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admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Joe, Information about your Documents. Policy Number : 06H09U8JX/_0/CZM. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) OY12 0WM Marian Stewart 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Marian Stewart Policy Number: 06H09U8JX/_0/CZM Issue date: 11 July, 2022 Address: Studio 68 Taylor forge Thompsonview SG9 0UX Contact number: +44(0)151 496 0833Email address: wfrost@example.org Vehicle Details: Registration number: OY12 0WM Keeper: Marian Stewart Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: SG9 0UX Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Sunday 30 June, 2019 Bonus Protection: Protected To: 00:00 16/09/23 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Marian Stewart Policyholder Date of Birth: 10 December, 2023 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Jane Doyle Driver Date of Birth: 26/07/22 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 06H09U8JX/_0/CZM This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: OY12 0WM or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 16/09/23 2Name of Policyholder: Marian Stewart 3Persons or classes of persons entitled to drive: Marian Stewart, Jane Doyle All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Sunday 30 June, 20196Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Marian Stewart Policy number: 06H09U8JX/_0/CZM Issue date: 11 July, 2022 Issued by: AdmiralAddress: Studio 68 Taylor forge Thompsonview SG9 0UX Reason for issue: Renewal Contact number: +44(0)151 496 0833Email address: wfrost@example.org Vehicle Details: Registration number: OY12 0WM Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: SG9 0UX Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Sunday 30 June, 2019 Years No Claims Bonus: 14 To: 00:00 on 16/09/23 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Marian Stewart , Jane Doyle Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £6,385.82 Policy Upgrade sub-total: £8,501.74 Insurance Premium Tax: £7,405.20 Total: £1,273.14Windscreen Cover Included Protected No Claims Bonus £8,501.74 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|06H09U8JX/_0/CZM\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 06H09U8JX/_0/CZM Issue Date: 11 July, 2022 Renewal Date: Sunday 30 June, 2019 483881525 Marian Stewart Studio 68 Taylor forge Thompsonview SG9 0UX Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Miss %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Sunday 30 June, 2019. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 11 July, 2022. Your Renewal Offer £1,273.14 Last Year's Premium £6,561.30 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Sunday 30 June, 2019 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Marian Stewart \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £1,273.14 \| Payment Date: 24/04/22 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Marian Stewart (FORD MUSTANG - OY12 0WM) Sunday 30 June, 2019 to 16/09/23 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£1,273.14 Your Renewal Offer £1,273.14 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : wfrost@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	06H09U8JX/_0/CZM	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	16/09/23	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Sunday 30 June, 2019	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Clifford, Information about your Documents. Policy Number : A-AKJATYMIDK/SDJQK.J-P. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) VT54 6SE Linda Williams-Wells 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Linda Williams-Wells Policy Number: A-AKJATYMIDK/SDJQK.J-P Issue date: 2023-06-01 Address: Flat 0 Roger drive Kennedyborough M18 0RP Contact number: 0306 999 0176Email address: williamshayley@example.net Vehicle Details: Registration number: VT54 6SE Keeper: Linda Williams-Wells Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: M18 0RP Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Sat 19 November, 2022 Bonus Protection: Protected To: 00:00 28/04/19 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Linda Williams-Wells Policyholder Date of Birth: 20/12/2024 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Dr Kevin Murray Driver Date of Birth: 19/11/24 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: A-AKJATYMIDK/SDJQK.J-P This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: VT54 6SE or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 28/04/19 2Name of Policyholder: Linda Williams-Wells 3Persons or classes of persons entitled to drive: Linda Williams-Wells, Dr Kevin Murray All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Sat 19 November, 20226Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Linda Williams-Wells Policy number: A-AKJATYMIDK/SDJQK.J-P Issue date: 2023-06-01 Issued by: AdmiralAddress: Flat 0 Roger drive Kennedyborough M18 0RP Reason for issue: Renewal Contact number: 0306 999 0176Email address: williamshayley@example.net Vehicle Details: Registration number: VT54 6SE Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: M18 0RP Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Sat 19 November, 2022 Years No Claims Bonus: 14 To: 00:00 on 28/04/19 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Linda Williams-Wells , Dr Kevin Murray Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £1,703.41 Policy Upgrade sub-total: £2,412.95 Insurance Premium Tax: £2,655.11 Total: £2,444.20Windscreen Cover Included Protected No Claims Bonus £2,412.95 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|A-AKJATYMIDK/SDJQK.J-P\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: A-AKJATYMIDK/SDJQK.J-P Issue Date: 2023-06-01 Renewal Date: Sat 19 November, 2022 483881525 Linda Williams-Wells Flat 0 Roger drive Kennedyborough M18 0RP Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Sat 19 November, 2022. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 2023-06-01. Your Renewal Offer £2,444.20 Last Year's Premium £6,471.34 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Sat 19 November, 2022 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Linda Williams-Wells \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £2,444.20 \| Payment Date: Friday 01 April, 2022 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Linda Williams-Wells (FORD MUSTANG - VT54 6SE) Sat 19 November, 2022 to 28/04/19 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£2,444.20 Your Renewal Offer £2,444.20 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : williamshayley@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	A-AKJATYMIDK/SDJQK.J-P	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	28/04/19	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Sat 19 November, 2022	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Roy, Information about your Documents. Policy Number : CQ-OLOL.KPSNEA/MZBXY. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) DB07 4PC Melanie Hughes 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Melanie Hughes Policy Number: CQ-OLOL.KPSNEA/MZBXY Issue date: 11/06/24 Address: Studio 71 Kathryn hill Meganshire WS9M 5RT Contact number: 0292018499Email address: mckenziegarry@example.net Vehicle Details: Registration number: DB07 4PC Keeper: Melanie Hughes Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: WS9M 5RT Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Tue 18 January, 2022 Bonus Protection: Protected To: 00:00 01/09/2020 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Melanie Hughes Policyholder Date of Birth: 08/12/2019 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Mr Edward Moore Driver Date of Birth: 24 October, 2025 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: CQ-OLOL.KPSNEA/MZBXY This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: DB07 4PC or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 01/09/2020 2Name of Policyholder: Melanie Hughes 3Persons or classes of persons entitled to drive: Melanie Hughes, Mr Edward Moore All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Tue 18 January, 20226Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Melanie Hughes Policy number: CQ-OLOL.KPSNEA/MZBXY Issue date: 11/06/24 Issued by: AdmiralAddress: Studio 71 Kathryn hill Meganshire WS9M 5RT Reason for issue: Renewal Contact number: 0292018499Email address: mckenziegarry@example.net Vehicle Details: Registration number: DB07 4PC Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: WS9M 5RT Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Tue 18 January, 2022 Years No Claims Bonus: 14 To: 00:00 on 01/09/2020 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Melanie Hughes , Mr Edward Moore Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £4,420.12 Policy Upgrade sub-total: £381.02 Insurance Premium Tax: £5,593.71 Total: £9,319.87Windscreen Cover Included Protected No Claims Bonus £381.02 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|CQ-OLOL.KPSNEA/MZBXY\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: CQ-OLOL.KPSNEA/MZBXY Issue Date: 11/06/24 Renewal Date: Tue 18 January, 2022 483881525 Melanie Hughes Studio 71 Kathryn hill Meganshire WS9M 5RT Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Miss %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Tue 18 January, 2022. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 11/06/24. Your Renewal Offer £9,319.87 Last Year's Premium £4,811.90 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Tue 18 January, 2022 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Melanie Hughes \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £9,319.87 \| Payment Date: Wed 09 November, 2022 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Melanie Hughes (FORD MUSTANG - DB07 4PC) Tue 18 January, 2022 to 01/09/2020 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£9,319.87 Your Renewal Offer £9,319.87 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : mckenziegarry@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	CQ-OLOL.KPSNEA/MZBXY	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	01/09/2020	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Tue 18 January, 2022	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Scott, Information about your Documents. Policy Number : X._YH_.42. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) VC76 4CN Lynn Cooper-Shaw 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Lynn Cooper-Shaw Policy Number: X._YH_.42 Issue date: 2025-05-11 Address: 7 Harris plain Port Edward M28 1ZZ Contact number: 02074960419Email address: yholmes@example.net Vehicle Details: Registration number: VC76 4CN Keeper: Lynn Cooper-Shaw Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: M28 1ZZ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Friday 07 March, 2025 Bonus Protection: Protected To: 00:00 03/02/2023 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Lynn Cooper-Shaw Policyholder Date of Birth: 08/05/2022 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None June Allen Driver Date of Birth: 24/08/22 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: X._YH_.42 This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: VC76 4CN or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 03/02/2023 2Name of Policyholder: Lynn Cooper-Shaw 3Persons or classes of persons entitled to drive: Lynn Cooper-Shaw, June Allen All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Friday 07 March, 20256Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Lynn Cooper-Shaw Policy number: X._YH_.42 Issue date: 2025-05-11 Issued by: AdmiralAddress: 7 Harris plain Port Edward M28 1ZZ Reason for issue: Renewal Contact number: 02074960419Email address: yholmes@example.net Vehicle Details: Registration number: VC76 4CN Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: M28 1ZZ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Friday 07 March, 2025 Years No Claims Bonus: 14 To: 00:00 on 03/02/2023 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Lynn Cooper-Shaw , June Allen Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £7,472.29 Policy Upgrade sub-total: £1,843.31 Insurance Premium Tax: £7,676.58 Total: £8,417.49Windscreen Cover Included Protected No Claims Bonus £1,843.31 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|X._YH_.42\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: X._YH_.42 Issue Date: 2025-05-11 Renewal Date: Friday 07 March, 2025 483881525 Lynn Cooper-Shaw 7 Harris plain Port Edward M28 1ZZ Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Friday 07 March, 2025. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 2025-05-11. Your Renewal Offer £8,417.49 Last Year's Premium £1,020.80 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Friday 07 March, 2025 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Lynn Cooper-Shaw \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £8,417.49 \| Payment Date: Saturday 05 November, 2022 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Lynn Cooper-Shaw (FORD MUSTANG - VC76 4CN) Friday 07 March, 2025 to 03/02/2023 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£8,417.49 Your Renewal Offer £8,417.49 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : yholmes@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	X._YH_.42	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	03/02/2023	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Friday 07 March, 2025	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Abdul, Information about your Documents. Policy Number : XZPYOXBIW/-IP. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) BK46 3WJ Pauline King 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Pauline King Policy Number: XZPYOXBIW/-IP Issue date: 19/04/2020 Address: Studio 41d Daly streets Kingland WA39 7WB Contact number: +441134960277Email address: claire35@example.org Vehicle Details: Registration number: BK46 3WJ Keeper: Pauline King Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: WA39 7WB Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 16/11/20 Bonus Protection: Protected To: 00:00 17/06/21 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Pauline King Policyholder Date of Birth: 28/07/2019 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Bradley O'Sullivan Driver Date of Birth: Tuesday 01 March, 2022 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: XZPYOXBIW/-IP This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: BK46 3WJ or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 17/06/21 2Name of Policyholder: Pauline King 3Persons or classes of persons entitled to drive: Pauline King, Bradley O'Sullivan All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 16/11/206Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Pauline King Policy number: XZPYOXBIW/-IP Issue date: 19/04/2020 Issued by: AdmiralAddress: Studio 41d Daly streets Kingland WA39 7WB Reason for issue: Renewal Contact number: +441134960277Email address: claire35@example.org Vehicle Details: Registration number: BK46 3WJ Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: WA39 7WB Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 16/11/20 Years No Claims Bonus: 14 To: 00:00 on 17/06/21 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Pauline King , Bradley O'Sullivan Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £2,318.72 Policy Upgrade sub-total: £9,246.07 Insurance Premium Tax: £5,259.95 Total: £2,556.59Windscreen Cover Included Protected No Claims Bonus £9,246.07 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|XZPYOXBIW/-IP\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: XZPYOXBIW/-IP Issue Date: 19/04/2020 Renewal Date: 16/11/20 483881525 Pauline King Studio 41d Daly streets Kingland WA39 7WB Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 16/11/20. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 19/04/2020. Your Renewal Offer £2,556.59 Last Year's Premium £3,119.51 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 16/11/20 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Pauline King \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £2,556.59 \| Payment Date: Tue 23 September, 2025 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Pauline King (FORD MUSTANG - BK46 3WJ) 16/11/20 to 17/06/21 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£2,556.59 Your Renewal Offer £2,556.59 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : claire35@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	XZPYOXBIW/-IP	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	17/06/21	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	16/11/20	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Gary, Information about your Documents. Policy Number : F0/ROCHKE0. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) MT397DZ Tracey Clark 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Tracey Clark Policy Number: F0/ROCHKE0 Issue date: 07/06/24 Address: Flat 32 Rebecca mountain Lake Colin M1 5XE Contact number: +44(0)1514960307Email address: zcole@example.org Vehicle Details: Registration number: MT397DZ Keeper: Tracey Clark Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: M1 5XE Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 08/12/22 Bonus Protection: Protected To: 00:00 Sun 16 March, 2025 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Tracey Clark Policyholder Date of Birth: Sat 09 March, 2024 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Olivia Evans Driver Date of Birth: Fri 31 May, 2024 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: F0/ROCHKE0 This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: MT397DZ or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Sun 16 March, 2025 2Name of Policyholder: Tracey Clark 3Persons or classes of persons entitled to drive: Tracey Clark, Olivia Evans All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 08/12/226Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Tracey Clark Policy number: F0/ROCHKE0 Issue date: 07/06/24 Issued by: AdmiralAddress: Flat 32 Rebecca mountain Lake Colin M1 5XE Reason for issue: Renewal Contact number: +44(0)1514960307Email address: zcole@example.org Vehicle Details: Registration number: MT397DZ Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: M1 5XE Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 08/12/22 Years No Claims Bonus: 14 To: 00:00 on Sun 16 March, 2025 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Tracey Clark , Olivia Evans Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £4,159.41 Policy Upgrade sub-total: £3,658.48 Insurance Premium Tax: £485.23 Total: £5,565.68Windscreen Cover Included Protected No Claims Bonus £3,658.48 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|F0/ROCHKE0\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: F0/ROCHKE0 Issue Date: 07/06/24 Renewal Date: 08/12/22 483881525 Tracey Clark Flat 32 Rebecca mountain Lake Colin M1 5XE Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Ms %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 08/12/22. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 07/06/24. Your Renewal Offer £5,565.68 Last Year's Premium £2,916.06 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 08/12/22 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Tracey Clark \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £5,565.68 \| Payment Date: Monday 15 April, 2019 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Tracey Clark (FORD MUSTANG - MT397DZ) 08/12/22 to Sun 16 March, 2025 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£5,565.68 Your Renewal Offer £5,565.68 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : zcole@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	F0/ROCHKE0	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Sun	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	08/12/22	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Mathew, Information about your Documents. Policy Number : lxnghu.f_sj_mrnxy. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) KW18 5TX Dr Louis Martin 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Dr Louis Martin Policy Number: lxnghu.f_sj_mrnxy Issue date: Tuesday 24 March, 2020 Address: 96 Kelly lodge East Adam BT73 7FY Contact number: 0141 496 0243Email address: begumdavid@example.com Vehicle Details: Registration number: KW18 5TX Keeper: Dr Louis Martin Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: BT73 7FY Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 31/12/2020 Bonus Protection: Protected To: 00:00 Sunday 28 April, 2019 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Dr Louis Martin Policyholder Date of Birth: 2023-11-27 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Barbara Russell Driver Date of Birth: Wed 24 June, 2020 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: lxnghu.f_sj_mrnxy This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: KW18 5TX or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Sunday 28 April, 2019 2Name of Policyholder: Dr Louis Martin 3Persons or classes of persons entitled to drive: Dr Louis Martin, Barbara Russell All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 31/12/20206Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Dr Louis Martin Policy number: lxnghu.f_sj_mrnxy Issue date: Tuesday 24 March, 2020 Issued by: AdmiralAddress: 96 Kelly lodge East Adam BT73 7FY Reason for issue: Renewal Contact number: 0141 496 0243Email address: begumdavid@example.com Vehicle Details: Registration number: KW18 5TX Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: BT73 7FY Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 31/12/2020 Years No Claims Bonus: 14 To: 00:00 on Sunday 28 April, 2019 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Dr Louis Martin , Barbara Russell Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £9,080.59 Policy Upgrade sub-total: £7,922.23 Insurance Premium Tax: £3,722.04 Total: £6,385.59Windscreen Cover Included Protected No Claims Bonus £7,922.23 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|lxnghu.f_sj_mrnxy\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: lxnghu.f_sj_mrnxy Issue Date: Tuesday 24 March, 2020 Renewal Date: 31/12/2020 483881525 Dr Louis Martin 96 Kelly lodge East Adam BT73 7FY Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 31/12/2020. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Tuesday 24 March, 2020. Your Renewal Offer £6,385.59 Last Year's Premium £7,202.71 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 31/12/2020 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Dr Louis Martin \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £6,385.59 \| Payment Date: Mon 03 June, 2024 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Dr Louis Martin (FORD MUSTANG - KW18 5TX) 31/12/2020 to Sunday 28 April, 2019 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£6,385.59 Your Renewal Offer £6,385.59 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : begumdavid@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	lxnghu.f_sj_mrnxy	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Sunday	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	31/12/2020	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Christian, Information about your Documents. Policy Number : 0D7KDYJ9F193S9ZG00YDM0AP. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) DX49 4MJ Phillip Elliott 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Phillip Elliott Policy Number: 0D7KDYJ9F193S9ZG00YDM0AP Issue date: Fri 22 July, 2022 Address: Studio 5 Darren fields South Cliffordview DL7 0XR Contact number: 0115 496 0630Email address: claresmith@example.org Vehicle Details: Registration number: DX49 4MJ Keeper: Phillip Elliott Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: DL7 0XR Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Thu 12 November, 2020 Bonus Protection: Protected To: 00:00 Tuesday 29 November, 2022 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Phillip Elliott Policyholder Date of Birth: 17 May, 2022 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Mrs Jane Perry Driver Date of Birth: 02 June, 2024 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 0D7KDYJ9F193S9ZG00YDM0AP This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: DX49 4MJ or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Tuesday 29 November, 2022 2Name of Policyholder: Phillip Elliott 3Persons or classes of persons entitled to drive: Phillip Elliott, Mrs Jane Perry All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Thu 12 November, 20206Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Phillip Elliott Policy number: 0D7KDYJ9F193S9ZG00YDM0AP Issue date: Fri 22 July, 2022 Issued by: AdmiralAddress: Studio 5 Darren fields South Cliffordview DL7 0XR Reason for issue: Renewal Contact number: 0115 496 0630Email address: claresmith@example.org Vehicle Details: Registration number: DX49 4MJ Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: DL7 0XR Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Thu 12 November, 2020 Years No Claims Bonus: 14 To: 00:00 on Tuesday 29 November, 2022 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Phillip Elliott , Mrs Jane Perry Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £1,929.92 Policy Upgrade sub-total: £9,137.81 Insurance Premium Tax: £1,864.84 Total: £3,451.57Windscreen Cover Included Protected No Claims Bonus £9,137.81 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|0D7KDYJ9F193S9ZG00YDM0AP\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 0D7KDYJ9F193S9ZG00YDM0AP Issue Date: Fri 22 July, 2022 Renewal Date: Thu 12 November, 2020 483881525 Phillip Elliott Studio 5 Darren fields South Cliffordview DL7 0XR Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Thu 12 November, 2020. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Fri 22 July, 2022. Your Renewal Offer £3,451.57 Last Year's Premium £6,029.01 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Thu 12 November, 2020 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Phillip Elliott \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £3,451.57 \| Payment Date: Sun 03 December, 2023 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Phillip Elliott (FORD MUSTANG - DX49 4MJ) Thu 12 November, 2020 to Tuesday 29 November, 2022 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£3,451.57 Your Renewal Offer £3,451.57 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : claresmith@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	0D7KDYJ9F193S9ZG00YDM0AP	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Tuesday	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Thu 12 November, 2020	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Jeffrey, Information about your Documents. Policy Number : 869S5DT_0A28SH. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) OG522NT Judith Hope 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Judith Hope Policy Number: 869S5DT_0A28SH Issue date: 2019-10-06 Address: 144 Connolly prairie North Alexander SY6 1RZ Contact number: +441174960959Email address: jonathanbrown@example.net Vehicle Details: Registration number: OG522NT Keeper: Judith Hope Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: SY6 1RZ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 19/08/19 Bonus Protection: Protected To: 00:00 Monday 29 April, 2019 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Judith Hope Policyholder Date of Birth: 12/11/19 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Diane Jackson Driver Date of Birth: 2025-04-23 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 869S5DT_0A28SH This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: OG522NT or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Monday 29 April, 2019 2Name of Policyholder: Judith Hope 3Persons or classes of persons entitled to drive: Judith Hope, Diane Jackson All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 19/08/196Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Judith Hope Policy number: 869S5DT_0A28SH Issue date: 2019-10-06 Issued by: AdmiralAddress: 144 Connolly prairie North Alexander SY6 1RZ Reason for issue: Renewal Contact number: +441174960959Email address: jonathanbrown@example.net Vehicle Details: Registration number: OG522NT Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: SY6 1RZ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 19/08/19 Years No Claims Bonus: 14 To: 00:00 on Monday 29 April, 2019 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Judith Hope , Diane Jackson Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £7,460.98 Policy Upgrade sub-total: £6,354.73 Insurance Premium Tax: £796.99 Total: £8,443.08Windscreen Cover Included Protected No Claims Bonus £6,354.73 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|869S5DT_0A28SH\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 869S5DT_0A28SH Issue Date: 2019-10-06 Renewal Date: 19/08/19 483881525 Judith Hope 144 Connolly prairie North Alexander SY6 1RZ Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 19/08/19. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 2019-10-06. Your Renewal Offer £8,443.08 Last Year's Premium £9,155.19 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 19/08/19 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Judith Hope \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £8,443.08 \| Payment Date: Wed 23 November, 2022 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Judith Hope (FORD MUSTANG - OG522NT) 19/08/19 to Monday 29 April, 2019 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£8,443.08 Your Renewal Offer £8,443.08 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : jonathanbrown@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	869S5DT_0A28SH	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Monday	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	19/08/19	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Donna, Information about your Documents. Policy Number : 1P.LNRT7AYZ8TTD. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) OS291KT Jean Williams-Davison 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Jean Williams-Davison Policy Number: 1P.LNRT7AYZ8TTD Issue date: 13 June, 2021 Address: 62 Thomas parkway North Raymond S1 6WE Contact number: +44(0)28 9018 0119Email address: sylviaellis@example.com Vehicle Details: Registration number: OS291KT Keeper: Jean Williams-Davison Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: S1 6WE Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 29/09/2024 Bonus Protection: Protected To: 00:00 Sun 15 November, 2020 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Jean Williams-Davison Policyholder Date of Birth: 2024-04-25 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Nathan Adams-Smith Driver Date of Birth: 13/11/2020 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 1P.LNRT7AYZ8TTD This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: OS291KT or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Sun 15 November, 2020 2Name of Policyholder: Jean Williams-Davison 3Persons or classes of persons entitled to drive: Jean Williams-Davison, Nathan Adams-Smith All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 29/09/20246Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Jean Williams-Davison Policy number: 1P.LNRT7AYZ8TTD Issue date: 13 June, 2021 Issued by: AdmiralAddress: 62 Thomas parkway North Raymond S1 6WE Reason for issue: Renewal Contact number: +44(0)28 9018 0119Email address: sylviaellis@example.com Vehicle Details: Registration number: OS291KT Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: S1 6WE Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 29/09/2024 Years No Claims Bonus: 14 To: 00:00 on Sun 15 November, 2020 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Jean Williams-Davison , Nathan Adams-Smith Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £4,982.89 Policy Upgrade sub-total: £5,257.52 Insurance Premium Tax: £4,369.68 Total: £7,891.53Windscreen Cover Included Protected No Claims Bonus £5,257.52 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|1P.LNRT7AYZ8TTD\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 1P.LNRT7AYZ8TTD Issue Date: 13 June, 2021 Renewal Date: 29/09/2024 483881525 Jean Williams-Davison 62 Thomas parkway North Raymond S1 6WE Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mrs %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 29/09/2024. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 13 June, 2021. Your Renewal Offer £7,891.53 Last Year's Premium £8,660.08 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 29/09/2024 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Jean Williams-Davison \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £7,891.53 \| Payment Date: 15/01/2024 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Jean Williams-Davison (FORD MUSTANG - OS291KT) 29/09/2024 to Sun 15 November, 2020 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£7,891.53 Your Renewal Offer £7,891.53 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : sylviaellis@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	1P.LNRT7AYZ8TTD	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Sun	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	29/09/2024	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Joanne, Information about your Documents. Policy Number : N/NODHIUYKHRKBK. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) VE60 5FU Barbara O'Sullivan 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Barbara O'Sullivan Policy Number: N/NODHIUYKHRKBK Issue date: Tuesday 18 February, 2020 Address: 7 Claire lights Sallyborough TS0 2RF Contact number: (0116)4960322Email address: sbailey@example.com Vehicle Details: Registration number: VE60 5FU Keeper: Barbara O'Sullivan Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: TS0 2RF Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 31/07/24 Bonus Protection: Protected To: 00:00 27 January, 2025 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Barbara O'Sullivan Policyholder Date of Birth: 22/02/22 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Dr Glenn Morton Driver Date of Birth: 07/09/2021 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: N/NODHIUYKHRKBK This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: VE60 5FU or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 27 January, 2025 2Name of Policyholder: Barbara O'Sullivan 3Persons or classes of persons entitled to drive: Barbara O'Sullivan, Dr Glenn Morton All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 31/07/246Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Barbara O'Sullivan Policy number: N/NODHIUYKHRKBK Issue date: Tuesday 18 February, 2020 Issued by: AdmiralAddress: 7 Claire lights Sallyborough TS0 2RF Reason for issue: Renewal Contact number: (0116)4960322Email address: sbailey@example.com Vehicle Details: Registration number: VE60 5FU Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: TS0 2RF Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 31/07/24 Years No Claims Bonus: 14 To: 00:00 on 27 January, 2025 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Barbara O'Sullivan , Dr Glenn Morton Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £4,823.65 Policy Upgrade sub-total: £2,656.05 Insurance Premium Tax: £4,613.36 Total: £8,538.60Windscreen Cover Included Protected No Claims Bonus £2,656.05 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|N/NODHIUYKHRKBK\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: N/NODHIUYKHRKBK Issue Date: Tuesday 18 February, 2020 Renewal Date: 31/07/24 483881525 Barbara O'Sullivan 7 Claire lights Sallyborough TS0 2RF Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 31/07/24. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Tuesday 18 February, 2020. Your Renewal Offer £8,538.60 Last Year's Premium £6,809.41 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 31/07/24 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Barbara O'Sullivan \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £8,538.60 \| Payment Date: 2019-08-19 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Barbara O'Sullivan (FORD MUSTANG - VE60 5FU) 31/07/24 to 27 January, 2025 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£8,538.60 Your Renewal Offer £8,538.60 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : sbailey@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	N/NODHIUYKHRKBK	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	27	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	31/07/24	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Gail, Information about your Documents. Policy Number : S9/S7W4N1. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) EY074HT Nicola Butler-Coles 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Nicola Butler-Coles Policy Number: S9/S7W4N1 Issue date: 11/03/19 Address: Studio 31E Morgan plains South Chloeview SY32 9RB Contact number: +44(0)1632 960717Email address: wskinner@example.org Vehicle Details: Registration number: EY074HT Keeper: Nicola Butler-Coles Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: SY32 9RB Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Tue 20 June, 2023 Bonus Protection: Protected To: 00:00 Tue 29 March, 2022 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Nicola Butler-Coles Policyholder Date of Birth: 26/11/20 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Rachel Hall-Price Driver Date of Birth: 03 May, 2023 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: S9/S7W4N1 This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: EY074HT or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Tue 29 March, 2022 2Name of Policyholder: Nicola Butler-Coles 3Persons or classes of persons entitled to drive: Nicola Butler-Coles, Rachel Hall-Price All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Tue 20 June, 20236Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Nicola Butler-Coles Policy number: S9/S7W4N1 Issue date: 11/03/19 Issued by: AdmiralAddress: Studio 31E Morgan plains South Chloeview SY32 9RB Reason for issue: Renewal Contact number: +44(0)1632 960717Email address: wskinner@example.org Vehicle Details: Registration number: EY074HT Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: SY32 9RB Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Tue 20 June, 2023 Years No Claims Bonus: 14 To: 00:00 on Tue 29 March, 2022 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Nicola Butler-Coles , Rachel Hall-Price Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £2,929.56 Policy Upgrade sub-total: £8,524.94 Insurance Premium Tax: £7,029.57 Total: £8,445.78Windscreen Cover Included Protected No Claims Bonus £8,524.94 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|S9/S7W4N1\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: S9/S7W4N1 Issue Date: 11/03/19 Renewal Date: Tue 20 June, 2023 483881525 Nicola Butler-Coles Studio 31E Morgan plains South Chloeview SY32 9RB Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Tue 20 June, 2023. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 11/03/19. Your Renewal Offer £8,445.78 Last Year's Premium £6,761.32 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Tue 20 June, 2023 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Nicola Butler-Coles \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £8,445.78 \| Payment Date: 17/05/2025 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Nicola Butler-Coles (FORD MUSTANG - EY074HT) Tue 20 June, 2023 to Tue 29 March, 2022 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£8,445.78 Your Renewal Offer £8,445.78 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : wskinner@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	S9/S7W4N1	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Tue	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Tue 20 June, 2023	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Marie, Information about your Documents. Policy Number : LYGBCJQHFYUCY/HBUGB_RN. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) KD746BB Simon Evans 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Simon Evans Policy Number: LYGBCJQHFYUCY/HBUGB_RN Issue date: 18/07/2024 Address: 9 Oliver shoals Storeymouth B2 9WW Contact number: 0141 4960198Email address: bradleysally@example.com Vehicle Details: Registration number: KD746BB Keeper: Simon Evans Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: B2 9WW Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 23/08/2025 Bonus Protection: Protected To: 00:00 Mon 21 November, 2022 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Simon Evans Policyholder Date of Birth: 27/10/2019 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Allan Butler-Schofield Driver Date of Birth: 2025-08-01 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: LYGBCJQHFYUCY/HBUGB_RN This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: KD746BB or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Mon 21 November, 2022 2Name of Policyholder: Simon Evans 3Persons or classes of persons entitled to drive: Simon Evans, Allan Butler-Schofield All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 23/08/20256Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Simon Evans Policy number: LYGBCJQHFYUCY/HBUGB_RN Issue date: 18/07/2024 Issued by: AdmiralAddress: 9 Oliver shoals Storeymouth B2 9WW Reason for issue: Renewal Contact number: 0141 4960198Email address: bradleysally@example.com Vehicle Details: Registration number: KD746BB Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: B2 9WW Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 23/08/2025 Years No Claims Bonus: 14 To: 00:00 on Mon 21 November, 2022 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Simon Evans , Allan Butler-Schofield Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £3,817.60 Policy Upgrade sub-total: £8,460.42 Insurance Premium Tax: £6,306.30 Total: £4,210.32Windscreen Cover Included Protected No Claims Bonus £8,460.42 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|LYGBCJQHFYUCY/HBUGB_RN\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: LYGBCJQHFYUCY/HBUGB_RN Issue Date: 18/07/2024 Renewal Date: 23/08/2025 483881525 Simon Evans 9 Oliver shoals Storeymouth B2 9WW Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 23/08/2025. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 18/07/2024. Your Renewal Offer £4,210.32 Last Year's Premium £8,464.39 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 23/08/2025 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Simon Evans \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £4,210.32 \| Payment Date: 26/10/20 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Simon Evans (FORD MUSTANG - KD746BB) 23/08/2025 to Mon 21 November, 2022 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£4,210.32 Your Renewal Offer £4,210.32 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : bradleysally@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	LYGBCJQHFYUCY/HBUGB_RN	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Mon	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	23/08/2025	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Rebecca, Information about your Documents. Policy Number : nwwmugl-gfz. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) TA22 7MP Elliott Bell 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Elliott Bell Policy Number: nwwmugl-gfz Issue date: 14/01/2026 Address: Flat 0 Graeme underpass West Rachelside DA35 0XY Contact number: 01632 960 631Email address: harrisjudith@example.com Vehicle Details: Registration number: TA22 7MP Keeper: Elliott Bell Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: DA35 0XY Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Thu 19 September, 2019 Bonus Protection: Protected To: 00:00 2021-01-06 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Elliott Bell Policyholder Date of Birth: 13/10/19 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Julian Cox Driver Date of Birth: 24/12/22 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: nwwmugl-gfz This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: TA22 7MP or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 2021-01-06 2Name of Policyholder: Elliott Bell 3Persons or classes of persons entitled to drive: Elliott Bell, Julian Cox All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Thu 19 September, 20196Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Elliott Bell Policy number: nwwmugl-gfz Issue date: 14/01/2026 Issued by: AdmiralAddress: Flat 0 Graeme underpass West Rachelside DA35 0XY Reason for issue: Renewal Contact number: 01632 960 631Email address: harrisjudith@example.com Vehicle Details: Registration number: TA22 7MP Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: DA35 0XY Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Thu 19 September, 2019 Years No Claims Bonus: 14 To: 00:00 on 2021-01-06 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Elliott Bell , Julian Cox Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £7,959.36 Policy Upgrade sub-total: £9,856.04 Insurance Premium Tax: £3,019.31 Total: £6,584.12Windscreen Cover Included Protected No Claims Bonus £9,856.04 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|nwwmugl-gfz\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: nwwmugl-gfz Issue Date: 14/01/2026 Renewal Date: Thu 19 September, 2019 483881525 Elliott Bell Flat 0 Graeme underpass West Rachelside DA35 0XY Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Thu 19 September, 2019. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 14/01/2026. Your Renewal Offer £6,584.12 Last Year's Premium £9,856.83 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Thu 19 September, 2019 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Elliott Bell \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £6,584.12 \| Payment Date: 12/08/23 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Elliott Bell (FORD MUSTANG - TA22 7MP) Thu 19 September, 2019 to 2021-01-06 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£6,584.12 Your Renewal Offer £6,584.12 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : harrisjudith@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	nwwmugl-gfz	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	2021-01-06	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Thu 19 September, 2019	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello John, Information about your Documents. Policy Number : gnlnoshm. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) GH403DM Dr Yvonne Taylor 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Dr Yvonne Taylor Policy Number: gnlnoshm Issue date: Fri 16 September, 2022 Address: 5 Anna avenue West Guy G16 0UX Contact number: +4429 2018 0550Email address: greentina@example.org Vehicle Details: Registration number: GH403DM Keeper: Dr Yvonne Taylor Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: G16 0UX Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Tuesday 24 November, 2020 Bonus Protection: Protected To: 00:00 09 August, 2020 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Dr Yvonne Taylor Policyholder Date of Birth: Fri 14 February, 2020 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Ian Patel Driver Date of Birth: Tue 19 January, 2021 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: gnlnoshm This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: GH403DM or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 09 August, 2020 2Name of Policyholder: Dr Yvonne Taylor 3Persons or classes of persons entitled to drive: Dr Yvonne Taylor, Ian Patel All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Tuesday 24 November, 20206Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Dr Yvonne Taylor Policy number: gnlnoshm Issue date: Fri 16 September, 2022 Issued by: AdmiralAddress: 5 Anna avenue West Guy G16 0UX Reason for issue: Renewal Contact number: +4429 2018 0550Email address: greentina@example.org Vehicle Details: Registration number: GH403DM Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: G16 0UX Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Tuesday 24 November, 2020 Years No Claims Bonus: 14 To: 00:00 on 09 August, 2020 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Dr Yvonne Taylor , Ian Patel Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £6,580.34 Policy Upgrade sub-total: £2,818.61 Insurance Premium Tax: £4,839.43 Total: £9,878.96Windscreen Cover Included Protected No Claims Bonus £2,818.61 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|gnlnoshm\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: gnlnoshm Issue Date: Fri 16 September, 2022 Renewal Date: Tuesday 24 November, 2020 483881525 Dr Yvonne Taylor 5 Anna avenue West Guy G16 0UX Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Tuesday 24 November, 2020. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Fri 16 September, 2022. Your Renewal Offer £9,878.96 Last Year's Premium £3,251.88 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Tuesday 24 November, 2020 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Dr Yvonne Taylor \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £9,878.96 \| Payment Date: 14 November, 2025 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Dr Yvonne Taylor (FORD MUSTANG - GH403DM) Tuesday 24 November, 2020 to 09 August, 2020 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£9,878.96 Your Renewal Offer £9,878.96 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : greentina@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	gnlnoshm	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	09	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Tuesday 24 November, 2020	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Georgia, Information about your Documents. Policy Number : TDGBIU93BF_26T. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) ML55 0GE Alan Phillips 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Alan Phillips Policy Number: TDGBIU93BF_26T Issue date: 2020-07-11 Address: 28 Lisa groves Lake Beverleyview S81 1WH Contact number: (0306) 999 0441Email address: jaynekelly@example.com Vehicle Details: Registration number: ML55 0GE Keeper: Alan Phillips Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: S81 1WH Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 27 June, 2020 Bonus Protection: Protected To: 00:00 2022-01-12 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Alan Phillips Policyholder Date of Birth: 14/01/22 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Danielle Hill Driver Date of Birth: Saturday 26 June, 2021 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: TDGBIU93BF_26T This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: ML55 0GE or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 2022-01-12 2Name of Policyholder: Alan Phillips 3Persons or classes of persons entitled to drive: Alan Phillips, Danielle Hill All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 27 June, 20206Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Alan Phillips Policy number: TDGBIU93BF_26T Issue date: 2020-07-11 Issued by: AdmiralAddress: 28 Lisa groves Lake Beverleyview S81 1WH Reason for issue: Renewal Contact number: (0306) 999 0441Email address: jaynekelly@example.com Vehicle Details: Registration number: ML55 0GE Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: S81 1WH Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 27 June, 2020 Years No Claims Bonus: 14 To: 00:00 on 2022-01-12 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Alan Phillips , Danielle Hill Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £8,405.58 Policy Upgrade sub-total: £2,413.63 Insurance Premium Tax: £8,336.98 Total: £7,028.85Windscreen Cover Included Protected No Claims Bonus £2,413.63 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|TDGBIU93BF_26T\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: TDGBIU93BF_26T Issue Date: 2020-07-11 Renewal Date: 27 June, 2020 483881525 Alan Phillips 28 Lisa groves Lake Beverleyview S81 1WH Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 27 June, 2020. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 2020-07-11. Your Renewal Offer £7,028.85 Last Year's Premium £7,244.91 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 27 June, 2020 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Alan Phillips \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £7,028.85 \| Payment Date: 14/04/24 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Alan Phillips (FORD MUSTANG - ML55 0GE) 27 June, 2020 to 2022-01-12 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£7,028.85 Your Renewal Offer £7,028.85 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : jaynekelly@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	TDGBIU93BF_26T	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	2022-01-12	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	27 June, 2020	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Sarah, Information about your Documents. Policy Number : rwbqkiedxihp. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) XW25 7KB Jemma Coates 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Jemma Coates Policy Number: rwbqkiedxihp Issue date: Tue 03 May, 2022 Address: Flat 86D Joanna spring Parkerport RM7W 8HW Contact number: (0808) 157 0131Email address: gleach@example.com Vehicle Details: Registration number: XW25 7KB Keeper: Jemma Coates Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: RM7W 8HW Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 27 January, 2022 Bonus Protection: Protected To: 00:00 10/01/2024 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Jemma Coates Policyholder Date of Birth: Friday 18 November, 2022 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Raymond Fox Driver Date of Birth: Sat 29 June, 2019 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: rwbqkiedxihp This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: XW25 7KB or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 10/01/2024 2Name of Policyholder: Jemma Coates 3Persons or classes of persons entitled to drive: Jemma Coates, Raymond Fox All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 27 January, 20226Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Jemma Coates Policy number: rwbqkiedxihp Issue date: Tue 03 May, 2022 Issued by: AdmiralAddress: Flat 86D Joanna spring Parkerport RM7W 8HW Reason for issue: Renewal Contact number: (0808) 157 0131Email address: gleach@example.com Vehicle Details: Registration number: XW25 7KB Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: RM7W 8HW Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 27 January, 2022 Years No Claims Bonus: 14 To: 00:00 on 10/01/2024 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Jemma Coates , Raymond Fox Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £3,335.76 Policy Upgrade sub-total: £7,369.51 Insurance Premium Tax: £617.42 Total: £4,978.44Windscreen Cover Included Protected No Claims Bonus £7,369.51 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|rwbqkiedxihp\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: rwbqkiedxihp Issue Date: Tue 03 May, 2022 Renewal Date: 27 January, 2022 483881525 Jemma Coates Flat 86D Joanna spring Parkerport RM7W 8HW Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 27 January, 2022. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Tue 03 May, 2022. Your Renewal Offer £4,978.44 Last Year's Premium £2,063.87 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 27 January, 2022 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Jemma Coates \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £4,978.44 \| Payment Date: 17/01/2021 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Jemma Coates (FORD MUSTANG - XW25 7KB) 27 January, 2022 to 10/01/2024 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£4,978.44 Your Renewal Offer £4,978.44 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : gleach@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	rwbqkiedxihp	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	10/01/2024	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	27 January, 2022	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Dawn, Information about your Documents. Policy Number : zwzqp_.p/kvctcqzy-_cfo. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) GC62 4JB Trevor Brown 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Trevor Brown Policy Number: zwzqp_.p/kvctcqzy-_cfo Issue date: 2025-06-08 Address: 75 Dickinson fork West Oliverstad SK0 4NL Contact number: (0115)4960633Email address: bethsmith@example.org Vehicle Details: Registration number: GC62 4JB Keeper: Trevor Brown Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: SK0 4NL Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Mon 10 October, 2022 Bonus Protection: Protected To: 00:00 Fri 13 May, 2022 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Trevor Brown Policyholder Date of Birth: Thursday 20 January, 2022 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Sandra Dawson Driver Date of Birth: 22/12/19 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: zwzqp_.p/kvctcqzy-_cfo This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: GC62 4JB or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Fri 13 May, 2022 2Name of Policyholder: Trevor Brown 3Persons or classes of persons entitled to drive: Trevor Brown, Sandra Dawson All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Mon 10 October, 20226Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Trevor Brown Policy number: zwzqp_.p/kvctcqzy-_cfo Issue date: 2025-06-08 Issued by: AdmiralAddress: 75 Dickinson fork West Oliverstad SK0 4NL Reason for issue: Renewal Contact number: (0115)4960633Email address: bethsmith@example.org Vehicle Details: Registration number: GC62 4JB Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: SK0 4NL Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Mon 10 October, 2022 Years No Claims Bonus: 14 To: 00:00 on Fri 13 May, 2022 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Trevor Brown , Sandra Dawson Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £902.45 Policy Upgrade sub-total: £6,415.77 Insurance Premium Tax: £973.50 Total: £3,161.97Windscreen Cover Included Protected No Claims Bonus £6,415.77 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|zwzqp_.p/kvctcqzy-_cfo\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: zwzqp_.p/kvctcqzy-_cfo Issue Date: 2025-06-08 Renewal Date: Mon 10 October, 2022 483881525 Trevor Brown 75 Dickinson fork West Oliverstad SK0 4NL Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mrs %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Mon 10 October, 2022. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 2025-06-08. Your Renewal Offer £3,161.97 Last Year's Premium £3,734.03 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Mon 10 October, 2022 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Trevor Brown \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £3,161.97 \| Payment Date: 2023-10-30 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Trevor Brown (FORD MUSTANG - GC62 4JB) Mon 10 October, 2022 to Fri 13 May, 2022 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£3,161.97 Your Renewal Offer £3,161.97 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : bethsmith@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	zwzqp_.p/kvctcqzy-_cfo	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Fri	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Mon 10 October, 2022	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Mandy, Information about your Documents. Policy Number : XNSKYMQF4ZNCLU4C-MPNHN8. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) WU93 2SS Dr Dennis Marsh 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Dr Dennis Marsh Policy Number: XNSKYMQF4ZNCLU4C-MPNHN8 Issue date: 2019-07-30 Address: Studio 8 Williams turnpike West David B7K 1QJ Contact number: +44191 496 0531Email address: barbara49@example.net Vehicle Details: Registration number: WU93 2SS Keeper: Dr Dennis Marsh Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: B7K 1QJ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 16/12/20 Bonus Protection: Protected To: 00:00 11 November, 2020 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Dr Dennis Marsh Policyholder Date of Birth: 23/12/2019 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Charlie Lloyd Driver Date of Birth: 24/10/21 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: XNSKYMQF4ZNCLU4C-MPNHN8 This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: WU93 2SS or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 11 November, 2020 2Name of Policyholder: Dr Dennis Marsh 3Persons or classes of persons entitled to drive: Dr Dennis Marsh, Charlie Lloyd All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 16/12/206Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Dr Dennis Marsh Policy number: XNSKYMQF4ZNCLU4C-MPNHN8 Issue date: 2019-07-30 Issued by: AdmiralAddress: Studio 8 Williams turnpike West David B7K 1QJ Reason for issue: Renewal Contact number: +44191 496 0531Email address: barbara49@example.net Vehicle Details: Registration number: WU93 2SS Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: B7K 1QJ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 16/12/20 Years No Claims Bonus: 14 To: 00:00 on 11 November, 2020 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Dr Dennis Marsh , Charlie Lloyd Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £5,695.83 Policy Upgrade sub-total: £4,506.30 Insurance Premium Tax: £7,238.46 Total: £3,426.03Windscreen Cover Included Protected No Claims Bonus £4,506.30 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|XNSKYMQF4ZNCLU4C-MPNHN8\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: XNSKYMQF4ZNCLU4C-MPNHN8 Issue Date: 2019-07-30 Renewal Date: 16/12/20 483881525 Dr Dennis Marsh Studio 8 Williams turnpike West David B7K 1QJ Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Ms %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 16/12/20. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 2019-07-30. Your Renewal Offer £3,426.03 Last Year's Premium £6,466.88 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 16/12/20 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Dr Dennis Marsh \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £3,426.03 \| Payment Date: Friday 03 January, 2025 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Dr Dennis Marsh (FORD MUSTANG - WU93 2SS) 16/12/20 to 11 November, 2020 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£3,426.03 Your Renewal Offer £3,426.03 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : barbara49@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	XNSKYMQF4ZNCLU4C-MPNHN8	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	11	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	16/12/20	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Stuart, Information about your Documents. Policy Number : 0-K_B25. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) UU72 0ZT Lynn Clarke 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Lynn Clarke Policy Number: 0-K_B25 Issue date: 27 August, 2019 Address: Flat 38d Heather well Frankfurt S29 2DD Contact number: (0114) 496 0991Email address: mathew88@example.org Vehicle Details: Registration number: UU72 0ZT Keeper: Lynn Clarke Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: S29 2DD Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 2024-03-30 Bonus Protection: Protected To: 00:00 23 September, 2021 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Lynn Clarke Policyholder Date of Birth: 2023-03-07 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Mr Luke O'Brien Driver Date of Birth: Thursday 13 May, 2021 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 0-K_B25 This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: UU72 0ZT or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 23 September, 2021 2Name of Policyholder: Lynn Clarke 3Persons or classes of persons entitled to drive: Lynn Clarke, Mr Luke O'Brien All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 2024-03-306Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Lynn Clarke Policy number: 0-K_B25 Issue date: 27 August, 2019 Issued by: AdmiralAddress: Flat 38d Heather well Frankfurt S29 2DD Reason for issue: Renewal Contact number: (0114) 496 0991Email address: mathew88@example.org Vehicle Details: Registration number: UU72 0ZT Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: S29 2DD Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 2024-03-30 Years No Claims Bonus: 14 To: 00:00 on 23 September, 2021 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Lynn Clarke , Mr Luke O'Brien Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £7,853.38 Policy Upgrade sub-total: £6,285.57 Insurance Premium Tax: £9,110.94 Total: £5,704.21Windscreen Cover Included Protected No Claims Bonus £6,285.57 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|0-K_B25\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 0-K_B25 Issue Date: 27 August, 2019 Renewal Date: 2024-03-30 483881525 Lynn Clarke Flat 38d Heather well Frankfurt S29 2DD Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Ms %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 2024-03-30. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 27 August, 2019. Your Renewal Offer £5,704.21 Last Year's Premium £1,978.41 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 2024-03-30 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Lynn Clarke \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £5,704.21 \| Payment Date: 2022-05-03 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Lynn Clarke (FORD MUSTANG - UU72 0ZT) 2024-03-30 to 23 September, 2021 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£5,704.21 Your Renewal Offer £5,704.21 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : mathew88@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	0-K_B25	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	23	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	2024-03-30	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Lee, Information about your Documents. Policy Number : ZXTERU_FELLPDOTVUAYWC. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) FR76 2DC Philip Bates 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Philip Bates Policy Number: ZXTERU_FELLPDOTVUAYWC Issue date: 14 March, 2020 Address: Studio 13 Pamela valleys North Ruthchester W4H 9AG Contact number: +44116 496 0171Email address: damian17@example.net Vehicle Details: Registration number: FR76 2DC Keeper: Philip Bates Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: W4H 9AG Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 24 May, 2025 Bonus Protection: Protected To: 00:00 18/03/22 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Philip Bates Policyholder Date of Birth: 26/12/2024 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Donna Pearson Driver Date of Birth: 07/10/2023 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: ZXTERU_FELLPDOTVUAYWC This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: FR76 2DC or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 18/03/22 2Name of Policyholder: Philip Bates 3Persons or classes of persons entitled to drive: Philip Bates, Donna Pearson All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 24 May, 20256Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Philip Bates Policy number: ZXTERU_FELLPDOTVUAYWC Issue date: 14 March, 2020 Issued by: AdmiralAddress: Studio 13 Pamela valleys North Ruthchester W4H 9AG Reason for issue: Renewal Contact number: +44116 496 0171Email address: damian17@example.net Vehicle Details: Registration number: FR76 2DC Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: W4H 9AG Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 24 May, 2025 Years No Claims Bonus: 14 To: 00:00 on 18/03/22 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Philip Bates , Donna Pearson Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £8,626.41 Policy Upgrade sub-total: £235.44 Insurance Premium Tax: £7,176.86 Total: £6,677.28Windscreen Cover Included Protected No Claims Bonus £235.44 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|ZXTERU_FELLPDOTVUAYWC\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: ZXTERU_FELLPDOTVUAYWC Issue Date: 14 March, 2020 Renewal Date: 24 May, 2025 483881525 Philip Bates Studio 13 Pamela valleys North Ruthchester W4H 9AG Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Miss %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 24 May, 2025. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 14 March, 2020. Your Renewal Offer £6,677.28 Last Year's Premium £3,270.67 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 24 May, 2025 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Philip Bates \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £6,677.28 \| Payment Date: 28/01/2026 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Philip Bates (FORD MUSTANG - FR76 2DC) 24 May, 2025 to 18/03/22 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£6,677.28 Your Renewal Offer £6,677.28 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : damian17@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	ZXTERU_FELLPDOTVUAYWC	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	18/03/22	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	24 May, 2025	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Martyn, Information about your Documents. Policy Number : F173TX5K2/F/ZB. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) XY605VJ Miss Caroline Ahmed 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Miss Caroline Ahmed Policy Number: F173TX5K2/F/ZB Issue date: Saturday 16 May, 2020 Address: 3 Doherty field Thompsonfort DD8E 7BZ Contact number: +44161 4960658Email address: owillis@example.net Vehicle Details: Registration number: XY605VJ Keeper: Miss Caroline Ahmed Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: DD8E 7BZ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 08/12/2025 Bonus Protection: Protected To: 00:00 Sat 01 February, 2025 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Miss Caroline Ahmed Policyholder Date of Birth: 20/11/2025 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Gareth Fry Driver Date of Birth: 23/05/2025 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: F173TX5K2/F/ZB This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: XY605VJ or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Sat 01 February, 2025 2Name of Policyholder: Miss Caroline Ahmed 3Persons or classes of persons entitled to drive: Miss Caroline Ahmed, Gareth Fry All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 08/12/20256Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Miss Caroline Ahmed Policy number: F173TX5K2/F/ZB Issue date: Saturday 16 May, 2020 Issued by: AdmiralAddress: 3 Doherty field Thompsonfort DD8E 7BZ Reason for issue: Renewal Contact number: +44161 4960658Email address: owillis@example.net Vehicle Details: Registration number: XY605VJ Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: DD8E 7BZ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 08/12/2025 Years No Claims Bonus: 14 To: 00:00 on Sat 01 February, 2025 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Miss Caroline Ahmed , Gareth Fry Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £7,287.75 Policy Upgrade sub-total: £5,063.99 Insurance Premium Tax: £8,966.40 Total: £3,396.28Windscreen Cover Included Protected No Claims Bonus £5,063.99 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|F173TX5K2/F/ZB\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: F173TX5K2/F/ZB Issue Date: Saturday 16 May, 2020 Renewal Date: 08/12/2025 483881525 Miss Caroline Ahmed 3 Doherty field Thompsonfort DD8E 7BZ Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mrs %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 08/12/2025. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Saturday 16 May, 2020. Your Renewal Offer £3,396.28 Last Year's Premium £3,569.55 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 08/12/2025 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Miss Caroline Ahmed \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £3,396.28 \| Payment Date: Wed 18 December, 2024 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Miss Caroline Ahmed (FORD MUSTANG - XY605VJ) 08/12/2025 to Sat 01 February, 2025 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£3,396.28 Your Renewal Offer £3,396.28 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : owillis@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	F173TX5K2/F/ZB	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Sat	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	08/12/2025	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Jade, Information about your Documents. Policy Number : DUMQQGJYZZXAIUIMA. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) RR574WW Dr Jasmine Patel 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Dr Jasmine Patel Policy Number: DUMQQGJYZZXAIUIMA Issue date: Thursday 10 December, 2020 Address: 8 Dawson estate Port Tonychester W9 5DN Contact number: +44116 4960233Email address: shannon86@example.net Vehicle Details: Registration number: RR574WW Keeper: Dr Jasmine Patel Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: W9 5DN Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 2022-05-20 Bonus Protection: Protected To: 00:00 2023-10-31 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Dr Jasmine Patel Policyholder Date of Birth: 25 March, 2022 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Stephen Fletcher Driver Date of Birth: 18/11/2021 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: DUMQQGJYZZXAIUIMA This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: RR574WW or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 2023-10-31 2Name of Policyholder: Dr Jasmine Patel 3Persons or classes of persons entitled to drive: Dr Jasmine Patel, Stephen Fletcher All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 2022-05-206Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Dr Jasmine Patel Policy number: DUMQQGJYZZXAIUIMA Issue date: Thursday 10 December, 2020 Issued by: AdmiralAddress: 8 Dawson estate Port Tonychester W9 5DN Reason for issue: Renewal Contact number: +44116 4960233Email address: shannon86@example.net Vehicle Details: Registration number: RR574WW Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: W9 5DN Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 2022-05-20 Years No Claims Bonus: 14 To: 00:00 on 2023-10-31 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Dr Jasmine Patel , Stephen Fletcher Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £5,553.30 Policy Upgrade sub-total: £832.06 Insurance Premium Tax: £1,178.63 Total: £9,395.91Windscreen Cover Included Protected No Claims Bonus £832.06 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|DUMQQGJYZZXAIUIMA\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: DUMQQGJYZZXAIUIMA Issue Date: Thursday 10 December, 2020 Renewal Date: 2022-05-20 483881525 Dr Jasmine Patel 8 Dawson estate Port Tonychester W9 5DN Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 2022-05-20. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Thursday 10 December, 2020. Your Renewal Offer £9,395.91 Last Year's Premium £1,255.64 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 2022-05-20 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Dr Jasmine Patel \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £9,395.91 \| Payment Date: Wednesday 06 May, 2020 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Dr Jasmine Patel (FORD MUSTANG - RR574WW) 2022-05-20 to 2023-10-31 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£9,395.91 Your Renewal Offer £9,395.91 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : shannon86@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	DUMQQGJYZZXAIUIMA	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	2023-10-31	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	2022-05-20	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Alison, Information about your Documents. Policy Number : f/crnjuipkpksfqxsj. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) GE357XM Miss Sarah Reynolds 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Miss Sarah Reynolds Policy Number: f/crnjuipkpksfqxsj Issue date: 08 April, 2024 Address: Flat 33C Martyn canyon North Margaret L42 1FS Contact number: +4429 2018140Email address: stonesean@example.com Vehicle Details: Registration number: GE357XM Keeper: Miss Sarah Reynolds Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: L42 1FS Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 10/08/23 Bonus Protection: Protected To: 00:00 16 January, 2022 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Miss Sarah Reynolds Policyholder Date of Birth: 04/11/25 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Scott Williams-Rees Driver Date of Birth: 13 October, 2022 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: f/crnjuipkpksfqxsj This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: GE357XM or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 16 January, 2022 2Name of Policyholder: Miss Sarah Reynolds 3Persons or classes of persons entitled to drive: Miss Sarah Reynolds, Scott Williams-Rees All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 10/08/236Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Miss Sarah Reynolds Policy number: f/crnjuipkpksfqxsj Issue date: 08 April, 2024 Issued by: AdmiralAddress: Flat 33C Martyn canyon North Margaret L42 1FS Reason for issue: Renewal Contact number: +4429 2018140Email address: stonesean@example.com Vehicle Details: Registration number: GE357XM Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: L42 1FS Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 10/08/23 Years No Claims Bonus: 14 To: 00:00 on 16 January, 2022 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Miss Sarah Reynolds , Scott Williams-Rees Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £9,514.72 Policy Upgrade sub-total: £6,918.69 Insurance Premium Tax: £4,582.39 Total: £4,613.58Windscreen Cover Included Protected No Claims Bonus £6,918.69 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|f/crnjuipkpksfqxsj\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: f/crnjuipkpksfqxsj Issue Date: 08 April, 2024 Renewal Date: 10/08/23 483881525 Miss Sarah Reynolds Flat 33C Martyn canyon North Margaret L42 1FS Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mrs %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 10/08/23. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 08 April, 2024. Your Renewal Offer £4,613.58 Last Year's Premium £2,467.76 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 10/08/23 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Miss Sarah Reynolds \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £4,613.58 \| Payment Date: Sunday 18 January, 2026 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Miss Sarah Reynolds (FORD MUSTANG - GE357XM) 10/08/23 to 16 January, 2022 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£4,613.58 Your Renewal Offer £4,613.58 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : stonesean@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	f/crnjuipkpksfqxsj	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	16	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	10/08/23	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Francesca, Information about your Documents. Policy Number : QKGP6GXI. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) DG882BO Dr Katy May 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Dr Katy May Policy Number: QKGP6GXI Issue date: Fri 22 July, 2022 Address: 127 O'Neill spurs Lake Julianland B63 3GF Contact number: +44306 9990677Email address: atkinsonroy@example.com Vehicle Details: Registration number: DG882BO Keeper: Dr Katy May Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: B63 3GF Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 2023-07-15 Bonus Protection: Protected To: 00:00 24/09/2019 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Dr Katy May Policyholder Date of Birth: 18/06/2021 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Miss Katherine Read Driver Date of Birth: 28 August, 2020 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: QKGP6GXI This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: DG882BO or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 24/09/2019 2Name of Policyholder: Dr Katy May 3Persons or classes of persons entitled to drive: Dr Katy May, Miss Katherine Read All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 2023-07-156Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Dr Katy May Policy number: QKGP6GXI Issue date: Fri 22 July, 2022 Issued by: AdmiralAddress: 127 O'Neill spurs Lake Julianland B63 3GF Reason for issue: Renewal Contact number: +44306 9990677Email address: atkinsonroy@example.com Vehicle Details: Registration number: DG882BO Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: B63 3GF Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 2023-07-15 Years No Claims Bonus: 14 To: 00:00 on 24/09/2019 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Dr Katy May , Miss Katherine Read Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £1,653.48 Policy Upgrade sub-total: £2,671.32 Insurance Premium Tax: £9,651.79 Total: £4,123.63Windscreen Cover Included Protected No Claims Bonus £2,671.32 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|QKGP6GXI\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: QKGP6GXI Issue Date: Fri 22 July, 2022 Renewal Date: 2023-07-15 483881525 Dr Katy May 127 O'Neill spurs Lake Julianland B63 3GF Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 2023-07-15. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Fri 22 July, 2022. Your Renewal Offer £4,123.63 Last Year's Premium £9,598.90 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 2023-07-15 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Dr Katy May \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £4,123.63 \| Payment Date: 05/10/2024 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Dr Katy May (FORD MUSTANG - DG882BO) 2023-07-15 to 24/09/2019 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£4,123.63 Your Renewal Offer £4,123.63 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : atkinsonroy@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	QKGP6GXI	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	24/09/2019	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	2023-07-15	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Timothy, Information about your Documents. Policy Number : L_GRLFTVEJZZLYFZJZ. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) MF63 9PR Carl Thomas 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Carl Thomas Policy Number: L_GRLFTVEJZZLYFZJZ Issue date: Sun 05 November, 2023 Address: Studio 11 Fuller creek Kerrybury G1 9RG Contact number: 0121 4960655Email address: turnerjulian@example.com Vehicle Details: Registration number: MF63 9PR Keeper: Carl Thomas Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: G1 9RG Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Friday 18 November, 2022 Bonus Protection: Protected To: 00:00 30 January, 2026 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Carl Thomas Policyholder Date of Birth: 19 November, 2022 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Dr Melanie Smith Driver Date of Birth: 09/07/25 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: L_GRLFTVEJZZLYFZJZ This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: MF63 9PR or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 30 January, 2026 2Name of Policyholder: Carl Thomas 3Persons or classes of persons entitled to drive: Carl Thomas, Dr Melanie Smith All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Friday 18 November, 20226Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Carl Thomas Policy number: L_GRLFTVEJZZLYFZJZ Issue date: Sun 05 November, 2023 Issued by: AdmiralAddress: Studio 11 Fuller creek Kerrybury G1 9RG Reason for issue: Renewal Contact number: 0121 4960655Email address: turnerjulian@example.com Vehicle Details: Registration number: MF63 9PR Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: G1 9RG Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Friday 18 November, 2022 Years No Claims Bonus: 14 To: 00:00 on 30 January, 2026 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Carl Thomas , Dr Melanie Smith Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £8,495.40 Policy Upgrade sub-total: £8,165.73 Insurance Premium Tax: £8,497.77 Total: £3,107.51Windscreen Cover Included Protected No Claims Bonus £8,165.73 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|L_GRLFTVEJZZLYFZJZ\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: L_GRLFTVEJZZLYFZJZ Issue Date: Sun 05 November, 2023 Renewal Date: Friday 18 November, 2022 483881525 Carl Thomas Studio 11 Fuller creek Kerrybury G1 9RG Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Friday 18 November, 2022. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Sun 05 November, 2023. Your Renewal Offer £3,107.51 Last Year's Premium £3,344.49 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Friday 18 November, 2022 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Carl Thomas \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £3,107.51 \| Payment Date: 2021-05-04 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Carl Thomas (FORD MUSTANG - MF63 9PR) Friday 18 November, 2022 to 30 January, 2026 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£3,107.51 Your Renewal Offer £3,107.51 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : turnerjulian@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	L_GRLFTVEJZZLYFZJZ	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	30	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Friday 18 November, 2022	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Anna, Information about your Documents. Policy Number : oj.irafieikecwnndohr_h. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) SG83 2VM Hazel Green 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Hazel Green Policy Number: oj.irafieikecwnndohr_h Issue date: 20 November, 2022 Address: Flat 6 Alison gardens New Graeme SR1 4AY Contact number: +44(0)141 496 0389Email address: fletcherandrew@example.com Vehicle Details: Registration number: SG83 2VM Keeper: Hazel Green Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: SR1 4AY Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Saturday 18 September, 2021 Bonus Protection: Protected To: 00:00 20/07/2021 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Hazel Green Policyholder Date of Birth: 08/03/2023 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Dr Frederick Matthews Driver Date of Birth: Thursday 08 February, 2024 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: oj.irafieikecwnndohr_h This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: SG83 2VM or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 20/07/2021 2Name of Policyholder: Hazel Green 3Persons or classes of persons entitled to drive: Hazel Green, Dr Frederick Matthews All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Saturday 18 September, 20216Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Hazel Green Policy number: oj.irafieikecwnndohr_h Issue date: 20 November, 2022 Issued by: AdmiralAddress: Flat 6 Alison gardens New Graeme SR1 4AY Reason for issue: Renewal Contact number: +44(0)141 496 0389Email address: fletcherandrew@example.com Vehicle Details: Registration number: SG83 2VM Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: SR1 4AY Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Saturday 18 September, 2021 Years No Claims Bonus: 14 To: 00:00 on 20/07/2021 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Hazel Green , Dr Frederick Matthews Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £3,915.10 Policy Upgrade sub-total: £6,383.45 Insurance Premium Tax: £4,476.17 Total: £6,230.56Windscreen Cover Included Protected No Claims Bonus £6,383.45 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|oj.irafieikecwnndohr_h\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: oj.irafieikecwnndohr_h Issue Date: 20 November, 2022 Renewal Date: Saturday 18 September, 2021 483881525 Hazel Green Flat 6 Alison gardens New Graeme SR1 4AY Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Saturday 18 September, 2021. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 20 November, 2022. Your Renewal Offer £6,230.56 Last Year's Premium £2,015.85 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Saturday 18 September, 2021 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Hazel Green \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £6,230.56 \| Payment Date: 2024-04-16 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Hazel Green (FORD MUSTANG - SG83 2VM) Saturday 18 September, 2021 to 20/07/2021 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£6,230.56 Your Renewal Offer £6,230.56 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : fletcherandrew@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	oj.irafieikecwnndohr_h	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	20/07/2021	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Saturday 18 September, 2021	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Frederick, Information about your Documents. Policy Number : UJP/IRWJB2-DQR. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) JB65 2PZ Dr Amanda McLean 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Dr Amanda McLean Policy Number: UJP/IRWJB2-DQR Issue date: 22 May, 2022 Address: 26 Gould via East Philip G92 8DH Contact number: +44(0)115 4960143Email address: thompsonleslie@example.net Vehicle Details: Registration number: JB65 2PZ Keeper: Dr Amanda McLean Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: G92 8DH Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 09/02/20 Bonus Protection: Protected To: 00:00 Monday 30 March, 2020 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Dr Amanda McLean Policyholder Date of Birth: 18 November, 2020 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Duncan Carey Driver Date of Birth: 24 January, 2025 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: UJP/IRWJB2-DQR This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: JB65 2PZ or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Monday 30 March, 2020 2Name of Policyholder: Dr Amanda McLean 3Persons or classes of persons entitled to drive: Dr Amanda McLean, Duncan Carey All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 09/02/206Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Dr Amanda McLean Policy number: UJP/IRWJB2-DQR Issue date: 22 May, 2022 Issued by: AdmiralAddress: 26 Gould via East Philip G92 8DH Reason for issue: Renewal Contact number: +44(0)115 4960143Email address: thompsonleslie@example.net Vehicle Details: Registration number: JB65 2PZ Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: G92 8DH Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 09/02/20 Years No Claims Bonus: 14 To: 00:00 on Monday 30 March, 2020 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Dr Amanda McLean , Duncan Carey Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £9,882.62 Policy Upgrade sub-total: £8,248.85 Insurance Premium Tax: £7,662.67 Total: £2,303.96Windscreen Cover Included Protected No Claims Bonus £8,248.85 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|UJP/IRWJB2-DQR\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: UJP/IRWJB2-DQR Issue Date: 22 May, 2022 Renewal Date: 09/02/20 483881525 Dr Amanda McLean 26 Gould via East Philip G92 8DH Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 09/02/20. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 22 May, 2022. Your Renewal Offer £2,303.96 Last Year's Premium £9,310.10 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 09/02/20 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Dr Amanda McLean \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £2,303.96 \| Payment Date: Tuesday 07 October, 2025 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Dr Amanda McLean (FORD MUSTANG - JB65 2PZ) 09/02/20 to Monday 30 March, 2020 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£2,303.96 Your Renewal Offer £2,303.96 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : thompsonleslie@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	UJP/IRWJB2-DQR	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Monday	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	09/02/20	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Christopher, Information about your Documents. Policy Number : N8SAKS//B/7W0OHR. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) DW77 2UY Darren Newton 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Darren Newton Policy Number: N8SAKS//B/7W0OHR Issue date: Wednesday 21 December, 2022 Address: Flat 58 Shaw coves New Pamelastad L8 6RH Contact number: 01514960410Email address: jeremy61@example.org Vehicle Details: Registration number: DW77 2UY Keeper: Darren Newton Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: L8 6RH Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 2022-09-25 Bonus Protection: Protected To: 00:00 2021-09-19 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Darren Newton Policyholder Date of Birth: 2022-11-01 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Sian Donnelly-Robinson Driver Date of Birth: 05/07/21 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: N8SAKS//B/7W0OHR This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: DW77 2UY or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 2021-09-19 2Name of Policyholder: Darren Newton 3Persons or classes of persons entitled to drive: Darren Newton, Sian Donnelly-Robinson All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 2022-09-256Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Darren Newton Policy number: N8SAKS//B/7W0OHR Issue date: Wednesday 21 December, 2022 Issued by: AdmiralAddress: Flat 58 Shaw coves New Pamelastad L8 6RH Reason for issue: Renewal Contact number: 01514960410Email address: jeremy61@example.org Vehicle Details: Registration number: DW77 2UY Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: L8 6RH Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 2022-09-25 Years No Claims Bonus: 14 To: 00:00 on 2021-09-19 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Darren Newton , Sian Donnelly-Robinson Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £1,787.59 Policy Upgrade sub-total: £9,715.63 Insurance Premium Tax: £578.60 Total: £7,827.97Windscreen Cover Included Protected No Claims Bonus £9,715.63 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|N8SAKS//B/7W0OHR\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: N8SAKS//B/7W0OHR Issue Date: Wednesday 21 December, 2022 Renewal Date: 2022-09-25 483881525 Darren Newton Flat 58 Shaw coves New Pamelastad L8 6RH Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mrs %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 2022-09-25. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Wednesday 21 December, 2022. Your Renewal Offer £7,827.97 Last Year's Premium £8,767.19 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 2022-09-25 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Darren Newton \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £7,827.97 \| Payment Date: 2025-05-19 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Darren Newton (FORD MUSTANG - DW77 2UY) 2022-09-25 to 2021-09-19 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£7,827.97 Your Renewal Offer £7,827.97 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : jeremy61@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	N8SAKS//B/7W0OHR	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	2021-09-19	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	2022-09-25	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Rhys, Information about your Documents. Policy Number : JTLH.QVDBGZNH-ASGVH.L. