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Mr Leon White Policyholder Date of Birth: 23/04/20 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Tracey Lane-Miller Driver Date of Birth: 07/12/2024 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: LO-IKWBXHC This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: VT71 8RY or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 28 November, 2019 2Name of Policyholder: Mr Leon White 3Persons or classes of persons entitled to drive: Mr Leon White, Tracey Lane-Miller All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Fri 12 June, 20206Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Mr Leon White Policy number: LO-IKWBXHC Issue date: Wednesday 08 September, 2021 Issued by: AdmiralAddress: 8 Iain groves Lake Stuart HU9 5EF Reason for issue: Renewal Contact number: +44141 4960817Email address: morrisjosh@example.net Vehicle Details: Registration number: VT71 8RY Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: HU9 5EF Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Fri 12 June, 2020 Years No Claims Bonus: 14 To: 00:00 on 28 November, 2019 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Mr Leon White , Tracey Lane-Miller Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £7,713.79 Policy Upgrade sub-total: £5,143.57 Insurance Premium Tax: £8,515.95 Total: £1,481.42Windscreen Cover Included Protected No Claims Bonus £5,143.57 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|LO-IKWBXHC\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: LO-IKWBXHC Issue Date: Wednesday 08 September, 2021 Renewal Date: Fri 12 June, 2020 483881525 Mr Leon White 8 Iain groves Lake Stuart HU9 5EF Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Fri 12 June, 2020. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Wednesday 08 September, 2021. Your Renewal Offer £1,481.42 Last Year's Premium £4,310.63 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Fri 12 June, 2020 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Mr Leon White \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £1,481.42 \| Payment Date: 2024-01-03 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Mr Leon White (FORD MUSTANG - VT71 8RY) Fri 12 June, 2020 to 28 November, 2019 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£1,481.42 Your Renewal Offer £1,481.42 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : morrisjosh@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	LO-IKWBXHC	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	28	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Fri 12 June, 2020	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Karl, Information about your Documents. Policy Number : PNG/5/APSD0WS7HZ.DE17XS. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) NA126HU Amber Dawson 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Amber Dawson Policy Number: PNG/5/APSD0WS7HZ.DE17XS Issue date: Sat 17 June, 2023 Address: Flat 58l Roy shoal Janicestad UB6P 9DS Contact number: 0151 496 0133Email address: williamsdennis@example.com Vehicle Details: Registration number: NA126HU Keeper: Amber Dawson Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: UB6P 9DS Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 2024-12-26 Bonus Protection: Protected To: 00:00 29/03/23 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Amber Dawson Policyholder Date of Birth: 2020-12-05 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Natalie Morris Driver Date of Birth: 18/11/2023 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: PNG/5/APSD0WS7HZ.DE17XS This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: NA126HU or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 29/03/23 2Name of Policyholder: Amber Dawson 3Persons or classes of persons entitled to drive: Amber Dawson, Natalie Morris All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 2024-12-266Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Amber Dawson Policy number: PNG/5/APSD0WS7HZ.DE17XS Issue date: Sat 17 June, 2023 Issued by: AdmiralAddress: Flat 58l Roy shoal Janicestad UB6P 9DS Reason for issue: Renewal Contact number: 0151 496 0133Email address: williamsdennis@example.com Vehicle Details: Registration number: NA126HU Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: UB6P 9DS Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 2024-12-26 Years No Claims Bonus: 14 To: 00:00 on 29/03/23 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Amber Dawson , Natalie Morris Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £6,630.33 Policy Upgrade sub-total: £1,159.81 Insurance Premium Tax: £9,525.29 Total: £9,644.09Windscreen Cover Included Protected No Claims Bonus £1,159.81 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|PNG/5/APSD0WS7HZ.DE17XS\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: PNG/5/APSD0WS7HZ.DE17XS Issue Date: Sat 17 June, 2023 Renewal Date: 2024-12-26 483881525 Amber Dawson Flat 58l Roy shoal Janicestad UB6P 9DS Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Miss %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 2024-12-26. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Sat 17 June, 2023. Your Renewal Offer £9,644.09 Last Year's Premium £4,777.25 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 2024-12-26 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Amber Dawson \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £9,644.09 \| Payment Date: Tuesday 05 December, 2023 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Amber Dawson (FORD MUSTANG - NA126HU) 2024-12-26 to 29/03/23 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£9,644.09 Your Renewal Offer £9,644.09 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : williamsdennis@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	PNG/5/APSD0WS7HZ.DE17XS	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	29/03/23	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	2024-12-26	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Julian, Information about your Documents. Policy Number : DGUTOKANOMHCWXTP. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) YL590KL Liam Bird 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Liam Bird Policy Number: DGUTOKANOMHCWXTP Issue date: 20/07/22 Address: 4 Spencer manors Johnsonmouth E0 3GU Contact number: +44(0)113 496 0094Email address: gbrennan@example.org Vehicle Details: Registration number: YL590KL Keeper: Liam Bird Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: E0 3GU Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 28/11/2025 Bonus Protection: Protected To: 00:00 2025-12-18 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Liam Bird Policyholder Date of Birth: Saturday 24 August, 2019 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Georgina Jackson Driver Date of Birth: 02 August, 2022 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: DGUTOKANOMHCWXTP This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: YL590KL or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 2025-12-18 2Name of Policyholder: Liam Bird 3Persons or classes of persons entitled to drive: Liam Bird, Georgina Jackson All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 28/11/20256Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Liam Bird Policy number: DGUTOKANOMHCWXTP Issue date: 20/07/22 Issued by: AdmiralAddress: 4 Spencer manors Johnsonmouth E0 3GU Reason for issue: Renewal Contact number: +44(0)113 496 0094Email address: gbrennan@example.org Vehicle Details: Registration number: YL590KL Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: E0 3GU Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 28/11/2025 Years No Claims Bonus: 14 To: 00:00 on 2025-12-18 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Liam Bird , Georgina Jackson Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £7,995.86 Policy Upgrade sub-total: £9,268.99 Insurance Premium Tax: £6,574.56 Total: £2,230.80Windscreen Cover Included Protected No Claims Bonus £9,268.99 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|DGUTOKANOMHCWXTP\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: DGUTOKANOMHCWXTP Issue Date: 20/07/22 Renewal Date: 28/11/2025 483881525 Liam Bird 4 Spencer manors Johnsonmouth E0 3GU Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 28/11/2025. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 20/07/22. Your Renewal Offer £2,230.80 Last Year's Premium £6,257.98 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 28/11/2025 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Liam Bird \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £2,230.80 \| Payment Date: Thursday 20 July, 2023 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Liam Bird (FORD MUSTANG - YL590KL) 28/11/2025 to 2025-12-18 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£2,230.80 Your Renewal Offer £2,230.80 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : gbrennan@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	DGUTOKANOMHCWXTP	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	2025-12-18	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	28/11/2025	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Debra, Information about your Documents. Policy Number : RRJVFSCEVB-E-LOM-RXVJWP. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) VP18 4OL Ms Melanie Owens 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Ms Melanie Owens Policy Number: RRJVFSCEVB-E-LOM-RXVJWP Issue date: 2023-04-22 Address: Studio 29t Mohammed isle North Edwardberg B2S 0AE Contact number: (0141) 4960896Email address: allanscott@example.org Vehicle Details: Registration number: VP18 4OL Keeper: Ms Melanie Owens Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: B2S 0AE Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 2020-04-02 Bonus Protection: Protected To: 00:00 23/01/2023 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Ms Melanie Owens Policyholder Date of Birth: Monday 02 September, 2024 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Joanna Porter Driver Date of Birth: Sun 07 February, 2021 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: RRJVFSCEVB-E-LOM-RXVJWP This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: VP18 4OL or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 23/01/2023 2Name of Policyholder: Ms Melanie Owens 3Persons or classes of persons entitled to drive: Ms Melanie Owens, Joanna Porter All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 2020-04-026Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Ms Melanie Owens Policy number: RRJVFSCEVB-E-LOM-RXVJWP Issue date: 2023-04-22 Issued by: AdmiralAddress: Studio 29t Mohammed isle North Edwardberg B2S 0AE Reason for issue: Renewal Contact number: (0141) 4960896Email address: allanscott@example.org Vehicle Details: Registration number: VP18 4OL Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: B2S 0AE Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 2020-04-02 Years No Claims Bonus: 14 To: 00:00 on 23/01/2023 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Ms Melanie Owens , Joanna Porter Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £6,453.01 Policy Upgrade sub-total: £3,791.47 Insurance Premium Tax: £1,636.05 Total: £9,628.79Windscreen Cover Included Protected No Claims Bonus £3,791.47 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|RRJVFSCEVB-E-LOM-RXVJWP\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: RRJVFSCEVB-E-LOM-RXVJWP Issue Date: 2023-04-22 Renewal Date: 2020-04-02 483881525 Ms Melanie Owens Studio 29t Mohammed isle North Edwardberg B2S 0AE Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mrs %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 2020-04-02. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 2023-04-22. Your Renewal Offer £9,628.79 Last Year's Premium £290.32 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 2020-04-02 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Ms Melanie Owens \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £9,628.79 \| Payment Date: Sunday 07 September, 2025 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Ms Melanie Owens (FORD MUSTANG - VP18 4OL) 2020-04-02 to 23/01/2023 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£9,628.79 Your Renewal Offer £9,628.79 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : allanscott@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	RRJVFSCEVB-E-LOM-RXVJWP	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	23/01/2023	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	2020-04-02	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Stanley, Information about your Documents. Policy Number : zktqdjio. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) DM762RT Keith Pearce 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Keith Pearce Policy Number: zktqdjio Issue date: 20 March, 2020 Address: 6 Hilary ridges Andreabury IG7 4XT Contact number: +44289018918Email address: qgill@example.net Vehicle Details: Registration number: DM762RT Keeper: Keith Pearce Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: IG7 4XT Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 20/06/20 Bonus Protection: Protected To: 00:00 Saturday 15 February, 2025 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Keith Pearce Policyholder Date of Birth: 04/11/2021 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Leslie Jordan Driver Date of Birth: 2020-01-12 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: zktqdjio This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: DM762RT or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Saturday 15 February, 2025 2Name of Policyholder: Keith Pearce 3Persons or classes of persons entitled to drive: Keith Pearce, Leslie Jordan All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 20/06/206Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Keith Pearce Policy number: zktqdjio Issue date: 20 March, 2020 Issued by: AdmiralAddress: 6 Hilary ridges Andreabury IG7 4XT Reason for issue: Renewal Contact number: +44289018918Email address: qgill@example.net Vehicle Details: Registration number: DM762RT Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: IG7 4XT Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 20/06/20 Years No Claims Bonus: 14 To: 00:00 on Saturday 15 February, 2025 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Keith Pearce , Leslie Jordan Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £4,188.07 Policy Upgrade sub-total: £4,197.30 Insurance Premium Tax: £7,399.58 Total: £7,653.13Windscreen Cover Included Protected No Claims Bonus £4,197.30 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|zktqdjio\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: zktqdjio Issue Date: 20 March, 2020 Renewal Date: 20/06/20 483881525 Keith Pearce 6 Hilary ridges Andreabury IG7 4XT Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mrs %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 20/06/20. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 20 March, 2020. Your Renewal Offer £7,653.13 Last Year's Premium £8,858.80 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 20/06/20 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Keith Pearce \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £7,653.13 \| Payment Date: 28/01/2024 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Keith Pearce (FORD MUSTANG - DM762RT) 20/06/20 to Saturday 15 February, 2025 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£7,653.13 Your Renewal Offer £7,653.13 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : qgill@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	zktqdjio	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Saturday	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	20/06/20	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Angela, Information about your Documents. Policy Number : RM522ZGO2. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) GL32 6XD Carol Newton 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Carol Newton Policy Number: RM522ZGO2 Issue date: Sun 18 August, 2024 Address: Flat 9 Jayne fields East Janice JE6R 5HB Contact number: 0191 4960793Email address: leon43@example.org Vehicle Details: Registration number: GL32 6XD Keeper: Carol Newton Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: JE6R 5HB Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 19 August, 2021 Bonus Protection: Protected To: 00:00 18 May, 2020 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Carol Newton Policyholder Date of Birth: Wednesday 12 April, 2023 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Jonathan Walker Driver Date of Birth: Friday 25 April, 2025 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: RM522ZGO2 This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: GL32 6XD or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 18 May, 2020 2Name of Policyholder: Carol Newton 3Persons or classes of persons entitled to drive: Carol Newton, Jonathan Walker All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 19 August, 20216Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Carol Newton Policy number: RM522ZGO2 Issue date: Sun 18 August, 2024 Issued by: AdmiralAddress: Flat 9 Jayne fields East Janice JE6R 5HB Reason for issue: Renewal Contact number: 0191 4960793Email address: leon43@example.org Vehicle Details: Registration number: GL32 6XD Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: JE6R 5HB Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 19 August, 2021 Years No Claims Bonus: 14 To: 00:00 on 18 May, 2020 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Carol Newton , Jonathan Walker Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £7,065.25 Policy Upgrade sub-total: £4,929.96 Insurance Premium Tax: £1,959.69 Total: £6,789.87Windscreen Cover Included Protected No Claims Bonus £4,929.96 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|RM522ZGO2\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: RM522ZGO2 Issue Date: Sun 18 August, 2024 Renewal Date: 19 August, 2021 483881525 Carol Newton Flat 9 Jayne fields East Janice JE6R 5HB Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 19 August, 2021. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Sun 18 August, 2024. Your Renewal Offer £6,789.87 Last Year's Premium £4,944.24 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 19 August, 2021 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Carol Newton \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £6,789.87 \| Payment Date: 01/07/2020 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Carol Newton (FORD MUSTANG - GL32 6XD) 19 August, 2021 to 18 May, 2020 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£6,789.87 Your Renewal Offer £6,789.87 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : leon43@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	RM522ZGO2	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	18	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	19 August, 2021	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello June, Information about your Documents. Policy Number : MB8.LF/EMLX/KTI1O7D2. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) RB031SS Emily Bentley 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Emily Bentley Policy Number: MB8.LF/EMLX/KTI1O7D2 Issue date: 01/06/2022 Address: 64 Alan branch Marcberg BD1N 3FN Contact number: 01914960163Email address: harriet49@example.com Vehicle Details: Registration number: RB031SS Keeper: Emily Bentley Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: BD1N 3FN Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Mon 23 August, 2021 Bonus Protection: Protected To: 00:00 Wednesday 16 March, 2022 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Emily Bentley Policyholder Date of Birth: 12/06/2019 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Debra Read Driver Date of Birth: Wed 28 September, 2022 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: MB8.LF/EMLX/KTI1O7D2 This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: RB031SS or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Wednesday 16 March, 2022 2Name of Policyholder: Emily Bentley 3Persons or classes of persons entitled to drive: Emily Bentley, Debra Read All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Mon 23 August, 20216Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Emily Bentley Policy number: MB8.LF/EMLX/KTI1O7D2 Issue date: 01/06/2022 Issued by: AdmiralAddress: 64 Alan branch Marcberg BD1N 3FN Reason for issue: Renewal Contact number: 01914960163Email address: harriet49@example.com Vehicle Details: Registration number: RB031SS Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: BD1N 3FN Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Mon 23 August, 2021 Years No Claims Bonus: 14 To: 00:00 on Wednesday 16 March, 2022 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Emily Bentley , Debra Read Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £7,088.41 Policy Upgrade sub-total: £6,372.29 Insurance Premium Tax: £2,030.26 Total: £5,330.69Windscreen Cover Included Protected No Claims Bonus £6,372.29 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|MB8.LF/EMLX/KTI1O7D2\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: MB8.LF/EMLX/KTI1O7D2 Issue Date: 01/06/2022 Renewal Date: Mon 23 August, 2021 483881525 Emily Bentley 64 Alan branch Marcberg BD1N 3FN Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Mon 23 August, 2021. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 01/06/2022. Your Renewal Offer £5,330.69 Last Year's Premium £7,193.76 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Mon 23 August, 2021 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Emily Bentley \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £5,330.69 \| Payment Date: 2025-02-25 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Emily Bentley (FORD MUSTANG - RB031SS) Mon 23 August, 2021 to Wednesday 16 March, 2022 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£5,330.69 Your Renewal Offer £5,330.69 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : harriet49@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	MB8.LF/EMLX/KTI1O7D2	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Wednesday	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Mon 23 August, 2021	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Elizabeth, Information about your Documents. Policy Number : OS730FDNUAYE0ZG.KN19AP643. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) HO483WW Wendy Williams 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Wendy Williams Policy Number: OS730FDNUAYE0ZG.KN19AP643 Issue date: 30/09/22 Address: Studio 08 Maureen crescent Edwardsstad N0 6SR Contact number: +44(0)1614960953Email address: janetstewart@example.org Vehicle Details: Registration number: HO483WW Keeper: Wendy Williams Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: N0 6SR Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 06 March, 2025 Bonus Protection: Protected To: 00:00 08/06/2020 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Wendy Williams Policyholder Date of Birth: Tue 07 February, 2023 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Dr Roger Davidson Driver Date of Birth: 2020-12-10 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: OS730FDNUAYE0ZG.KN19AP643 This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: HO483WW or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 08/06/2020 2Name of Policyholder: Wendy Williams 3Persons or classes of persons entitled to drive: Wendy Williams, Dr Roger Davidson All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 06 March, 20256Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Wendy Williams Policy number: OS730FDNUAYE0ZG.KN19AP643 Issue date: 30/09/22 Issued by: AdmiralAddress: Studio 08 Maureen crescent Edwardsstad N0 6SR Reason for issue: Renewal Contact number: +44(0)1614960953Email address: janetstewart@example.org Vehicle Details: Registration number: HO483WW Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: N0 6SR Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 06 March, 2025 Years No Claims Bonus: 14 To: 00:00 on 08/06/2020 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Wendy Williams , Dr Roger Davidson Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £2,181.47 Policy Upgrade sub-total: £5,199.50 Insurance Premium Tax: £5,648.94 Total: £6,733.38Windscreen Cover Included Protected No Claims Bonus £5,199.50 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|OS730FDNUAYE0ZG.KN19AP643\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: OS730FDNUAYE0ZG.KN19AP643 Issue Date: 30/09/22 Renewal Date: 06 March, 2025 483881525 Wendy Williams Studio 08 Maureen crescent Edwardsstad N0 6SR Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 06 March, 2025. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 30/09/22. Your Renewal Offer £6,733.38 Last Year's Premium £6,731.67 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 06 March, 2025 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Wendy Williams \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £6,733.38 \| Payment Date: Sun 10 December, 2023 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Wendy Williams (FORD MUSTANG - HO483WW) 06 March, 2025 to 08/06/2020 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£6,733.38 Your Renewal Offer £6,733.38 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : janetstewart@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	OS730FDNUAYE0ZG.KN19AP643	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	08/06/2020	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	06 March, 2025	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Alexander, Information about your Documents. Policy Number : 1ILIZBUJY. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) KB902MY Thomas Jennings 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Thomas Jennings Policy Number: 1ILIZBUJY Issue date: 30/11/2025 Address: Flat 20 West street South Danielle PA1H 2EE Contact number: +44(0)1134960104Email address: fdavies@example.net Vehicle Details: Registration number: KB902MY Keeper: Thomas Jennings Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: PA1H 2EE Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Tue 09 September, 2025 Bonus Protection: Protected To: 00:00 2022-08-25 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Thomas Jennings Policyholder Date of Birth: Sunday 15 February, 2026 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Damien Page Driver Date of Birth: Thursday 04 July, 2024 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 1ILIZBUJY This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: KB902MY or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 2022-08-25 2Name of Policyholder: Thomas Jennings 3Persons or classes of persons entitled to drive: Thomas Jennings, Damien Page All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Tue 09 September, 20256Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Thomas Jennings Policy number: 1ILIZBUJY Issue date: 30/11/2025 Issued by: AdmiralAddress: Flat 20 West street South Danielle PA1H 2EE Reason for issue: Renewal Contact number: +44(0)1134960104Email address: fdavies@example.net Vehicle Details: Registration number: KB902MY Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: PA1H 2EE Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Tue 09 September, 2025 Years No Claims Bonus: 14 To: 00:00 on 2022-08-25 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Thomas Jennings , Damien Page Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £5,940.94 Policy Upgrade sub-total: £2,487.67 Insurance Premium Tax: £6,875.65 Total: £9,502.62Windscreen Cover Included Protected No Claims Bonus £2,487.67 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|1ILIZBUJY\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 1ILIZBUJY Issue Date: 30/11/2025 Renewal Date: Tue 09 September, 2025 483881525 Thomas Jennings Flat 20 West street South Danielle PA1H 2EE Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Ms %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Tue 09 September, 2025. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 30/11/2025. Your Renewal Offer £9,502.62 Last Year's Premium £1,437.65 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Tue 09 September, 2025 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Thomas Jennings \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £9,502.62 \| Payment Date: 16 May, 2025 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Thomas Jennings (FORD MUSTANG - KB902MY) Tue 09 September, 2025 to 2022-08-25 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£9,502.62 Your Renewal Offer £9,502.62 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : fdavies@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	1ILIZBUJY	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	2022-08-25	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Tue 09 September, 2025	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Mark, Information about your Documents. Policy Number : l/jqd-vcsek-c. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) CV408EH Josephine Bolton 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Josephine Bolton Policy Number: l/jqd-vcsek-c Issue date: Wednesday 14 October, 2020 Address: Flat 4 Martyn street Jonesborough E25 8UX Contact number: +44(0)191 4960222Email address: maureen25@example.com Vehicle Details: Registration number: CV408EH Keeper: Josephine Bolton Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: E25 8UX Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Saturday 04 February, 2023 Bonus Protection: Protected To: 00:00 17/04/19 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Josephine Bolton Policyholder Date of Birth: 01/11/20 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Dr Karl Hill Driver Date of Birth: 19 November, 2024 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: l/jqd-vcsek-c This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: CV408EH or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 17/04/19 2Name of Policyholder: Josephine Bolton 3Persons or classes of persons entitled to drive: Josephine Bolton, Dr Karl Hill All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Saturday 04 February, 20236Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Josephine Bolton Policy number: l/jqd-vcsek-c Issue date: Wednesday 14 October, 2020 Issued by: AdmiralAddress: Flat 4 Martyn street Jonesborough E25 8UX Reason for issue: Renewal Contact number: +44(0)191 4960222Email address: maureen25@example.com Vehicle Details: Registration number: CV408EH Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: E25 8UX Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Saturday 04 February, 2023 Years No Claims Bonus: 14 To: 00:00 on 17/04/19 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Josephine Bolton , Dr Karl Hill Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £9,736.47 Policy Upgrade sub-total: £8,376.56 Insurance Premium Tax: £6,890.21 Total: £9,696.64Windscreen Cover Included Protected No Claims Bonus £8,376.56 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|l/jqd-vcsek-c\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: l/jqd-vcsek-c Issue Date: Wednesday 14 October, 2020 Renewal Date: Saturday 04 February, 2023 483881525 Josephine Bolton Flat 4 Martyn street Jonesborough E25 8UX Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Saturday 04 February, 2023. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Wednesday 14 October, 2020. Your Renewal Offer £9,696.64 Last Year's Premium £1,160.76 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Saturday 04 February, 2023 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Josephine Bolton \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £9,696.64 \| Payment Date: 17/01/20 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Josephine Bolton (FORD MUSTANG - CV408EH) Saturday 04 February, 2023 to 17/04/19 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£9,696.64 Your Renewal Offer £9,696.64 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : maureen25@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	l/jqd-vcsek-c	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	17/04/19	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Saturday 04 February, 2023	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Stewart, Information about your Documents. Policy Number : O94QG4QAKZ00V. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) KN468UD Liam Stone 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Liam Stone Policy Number: O94QG4QAKZ00V Issue date: 14/12/23 Address: Studio 58p Clarke village Ashtonport E30 4YJ Contact number: (0117)4960792Email address: jtaylor@example.org Vehicle Details: Registration number: KN468UD Keeper: Liam Stone Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: E30 4YJ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Sat 17 October, 2020 Bonus Protection: Protected To: 00:00 05 March, 2024 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Liam Stone Policyholder Date of Birth: Thursday 21 January, 2021 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Dr Lydia Tucker Driver Date of Birth: 30/05/23 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: O94QG4QAKZ00V This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: KN468UD or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 05 March, 2024 2Name of Policyholder: Liam Stone 3Persons or classes of persons entitled to drive: Liam Stone, Dr Lydia Tucker All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Sat 17 October, 20206Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Liam Stone Policy number: O94QG4QAKZ00V Issue date: 14/12/23 Issued by: AdmiralAddress: Studio 58p Clarke village Ashtonport E30 4YJ Reason for issue: Renewal Contact number: (0117)4960792Email address: jtaylor@example.org Vehicle Details: Registration number: KN468UD Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: E30 4YJ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Sat 17 October, 2020 Years No Claims Bonus: 14 To: 00:00 on 05 March, 2024 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Liam Stone , Dr Lydia Tucker Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £3,292.14 Policy Upgrade sub-total: £3,694.12 Insurance Premium Tax: £1,776.73 Total: £9,459.32Windscreen Cover Included Protected No Claims Bonus £3,694.12 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|O94QG4QAKZ00V\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: O94QG4QAKZ00V Issue Date: 14/12/23 Renewal Date: Sat 17 October, 2020 483881525 Liam Stone Studio 58p Clarke village Ashtonport E30 4YJ Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Ms %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Sat 17 October, 2020. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 14/12/23. Your Renewal Offer £9,459.32 Last Year's Premium £5,656.84 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Sat 17 October, 2020 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Liam Stone \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £9,459.32 \| Payment Date: 2020-06-17 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Liam Stone (FORD MUSTANG - KN468UD) Sat 17 October, 2020 to 05 March, 2024 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£9,459.32 Your Renewal Offer £9,459.32 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : jtaylor@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	O94QG4QAKZ00V	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	05	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Sat 17 October, 2020	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Billy, Information about your Documents. Policy Number : SLJJFQHSUCOKAADIVLI. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) YU269LA Leanne Reid 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Leanne Reid Policy Number: SLJJFQHSUCOKAADIVLI Issue date: Saturday 15 February, 2025 Address: Studio 7 Ruth lake Davisfort E79 6PA Contact number: (0151)4960749Email address: rita69@example.com Vehicle Details: Registration number: YU269LA Keeper: Leanne Reid Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: E79 6PA Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 18 June, 2020 Bonus Protection: Protected To: 00:00 03/06/23 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Leanne Reid Policyholder Date of Birth: 04/06/2022 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Vincent Murphy Driver Date of Birth: 13/11/2025 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: SLJJFQHSUCOKAADIVLI This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: YU269LA or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 03/06/23 2Name of Policyholder: Leanne Reid 3Persons or classes of persons entitled to drive: Leanne Reid, Vincent Murphy All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 18 June, 20206Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Leanne Reid Policy number: SLJJFQHSUCOKAADIVLI Issue date: Saturday 15 February, 2025 Issued by: AdmiralAddress: Studio 7 Ruth lake Davisfort E79 6PA Reason for issue: Renewal Contact number: (0151)4960749Email address: rita69@example.com Vehicle Details: Registration number: YU269LA Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: E79 6PA Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 18 June, 2020 Years No Claims Bonus: 14 To: 00:00 on 03/06/23 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Leanne Reid , Vincent Murphy Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £3,273.71 Policy Upgrade sub-total: £4,073.10 Insurance Premium Tax: £9,179.99 Total: £1,981.28Windscreen Cover Included Protected No Claims Bonus £4,073.10 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|SLJJFQHSUCOKAADIVLI\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: SLJJFQHSUCOKAADIVLI Issue Date: Saturday 15 February, 2025 Renewal Date: 18 June, 2020 483881525 Leanne Reid Studio 7 Ruth lake Davisfort E79 6PA Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 18 June, 2020. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Saturday 15 February, 2025. Your Renewal Offer £1,981.28 Last Year's Premium £5,094.44 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 18 June, 2020 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Leanne Reid \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £1,981.28 \| Payment Date: 19/07/23 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Leanne Reid (FORD MUSTANG - YU269LA) 18 June, 2020 to 03/06/23 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£1,981.28 Your Renewal Offer £1,981.28 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : rita69@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	SLJJFQHSUCOKAADIVLI	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	03/06/23	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	18 June, 2020	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Natasha, Information about your Documents. Policy Number : 6/IE_3/WQDM9TD/ZB1BX. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) GK65 2XP Norman Davies 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Norman Davies Policy Number: 6/IE_3/WQDM9TD/ZB1BX Issue date: Mon 20 May, 2024 Address: Flat 52q Francesca dam Shirleymouth GL6R 3FW Contact number: +44141 496 0983Email address: tayloralexandra@example.com Vehicle Details: Registration number: GK65 2XP Keeper: Norman Davies Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: GL6R 3FW Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 13/03/2024 Bonus Protection: Protected To: 00:00 27/05/2023 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Norman Davies Policyholder Date of Birth: 27/08/19 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Henry Stevens Driver Date of Birth: 2021-11-08 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 6/IE_3/WQDM9TD/ZB1BX This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: GK65 2XP or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 27/05/2023 2Name of Policyholder: Norman Davies 3Persons or classes of persons entitled to drive: Norman Davies, Henry Stevens All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 13/03/20246Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Norman Davies Policy number: 6/IE_3/WQDM9TD/ZB1BX Issue date: Mon 20 May, 2024 Issued by: AdmiralAddress: Flat 52q Francesca dam Shirleymouth GL6R 3FW Reason for issue: Renewal Contact number: +44141 496 0983Email address: tayloralexandra@example.com Vehicle Details: Registration number: GK65 2XP Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: GL6R 3FW Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 13/03/2024 Years No Claims Bonus: 14 To: 00:00 on 27/05/2023 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Norman Davies , Henry Stevens Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £18.16 Policy Upgrade sub-total: £1,828.90 Insurance Premium Tax: £3,782.00 Total: £5,044.25Windscreen Cover Included Protected No Claims Bonus £1,828.90 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|6/IE_3/WQDM9TD/ZB1BX\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 6/IE_3/WQDM9TD/ZB1BX Issue Date: Mon 20 May, 2024 Renewal Date: 13/03/2024 483881525 Norman Davies Flat 52q Francesca dam Shirleymouth GL6R 3FW Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Miss %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 13/03/2024. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Mon 20 May, 2024. Your Renewal Offer £5,044.25 Last Year's Premium £7,602.89 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 13/03/2024 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Norman Davies \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £5,044.25 \| Payment Date: 25/02/24 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Norman Davies (FORD MUSTANG - GK65 2XP) 13/03/2024 to 27/05/2023 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£5,044.25 Your Renewal Offer £5,044.25 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : tayloralexandra@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	6/IE_3/WQDM9TD/ZB1BX	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	27/05/2023	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	13/03/2024	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Geraldine, Information about your Documents. Policy Number : gtnv.kpcxc. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) PJ58 7CW Ms Sophie James 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Ms Sophie James Policy Number: gtnv.kpcxc Issue date: Monday 25 March, 2019 Address: Flat 51N Hutchinson burg Yatesburgh SN5 9NZ Contact number: +44118 4960697Email address: garyjenkins@example.org Vehicle Details: Registration number: PJ58 7CW Keeper: Ms Sophie James Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: SN5 9NZ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 12 August, 2024 Bonus Protection: Protected To: 00:00 29 November, 2021 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Ms Sophie James Policyholder Date of Birth: 05/04/21 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Kelly Moran-O'Connor Driver Date of Birth: 01/04/24 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: gtnv.kpcxc This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: PJ58 7CW or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 29 November, 2021 2Name of Policyholder: Ms Sophie James 3Persons or classes of persons entitled to drive: Ms Sophie James, Kelly Moran-O'Connor All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 12 August, 20246Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Ms Sophie James Policy number: gtnv.kpcxc Issue date: Monday 25 March, 2019 Issued by: AdmiralAddress: Flat 51N Hutchinson burg Yatesburgh SN5 9NZ Reason for issue: Renewal Contact number: +44118 4960697Email address: garyjenkins@example.org Vehicle Details: Registration number: PJ58 7CW Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: SN5 9NZ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 12 August, 2024 Years No Claims Bonus: 14 To: 00:00 on 29 November, 2021 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Ms Sophie James , Kelly Moran-O'Connor Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £4,424.21 Policy Upgrade sub-total: £1,927.35 Insurance Premium Tax: £2,195.05 Total: £3,064.33Windscreen Cover Included Protected No Claims Bonus £1,927.35 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|gtnv.kpcxc\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: gtnv.kpcxc Issue Date: Monday 25 March, 2019 Renewal Date: 12 August, 2024 483881525 Ms Sophie James Flat 51N Hutchinson burg Yatesburgh SN5 9NZ Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Ms %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 12 August, 2024. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Monday 25 March, 2019. Your Renewal Offer £3,064.33 Last Year's Premium £1,322.78 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 12 August, 2024 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Ms Sophie James \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £3,064.33 \| Payment Date: 29/08/2020 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Ms Sophie James (FORD MUSTANG - PJ58 7CW) 12 August, 2024 to 29 November, 2021 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£3,064.33 Your Renewal Offer £3,064.33 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : garyjenkins@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	gtnv.kpcxc	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	29	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	12 August, 2024	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06

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