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) EW64 5HF Roger Randall 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Roger Randall Policy Number: JTLH.QVDBGZNH-ASGVH.L Issue date: 13 July, 2023 Address: 47 Vanessa walk Tommouth CH7 3UP Contact number: 028 9018516Email address: hughescarole@example.org Vehicle Details: Registration number: EW64 5HF Keeper: Roger Randall Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: CH7 3UP Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Thursday 01 April, 2021 Bonus Protection: Protected To: 00:00 Tuesday 10 June, 2025 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Roger Randall Policyholder Date of Birth: 2023-03-06 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Douglas Matthews Driver Date of Birth: Sun 11 May, 2025 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: JTLH.QVDBGZNH-ASGVH.L This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: EW64 5HF or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Tuesday 10 June, 2025 2Name of Policyholder: Roger Randall 3Persons or classes of persons entitled to drive: Roger Randall, Douglas Matthews All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Thursday 01 April, 20216Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Roger Randall Policy number: JTLH.QVDBGZNH-ASGVH.L Issue date: 13 July, 2023 Issued by: AdmiralAddress: 47 Vanessa walk Tommouth CH7 3UP Reason for issue: Renewal Contact number: 028 9018516Email address: hughescarole@example.org Vehicle Details: Registration number: EW64 5HF Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: CH7 3UP Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Thursday 01 April, 2021 Years No Claims Bonus: 14 To: 00:00 on Tuesday 10 June, 2025 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Roger Randall , Douglas Matthews Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £9,679.32 Policy Upgrade sub-total: £3,246.50 Insurance Premium Tax: £5,674.09 Total: £4,658.43Windscreen Cover Included Protected No Claims Bonus £3,246.50 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|JTLH.QVDBGZNH-ASGVH.L\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: JTLH.QVDBGZNH-ASGVH.L Issue Date: 13 July, 2023 Renewal Date: Thursday 01 April, 2021 483881525 Roger Randall 47 Vanessa walk Tommouth CH7 3UP Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Thursday 01 April, 2021. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 13 July, 2023. Your Renewal Offer £4,658.43 Last Year's Premium £2,463.33 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Thursday 01 April, 2021 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Roger Randall \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £4,658.43 \| Payment Date: Sunday 02 March, 2025 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Roger Randall (FORD MUSTANG - EW64 5HF) Thursday 01 April, 2021 to Tuesday 10 June, 2025 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£4,658.43 Your Renewal Offer £4,658.43 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : hughescarole@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	JTLH.QVDBGZNH-ASGVH.L	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Tuesday	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Thursday 01 April, 2021	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Diana, Information about your Documents. Policy Number : x_.kt/mhweu.gd. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) BA395XY Patricia Sanderson 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Patricia Sanderson Policy Number: x_.kt/mhweu.gd Issue date: 01/03/23 Address: Studio 6 Rosie circles Perrytown S0 0UF Contact number: (0808) 157 0850Email address: annabenson@example.com Vehicle Details: Registration number: BA395XY Keeper: Patricia Sanderson Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: S0 0UF Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 28 February, 2023 Bonus Protection: Protected To: 00:00 Friday 31 July, 2020 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Patricia Sanderson Policyholder Date of Birth: 31/12/2022 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Rosie Jones Driver Date of Birth: 27/09/21 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: x_.kt/mhweu.gd This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: BA395XY or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Friday 31 July, 2020 2Name of Policyholder: Patricia Sanderson 3Persons or classes of persons entitled to drive: Patricia Sanderson, Rosie Jones All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 28 February, 20236Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Patricia Sanderson Policy number: x_.kt/mhweu.gd Issue date: 01/03/23 Issued by: AdmiralAddress: Studio 6 Rosie circles Perrytown S0 0UF Reason for issue: Renewal Contact number: (0808) 157 0850Email address: annabenson@example.com Vehicle Details: Registration number: BA395XY Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: S0 0UF Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 28 February, 2023 Years No Claims Bonus: 14 To: 00:00 on Friday 31 July, 2020 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Patricia Sanderson , Rosie Jones Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £8,234.02 Policy Upgrade sub-total: £9,826.06 Insurance Premium Tax: £4,689.02 Total: £4,459.62Windscreen Cover Included Protected No Claims Bonus £9,826.06 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|x_.kt/mhweu.gd\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: x_.kt/mhweu.gd Issue Date: 01/03/23 Renewal Date: 28 February, 2023 483881525 Patricia Sanderson Studio 6 Rosie circles Perrytown S0 0UF Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Miss %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 28 February, 2023. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 01/03/23. Your Renewal Offer £4,459.62 Last Year's Premium £1,746.01 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 28 February, 2023 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Patricia Sanderson \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £4,459.62 \| Payment Date: 08/03/2023 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Patricia Sanderson (FORD MUSTANG - BA395XY) 28 February, 2023 to Friday 31 July, 2020 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£4,459.62 Your Renewal Offer £4,459.62 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : annabenson@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	x_.kt/mhweu.gd	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Friday	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	28 February, 2023	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Dale, Information about your Documents. Policy Number : J63S86MUPX4I7. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) XB188NT Dr Antony Moss 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Dr Antony Moss Policy Number: J63S86MUPX4I7 Issue date: 22/10/20 Address: 697 Randall harbors East Mandyhaven L7 4QX Contact number: +44(0)117 496 0459Email address: wrightalex@example.net Vehicle Details: Registration number: XB188NT Keeper: Dr Antony Moss Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: L7 4QX Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 19/08/2020 Bonus Protection: Protected To: 00:00 2022-07-28 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Dr Antony Moss Policyholder Date of Birth: Monday 05 September, 2022 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Dr Donald Stewart Driver Date of Birth: Sunday 21 May, 2023 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: J63S86MUPX4I7 This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: XB188NT or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 2022-07-28 2Name of Policyholder: Dr Antony Moss 3Persons or classes of persons entitled to drive: Dr Antony Moss, Dr Donald Stewart All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 19/08/20206Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Dr Antony Moss Policy number: J63S86MUPX4I7 Issue date: 22/10/20 Issued by: AdmiralAddress: 697 Randall harbors East Mandyhaven L7 4QX Reason for issue: Renewal Contact number: +44(0)117 496 0459Email address: wrightalex@example.net Vehicle Details: Registration number: XB188NT Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: L7 4QX Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 19/08/2020 Years No Claims Bonus: 14 To: 00:00 on 2022-07-28 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Dr Antony Moss , Dr Donald Stewart Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £135.17 Policy Upgrade sub-total: £1,257.63 Insurance Premium Tax: £3,343.25 Total: £8,461.15Windscreen Cover Included Protected No Claims Bonus £1,257.63 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|J63S86MUPX4I7\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: J63S86MUPX4I7 Issue Date: 22/10/20 Renewal Date: 19/08/2020 483881525 Dr Antony Moss 697 Randall harbors East Mandyhaven L7 4QX Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 19/08/2020. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 22/10/20. Your Renewal Offer £8,461.15 Last Year's Premium £664.34 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 19/08/2020 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Dr Antony Moss \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £8,461.15 \| Payment Date: Thursday 09 January, 2020 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Dr Antony Moss (FORD MUSTANG - XB188NT) 19/08/2020 to 2022-07-28 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£8,461.15 Your Renewal Offer £8,461.15 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : wrightalex@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	J63S86MUPX4I7	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	2022-07-28	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	19/08/2020	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Alice, Information about your Documents. Policy Number : 3AQ8UWPSM2. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) VB47 1LD Gillian Scott-Clark 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Gillian Scott-Clark Policy Number: 3AQ8UWPSM2 Issue date: Monday 01 February, 2021 Address: Flat 97 Jones road Port Sarah E3 3RH Contact number: (0909)8790673Email address: berrymary@example.com Vehicle Details: Registration number: VB47 1LD Keeper: Gillian Scott-Clark Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: E3 3RH Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Fri 15 April, 2022 Bonus Protection: Protected To: 00:00 2023-03-07 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Gillian Scott-Clark Policyholder Date of Birth: Saturday 07 October, 2023 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Douglas Bennett-Ward Driver Date of Birth: 30/04/21 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 3AQ8UWPSM2 This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: VB47 1LD or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 2023-03-07 2Name of Policyholder: Gillian Scott-Clark 3Persons or classes of persons entitled to drive: Gillian Scott-Clark, Douglas Bennett-Ward All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Fri 15 April, 20226Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Gillian Scott-Clark Policy number: 3AQ8UWPSM2 Issue date: Monday 01 February, 2021 Issued by: AdmiralAddress: Flat 97 Jones road Port Sarah E3 3RH Reason for issue: Renewal Contact number: (0909)8790673Email address: berrymary@example.com Vehicle Details: Registration number: VB47 1LD Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: E3 3RH Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Fri 15 April, 2022 Years No Claims Bonus: 14 To: 00:00 on 2023-03-07 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Gillian Scott-Clark , Douglas Bennett-Ward Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £592.56 Policy Upgrade sub-total: £2,249.26 Insurance Premium Tax: £3,755.82 Total: £9,775.07Windscreen Cover Included Protected No Claims Bonus £2,249.26 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|3AQ8UWPSM2\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 3AQ8UWPSM2 Issue Date: Monday 01 February, 2021 Renewal Date: Fri 15 April, 2022 483881525 Gillian Scott-Clark Flat 97 Jones road Port Sarah E3 3RH Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Fri 15 April, 2022. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Monday 01 February, 2021. Your Renewal Offer £9,775.07 Last Year's Premium £8,959.89 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Fri 15 April, 2022 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Gillian Scott-Clark \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £9,775.07 \| Payment Date: 25/06/2021 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Gillian Scott-Clark (FORD MUSTANG - VB47 1LD) Fri 15 April, 2022 to 2023-03-07 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£9,775.07 Your Renewal Offer £9,775.07 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : berrymary@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	3AQ8UWPSM2	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	2023-03-07	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Fri 15 April, 2022	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Ross, Information about your Documents. Policy Number : E_-RJXP/TVGADO5/STW1FR. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) HB84 7TV Lesley Pearce 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Lesley Pearce Policy Number: E_-RJXP/TVGADO5/STW1FR Issue date: 15/01/22 Address: Studio 9 Stuart square Lake Amandamouth PR0Y 5GS Contact number: +44141 4960735Email address: asmith@example.net Vehicle Details: Registration number: HB84 7TV Keeper: Lesley Pearce Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: PR0Y 5GS Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 2021-10-16 Bonus Protection: Protected To: 00:00 05/10/2025 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Lesley Pearce Policyholder Date of Birth: 01/07/2025 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Julian French-Taylor Driver Date of Birth: 06 May, 2025 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: E_-RJXP/TVGADO5/STW1FR This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: HB84 7TV or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 05/10/2025 2Name of Policyholder: Lesley Pearce 3Persons or classes of persons entitled to drive: Lesley Pearce, Julian French-Taylor All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 2021-10-166Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Lesley Pearce Policy number: E_-RJXP/TVGADO5/STW1FR Issue date: 15/01/22 Issued by: AdmiralAddress: Studio 9 Stuart square Lake Amandamouth PR0Y 5GS Reason for issue: Renewal Contact number: +44141 4960735Email address: asmith@example.net Vehicle Details: Registration number: HB84 7TV Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: PR0Y 5GS Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 2021-10-16 Years No Claims Bonus: 14 To: 00:00 on 05/10/2025 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Lesley Pearce , Julian French-Taylor Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £7,806.63 Policy Upgrade sub-total: £2,661.80 Insurance Premium Tax: £7,584.41 Total: £2,352.45Windscreen Cover Included Protected No Claims Bonus £2,661.80 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|E_-RJXP/TVGADO5/STW1FR\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: E_-RJXP/TVGADO5/STW1FR Issue Date: 15/01/22 Renewal Date: 2021-10-16 483881525 Lesley Pearce Studio 9 Stuart square Lake Amandamouth PR0Y 5GS Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Miss %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 2021-10-16. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 15/01/22. Your Renewal Offer £2,352.45 Last Year's Premium £382.46 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 2021-10-16 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Lesley Pearce \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £2,352.45 \| Payment Date: Fri 20 November, 2020 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Lesley Pearce (FORD MUSTANG - HB84 7TV) 2021-10-16 to 05/10/2025 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£2,352.45 Your Renewal Offer £2,352.45 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : asmith@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	E_-RJXP/TVGADO5/STW1FR	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	05/10/2025	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	2021-10-16	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Eleanor, Information about your Documents. Policy Number : mzrfbywkygimrnxovagfi. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) ST800NJ Callum Harrison 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Callum Harrison Policy Number: mzrfbywkygimrnxovagfi Issue date: 03/09/2023 Address: 5 Duncan trafficway Port Sandra G67 4YL Contact number: (0151)4960039Email address: ncollins@example.net Vehicle Details: Registration number: ST800NJ Keeper: Callum Harrison Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: G67 4YL Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Sun 24 October, 2021 Bonus Protection: Protected To: 00:00 04/05/2023 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Callum Harrison Policyholder Date of Birth: 18/11/19 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Max Jones-Taylor Driver Date of Birth: 07/03/2022 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: mzrfbywkygimrnxovagfi This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: ST800NJ or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 04/05/2023 2Name of Policyholder: Callum Harrison 3Persons or classes of persons entitled to drive: Callum Harrison, Max Jones-Taylor All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Sun 24 October, 20216Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Callum Harrison Policy number: mzrfbywkygimrnxovagfi Issue date: 03/09/2023 Issued by: AdmiralAddress: 5 Duncan trafficway Port Sandra G67 4YL Reason for issue: Renewal Contact number: (0151)4960039Email address: ncollins@example.net Vehicle Details: Registration number: ST800NJ Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: G67 4YL Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Sun 24 October, 2021 Years No Claims Bonus: 14 To: 00:00 on 04/05/2023 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Callum Harrison , Max Jones-Taylor Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £9,577.93 Policy Upgrade sub-total: £8,702.15 Insurance Premium Tax: £8,518.71 Total: £3,414.40Windscreen Cover Included Protected No Claims Bonus £8,702.15 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|mzrfbywkygimrnxovagfi\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: mzrfbywkygimrnxovagfi Issue Date: 03/09/2023 Renewal Date: Sun 24 October, 2021 483881525 Callum Harrison 5 Duncan trafficway Port Sandra G67 4YL Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mrs %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Sun 24 October, 2021. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 03/09/2023. Your Renewal Offer £3,414.40 Last Year's Premium £6,621.28 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Sun 24 October, 2021 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Callum Harrison \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £3,414.40 \| Payment Date: 05/07/24 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Callum Harrison (FORD MUSTANG - ST800NJ) Sun 24 October, 2021 to 04/05/2023 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£3,414.40 Your Renewal Offer £3,414.40 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : ncollins@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	mzrfbywkygimrnxovagfi	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	04/05/2023	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Sun 24 October, 2021	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Trevor, Information about your Documents. Policy Number : VSZP0/1M5F1925BHOB4. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) CS296HN Nicola Harris-Jones 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Nicola Harris-Jones Policy Number: VSZP0/1M5F1925BHOB4 Issue date: 29/09/2022 Address: Flat 4 Wright loaf North Pauline W2G 5YQ Contact number: (0117)4960306Email address: gerard45@example.org Vehicle Details: Registration number: CS296HN Keeper: Nicola Harris-Jones Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: W2G 5YQ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Sun 31 March, 2024 Bonus Protection: Protected To: 00:00 Sun 12 April, 2020 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Nicola Harris-Jones Policyholder Date of Birth: Tuesday 05 April, 2022 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Dr Rhys Holloway Driver Date of Birth: 15/10/19 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: VSZP0/1M5F1925BHOB4 This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: CS296HN or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Sun 12 April, 2020 2Name of Policyholder: Nicola Harris-Jones 3Persons or classes of persons entitled to drive: Nicola Harris-Jones, Dr Rhys Holloway All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Sun 31 March, 20246Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Nicola Harris-Jones Policy number: VSZP0/1M5F1925BHOB4 Issue date: 29/09/2022 Issued by: AdmiralAddress: Flat 4 Wright loaf North Pauline W2G 5YQ Reason for issue: Renewal Contact number: (0117)4960306Email address: gerard45@example.org Vehicle Details: Registration number: CS296HN Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: W2G 5YQ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Sun 31 March, 2024 Years No Claims Bonus: 14 To: 00:00 on Sun 12 April, 2020 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Nicola Harris-Jones , Dr Rhys Holloway Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £5,143.62 Policy Upgrade sub-total: £7,697.52 Insurance Premium Tax: £8,726.91 Total: £4,464.95Windscreen Cover Included Protected No Claims Bonus £7,697.52 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|VSZP0/1M5F1925BHOB4\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: VSZP0/1M5F1925BHOB4 Issue Date: 29/09/2022 Renewal Date: Sun 31 March, 2024 483881525 Nicola Harris-Jones Flat 4 Wright loaf North Pauline W2G 5YQ Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Miss %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Sun 31 March, 2024. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 29/09/2022. Your Renewal Offer £4,464.95 Last Year's Premium £747.99 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Sun 31 March, 2024 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Nicola Harris-Jones \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £4,464.95 \| Payment Date: 27 October, 2021 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Nicola Harris-Jones (FORD MUSTANG - CS296HN) Sun 31 March, 2024 to Sun 12 April, 2020 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£4,464.95 Your Renewal Offer £4,464.95 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : gerard45@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	VSZP0/1M5F1925BHOB4	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Sun	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Sun 31 March, 2024	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Clive, Information about your Documents. Policy Number : gjkhuokxtotojbug/zpo. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) KL419LL Mr Russell Davies 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Mr Russell Davies Policy Number: gjkhuokxtotojbug/zpo Issue date: 11 January, 2020 Address: 525 Diana stravenue Saundersfort N4T 6BZ Contact number: +44(0)28 9018 0193Email address: alanarmstrong@example.com Vehicle Details: Registration number: KL419LL Keeper: Mr Russell Davies Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: N4T 6BZ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Wed 24 August, 2022 Bonus Protection: Protected To: 00:00 Sunday 04 August, 2024 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Mr Russell Davies Policyholder Date of Birth: Sat 03 August, 2024 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None June Harrison Driver Date of Birth: 29/01/2025 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: gjkhuokxtotojbug/zpo This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: KL419LL or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Sunday 04 August, 2024 2Name of Policyholder: Mr Russell Davies 3Persons or classes of persons entitled to drive: Mr Russell Davies, June Harrison All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Wed 24 August, 20226Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Mr Russell Davies Policy number: gjkhuokxtotojbug/zpo Issue date: 11 January, 2020 Issued by: AdmiralAddress: 525 Diana stravenue Saundersfort N4T 6BZ Reason for issue: Renewal Contact number: +44(0)28 9018 0193Email address: alanarmstrong@example.com Vehicle Details: Registration number: KL419LL Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: N4T 6BZ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Wed 24 August, 2022 Years No Claims Bonus: 14 To: 00:00 on Sunday 04 August, 2024 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Mr Russell Davies , June Harrison Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £4,763.32 Policy Upgrade sub-total: £3,448.01 Insurance Premium Tax: £7,065.93 Total: £5,207.72Windscreen Cover Included Protected No Claims Bonus £3,448.01 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|gjkhuokxtotojbug/zpo\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: gjkhuokxtotojbug/zpo Issue Date: 11 January, 2020 Renewal Date: Wed 24 August, 2022 483881525 Mr Russell Davies 525 Diana stravenue Saundersfort N4T 6BZ Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Ms %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Wed 24 August, 2022. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 11 January, 2020. Your Renewal Offer £5,207.72 Last Year's Premium £6,457.97 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Wed 24 August, 2022 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Mr Russell Davies \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £5,207.72 \| Payment Date: Wednesday 08 March, 2023 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Mr Russell Davies (FORD MUSTANG - KL419LL) Wed 24 August, 2022 to Sunday 04 August, 2024 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£5,207.72 Your Renewal Offer £5,207.72 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : alanarmstrong@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	gjkhuokxtotojbug/zpo	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Sunday	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Wed 24 August, 2022	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Karen, Information about your Documents. Policy Number : 0/XLKWVD/RPX/Z-11. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) KY34 4MX Mr Ronald Evans 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Mr Ronald Evans Policy Number: 0/XLKWVD/RPX/Z-11 Issue date: Tue 31 March, 2020 Address: Flat 65 Kimberley lodge Lake Hayley S61 7ED Contact number: +44(0)8081570275Email address: juliasaunders@example.net Vehicle Details: Registration number: KY34 4MX Keeper: Mr Ronald Evans Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: S61 7ED Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 10/04/19 Bonus Protection: Protected To: 00:00 14 August, 2023 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Mr Ronald Evans Policyholder Date of Birth: 2023-05-04 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Shaun Roberts Driver Date of Birth: Thursday 21 March, 2019 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 0/XLKWVD/RPX/Z-11 This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: KY34 4MX or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 14 August, 2023 2Name of Policyholder: Mr Ronald Evans 3Persons or classes of persons entitled to drive: Mr Ronald Evans, Shaun Roberts All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 10/04/196Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Mr Ronald Evans Policy number: 0/XLKWVD/RPX/Z-11 Issue date: Tue 31 March, 2020 Issued by: AdmiralAddress: Flat 65 Kimberley lodge Lake Hayley S61 7ED Reason for issue: Renewal Contact number: +44(0)8081570275Email address: juliasaunders@example.net Vehicle Details: Registration number: KY34 4MX Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: S61 7ED Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 10/04/19 Years No Claims Bonus: 14 To: 00:00 on 14 August, 2023 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Mr Ronald Evans , Shaun Roberts Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £5,762.38 Policy Upgrade sub-total: £2,069.82 Insurance Premium Tax: £2,970.27 Total: £4,984.32Windscreen Cover Included Protected No Claims Bonus £2,069.82 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|0/XLKWVD/RPX/Z-11\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 0/XLKWVD/RPX/Z-11 Issue Date: Tue 31 March, 2020 Renewal Date: 10/04/19 483881525 Mr Ronald Evans Flat 65 Kimberley lodge Lake Hayley S61 7ED Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 10/04/19. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Tue 31 March, 2020. Your Renewal Offer £4,984.32 Last Year's Premium £2,962.05 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 10/04/19 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Mr Ronald Evans \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £4,984.32 \| Payment Date: 05/11/2023 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Mr Ronald Evans (FORD MUSTANG - KY34 4MX) 10/04/19 to 14 August, 2023 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£4,984.32 Your Renewal Offer £4,984.32 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : juliasaunders@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	0/XLKWVD/RPX/Z-11	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	14	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	10/04/19	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Pamela, Information about your Documents. Policy Number : RWHKDFOEX. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) NK96 4CW Rosie Godfrey-Porter 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Rosie Godfrey-Porter Policy Number: RWHKDFOEX Issue date: 12/08/2025 Address: 497 William dam East David B70 9YE Contact number: +44141 4960537Email address: janet36@example.net Vehicle Details: Registration number: NK96 4CW Keeper: Rosie Godfrey-Porter Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: B70 9YE Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 19 May, 2020 Bonus Protection: Protected To: 00:00 Sat 16 May, 2020 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Rosie Godfrey-Porter Policyholder Date of Birth: 2020-02-03 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Colin Fox Driver Date of Birth: 03/11/2021 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: RWHKDFOEX This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: NK96 4CW or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Sat 16 May, 2020 2Name of Policyholder: Rosie Godfrey-Porter 3Persons or classes of persons entitled to drive: Rosie Godfrey-Porter, Colin Fox All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 19 May, 20206Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Rosie Godfrey-Porter Policy number: RWHKDFOEX Issue date: 12/08/2025 Issued by: AdmiralAddress: 497 William dam East David B70 9YE Reason for issue: Renewal Contact number: +44141 4960537Email address: janet36@example.net Vehicle Details: Registration number: NK96 4CW Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: B70 9YE Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 19 May, 2020 Years No Claims Bonus: 14 To: 00:00 on Sat 16 May, 2020 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Rosie Godfrey-Porter , Colin Fox Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £9,376.31 Policy Upgrade sub-total: £8,239.86 Insurance Premium Tax: £774.30 Total: £3,764.91Windscreen Cover Included Protected No Claims Bonus £8,239.86 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|RWHKDFOEX\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: RWHKDFOEX Issue Date: 12/08/2025 Renewal Date: 19 May, 2020 483881525 Rosie Godfrey-Porter 497 William dam East David B70 9YE Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mrs %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 19 May, 2020. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 12/08/2025. Your Renewal Offer £3,764.91 Last Year's Premium £7,613.57 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 19 May, 2020 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Rosie Godfrey-Porter \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £3,764.91 \| Payment Date: 22/07/22 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Rosie Godfrey-Porter (FORD MUSTANG - NK96 4CW) 19 May, 2020 to Sat 16 May, 2020 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£3,764.91 Your Renewal Offer £3,764.91 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : janet36@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	RWHKDFOEX	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Sat	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	19 May, 2020	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Brian, Information about your Documents. Policy Number : RXWLH/IIADKIW_D. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) FY56 3PW Claire Cole-Morris 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Claire Cole-Morris Policy Number: RXWLH/IIADKIW_D Issue date: 06/10/23 Address: 0 Bruce falls East Hannah RM4 9ED Contact number: 0115 496 0767Email address: gary59@example.com Vehicle Details: Registration number: FY56 3PW Keeper: Claire Cole-Morris Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: RM4 9ED Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 03 October, 2023 Bonus Protection: Protected To: 00:00 30/09/2019 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Claire Cole-Morris Policyholder Date of Birth: 13/07/22 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Paige Patel Driver Date of Birth: Friday 24 November, 2023 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: RXWLH/IIADKIW_D This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: FY56 3PW or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 30/09/2019 2Name of Policyholder: Claire Cole-Morris 3Persons or classes of persons entitled to drive: Claire Cole-Morris, Paige Patel All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 03 October, 20236Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Claire Cole-Morris Policy number: RXWLH/IIADKIW_D Issue date: 06/10/23 Issued by: AdmiralAddress: 0 Bruce falls East Hannah RM4 9ED Reason for issue: Renewal Contact number: 0115 496 0767Email address: gary59@example.com Vehicle Details: Registration number: FY56 3PW Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: RM4 9ED Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 03 October, 2023 Years No Claims Bonus: 14 To: 00:00 on 30/09/2019 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Claire Cole-Morris , Paige Patel Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £2,943.93 Policy Upgrade sub-total: £9,809.14 Insurance Premium Tax: £1,042.05 Total: £153.07Windscreen Cover Included Protected No Claims Bonus £9,809.14 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|RXWLH/IIADKIW_D\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: RXWLH/IIADKIW_D Issue Date: 06/10/23 Renewal Date: 03 October, 2023 483881525 Claire Cole-Morris 0 Bruce falls East Hannah RM4 9ED Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Ms %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 03 October, 2023. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 06/10/23. Your Renewal Offer £153.07 Last Year's Premium £9,561.29 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 03 October, 2023 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Claire Cole-Morris \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £153.07 \| Payment Date: Fri 07 February, 2020 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Claire Cole-Morris (FORD MUSTANG - FY56 3PW) 03 October, 2023 to 30/09/2019 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£153.07 Your Renewal Offer £153.07 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : gary59@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	RXWLH/IIADKIW_D	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	30/09/2019	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	03 October, 2023	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Jade, Information about your Documents. Policy Number : 71CT0M_0.L9LJK1AW8/O0V740. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) FJ70 8UA Dr Paula Davies 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Dr Paula Davies Policy Number: 71CT0M_0.L9LJK1AW8/O0V740 Issue date: 11/02/2026 Address: 52 Richardson burgs Marshallview SG0 2AQ Contact number: 0114 4960332Email address: moorecraig@example.org Vehicle Details: Registration number: FJ70 8UA Keeper: Dr Paula Davies Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: SG0 2AQ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Tue 12 July, 2022 Bonus Protection: Protected To: 00:00 Friday 24 January, 2025 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Dr Paula Davies Policyholder Date of Birth: 11 October, 2020 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Joseph Coleman Driver Date of Birth: 11/08/2019 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 71CT0M_0.L9LJK1AW8/O0V740 This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: FJ70 8UA or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Friday 24 January, 2025 2Name of Policyholder: Dr Paula Davies 3Persons or classes of persons entitled to drive: Dr Paula Davies, Joseph Coleman All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Tue 12 July, 20226Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Dr Paula Davies Policy number: 71CT0M_0.L9LJK1AW8/O0V740 Issue date: 11/02/2026 Issued by: AdmiralAddress: 52 Richardson burgs Marshallview SG0 2AQ Reason for issue: Renewal Contact number: 0114 4960332Email address: moorecraig@example.org Vehicle Details: Registration number: FJ70 8UA Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: SG0 2AQ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Tue 12 July, 2022 Years No Claims Bonus: 14 To: 00:00 on Friday 24 January, 2025 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Dr Paula Davies , Joseph Coleman Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £6,579.73 Policy Upgrade sub-total: £5,732.68 Insurance Premium Tax: £5,641.39 Total: £2,050.50Windscreen Cover Included Protected No Claims Bonus £5,732.68 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|71CT0M_0.L9LJK1AW8/O0V740\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 71CT0M_0.L9LJK1AW8/O0V740 Issue Date: 11/02/2026 Renewal Date: Tue 12 July, 2022 483881525 Dr Paula Davies 52 Richardson burgs Marshallview SG0 2AQ Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Tue 12 July, 2022. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 11/02/2026. Your Renewal Offer £2,050.50 Last Year's Premium £6,135.03 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Tue 12 July, 2022 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Dr Paula Davies \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £2,050.50 \| Payment Date: 22/04/19 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Dr Paula Davies (FORD MUSTANG - FJ70 8UA) Tue 12 July, 2022 to Friday 24 January, 2025 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£2,050.50 Your Renewal Offer £2,050.50 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : moorecraig@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	71CT0M_0.L9LJK1AW8/O0V740	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Friday	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Tue 12 July, 2022	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Lydia, Information about your Documents. Policy Number : dtydbml-zu/svv//hg. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) WF94 3WM Katy Austin 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Katy Austin Policy Number: dtydbml-zu/svv//hg Issue date: Friday 06 August, 2021 Address: Flat 32N Mark valleys Woodborough S5 8BL Contact number: 01174960716Email address: mohamedwright@example.com Vehicle Details: Registration number: WF94 3WM Keeper: Katy Austin Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: S5 8BL Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Thu 01 August, 2024 Bonus Protection: Protected To: 00:00 2025-04-23 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Katy Austin Policyholder Date of Birth: 2019-10-26 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Dr Amanda Hudson Driver Date of Birth: 24/10/21 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: dtydbml-zu/svv//hg This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: WF94 3WM or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 2025-04-23 2Name of Policyholder: Katy Austin 3Persons or classes of persons entitled to drive: Katy Austin, Dr Amanda Hudson All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Thu 01 August, 20246Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Katy Austin Policy number: dtydbml-zu/svv//hg Issue date: Friday 06 August, 2021 Issued by: AdmiralAddress: Flat 32N Mark valleys Woodborough S5 8BL Reason for issue: Renewal Contact number: 01174960716Email address: mohamedwright@example.com Vehicle Details: Registration number: WF94 3WM Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: S5 8BL Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Thu 01 August, 2024 Years No Claims Bonus: 14 To: 00:00 on 2025-04-23 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Katy Austin , Dr Amanda Hudson Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £8,591.27 Policy Upgrade sub-total: £9,933.28 Insurance Premium Tax: £9,571.89 Total: £854.62Windscreen Cover Included Protected No Claims Bonus £9,933.28 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|dtydbml-zu/svv//hg\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: dtydbml-zu/svv//hg Issue Date: Friday 06 August, 2021 Renewal Date: Thu 01 August, 2024 483881525 Katy Austin Flat 32N Mark valleys Woodborough S5 8BL Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Thu 01 August, 2024. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Friday 06 August, 2021. Your Renewal Offer £854.62 Last Year's Premium £2,801.74 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Thu 01 August, 2024 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Katy Austin \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £854.62 \| Payment Date: 2019-05-07 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Katy Austin (FORD MUSTANG - WF94 3WM) Thu 01 August, 2024 to 2025-04-23 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£854.62 Your Renewal Offer £854.62 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : mohamedwright@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	dtydbml-zu/svv//hg	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	2025-04-23	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Thu 01 August, 2024	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Eileen, Information about your Documents. Policy Number : 4RYY6E4LCG4/HSK. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) MH64 8YU Cameron Bond 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Cameron Bond Policy Number: 4RYY6E4LCG4/HSK Issue date: 2022-08-31 Address: Studio 86J Bennett neck Tonystad TS4W 2WE Contact number: 029 2018303Email address: dgray@example.org Vehicle Details: Registration number: MH64 8YU Keeper: Cameron Bond Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: TS4W 2WE Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Wed 22 March, 2023 Bonus Protection: Protected To: 00:00 13/11/22 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Cameron Bond Policyholder Date of Birth: 17 November, 2023 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Melissa Murphy-Webster Driver Date of Birth: Tue 22 October, 2019 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 4RYY6E4LCG4/HSK This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: MH64 8YU or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 13/11/22 2Name of Policyholder: Cameron Bond 3Persons or classes of persons entitled to drive: Cameron Bond, Melissa Murphy-Webster All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Wed 22 March, 20236Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Cameron Bond Policy number: 4RYY6E4LCG4/HSK Issue date: 2022-08-31 Issued by: AdmiralAddress: Studio 86J Bennett neck Tonystad TS4W 2WE Reason for issue: Renewal Contact number: 029 2018303Email address: dgray@example.org Vehicle Details: Registration number: MH64 8YU Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: TS4W 2WE Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Wed 22 March, 2023 Years No Claims Bonus: 14 To: 00:00 on 13/11/22 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Cameron Bond , Melissa Murphy-Webster Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £6,838.44 Policy Upgrade sub-total: £2,441.69 Insurance Premium Tax: £9,399.72 Total: £8,546.79Windscreen Cover Included Protected No Claims Bonus £2,441.69 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|4RYY6E4LCG4/HSK\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 4RYY6E4LCG4/HSK Issue Date: 2022-08-31 Renewal Date: Wed 22 March, 2023 483881525 Cameron Bond Studio 86J Bennett neck Tonystad TS4W 2WE Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Wed 22 March, 2023. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 2022-08-31. Your Renewal Offer £8,546.79 Last Year's Premium £6,908.61 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Wed 22 March, 2023 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Cameron Bond \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £8,546.79 \| Payment Date: 22/06/2023 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Cameron Bond (FORD MUSTANG - MH64 8YU) Wed 22 March, 2023 to 13/11/22 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£8,546.79 Your Renewal Offer £8,546.79 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : dgray@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	4RYY6E4LCG4/HSK	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	13/11/22	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Wed 22 March, 2023	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Paul, Information about your Documents. Policy Number : KVNC.O6MT. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) HG344DC Janet Jones 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Janet Jones Policy Number: KVNC.O6MT Issue date: 03/05/2022 Address: 493 Graeme garden Adamsborough G18 3QD Contact number: 020 74960128Email address: mkelly@example.net Vehicle Details: Registration number: HG344DC Keeper: Janet Jones Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: G18 3QD Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 18/03/24 Bonus Protection: Protected To: 00:00 Sun 18 July, 2021 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Janet Jones Policyholder Date of Birth: 03/07/2021 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Peter Finch Driver Date of Birth: 18 March, 2022 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: KVNC.O6MT This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: HG344DC or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Sun 18 July, 2021 2Name of Policyholder: Janet Jones 3Persons or classes of persons entitled to drive: Janet Jones, Peter Finch All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 18/03/246Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Janet Jones Policy number: KVNC.O6MT Issue date: 03/05/2022 Issued by: AdmiralAddress: 493 Graeme garden Adamsborough G18 3QD Reason for issue: Renewal Contact number: 020 74960128Email address: mkelly@example.net Vehicle Details: Registration number: HG344DC Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: G18 3QD Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 18/03/24 Years No Claims Bonus: 14 To: 00:00 on Sun 18 July, 2021 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Janet Jones , Peter Finch Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £8,950.49 Policy Upgrade sub-total: £8,490.43 Insurance Premium Tax: £5,019.79 Total: £256.11Windscreen Cover Included Protected No Claims Bonus £8,490.43 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|KVNC.O6MT\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: KVNC.O6MT Issue Date: 03/05/2022 Renewal Date: 18/03/24 483881525 Janet Jones 493 Graeme garden Adamsborough G18 3QD Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 18/03/24. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 03/05/2022. Your Renewal Offer £256.11 Last Year's Premium £417.07 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 18/03/24 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Janet Jones \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £256.11 \| Payment Date: 2022-05-17 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Janet Jones (FORD MUSTANG - HG344DC) 18/03/24 to Sun 18 July, 2021 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£256.11 Your Renewal Offer £256.11 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : mkelly@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	KVNC.O6MT	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Sun	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	18/03/24	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Hazel, Information about your Documents. Policy Number : XQD.7O-YP. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) AD742LD Amanda Patel 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Amanda Patel Policy Number: XQD.7O-YP Issue date: 2022-09-16 Address: Studio 5 Kelly turnpike Ashleighburgh NG22 6UD Contact number: +441914960811Email address: warrenjemma@example.net Vehicle Details: Registration number: AD742LD Keeper: Amanda Patel Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: NG22 6UD Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Tuesday 26 December, 2023 Bonus Protection: Protected To: 00:00 03 January, 2021 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Amanda Patel Policyholder Date of Birth: 2022-03-27 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Dr Amber Burton Driver Date of Birth: Monday 15 April, 2019 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: XQD.7O-YP This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: AD742LD or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 03 January, 2021 2Name of Policyholder: Amanda Patel 3Persons or classes of persons entitled to drive: Amanda Patel, Dr Amber Burton All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Tuesday 26 December, 20236Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Amanda Patel Policy number: XQD.7O-YP Issue date: 2022-09-16 Issued by: AdmiralAddress: Studio 5 Kelly turnpike Ashleighburgh NG22 6UD Reason for issue: Renewal Contact number: +441914960811Email address: warrenjemma@example.net Vehicle Details: Registration number: AD742LD Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: NG22 6UD Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Tuesday 26 December, 2023 Years No Claims Bonus: 14 To: 00:00 on 03 January, 2021 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Amanda Patel , Dr Amber Burton Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £3,432.35 Policy Upgrade sub-total: £3,836.29 Insurance Premium Tax: £4,043.47 Total: £2,874.95Windscreen Cover Included Protected No Claims Bonus £3,836.29 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|XQD.7O-YP\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: XQD.7O-YP Issue Date: 2022-09-16 Renewal Date: Tuesday 26 December, 2023 483881525 Amanda Patel Studio 5 Kelly turnpike Ashleighburgh NG22 6UD Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mrs %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Tuesday 26 December, 2023. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 2022-09-16. Your Renewal Offer £2,874.95 Last Year's Premium £6,953.25 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Tuesday 26 December, 2023 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Amanda Patel \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £2,874.95 \| Payment Date: 02/04/22 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Amanda Patel (FORD MUSTANG - AD742LD) Tuesday 26 December, 2023 to 03 January, 2021 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£2,874.95 Your Renewal Offer £2,874.95 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : warrenjemma@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	XQD.7O-YP	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	03	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Tuesday 26 December, 2023	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Valerie, Information about your Documents. Policy Number : 7ATJNHF3. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) DO13 8OZ Harriet Walters 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Harriet Walters Policy Number: 7ATJNHF3 Issue date: 28 February, 2023 Address: 654 Wallace station South Alexandraburgh DE6X 6YN Contact number: (01632) 960815Email address: elliottjacob@example.com Vehicle Details: Registration number: DO13 8OZ Keeper: Harriet Walters Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: DE6X 6YN Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Monday 18 July, 2022 Bonus Protection: Protected To: 00:00 Sunday 11 August, 2024 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Harriet Walters Policyholder Date of Birth: 12/08/2025 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Luke Bentley Driver Date of Birth: 21 November, 2020 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 7ATJNHF3 This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: DO13 8OZ or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Sunday 11 August, 2024 2Name of Policyholder: Harriet Walters 3Persons or classes of persons entitled to drive: Harriet Walters, Luke Bentley All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Monday 18 July, 20226Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Harriet Walters Policy number: 7ATJNHF3 Issue date: 28 February, 2023 Issued by: AdmiralAddress: 654 Wallace station South Alexandraburgh DE6X 6YN Reason for issue: Renewal Contact number: (01632) 960815Email address: elliottjacob@example.com Vehicle Details: Registration number: DO13 8OZ Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: DE6X 6YN Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Monday 18 July, 2022 Years No Claims Bonus: 14 To: 00:00 on Sunday 11 August, 2024 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Harriet Walters , Luke Bentley Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £4,501.70 Policy Upgrade sub-total: £1,926.60 Insurance Premium Tax: £149.44 Total: £5,791.82Windscreen Cover Included Protected No Claims Bonus £1,926.60 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|7ATJNHF3\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 7ATJNHF3 Issue Date: 28 February, 2023 Renewal Date: Monday 18 July, 2022 483881525 Harriet Walters 654 Wallace station South Alexandraburgh DE6X 6YN Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Miss %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Monday 18 July, 2022. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 28 February, 2023. Your Renewal Offer £5,791.82 Last Year's Premium £6,560.86 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Monday 18 July, 2022 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Harriet Walters \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £5,791.82 \| Payment Date: 07/12/2023 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Harriet Walters (FORD MUSTANG - DO13 8OZ) Monday 18 July, 2022 to Sunday 11 August, 2024 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£5,791.82 Your Renewal Offer £5,791.82 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : elliottjacob@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	7ATJNHF3	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Sunday	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Monday 18 July, 2022	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Katie, Information about your Documents. Policy Number : B5VWWK-LISF1S6. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) TT437JL Marc Wood 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Marc Wood Policy Number: B5VWWK-LISF1S6 Issue date: Sat 04 September, 2021 Address: 1 Atkinson lodge Lake Aaron G1B 1NG Contact number: +441914960892Email address: francesca64@example.com Vehicle Details: Registration number: TT437JL Keeper: Marc Wood Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: G1B 1NG Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 09 April, 2022 Bonus Protection: Protected To: 00:00 Friday 31 May, 2024 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Marc Wood Policyholder Date of Birth: 03 May, 2025 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None June Brown Driver Date of Birth: Saturday 06 April, 2024 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: B5VWWK-LISF1S6 This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: TT437JL or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Friday 31 May, 2024 2Name of Policyholder: Marc Wood 3Persons or classes of persons entitled to drive: Marc Wood, June Brown All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 09 April, 20226Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Marc Wood Policy number: B5VWWK-LISF1S6 Issue date: Sat 04 September, 2021 Issued by: AdmiralAddress: 1 Atkinson lodge Lake Aaron G1B 1NG Reason for issue: Renewal Contact number: +441914960892Email address: francesca64@example.com Vehicle Details: Registration number: TT437JL Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: G1B 1NG Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 09 April, 2022 Years No Claims Bonus: 14 To: 00:00 on Friday 31 May, 2024 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Marc Wood , June Brown Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £6,271.52 Policy Upgrade sub-total: £2,044.08 Insurance Premium Tax: £9,395.57 Total: £7,450.87Windscreen Cover Included Protected No Claims Bonus £2,044.08 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|B5VWWK-LISF1S6\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: B5VWWK-LISF1S6 Issue Date: Sat 04 September, 2021 Renewal Date: 09 April, 2022 483881525 Marc Wood 1 Atkinson lodge Lake Aaron G1B 1NG Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 09 April, 2022. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Sat 04 September, 2021. Your Renewal Offer £7,450.87 Last Year's Premium £9,769.24 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 09 April, 2022 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Marc Wood \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £7,450.87 \| Payment Date: Sun 28 March, 2021 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Marc Wood (FORD MUSTANG - TT437JL) 09 April, 2022 to Friday 31 May, 2024 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£7,450.87 Your Renewal Offer £7,450.87 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : francesca64@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	B5VWWK-LISF1S6	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Friday	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	09 April, 2022	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Sian, Information about your Documents. Policy Number : MG-JMHYT/FVMHPFSP. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) MB06 1FV Mark Nixon-Banks 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Mark Nixon-Banks Policy Number: MG-JMHYT/FVMHPFSP Issue date: 23/09/2025 Address: 57 Lynne dale North Carolborough W7S 6GZ Contact number: +44(0)1164960489Email address: philliptaylor@example.net Vehicle Details: Registration number: MB06 1FV Keeper: Mark Nixon-Banks Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: W7S 6GZ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Fri 19 September, 2025 Bonus Protection: Protected To: 00:00 08 September, 2025 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Mark Nixon-Banks Policyholder Date of Birth: 12 September, 2020 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Gerard Davies-Walker Driver Date of Birth: 17/06/22 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: MG-JMHYT/FVMHPFSP This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: MB06 1FV or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 08 September, 2025 2Name of Policyholder: Mark Nixon-Banks 3Persons or classes of persons entitled to drive: Mark Nixon-Banks, Gerard Davies-Walker All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Fri 19 September, 20256Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Mark Nixon-Banks Policy number: MG-JMHYT/FVMHPFSP Issue date: 23/09/2025 Issued by: AdmiralAddress: 57 Lynne dale North Carolborough W7S 6GZ Reason for issue: Renewal Contact number: +44(0)1164960489Email address: philliptaylor@example.net Vehicle Details: Registration number: MB06 1FV Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: W7S 6GZ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Fri 19 September, 2025 Years No Claims Bonus: 14 To: 00:00 on 08 September, 2025 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Mark Nixon-Banks , Gerard Davies-Walker Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £7,572.15 Policy Upgrade sub-total: £9,083.17 Insurance Premium Tax: £838.09 Total: £7,281.51Windscreen Cover Included Protected No Claims Bonus £9,083.17 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|MG-JMHYT/FVMHPFSP\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: MG-JMHYT/FVMHPFSP Issue Date: 23/09/2025 Renewal Date: Fri 19 September, 2025 483881525 Mark Nixon-Banks 57 Lynne dale North Carolborough W7S 6GZ Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Fri 19 September, 2025. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 23/09/2025. Your Renewal Offer £7,281.51 Last Year's Premium £8,559.36 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Fri 19 September, 2025 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Mark Nixon-Banks \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £7,281.51 \| Payment Date: 29 January, 2024 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Mark Nixon-Banks (FORD MUSTANG - MB06 1FV) Fri 19 September, 2025 to 08 September, 2025 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£7,281.51 Your Renewal Offer £7,281.51 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : philliptaylor@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	MG-JMHYT/FVMHPFSP	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	08	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Fri 19 September, 2025	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Rosemary, Information about your Documents. Policy Number : TGBBONR/ZW_HALABZCDEH. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) AV822UJ Janet Cole-Vaughan 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Janet Cole-Vaughan Policy Number: TGBBONR/ZW_HALABZCDEH Issue date: 08/11/2025 Address: Studio 64 Whitehead street Port Brenda SR9 0FS Contact number: (0191) 496 0559Email address: anthonyhoward@example.org Vehicle Details: Registration number: AV822UJ Keeper: Janet Cole-Vaughan Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: SR9 0FS Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Sun 09 June, 2024 Bonus Protection: Protected To: 00:00 Wednesday 25 March, 2020 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Janet Cole-Vaughan Policyholder Date of Birth: 22/06/19 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Maureen Lee Driver Date of Birth: Thu 30 October, 2025 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: TGBBONR/ZW_HALABZCDEH This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: AV822UJ or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Wednesday 25 March, 2020 2Name of Policyholder: Janet Cole-Vaughan 3Persons or classes of persons entitled to drive: Janet Cole-Vaughan, Maureen Lee All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Sun 09 June, 20246Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Janet Cole-Vaughan Policy number: TGBBONR/ZW_HALABZCDEH Issue date: 08/11/2025 Issued by: AdmiralAddress: Studio 64 Whitehead street Port Brenda SR9 0FS Reason for issue: Renewal Contact number: (0191) 496 0559Email address: anthonyhoward@example.org Vehicle Details: Registration number: AV822UJ Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: SR9 0FS Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Sun 09 June, 2024 Years No Claims Bonus: 14 To: 00:00 on Wednesday 25 March, 2020 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Janet Cole-Vaughan , Maureen Lee Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £116.63 Policy Upgrade sub-total: £1,852.72 Insurance Premium Tax: £6,057.23 Total: £2,778.24Windscreen Cover Included Protected No Claims Bonus £1,852.72 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|TGBBONR/ZW_HALABZCDEH\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: TGBBONR/ZW_HALABZCDEH Issue Date: 08/11/2025 Renewal Date: Sun 09 June, 2024 483881525 Janet Cole-Vaughan Studio 64 Whitehead street Port Brenda SR9 0FS Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mrs %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Sun 09 June, 2024. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 08/11/2025. Your Renewal Offer £2,778.24 Last Year's Premium £9,125.65 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Sun 09 June, 2024 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Janet Cole-Vaughan \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £2,778.24 \| Payment Date: 04/01/23 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Janet Cole-Vaughan (FORD MUSTANG - AV822UJ) Sun 09 June, 2024 to Wednesday 25 March, 2020 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£2,778.24 Your Renewal Offer £2,778.24 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : anthonyhoward@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	TGBBONR/ZW_HALABZCDEH	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Wednesday	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Sun 09 June, 2024	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Christian, Information about your Documents. Policy Number : 9GPOL0.A.AP. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) CF47 8BV Kelly Hodgson 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Kelly Hodgson Policy Number: 9GPOL0.A.AP Issue date: Sat 01 February, 2025 Address: 807 Cox meadows West Nicolemouth BB60 9UP Contact number: 029 2018 0822Email address: baileyteresa@example.org Vehicle Details: Registration number: CF47 8BV Keeper: Kelly Hodgson Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: BB60 9UP Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 13/08/2019 Bonus Protection: Protected To: 00:00 25/11/2022 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Kelly Hodgson Policyholder Date of Birth: 13 November, 2022 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Dr Lawrence Arnold Driver Date of Birth: Monday 25 March, 2024 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 9GPOL0.A.AP This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: CF47 8BV or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 25/11/2022 2Name of Policyholder: Kelly Hodgson 3Persons or classes of persons entitled to drive: Kelly Hodgson, Dr Lawrence Arnold All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 13/08/20196Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Kelly Hodgson Policy number: 9GPOL0.A.AP Issue date: Sat 01 February, 2025 Issued by: AdmiralAddress: 807 Cox meadows West Nicolemouth BB60 9UP Reason for issue: Renewal Contact number: 029 2018 0822Email address: baileyteresa@example.org Vehicle Details: Registration number: CF47 8BV Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: BB60 9UP Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 13/08/2019 Years No Claims Bonus: 14 To: 00:00 on 25/11/2022 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Kelly Hodgson , Dr Lawrence Arnold Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £7,924.45 Policy Upgrade sub-total: £6,354.66 Insurance Premium Tax: £6,568.50 Total: £1,829.82Windscreen Cover Included Protected No Claims Bonus £6,354.66 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|9GPOL0.A.AP\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 9GPOL0.A.AP Issue Date: Sat 01 February, 2025 Renewal Date: 13/08/2019 483881525 Kelly Hodgson 807 Cox meadows West Nicolemouth BB60 9UP Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 13/08/2019. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Sat 01 February, 2025. Your Renewal Offer £1,829.82 Last Year's Premium £1,363.90 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 13/08/2019 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Kelly Hodgson \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £1,829.82 \| Payment Date: 01 July, 2019 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Kelly Hodgson (FORD MUSTANG - CF47 8BV) 13/08/2019 to 25/11/2022 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£1,829.82 Your Renewal Offer £1,829.82 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : baileyteresa@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	9GPOL0.A.AP	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	25/11/2022	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	13/08/2019	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Richard, Information about your Documents. Policy Number : 37HTQ5/B6B22_VSA. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) CR86 1OC Anthony Ross-Ball 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Anthony Ross-Ball Policy Number: 37HTQ5/B6B22_VSA Issue date: Wed 29 July, 2020 Address: Flat 44W Dean rue Bethanfurt ZE85 8TX Contact number: +44(0)1414960232Email address: hayley37@example.com Vehicle Details: Registration number: CR86 1OC Keeper: Anthony Ross-Ball Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: ZE85 8TX Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Sunday 20 September, 2020 Bonus Protection: Protected To: 00:00 14/04/24 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Anthony Ross-Ball Policyholder Date of Birth: 25/07/24 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Mr Martyn McCarthy Driver Date of Birth: Wed 25 March, 2020 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 37HTQ5/B6B22_VSA This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: CR86 1OC or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 14/04/24 2Name of Policyholder: Anthony Ross-Ball 3Persons or classes of persons entitled to drive: Anthony Ross-Ball, Mr Martyn McCarthy All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Sunday 20 September, 20206Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Anthony Ross-Ball Policy number: 37HTQ5/B6B22_VSA Issue date: Wed 29 July, 2020 Issued by: AdmiralAddress: Flat 44W Dean rue Bethanfurt ZE85 8TX Reason for issue: Renewal Contact number: +44(0)1414960232Email address: hayley37@example.com Vehicle Details: Registration number: CR86 1OC Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: ZE85 8TX Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Sunday 20 September, 2020 Years No Claims Bonus: 14 To: 00:00 on 14/04/24 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Anthony Ross-Ball , Mr Martyn McCarthy Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £1,345.45 Policy Upgrade sub-total: £3,551.02 Insurance Premium Tax: £6,840.92 Total: £5,982.37Windscreen Cover Included Protected No Claims Bonus £3,551.02 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|37HTQ5/B6B22_VSA\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 37HTQ5/B6B22_VSA Issue Date: Wed 29 July, 2020 Renewal Date: Sunday 20 September, 2020 483881525 Anthony Ross-Ball Flat 44W Dean rue Bethanfurt ZE85 8TX Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Ms %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Sunday 20 September, 2020. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Wed 29 July, 2020. Your Renewal Offer £5,982.37 Last Year's Premium £1,214.04 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Sunday 20 September, 2020 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Anthony Ross-Ball \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £5,982.37 \| Payment Date: 18/07/2023 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Anthony Ross-Ball (FORD MUSTANG - CR86 1OC) Sunday 20 September, 2020 to 14/04/24 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£5,982.37 Your Renewal Offer £5,982.37 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : hayley37@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	37HTQ5/B6B22_VSA	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	14/04/24	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Sunday 20 September, 2020	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Elaine, Information about your Documents. Policy Number : CGQ-TMM/H-SHNGP. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) TX159NF Rebecca Manning 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Rebecca Manning Policy Number: CGQ-TMM/H-SHNGP Issue date: Sat 11 January, 2025 Address: Studio 89J Lucy passage Judithmouth WR96 3RL Contact number: +44(0)116 496 0989Email address: louis68@example.org Vehicle Details: Registration number: TX159NF Keeper: Rebecca Manning Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: WR96 3RL Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 31/12/2022 Bonus Protection: Protected To: 00:00 12/10/2024 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Rebecca Manning Policyholder Date of Birth: 30/06/25 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Mr Keith Warren Driver Date of Birth: Friday 19 April, 2024 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: CGQ-TMM/H-SHNGP This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: TX159NF or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 12/10/2024 2Name of Policyholder: Rebecca Manning 3Persons or classes of persons entitled to drive: Rebecca Manning, Mr Keith Warren All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 31/12/20226Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Rebecca Manning Policy number: CGQ-TMM/H-SHNGP Issue date: Sat 11 January, 2025 Issued by: AdmiralAddress: Studio 89J Lucy passage Judithmouth WR96 3RL Reason for issue: Renewal Contact number: +44(0)116 496 0989Email address: louis68@example.org Vehicle Details: Registration number: TX159NF Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: WR96 3RL Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 31/12/2022 Years No Claims Bonus: 14 To: 00:00 on 12/10/2024 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Rebecca Manning , Mr Keith Warren Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £5,502.84 Policy Upgrade sub-total: £4,550.53 Insurance Premium Tax: £3,106.02 Total: £4,496.86Windscreen Cover Included Protected No Claims Bonus £4,550.53 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|CGQ-TMM/H-SHNGP\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: CGQ-TMM/H-SHNGP Issue Date: Sat 11 January, 2025 Renewal Date: 31/12/2022 483881525 Rebecca Manning Studio 89J Lucy passage Judithmouth WR96 3RL Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Miss %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 31/12/2022. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Sat 11 January, 2025. Your Renewal Offer £4,496.86 Last Year's Premium £4,060.15 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 31/12/2022 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Rebecca Manning \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £4,496.86 \| Payment Date: 29 December, 2022 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Rebecca Manning (FORD MUSTANG - TX159NF) 31/12/2022 to 12/10/2024 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£4,496.86 Your Renewal Offer £4,496.86 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : louis68@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	CGQ-TMM/H-SHNGP	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	12/10/2024	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	31/12/2022	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Adam, Information about your Documents. Policy Number : FF-NJWMWZB. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) GP699DP Dean Leach 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Dean Leach Policy Number: FF-NJWMWZB Issue date: Sat 11 July, 2020 Address: 353 Freeman drive Pearceshire PH97 9AH Contact number: 0191 4960375Email address: stanleyking@example.com Vehicle Details: Registration number: GP699DP Keeper: Dean Leach Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: PH97 9AH Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 26/08/22 Bonus Protection: Protected To: 00:00 2023-08-10 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Dean Leach Policyholder Date of Birth: 09/03/23 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Dr Paul Hughes Driver Date of Birth: Friday 01 July, 2022 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: FF-NJWMWZB This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: GP699DP or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 2023-08-10 2Name of Policyholder: Dean Leach 3Persons or classes of persons entitled to drive: Dean Leach, Dr Paul Hughes All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 26/08/226Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Dean Leach Policy number: FF-NJWMWZB Issue date: Sat 11 July, 2020 Issued by: AdmiralAddress: 353 Freeman drive Pearceshire PH97 9AH Reason for issue: Renewal Contact number: 0191 4960375Email address: stanleyking@example.com Vehicle Details: Registration number: GP699DP Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: PH97 9AH Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 26/08/22 Years No Claims Bonus: 14 To: 00:00 on 2023-08-10 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Dean Leach , Dr Paul Hughes Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £3,481.54 Policy Upgrade sub-total: £2,264.17 Insurance Premium Tax: £5,964.78 Total: £6,683.27Windscreen Cover Included Protected No Claims Bonus £2,264.17 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|FF-NJWMWZB\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: FF-NJWMWZB Issue Date: Sat 11 July, 2020 Renewal Date: 26/08/22 483881525 Dean Leach 353 Freeman drive Pearceshire PH97 9AH Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 26/08/22. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Sat 11 July, 2020. Your Renewal Offer £6,683.27 Last Year's Premium £5,273.96 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 26/08/22 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Dean Leach \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £6,683.27 \| Payment Date: 21 October, 2021 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Dean Leach (FORD MUSTANG - GP699DP) 26/08/22 to 2023-08-10 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£6,683.27 Your Renewal Offer £6,683.27 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : stanleyking@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	FF-NJWMWZB	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	2023-08-10	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	26/08/22	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Diane, Information about your Documents. Policy Number : TPBTHXTOZ. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) LE962VX Dr Jayne Gray 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Dr Jayne Gray Policy Number: TPBTHXTOZ Issue date: 19/07/23 Address: Studio 6 Smith divide East Hugh N9G 5SB Contact number: +44(0)118 496 0178Email address: diana56@example.org Vehicle Details: Registration number: LE962VX Keeper: Dr Jayne Gray Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: N9G 5SB Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Tue 07 October, 2025 Bonus Protection: Protected To: 00:00 28 March, 2023 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Dr Jayne Gray Policyholder Date of Birth: 30 March, 2022 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Mark Anderson Driver Date of Birth: 01/04/2022 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: TPBTHXTOZ This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: LE962VX or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 28 March, 2023 2Name of Policyholder: Dr Jayne Gray 3Persons or classes of persons entitled to drive: Dr Jayne Gray, Mark Anderson All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Tue 07 October, 20256Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Dr Jayne Gray Policy number: TPBTHXTOZ Issue date: 19/07/23 Issued by: AdmiralAddress: Studio 6 Smith divide East Hugh N9G 5SB Reason for issue: Renewal Contact number: +44(0)118 496 0178Email address: diana56@example.org Vehicle Details: Registration number: LE962VX Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: N9G 5SB Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Tue 07 October, 2025 Years No Claims Bonus: 14 To: 00:00 on 28 March, 2023 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Dr Jayne Gray , Mark Anderson Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £7,113.88 Policy Upgrade sub-total: £6,428.81 Insurance Premium Tax: £7,306.91 Total: £523.39Windscreen Cover Included Protected No Claims Bonus £6,428.81 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|TPBTHXTOZ\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: TPBTHXTOZ Issue Date: 19/07/23 Renewal Date: Tue 07 October, 2025 483881525 Dr Jayne Gray Studio 6 Smith divide East Hugh N9G 5SB Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Tue 07 October, 2025. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 19/07/23. Your Renewal Offer £523.39 Last Year's Premium £3,143.42 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Tue 07 October, 2025 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Dr Jayne Gray \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £523.39 \| Payment Date: Friday 06 December, 2019 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Dr Jayne Gray (FORD MUSTANG - LE962VX) Tue 07 October, 2025 to 28 March, 2023 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£523.39 Your Renewal Offer £523.39 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : diana56@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	TPBTHXTOZ	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	28	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Tue 07 October, 2025	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Donna, Information about your Documents. Policy Number : swyljifjhyp. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) SX17 1KW Jamie Murphy 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Jamie Murphy Policy Number: swyljifjhyp Issue date: 2019-07-19 Address: 74 Hannah path Port Katy L1 1GP Contact number: +44131 4960811Email address: maureenthompson@example.net Vehicle Details: Registration number: SX17 1KW Keeper: Jamie Murphy Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: L1 1GP Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Friday 06 January, 2023 Bonus Protection: Protected To: 00:00 Saturday 12 December, 2020 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Jamie Murphy Policyholder Date of Birth: 10/01/26 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Dr Teresa Morgan Driver Date of Birth: 11/08/25 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: swyljifjhyp This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: SX17 1KW or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Saturday 12 December, 2020 2Name of Policyholder: Jamie Murphy 3Persons or classes of persons entitled to drive: Jamie Murphy, Dr Teresa Morgan All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Friday 06 January, 20236Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Jamie Murphy Policy number: swyljifjhyp Issue date: 2019-07-19 Issued by: AdmiralAddress: 74 Hannah path Port Katy L1 1GP Reason for issue: Renewal Contact number: +44131 4960811Email address: maureenthompson@example.net Vehicle Details: Registration number: SX17 1KW Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: L1 1GP Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Friday 06 January, 2023 Years No Claims Bonus: 14 To: 00:00 on Saturday 12 December, 2020 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Jamie Murphy , Dr Teresa Morgan Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £4,921.87 Policy Upgrade sub-total: £6,704.59 Insurance Premium Tax: £7,597.74 Total: £4,515.45Windscreen Cover Included Protected No Claims Bonus £6,704.59 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|swyljifjhyp\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: swyljifjhyp Issue Date: 2019-07-19 Renewal Date: Friday 06 January, 2023 483881525 Jamie Murphy 74 Hannah path Port Katy L1 1GP Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Friday 06 January, 2023. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 2019-07-19. Your Renewal Offer £4,515.45 Last Year's Premium £8,681.92 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Friday 06 January, 2023 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Jamie Murphy \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £4,515.45 \| Payment Date: 2023-03-18 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Jamie Murphy (FORD MUSTANG - SX17 1KW) Friday 06 January, 2023 to Saturday 12 December, 2020 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£4,515.45 Your Renewal Offer £4,515.45 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : maureenthompson@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	swyljifjhyp	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Saturday	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Friday 06 January, 2023	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Sandra, Information about your Documents. Policy Number : IGDNXUB.SYDPYGFF. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) CW801SF Dr Ann Hughes 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Dr Ann Hughes Policy Number: IGDNXUB.SYDPYGFF Issue date: 16/01/22 Address: 6 Nigel mount Zoeberg M4S 0SA Contact number: +441154960262Email address: xhawkins@example.net Vehicle Details: Registration number: CW801SF Keeper: Dr Ann Hughes Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: M4S 0SA Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Tuesday 31 May, 2022 Bonus Protection: Protected To: 00:00 2022-02-12 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Dr Ann Hughes Policyholder Date of Birth: Monday 22 November, 2021 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Ms Shannon Smart Driver Date of Birth: 22 March, 2024 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: IGDNXUB.SYDPYGFF This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: CW801SF or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 2022-02-12 2Name of Policyholder: Dr Ann Hughes 3Persons or classes of persons entitled to drive: Dr Ann Hughes, Ms Shannon Smart All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Tuesday 31 May, 20226Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Dr Ann Hughes Policy number: IGDNXUB.SYDPYGFF Issue date: 16/01/22 Issued by: AdmiralAddress: 6 Nigel mount Zoeberg M4S 0SA Reason for issue: Renewal Contact number: +441154960262Email address: xhawkins@example.net Vehicle Details: Registration number: CW801SF Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: M4S 0SA Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Tuesday 31 May, 2022 Years No Claims Bonus: 14 To: 00:00 on 2022-02-12 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Dr Ann Hughes , Ms Shannon Smart Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £7,323.83 Policy Upgrade sub-total: £1,513.44 Insurance Premium Tax: £1,027.28 Total: £5,325.89Windscreen Cover Included Protected No Claims Bonus £1,513.44 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|IGDNXUB.SYDPYGFF\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: IGDNXUB.SYDPYGFF Issue Date: 16/01/22 Renewal Date: Tuesday 31 May, 2022 483881525 Dr Ann Hughes 6 Nigel mount Zoeberg M4S 0SA Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Tuesday 31 May, 2022. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 16/01/22. Your Renewal Offer £5,325.89 Last Year's Premium £5,192.32 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Tuesday 31 May, 2022 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Dr Ann Hughes \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £5,325.89 \| Payment Date: 22/09/2021 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Dr Ann Hughes (FORD MUSTANG - CW801SF) Tuesday 31 May, 2022 to 2022-02-12 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£5,325.89 Your Renewal Offer £5,325.89 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : xhawkins@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	IGDNXUB.SYDPYGFF	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	2022-02-12	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Tuesday 31 May, 2022	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Tina, Information about your Documents. Policy Number : FC7.1XJX95FBQQU6. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) DH14 7NY Lorraine Cooke 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Lorraine Cooke Policy Number: FC7.1XJX95FBQQU6 Issue date: 18/07/19 Address: 428 Robinson ridge Lake Richard L6 1SF Contact number: +44(0)1614960043Email address: marshallbeth@example.org Vehicle Details: Registration number: DH14 7NY Keeper: Lorraine Cooke Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: L6 1SF Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 2022-03-14 Bonus Protection: Protected To: 00:00 Monday 25 August, 2025 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Lorraine Cooke Policyholder Date of Birth: 13/03/21 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Caroline Rowe Driver Date of Birth: 17/01/2026 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: FC7.1XJX95FBQQU6 This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: DH14 7NY or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Monday 25 August, 2025 2Name of Policyholder: Lorraine Cooke 3Persons or classes of persons entitled to drive: Lorraine Cooke, Caroline Rowe All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 2022-03-146Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Lorraine Cooke Policy number: FC7.1XJX95FBQQU6 Issue date: 18/07/19 Issued by: AdmiralAddress: 428 Robinson ridge Lake Richard L6 1SF Reason for issue: Renewal Contact number: +44(0)1614960043Email address: marshallbeth@example.org Vehicle Details: Registration number: DH14 7NY Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: L6 1SF Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 2022-03-14 Years No Claims Bonus: 14 To: 00:00 on Monday 25 August, 2025 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Lorraine Cooke , Caroline Rowe Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £9,619.24 Policy Upgrade sub-total: £9,033.45 Insurance Premium Tax: £6,708.85 Total: £5,960.02Windscreen Cover Included Protected No Claims Bonus £9,033.45 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|FC7.1XJX95FBQQU6\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: FC7.1XJX95FBQQU6 Issue Date: 18/07/19 Renewal Date: 2022-03-14 483881525 Lorraine Cooke 428 Robinson ridge Lake Richard L6 1SF Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Miss %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 2022-03-14. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 18/07/19. Your Renewal Offer £5,960.02 Last Year's Premium £3,463.55 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 2022-03-14 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Lorraine Cooke \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £5,960.02 \| Payment Date: 14 March, 2023 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Lorraine Cooke (FORD MUSTANG - DH14 7NY) 2022-03-14 to Monday 25 August, 2025 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£5,960.02 Your Renewal Offer £5,960.02 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : marshallbeth@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	FC7.1XJX95FBQQU6	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Monday	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	2022-03-14	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Victor, Information about your Documents. Policy Number : F/4X./.0NM. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) OP54 8VE Nigel Swift-Rowe 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Nigel Swift-Rowe Policy Number: F/4X./.0NM Issue date: 29/10/2019 Address: Studio 7 Michelle mount South Gregoryfurt AL08 4NT Contact number: (0118)4960970Email address: lsykes@example.com Vehicle Details: Registration number: OP54 8VE Keeper: Nigel Swift-Rowe Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: AL08 4NT Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Fri 20 March, 2020 Bonus Protection: Protected To: 00:00 02 December, 2025 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Nigel Swift-Rowe Policyholder Date of Birth: Monday 27 November, 2023 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Sarah Alexander Driver Date of Birth: Saturday 19 September, 2020 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: F/4X./.0NM This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: OP54 8VE or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 02 December, 2025 2Name of Policyholder: Nigel Swift-Rowe 3Persons or classes of persons entitled to drive: Nigel Swift-Rowe, Sarah Alexander All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Fri 20 March, 20206Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Nigel Swift-Rowe Policy number: F/4X./.0NM Issue date: 29/10/2019 Issued by: AdmiralAddress: Studio 7 Michelle mount South Gregoryfurt AL08 4NT Reason for issue: Renewal Contact number: (0118)4960970Email address: lsykes@example.com Vehicle Details: Registration number: OP54 8VE Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: AL08 4NT Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Fri 20 March, 2020 Years No Claims Bonus: 14 To: 00:00 on 02 December, 2025 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Nigel Swift-Rowe , Sarah Alexander Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £2,228.28 Policy Upgrade sub-total: £6,998.43 Insurance Premium Tax: £6,551.50 Total: £5,665.11Windscreen Cover Included Protected No Claims Bonus £6,998.43 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|F/4X./.0NM\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: F/4X./.0NM Issue Date: 29/10/2019 Renewal Date: Fri 20 March, 2020 483881525 Nigel Swift-Rowe Studio 7 Michelle mount South Gregoryfurt AL08 4NT Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Miss %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Fri 20 March, 2020. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 29/10/2019. Your Renewal Offer £5,665.11 Last Year's Premium £873.19 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Fri 20 March, 2020 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Nigel Swift-Rowe \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £5,665.11 \| Payment Date: Friday 08 August, 2025 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Nigel Swift-Rowe (FORD MUSTANG - OP54 8VE) Fri 20 March, 2020 to 02 December, 2025 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£5,665.11 Your Renewal Offer £5,665.11 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : lsykes@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	F/4X./.0NM	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	02	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Fri 20 March, 2020	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Emma, Information about your Documents. Policy Number : KNE1ES3V4R. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) XA37 0YT Denise Banks 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Denise Banks Policy Number: KNE1ES3V4R Issue date: Tuesday 22 April, 2025 Address: 48 Harper ferry Paynestad N9T 1BN Contact number: +44151 4960421Email address: russellmclean@example.net Vehicle Details: Registration number: XA37 0YT Keeper: Denise Banks Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: N9T 1BN Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Mon 17 May, 2021 Bonus Protection: Protected To: 00:00 Friday 23 December, 2022 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Denise Banks Policyholder Date of Birth: Thursday 15 July, 2021 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Lorraine O'Connor-Morgan Driver Date of Birth: Mon 02 September, 2024 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: KNE1ES3V4R This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: XA37 0YT or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Friday 23 December, 2022 2Name of Policyholder: Denise Banks 3Persons or classes of persons entitled to drive: Denise Banks, Lorraine O'Connor-Morgan All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Mon 17 May, 20216Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Denise Banks Policy number: KNE1ES3V4R Issue date: Tuesday 22 April, 2025 Issued by: AdmiralAddress: 48 Harper ferry Paynestad N9T 1BN Reason for issue: Renewal Contact number: +44151 4960421Email address: russellmclean@example.net Vehicle Details: Registration number: XA37 0YT Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: N9T 1BN Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Mon 17 May, 2021 Years No Claims Bonus: 14 To: 00:00 on Friday 23 December, 2022 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Denise Banks , Lorraine O'Connor-Morgan Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £6,593.27 Policy Upgrade sub-total: £9,986.57 Insurance Premium Tax: £9,822.29 Total: £1,792.26Windscreen Cover Included Protected No Claims Bonus £9,986.57 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|KNE1ES3V4R\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: KNE1ES3V4R Issue Date: Tuesday 22 April, 2025 Renewal Date: Mon 17 May, 2021 483881525 Denise Banks 48 Harper ferry Paynestad N9T 1BN Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Mon 17 May, 2021. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Tuesday 22 April, 2025. Your Renewal Offer £1,792.26 Last Year's Premium £7,385.11 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Mon 17 May, 2021 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Denise Banks \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £1,792.26 \| Payment Date: 28/03/25 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Denise Banks (FORD MUSTANG - XA37 0YT) Mon 17 May, 2021 to Friday 23 December, 2022 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£1,792.26 Your Renewal Offer £1,792.26 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : russellmclean@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	KNE1ES3V4R	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Friday	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Mon 17 May, 2021	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Stewart, Information about your Documents. Policy Number : RVF/4PQ_Z9G83Q. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) KT456JA Darren Nicholson 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Darren Nicholson Policy Number: RVF/4PQ_Z9G83Q Issue date: Wed 08 October, 2025 Address: Flat 35I Malcolm bypass North Marilyn M9S 2NP Contact number: (0117) 4960305Email address: samantha66@example.org Vehicle Details: Registration number: KT456JA Keeper: Darren Nicholson Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: M9S 2NP Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 18 July, 2024 Bonus Protection: Protected To: 00:00 2019-07-30 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Darren Nicholson Policyholder Date of Birth: Sun 16 January, 2022 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Sian Thomas Driver Date of Birth: 2025-04-21 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: RVF/4PQ_Z9G83Q This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: KT456JA or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 2019-07-30 2Name of Policyholder: Darren Nicholson 3Persons or classes of persons entitled to drive: Darren Nicholson, Sian Thomas All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 18 July, 20246Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Darren Nicholson Policy number: RVF/4PQ_Z9G83Q Issue date: Wed 08 October, 2025 Issued by: AdmiralAddress: Flat 35I Malcolm bypass North Marilyn M9S 2NP Reason for issue: Renewal Contact number: (0117) 4960305Email address: samantha66@example.org Vehicle Details: Registration number: KT456JA Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: M9S 2NP Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 18 July, 2024 Years No Claims Bonus: 14 To: 00:00 on 2019-07-30 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Darren Nicholson , Sian Thomas Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £7,138.49 Policy Upgrade sub-total: £1,624.27 Insurance Premium Tax: £3,232.49 Total: £6,331.27Windscreen Cover Included Protected No Claims Bonus £1,624.27 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|RVF/4PQ_Z9G83Q\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: RVF/4PQ_Z9G83Q Issue Date: Wed 08 October, 2025 Renewal Date: 18 July, 2024 483881525 Darren Nicholson Flat 35I Malcolm bypass North Marilyn M9S 2NP Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 18 July, 2024. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Wed 08 October, 2025. Your Renewal Offer £6,331.27 Last Year's Premium £2,455.68 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 18 July, 2024 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Darren Nicholson \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £6,331.27 \| Payment Date: Wed 14 October, 2020 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Darren Nicholson (FORD MUSTANG - KT456JA) 18 July, 2024 to 2019-07-30 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£6,331.27 Your Renewal Offer £6,331.27 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : samantha66@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	RVF/4PQ_Z9G83Q	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	2019-07-30	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	18 July, 2024	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Sara, Information about your Documents. Policy Number : UNGD_ERZOKW.IQASCXQBFZ. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) TN35 5CF Antony Sykes 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Antony Sykes Policy Number: UNGD_ERZOKW.IQASCXQBFZ Issue date: Tue 21 November, 2023 Address: Flat 4 Jones roads South Jackfort CH66 4WL Contact number: 01174960109Email address: xsinclair@example.net Vehicle Details: Registration number: TN35 5CF Keeper: Antony Sykes Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: CH66 4WL Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Sat 15 February, 2020 Bonus Protection: Protected To: 00:00 20 June, 2025 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Antony Sykes Policyholder Date of Birth: 28 August, 2021 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Mrs Charlotte Morris Driver Date of Birth: 29 October, 2020 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: UNGD_ERZOKW.IQASCXQBFZ This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: TN35 5CF or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 20 June, 2025 2Name of Policyholder: Antony Sykes 3Persons or classes of persons entitled to drive: Antony Sykes, Mrs Charlotte Morris All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Sat 15 February, 20206Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Antony Sykes Policy number: UNGD_ERZOKW.IQASCXQBFZ Issue date: Tue 21 November, 2023 Issued by: AdmiralAddress: Flat 4 Jones roads South Jackfort CH66 4WL Reason for issue: Renewal Contact number: 01174960109Email address: xsinclair@example.net Vehicle Details: Registration number: TN35 5CF Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: CH66 4WL Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Sat 15 February, 2020 Years No Claims Bonus: 14 To: 00:00 on 20 June, 2025 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Antony Sykes , Mrs Charlotte Morris Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £1,393.20 Policy Upgrade sub-total: £8,524.06 Insurance Premium Tax: £9,903.48 Total: £3,875.55Windscreen Cover Included Protected No Claims Bonus £8,524.06 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|UNGD_ERZOKW.IQASCXQBFZ\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: UNGD_ERZOKW.IQASCXQBFZ Issue Date: Tue 21 November, 2023 Renewal Date: Sat 15 February, 2020 483881525 Antony Sykes Flat 4 Jones roads South Jackfort CH66 4WL Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Miss %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Sat 15 February, 2020. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Tue 21 November, 2023. Your Renewal Offer £3,875.55 Last Year's Premium £5,339.49 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Sat 15 February, 2020 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Antony Sykes \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £3,875.55 \| Payment Date: 2025-08-14 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Antony Sykes (FORD MUSTANG - TN35 5CF) Sat 15 February, 2020 to 20 June, 2025 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£3,875.55 Your Renewal Offer £3,875.55 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : xsinclair@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	UNGD_ERZOKW.IQASCXQBFZ	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	20	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Sat 15 February, 2020	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Louis, Information about your Documents. Policy Number : f_l-up.eriyxw. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) KV057FV Ben Hooper 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Ben Hooper Policy Number: f_l-up.eriyxw Issue date: Sun 26 November, 2023 Address: Studio 50F Thompson forest Rogerborough N0D 6NY Contact number: 0117 4960636Email address: heathermills@example.net Vehicle Details: Registration number: KV057FV Keeper: Ben Hooper Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: N0D 6NY Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Thu 09 January, 2025 Bonus Protection: Protected To: 00:00 12 July, 2020 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Ben Hooper Policyholder Date of Birth: 2023-11-06 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Bethan Bailey Driver Date of Birth: 09/03/2020 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: f_l-up.eriyxw This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: KV057FV or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 12 July, 2020 2Name of Policyholder: Ben Hooper 3Persons or classes of persons entitled to drive: Ben Hooper, Bethan Bailey All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Thu 09 January, 20256Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Ben Hooper Policy number: f_l-up.eriyxw Issue date: Sun 26 November, 2023 Issued by: AdmiralAddress: Studio 50F Thompson forest Rogerborough N0D 6NY Reason for issue: Renewal Contact number: 0117 4960636Email address: heathermills@example.net Vehicle Details: Registration number: KV057FV Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: N0D 6NY Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Thu 09 January, 2025 Years No Claims Bonus: 14 To: 00:00 on 12 July, 2020 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Ben Hooper , Bethan Bailey Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £2,446.16 Policy Upgrade sub-total: £9,684.78 Insurance Premium Tax: £6,630.82 Total: £2,197.20Windscreen Cover Included Protected No Claims Bonus £9,684.78 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|f_l-up.eriyxw\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: f_l-up.eriyxw Issue Date: Sun 26 November, 2023 Renewal Date: Thu 09 January, 2025 483881525 Ben Hooper Studio 50F Thompson forest Rogerborough N0D 6NY Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Thu 09 January, 2025. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Sun 26 November, 2023. Your Renewal Offer £2,197.20 Last Year's Premium £9,737.81 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Thu 09 January, 2025 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Ben Hooper \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £2,197.20 \| Payment Date: Tuesday 16 February, 2021 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Ben Hooper (FORD MUSTANG - KV057FV) Thu 09 January, 2025 to 12 July, 2020 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£2,197.20 Your Renewal Offer £2,197.20 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : heathermills@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	f_l-up.eriyxw	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	12	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Thu 09 January, 2025	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Cameron, Information about your Documents. Policy Number : JK_N/ZY..RQ-VCZOL. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) MX900GK Patrick Farmer 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Patrick Farmer Policy Number: JK_N/ZY..RQ-VCZOL Issue date: 08/11/2019 Address: 34 Griffiths hills North Hayleyland L1E 3YU Contact number: 02074960884Email address: kaurholly@example.org Vehicle Details: Registration number: MX900GK Keeper: Patrick Farmer Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: L1E 3YU Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Sunday 22 November, 2020 Bonus Protection: Protected To: 00:00 Fri 24 January, 2025 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Patrick Farmer Policyholder Date of Birth: 01/10/22 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Mr Danny White Driver Date of Birth: 06/04/24 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: JK_N/ZY..RQ-VCZOL This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: MX900GK or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Fri 24 January, 2025 2Name of Policyholder: Patrick Farmer 3Persons or classes of persons entitled to drive: Patrick Farmer, Mr Danny White All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Sunday 22 November, 20206Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Patrick Farmer Policy number: JK_N/ZY..RQ-VCZOL Issue date: 08/11/2019 Issued by: AdmiralAddress: 34 Griffiths hills North Hayleyland L1E 3YU Reason for issue: Renewal Contact number: 02074960884Email address: kaurholly@example.org Vehicle Details: Registration number: MX900GK Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: L1E 3YU Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Sunday 22 November, 2020 Years No Claims Bonus: 14 To: 00:00 on Fri 24 January, 2025 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Patrick Farmer , Mr Danny White Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £4,949.68 Policy Upgrade sub-total: £3,786.85 Insurance Premium Tax: £9,543.02 Total: £8,319.30Windscreen Cover Included Protected No Claims Bonus £3,786.85 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|JK_N/ZY..RQ-VCZOL\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: JK_N/ZY..RQ-VCZOL Issue Date: 08/11/2019 Renewal Date: Sunday 22 November, 2020 483881525 Patrick Farmer 34 Griffiths hills North Hayleyland L1E 3YU Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Miss %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Sunday 22 November, 2020. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 08/11/2019. Your Renewal Offer £8,319.30 Last Year's Premium £1,048.47 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Sunday 22 November, 2020 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Patrick Farmer \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £8,319.30 \| Payment Date: 2025-01-20 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Patrick Farmer (FORD MUSTANG - MX900GK) Sunday 22 November, 2020 to Fri 24 January, 2025 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£8,319.30 Your Renewal Offer £8,319.30 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : kaurholly@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	JK_N/ZY..RQ-VCZOL	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Fri	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Sunday 22 November, 2020	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Ricky, Information about your Documents. Policy Number : WZI/RJE2/OFM. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) WX762BR Ms Sophie Jenkins 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Ms Sophie Jenkins Policy Number: WZI/RJE2/OFM Issue date: Friday 28 January, 2022 Address: Flat 85 Elaine station East Katherine UB1M 6ZJ Contact number: +44114 496 0923Email address: abdul06@example.com Vehicle Details: Registration number: WX762BR Keeper: Ms Sophie Jenkins Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: UB1M 6ZJ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Wed 10 July, 2024 Bonus Protection: Protected To: 00:00 Thu 22 August, 2024 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Ms Sophie Jenkins Policyholder Date of Birth: 19/01/22 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Helen Welch Driver Date of Birth: 07 December, 2024 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: WZI/RJE2/OFM This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: WX762BR or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Thu 22 August, 2024 2Name of Policyholder: Ms Sophie Jenkins 3Persons or classes of persons entitled to drive: Ms Sophie Jenkins, Helen Welch All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Wed 10 July, 20246Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Ms Sophie Jenkins Policy number: WZI/RJE2/OFM Issue date: Friday 28 January, 2022 Issued by: AdmiralAddress: Flat 85 Elaine station East Katherine UB1M 6ZJ Reason for issue: Renewal Contact number: +44114 496 0923Email address: abdul06@example.com Vehicle Details: Registration number: WX762BR Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: UB1M 6ZJ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Wed 10 July, 2024 Years No Claims Bonus: 14 To: 00:00 on Thu 22 August, 2024 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Ms Sophie Jenkins , Helen Welch Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £4,754.26 Policy Upgrade sub-total: £5,938.14 Insurance Premium Tax: £5,871.93 Total: £768.88Windscreen Cover Included Protected No Claims Bonus £5,938.14 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|WZI/RJE2/OFM\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: WZI/RJE2/OFM Issue Date: Friday 28 January, 2022 Renewal Date: Wed 10 July, 2024 483881525 Ms Sophie Jenkins Flat 85 Elaine station East Katherine UB1M 6ZJ Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mrs %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Wed 10 July, 2024. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Friday 28 January, 2022. Your Renewal Offer £768.88 Last Year's Premium £6,023.48 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Wed 10 July, 2024 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Ms Sophie Jenkins \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £768.88 \| Payment Date: Sat 26 September, 2020 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Ms Sophie Jenkins (FORD MUSTANG - WX762BR) Wed 10 July, 2024 to Thu 22 August, 2024 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£768.88 Your Renewal Offer £768.88 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : abdul06@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	WZI/RJE2/OFM	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Thu	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Wed 10 July, 2024	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Debra, Information about your Documents. Policy Number : pimeutqngpjucmlls. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) KJ685CH Ms Jodie Clarke 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Ms Jodie Clarke Policy Number: pimeutqngpjucmlls Issue date: 03/08/21 Address: 70 Gordon stravenue West Craigfort L47 7UL Contact number: 0191 4960363Email address: gardnerjulie@example.com Vehicle Details: Registration number: KJ685CH Keeper: Ms Jodie Clarke Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: L47 7UL Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 16/01/2021 Bonus Protection: Protected To: 00:00 2024-04-07 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Ms Jodie Clarke Policyholder Date of Birth: 11/04/2025 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Dr Brett Smith Driver Date of Birth: 04 February, 2021 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: pimeutqngpjucmlls This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: KJ685CH or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 2024-04-07 2Name of Policyholder: Ms Jodie Clarke 3Persons or classes of persons entitled to drive: Ms Jodie Clarke, Dr Brett Smith All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 16/01/20216Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Ms Jodie Clarke Policy number: pimeutqngpjucmlls Issue date: 03/08/21 Issued by: AdmiralAddress: 70 Gordon stravenue West Craigfort L47 7UL Reason for issue: Renewal Contact number: 0191 4960363Email address: gardnerjulie@example.com Vehicle Details: Registration number: KJ685CH Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: L47 7UL Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 16/01/2021 Years No Claims Bonus: 14 To: 00:00 on 2024-04-07 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Ms Jodie Clarke , Dr Brett Smith Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £1,818.69 Policy Upgrade sub-total: £1,856.96 Insurance Premium Tax: £5,277.68 Total: £7,678.56Windscreen Cover Included Protected No Claims Bonus £1,856.96 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|pimeutqngpjucmlls\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: pimeutqngpjucmlls Issue Date: 03/08/21 Renewal Date: 16/01/2021 483881525 Ms Jodie Clarke 70 Gordon stravenue West Craigfort L47 7UL Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 16/01/2021. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 03/08/21. Your Renewal Offer £7,678.56 Last Year's Premium £8,765.40 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 16/01/2021 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Ms Jodie Clarke \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £7,678.56 \| Payment Date: 21/03/25 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Ms Jodie Clarke (FORD MUSTANG - KJ685CH) 16/01/2021 to 2024-04-07 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£7,678.56 Your Renewal Offer £7,678.56 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : gardnerjulie@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	pimeutqngpjucmlls	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	2024-04-07	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	16/01/2021	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Victor, Information about your Documents. Policy Number : 8B/TGB9HV6ZJ45TUX8. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) ST098HJ Mr Simon Field 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Mr Simon Field Policy Number: 8B/TGB9HV6ZJ45TUX8 Issue date: 19 April, 2021 Address: Flat 74 Edwards passage Alexandraside NE1V 0AE Contact number: 01184960498Email address: julia28@example.net Vehicle Details: Registration number: ST098HJ Keeper: Mr Simon Field Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: NE1V 0AE Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Friday 13 October, 2023 Bonus Protection: Protected To: 00:00 07/09/19 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Mr Simon Field Policyholder Date of Birth: 07/10/2023 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Miss Gillian Bennett Driver Date of Birth: 28/06/20 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 8B/TGB9HV6ZJ45TUX8 This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: ST098HJ or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 07/09/19 2Name of Policyholder: Mr Simon Field 3Persons or classes of persons entitled to drive: Mr Simon Field, Miss Gillian Bennett All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Friday 13 October, 20236Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Mr Simon Field Policy number: 8B/TGB9HV6ZJ45TUX8 Issue date: 19 April, 2021 Issued by: AdmiralAddress: Flat 74 Edwards passage Alexandraside NE1V 0AE Reason for issue: Renewal Contact number: 01184960498Email address: julia28@example.net Vehicle Details: Registration number: ST098HJ Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: NE1V 0AE Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Friday 13 October, 2023 Years No Claims Bonus: 14 To: 00:00 on 07/09/19 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Mr Simon Field , Miss Gillian Bennett Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £5,668.82 Policy Upgrade sub-total: £3,511.79 Insurance Premium Tax: £3,092.25 Total: £8,017.01Windscreen Cover Included Protected No Claims Bonus £3,511.79 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|8B/TGB9HV6ZJ45TUX8\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 8B/TGB9HV6ZJ45TUX8 Issue Date: 19 April, 2021 Renewal Date: Friday 13 October, 2023 483881525 Mr Simon Field Flat 74 Edwards passage Alexandraside NE1V 0AE Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Friday 13 October, 2023. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 19 April, 2021. Your Renewal Offer £8,017.01 Last Year's Premium £9,050.44 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Friday 13 October, 2023 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Mr Simon Field \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £8,017.01 \| Payment Date: 2023-01-08 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Mr Simon Field (FORD MUSTANG - ST098HJ) Friday 13 October, 2023 to 07/09/19 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£8,017.01 Your Renewal Offer £8,017.01 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : julia28@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	8B/TGB9HV6ZJ45TUX8	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	07/09/19	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Friday 13 October, 2023	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Vincent, Information about your Documents. Policy Number : SSPAO0CF_PO/AI. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) RO272NN Albert Patterson-Hardy 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Albert Patterson-Hardy Policy Number: SSPAO0CF_PO/AI Issue date: 2024-02-18 Address: 1 Debra cape Ericside SE1P 3BN Contact number: (0116)4960982Email address: christineprice@example.net Vehicle Details: Registration number: RO272NN Keeper: Albert Patterson-Hardy Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: SE1P 3BN Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Wednesday 18 December, 2019 Bonus Protection: Protected To: 00:00 Sat 06 April, 2019 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Albert Patterson-Hardy Policyholder Date of Birth: 2020-01-23 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Mrs Margaret Harvey Driver Date of Birth: 2020-07-27 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: SSPAO0CF_PO/AI This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: RO272NN or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Sat 06 April, 2019 2Name of Policyholder: Albert Patterson-Hardy 3Persons or classes of persons entitled to drive: Albert Patterson-Hardy, Mrs Margaret Harvey All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Wednesday 18 December, 20196Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Albert Patterson-Hardy Policy number: SSPAO0CF_PO/AI Issue date: 2024-02-18 Issued by: AdmiralAddress: 1 Debra cape Ericside SE1P 3BN Reason for issue: Renewal Contact number: (0116)4960982Email address: christineprice@example.net Vehicle Details: Registration number: RO272NN Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: SE1P 3BN Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Wednesday 18 December, 2019 Years No Claims Bonus: 14 To: 00:00 on Sat 06 April, 2019 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Albert Patterson-Hardy , Mrs Margaret Harvey Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £2,719.60 Policy Upgrade sub-total: £6,116.42 Insurance Premium Tax: £1,331.06 Total: £147.56Windscreen Cover Included Protected No Claims Bonus £6,116.42 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|SSPAO0CF_PO/AI\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: SSPAO0CF_PO/AI Issue Date: 2024-02-18 Renewal Date: Wednesday 18 December, 2019 483881525 Albert Patterson-Hardy 1 Debra cape Ericside SE1P 3BN Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Wednesday 18 December, 2019. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 2024-02-18. Your Renewal Offer £147.56 Last Year's Premium £3,660.13 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Wednesday 18 December, 2019 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Albert Patterson-Hardy \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £147.56 \| Payment Date: Mon 13 April, 2020 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Albert Patterson-Hardy (FORD MUSTANG - RO272NN) Wednesday 18 December, 2019 to Sat 06 April, 2019 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£147.56 Your Renewal Offer £147.56 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : christineprice@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	SSPAO0CF_PO/AI	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Sat	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Wednesday 18 December, 2019	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Ross, Information about your Documents. Policy Number : imvf.n-g. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) FJ003ND Dr Frank Powell 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Dr Frank Powell Policy Number: imvf.n-g Issue date: 28/03/2020 Address: 09 Wilson burgs South Leah M19 5HS Contact number: (028) 9018877Email address: michelle87@example.com Vehicle Details: Registration number: FJ003ND Keeper: Dr Frank Powell Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: M19 5HS Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 08/09/20 Bonus Protection: Protected To: 00:00 Thu 11 September, 2025 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Dr Frank Powell Policyholder Date of Birth: 09 August, 2022 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Dr Nigel Stephenson Driver Date of Birth: Sat 16 March, 2024 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: imvf.n-g This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: FJ003ND or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Thu 11 September, 2025 2Name of Policyholder: Dr Frank Powell 3Persons or classes of persons entitled to drive: Dr Frank Powell, Dr Nigel Stephenson All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 08/09/206Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Dr Frank Powell Policy number: imvf.n-g Issue date: 28/03/2020 Issued by: AdmiralAddress: 09 Wilson burgs South Leah M19 5HS Reason for issue: Renewal Contact number: (028) 9018877Email address: michelle87@example.com Vehicle Details: Registration number: FJ003ND Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: M19 5HS Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 08/09/20 Years No Claims Bonus: 14 To: 00:00 on Thu 11 September, 2025 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Dr Frank Powell , Dr Nigel Stephenson Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £2,160.49 Policy Upgrade sub-total: £9,282.77 Insurance Premium Tax: £1,789.38 Total: £4,470.11Windscreen Cover Included Protected No Claims Bonus £9,282.77 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|imvf.n-g\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: imvf.n-g Issue Date: 28/03/2020 Renewal Date: 08/09/20 483881525 Dr Frank Powell 09 Wilson burgs South Leah M19 5HS Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 08/09/20. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 28/03/2020. Your Renewal Offer £4,470.11 Last Year's Premium £144.15 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 08/09/20 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Dr Frank Powell \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £4,470.11 \| Payment Date: 11/02/2026 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Dr Frank Powell (FORD MUSTANG - FJ003ND) 08/09/20 to Thu 11 September, 2025 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£4,470.11 Your Renewal Offer £4,470.11 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : michelle87@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	imvf.n-g	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Thu	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	08/09/20	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Dawn, Information about your Documents. Policy Number : ZKGCXQOYB. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) LR415BE Dr Gemma Bradshaw 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Dr Gemma Bradshaw Policy Number: ZKGCXQOYB Issue date: 2021-02-13 Address: 84 Hugh prairie Farmerville B60 2GE Contact number: +441174960969Email address: guy48@example.com Vehicle Details: Registration number: LR415BE Keeper: Dr Gemma Bradshaw Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: B60 2GE Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 22 February, 2025 Bonus Protection: Protected To: 00:00 09 February, 2022 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Dr Gemma Bradshaw Policyholder Date of Birth: 2024-07-08 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Dr Adam Lawrence Driver Date of Birth: Monday 03 November, 2025 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: ZKGCXQOYB This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: LR415BE or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 09 February, 2022 2Name of Policyholder: Dr Gemma Bradshaw 3Persons or classes of persons entitled to drive: Dr Gemma Bradshaw, Dr Adam Lawrence All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 22 February, 20256Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Dr Gemma Bradshaw Policy number: ZKGCXQOYB Issue date: 2021-02-13 Issued by: AdmiralAddress: 84 Hugh prairie Farmerville B60 2GE Reason for issue: Renewal Contact number: +441174960969Email address: guy48@example.com Vehicle Details: Registration number: LR415BE Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: B60 2GE Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 22 February, 2025 Years No Claims Bonus: 14 To: 00:00 on 09 February, 2022 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Dr Gemma Bradshaw , Dr Adam Lawrence Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £7,244.18 Policy Upgrade sub-total: £4,361.12 Insurance Premium Tax: £6,335.59 Total: £1,600.45Windscreen Cover Included Protected No Claims Bonus £4,361.12 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|ZKGCXQOYB\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: ZKGCXQOYB Issue Date: 2021-02-13 Renewal Date: 22 February, 2025 483881525 Dr Gemma Bradshaw 84 Hugh prairie Farmerville B60 2GE Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 22 February, 2025. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 2021-02-13. Your Renewal Offer £1,600.45 Last Year's Premium £2,064.96 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 22 February, 2025 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Dr Gemma Bradshaw \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £1,600.45 \| Payment Date: 28/08/25 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Dr Gemma Bradshaw (FORD MUSTANG - LR415BE) 22 February, 2025 to 09 February, 2022 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£1,600.45 Your Renewal Offer £1,600.45 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : guy48@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	ZKGCXQOYB	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	09	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	22 February, 2025	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Pauline, Information about your Documents. Policy Number : H7PBM.B6/_/F-4ZOFNHS18D. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) AD170GB Joanna Adams-Roberts 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Joanna Adams-Roberts Policy Number: H7PBM.B6/_/F-4ZOFNHS18D Issue date: 25/02/2024 Address: Studio 66m Walters falls Paulamouth IM4N 7FT Contact number: (020) 74960475Email address: nsmith@example.org Vehicle Details: Registration number: AD170GB Keeper: Joanna Adams-Roberts Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: IM4N 7FT Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Wednesday 19 May, 2021 Bonus Protection: Protected To: 00:00 Thu 17 March, 2022 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Joanna Adams-Roberts Policyholder Date of Birth: Sun 23 October, 2022 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Dr Denis Cole Driver Date of Birth: 2019-06-26 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: H7PBM.B6/_/F-4ZOFNHS18D This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: AD170GB or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Thu 17 March, 2022 2Name of Policyholder: Joanna Adams-Roberts 3Persons or classes of persons entitled to drive: Joanna Adams-Roberts, Dr Denis Cole All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Wednesday 19 May, 20216Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Joanna Adams-Roberts Policy number: H7PBM.B6/_/F-4ZOFNHS18D Issue date: 25/02/2024 Issued by: AdmiralAddress: Studio 66m Walters falls Paulamouth IM4N 7FT Reason for issue: Renewal Contact number: (020) 74960475Email address: nsmith@example.org Vehicle Details: Registration number: AD170GB Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: IM4N 7FT Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Wednesday 19 May, 2021 Years No Claims Bonus: 14 To: 00:00 on Thu 17 March, 2022 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Joanna Adams-Roberts , Dr Denis Cole Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £4,827.32 Policy Upgrade sub-total: £1,294.78 Insurance Premium Tax: £5,650.80 Total: £9,017.98Windscreen Cover Included Protected No Claims Bonus £1,294.78 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|H7PBM.B6/_/F-4ZOFNHS18D\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: H7PBM.B6/_/F-4ZOFNHS18D Issue Date: 25/02/2024 Renewal Date: Wednesday 19 May, 2021 483881525 Joanna Adams-Roberts Studio 66m Walters falls Paulamouth IM4N 7FT Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Wednesday 19 May, 2021. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 25/02/2024. Your Renewal Offer £9,017.98 Last Year's Premium £6,582.17 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Wednesday 19 May, 2021 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Joanna Adams-Roberts \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £9,017.98 \| Payment Date: Sun 31 December, 2023 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Joanna Adams-Roberts (FORD MUSTANG - AD170GB) Wednesday 19 May, 2021 to Thu 17 March, 2022 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£9,017.98 Your Renewal Offer £9,017.98 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : nsmith@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	H7PBM.B6/_/F-4ZOFNHS18D	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Thu	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Wednesday 19 May, 2021	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Terence, Information about your Documents. Policy Number : J87FJLIGC0M64UY80OH. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) AX671DA Amber Palmer 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Amber Palmer Policy Number: J87FJLIGC0M64UY80OH Issue date: 2020-03-05 Address: Flat 83 Lesley pine Parkinsonmouth DA4 5WX Contact number: +44116 496 0393Email address: gregory96@example.net Vehicle Details: Registration number: AX671DA Keeper: Amber Palmer Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: DA4 5WX Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 27 September, 2019 Bonus Protection: Protected To: 00:00 Mon 04 July, 2022 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Amber Palmer Policyholder Date of Birth: 24/09/22 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Jemma West-Wright Driver Date of Birth: 28 December, 2019 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: J87FJLIGC0M64UY80OH This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: AX671DA or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Mon 04 July, 2022 2Name of Policyholder: Amber Palmer 3Persons or classes of persons entitled to drive: Amber Palmer, Jemma West-Wright All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 27 September, 20196Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Amber Palmer Policy number: J87FJLIGC0M64UY80OH Issue date: 2020-03-05 Issued by: AdmiralAddress: Flat 83 Lesley pine Parkinsonmouth DA4 5WX Reason for issue: Renewal Contact number: +44116 496 0393Email address: gregory96@example.net Vehicle Details: Registration number: AX671DA Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: DA4 5WX Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 27 September, 2019 Years No Claims Bonus: 14 To: 00:00 on Mon 04 July, 2022 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Amber Palmer , Jemma West-Wright Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £6,824.75 Policy Upgrade sub-total: £840.37 Insurance Premium Tax: £809.98 Total: £12.92Windscreen Cover Included Protected No Claims Bonus £840.37 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|J87FJLIGC0M64UY80OH\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: J87FJLIGC0M64UY80OH Issue Date: 2020-03-05 Renewal Date: 27 September, 2019 483881525 Amber Palmer Flat 83 Lesley pine Parkinsonmouth DA4 5WX Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mrs %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 27 September, 2019. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 2020-03-05. Your Renewal Offer £12.92 Last Year's Premium £505.59 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 27 September, 2019 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Amber Palmer \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £12.92 \| Payment Date: 2023-08-27 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Amber Palmer (FORD MUSTANG - AX671DA) 27 September, 2019 to Mon 04 July, 2022 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£12.92 Your Renewal Offer £12.92 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : gregory96@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	J87FJLIGC0M64UY80OH	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Mon	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	27 September, 2019	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Tony, Information about your Documents. Policy Number : ZYJNDHBTRKPT8J. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) NL56 0RE Marcus Lees 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Marcus Lees Policy Number: ZYJNDHBTRKPT8J Issue date: 27/12/25 Address: 20 Jay trace Lake Bryanmouth WV3 9SS Contact number: +441614960952Email address: raymond20@example.net Vehicle Details: Registration number: NL56 0RE Keeper: Marcus Lees Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: WV3 9SS Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 10/01/20 Bonus Protection: Protected To: 00:00 25/12/2022 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Marcus Lees Policyholder Date of Birth: 17/06/2024 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Ms Natasha Hayes Driver Date of Birth: 2024-05-30 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: ZYJNDHBTRKPT8J This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: NL56 0RE or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 25/12/2022 2Name of Policyholder: Marcus Lees 3Persons or classes of persons entitled to drive: Marcus Lees, Ms Natasha Hayes All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 10/01/206Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Marcus Lees Policy number: ZYJNDHBTRKPT8J Issue date: 27/12/25 Issued by: AdmiralAddress: 20 Jay trace Lake Bryanmouth WV3 9SS Reason for issue: Renewal Contact number: +441614960952Email address: raymond20@example.net Vehicle Details: Registration number: NL56 0RE Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: WV3 9SS Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 10/01/20 Years No Claims Bonus: 14 To: 00:00 on 25/12/2022 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Marcus Lees , Ms Natasha Hayes Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £59.06 Policy Upgrade sub-total: £4,095.74 Insurance Premium Tax: £3,695.94 Total: £4,866.66Windscreen Cover Included Protected No Claims Bonus £4,095.74 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|ZYJNDHBTRKPT8J\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: ZYJNDHBTRKPT8J Issue Date: 27/12/25 Renewal Date: 10/01/20 483881525 Marcus Lees 20 Jay trace Lake Bryanmouth WV3 9SS Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 10/01/20. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 27/12/25. Your Renewal Offer £4,866.66 Last Year's Premium £6,048.25 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 10/01/20 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Marcus Lees \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £4,866.66 \| Payment Date: 25/11/23 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Marcus Lees (FORD MUSTANG - NL56 0RE) 10/01/20 to 25/12/2022 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£4,866.66 Your Renewal Offer £4,866.66 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : raymond20@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	ZYJNDHBTRKPT8J	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	25/12/2022	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	10/01/20	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Donald, Information about your Documents. Policy Number : UYMUVVR.RE.DJ. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) YP39 7NG Chelsea Smith 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Chelsea Smith Policy Number: UYMUVVR.RE.DJ Issue date: 07/08/2023 Address: 80 Heath roads Victorberg L0C 6YL Contact number: (020) 7496 0478Email address: dtaylor@example.net Vehicle Details: Registration number: YP39 7NG Keeper: Chelsea Smith Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: L0C 6YL Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Wed 22 September, 2021 Bonus Protection: Protected To: 00:00 2020-07-12 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Chelsea Smith Policyholder Date of Birth: 02/10/2024 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Paige Howe Driver Date of Birth: 08/06/23 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: UYMUVVR.RE.DJ This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: YP39 7NG or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 2020-07-12 2Name of Policyholder: Chelsea Smith 3Persons or classes of persons entitled to drive: Chelsea Smith, Paige Howe All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Wed 22 September, 20216Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Chelsea Smith Policy number: UYMUVVR.RE.DJ Issue date: 07/08/2023 Issued by: AdmiralAddress: 80 Heath roads Victorberg L0C 6YL Reason for issue: Renewal Contact number: (020) 7496 0478Email address: dtaylor@example.net Vehicle Details: Registration number: YP39 7NG Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: L0C 6YL Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Wed 22 September, 2021 Years No Claims Bonus: 14 To: 00:00 on 2020-07-12 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Chelsea Smith , Paige Howe Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £1,783.92 Policy Upgrade sub-total: £117.63 Insurance Premium Tax: £4,384.82 Total: £7,829.99Windscreen Cover Included Protected No Claims Bonus £117.63 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|UYMUVVR.RE.DJ\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: UYMUVVR.RE.DJ Issue Date: 07/08/2023 Renewal Date: Wed 22 September, 2021 483881525 Chelsea Smith 80 Heath roads Victorberg L0C 6YL Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Wed 22 September, 2021. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 07/08/2023. Your Renewal Offer £7,829.99 Last Year's Premium £9,439.00 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Wed 22 September, 2021 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Chelsea Smith \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £7,829.99 \| Payment Date: 2021-12-19 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Chelsea Smith (FORD MUSTANG - YP39 7NG) Wed 22 September, 2021 to 2020-07-12 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£7,829.99 Your Renewal Offer £7,829.99 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : dtaylor@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	UYMUVVR.RE.DJ	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	2020-07-12	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Wed 22 September, 2021	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Sara, Information about your Documents. Policy Number : VWCOZJGCSG-LJLX/QJPLL. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) AB16 1ZK Dr Stewart Mason 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Dr Stewart Mason Policy Number: VWCOZJGCSG-LJLX/QJPLL Issue date: Wed 18 January, 2023 Address: Studio 42 Hamilton well Port Dennis GU4 9DX Contact number: 0161 4960634Email address: cdavies@example.com Vehicle Details: Registration number: AB16 1ZK Keeper: Dr Stewart Mason Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: GU4 9DX Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 29/03/2019 Bonus Protection: Protected To: 00:00 29/03/2021 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Dr Stewart Mason Policyholder Date of Birth: Tue 21 December, 2021 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Mr Marc Dobson Driver Date of Birth: Mon 15 September, 2025 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: VWCOZJGCSG-LJLX/QJPLL This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: AB16 1ZK or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 29/03/2021 2Name of Policyholder: Dr Stewart Mason 3Persons or classes of persons entitled to drive: Dr Stewart Mason, Mr Marc Dobson All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 29/03/20196Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Dr Stewart Mason Policy number: VWCOZJGCSG-LJLX/QJPLL Issue date: Wed 18 January, 2023 Issued by: AdmiralAddress: Studio 42 Hamilton well Port Dennis GU4 9DX Reason for issue: Renewal Contact number: 0161 4960634Email address: cdavies@example.com Vehicle Details: Registration number: AB16 1ZK Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: GU4 9DX Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 29/03/2019 Years No Claims Bonus: 14 To: 00:00 on 29/03/2021 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Dr Stewart Mason , Mr Marc Dobson Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £5,614.35 Policy Upgrade sub-total: £7,429.27 Insurance Premium Tax: £5,985.23 Total: £7,175.87Windscreen Cover Included Protected No Claims Bonus £7,429.27 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|VWCOZJGCSG-LJLX/QJPLL\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: VWCOZJGCSG-LJLX/QJPLL Issue Date: Wed 18 January, 2023 Renewal Date: 29/03/2019 483881525 Dr Stewart Mason Studio 42 Hamilton well Port Dennis GU4 9DX Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 29/03/2019. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Wed 18 January, 2023. Your Renewal Offer £7,175.87 Last Year's Premium £2,397.05 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 29/03/2019 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Dr Stewart Mason \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £7,175.87 \| Payment Date: 2021-05-01 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Dr Stewart Mason (FORD MUSTANG - AB16 1ZK) 29/03/2019 to 29/03/2021 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£7,175.87 Your Renewal Offer £7,175.87 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : cdavies@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	VWCOZJGCSG-LJLX/QJPLL	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	29/03/2021	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	29/03/2019	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Christopher, Information about your Documents. Policy Number : cfa.gpw. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) OO949LU Dominic Newton 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Dominic Newton Policy Number: cfa.gpw Issue date: Wednesday 10 May, 2023 Address: Studio 07N James stravenue East Jayne LE4V 1QP Contact number: 0191 498 0547Email address: pugheleanor@example.org Vehicle Details: Registration number: OO949LU Keeper: Dominic Newton Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: LE4V 1QP Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 09 April, 2019 Bonus Protection: Protected To: 00:00 29 July, 2024 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Dominic Newton Policyholder Date of Birth: 23 May, 2024 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Dr Vanessa Hodgson Driver Date of Birth: 01/02/22 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: cfa.gpw This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: OO949LU or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 29 July, 2024 2Name of Policyholder: Dominic Newton 3Persons or classes of persons entitled to drive: Dominic Newton, Dr Vanessa Hodgson All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 09 April, 20196Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Dominic Newton Policy number: cfa.gpw Issue date: Wednesday 10 May, 2023 Issued by: AdmiralAddress: Studio 07N James stravenue East Jayne LE4V 1QP Reason for issue: Renewal Contact number: 0191 498 0547Email address: pugheleanor@example.org Vehicle Details: Registration number: OO949LU Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: LE4V 1QP Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 09 April, 2019 Years No Claims Bonus: 14 To: 00:00 on 29 July, 2024 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Dominic Newton , Dr Vanessa Hodgson Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £8,753.50 Policy Upgrade sub-total: £9,902.15 Insurance Premium Tax: £5,644.91 Total: £8,059.65Windscreen Cover Included Protected No Claims Bonus £9,902.15 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|cfa.gpw\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: cfa.gpw Issue Date: Wednesday 10 May, 2023 Renewal Date: 09 April, 2019 483881525 Dominic Newton Studio 07N James stravenue East Jayne LE4V 1QP Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 09 April, 2019. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Wednesday 10 May, 2023. Your Renewal Offer £8,059.65 Last Year's Premium £430.09 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 09 April, 2019 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Dominic Newton \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £8,059.65 \| Payment Date: 28/09/2021 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Dominic Newton (FORD MUSTANG - OO949LU) 09 April, 2019 to 29 July, 2024 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£8,059.65 Your Renewal Offer £8,059.65 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : pugheleanor@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	cfa.gpw	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	29	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	09 April, 2019	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Ashleigh, Information about your Documents. Policy Number : CE_EUHPWL.GB/OVZFR. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) XW71 2SS Mr Glenn Storey 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Mr Glenn Storey Policy Number: CE_EUHPWL.GB/OVZFR Issue date: 29/10/2020 Address: Flat 95 Nixon via East Nigel BH1 9GS Contact number: 028 9018 0636Email address: evanscharlene@example.net Vehicle Details: Registration number: XW71 2SS Keeper: Mr Glenn Storey Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: BH1 9GS Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 15/03/2019 Bonus Protection: Protected To: 00:00 21/08/21 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Mr Glenn Storey Policyholder Date of Birth: Tuesday 18 January, 2022 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Phillip Spencer-James Driver Date of Birth: 16 January, 2023 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: CE_EUHPWL.GB/OVZFR This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: XW71 2SS or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 21/08/21 2Name of Policyholder: Mr Glenn Storey 3Persons or classes of persons entitled to drive: Mr Glenn Storey, Phillip Spencer-James All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 15/03/20196Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Mr Glenn Storey Policy number: CE_EUHPWL.GB/OVZFR Issue date: 29/10/2020 Issued by: AdmiralAddress: Flat 95 Nixon via East Nigel BH1 9GS Reason for issue: Renewal Contact number: 028 9018 0636Email address: evanscharlene@example.net Vehicle Details: Registration number: XW71 2SS Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: BH1 9GS Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 15/03/2019 Years No Claims Bonus: 14 To: 00:00 on 21/08/21 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Mr Glenn Storey , Phillip Spencer-James Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £8,623.63 Policy Upgrade sub-total: £5,716.33 Insurance Premium Tax: £1,586.98 Total: £6,932.26Windscreen Cover Included Protected No Claims Bonus £5,716.33 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|CE_EUHPWL.GB/OVZFR\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: CE_EUHPWL.GB/OVZFR Issue Date: 29/10/2020 Renewal Date: 15/03/2019 483881525 Mr Glenn Storey Flat 95 Nixon via East Nigel BH1 9GS Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 15/03/2019. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 29/10/2020. Your Renewal Offer £6,932.26 Last Year's Premium £9,505.83 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 15/03/2019 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Mr Glenn Storey \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £6,932.26 \| Payment Date: Sat 31 May, 2025 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Mr Glenn Storey (FORD MUSTANG - XW71 2SS) 15/03/2019 to 21/08/21 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£6,932.26 Your Renewal Offer £6,932.26 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : evanscharlene@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	CE_EUHPWL.GB/OVZFR	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	21/08/21	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	15/03/2019	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Ross, Information about your Documents. Policy Number : hzmvdwyoojvtmhdlr. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) NC375ML Geoffrey Howell 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Geoffrey Howell Policy Number: hzmvdwyoojvtmhdlr Issue date: Sunday 16 January, 2022 Address: Flat 3 Stuart freeway New Stephen WN41 5DY Contact number: +4428 9018653Email address: abigailclark@example.net Vehicle Details: Registration number: NC375ML Keeper: Geoffrey Howell Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: WN41 5DY Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 03/04/2020 Bonus Protection: Protected To: 00:00 06/03/24 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Geoffrey Howell Policyholder Date of Birth: 15 February, 2025 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Neil Hill Driver Date of Birth: 02/07/25 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: hzmvdwyoojvtmhdlr This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: NC375ML or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 06/03/24 2Name of Policyholder: Geoffrey Howell 3Persons or classes of persons entitled to drive: Geoffrey Howell, Neil Hill All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 03/04/20206Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Geoffrey Howell Policy number: hzmvdwyoojvtmhdlr Issue date: Sunday 16 January, 2022 Issued by: AdmiralAddress: Flat 3 Stuart freeway New Stephen WN41 5DY Reason for issue: Renewal Contact number: +4428 9018653Email address: abigailclark@example.net Vehicle Details: Registration number: NC375ML Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: WN41 5DY Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 03/04/2020 Years No Claims Bonus: 14 To: 00:00 on 06/03/24 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Geoffrey Howell , Neil Hill Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £3,826.47 Policy Upgrade sub-total: £7,947.61 Insurance Premium Tax: £670.18 Total: £4,732.49Windscreen Cover Included Protected No Claims Bonus £7,947.61 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|hzmvdwyoojvtmhdlr\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: hzmvdwyoojvtmhdlr Issue Date: Sunday 16 January, 2022 Renewal Date: 03/04/2020 483881525 Geoffrey Howell Flat 3 Stuart freeway New Stephen WN41 5DY Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 03/04/2020. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Sunday 16 January, 2022. Your Renewal Offer £4,732.49 Last Year's Premium £836.16 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 03/04/2020 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Geoffrey Howell \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £4,732.49 \| Payment Date: 27/07/2019 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Geoffrey Howell (FORD MUSTANG - NC375ML) 03/04/2020 to 06/03/24 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£4,732.49 Your Renewal Offer £4,732.49 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : abigailclark@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	hzmvdwyoojvtmhdlr	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	06/03/24	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	03/04/2020	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Debra, Information about your Documents. Policy Number : YOT-/INRP/AT./NDC. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) JF311KN Bethan Thomas-Burke 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Bethan Thomas-Burke Policy Number: YOT-/INRP/AT./NDC Issue date: 04/12/21 Address: 15 Hicks route Lake Kathryn OX6V 6LD Contact number: +44(0)29 2018 0780Email address: fcooper@example.net Vehicle Details: Registration number: JF311KN Keeper: Bethan Thomas-Burke Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: OX6V 6LD Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Fri 06 June, 2025 Bonus Protection: Protected To: 00:00 Fri 13 September, 2024 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Bethan Thomas-Burke Policyholder Date of Birth: 07/07/2025 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Cameron Pickering Driver Date of Birth: 2021-01-06 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: YOT-/INRP/AT./NDC This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: JF311KN or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Fri 13 September, 2024 2Name of Policyholder: Bethan Thomas-Burke 3Persons or classes of persons entitled to drive: Bethan Thomas-Burke, Cameron Pickering All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Fri 06 June, 20256Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Bethan Thomas-Burke Policy number: YOT-/INRP/AT./NDC Issue date: 04/12/21 Issued by: AdmiralAddress: 15 Hicks route Lake Kathryn OX6V 6LD Reason for issue: Renewal Contact number: +44(0)29 2018 0780Email address: fcooper@example.net Vehicle Details: Registration number: JF311KN Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: OX6V 6LD Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Fri 06 June, 2025 Years No Claims Bonus: 14 To: 00:00 on Fri 13 September, 2024 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Bethan Thomas-Burke , Cameron Pickering Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £3,947.37 Policy Upgrade sub-total: £1,368.60 Insurance Premium Tax: £6,908.46 Total: £8,817.59Windscreen Cover Included Protected No Claims Bonus £1,368.60 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|YOT-/INRP/AT./NDC\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: YOT-/INRP/AT./NDC Issue Date: 04/12/21 Renewal Date: Fri 06 June, 2025 483881525 Bethan Thomas-Burke 15 Hicks route Lake Kathryn OX6V 6LD Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Fri 06 June, 2025. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 04/12/21. Your Renewal Offer £8,817.59 Last Year's Premium £1,485.63 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Fri 06 June, 2025 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Bethan Thomas-Burke \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £8,817.59 \| Payment Date: Tue 09 August, 2022 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Bethan Thomas-Burke (FORD MUSTANG - JF311KN) Fri 06 June, 2025 to Fri 13 September, 2024 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£8,817.59 Your Renewal Offer £8,817.59 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : fcooper@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	YOT-/INRP/AT./NDC	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Fri	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Fri 06 June, 2025	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Aimee, Information about your Documents. Policy Number : mvrygyroefoq. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) XO288FO David Evans 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: David Evans Policy Number: mvrygyroefoq Issue date: 10/01/2025 Address: 638 Angela fall North Jacob N08 5WH Contact number: 0118 496 0068Email address: roseguy@example.com Vehicle Details: Registration number: XO288FO Keeper: David Evans Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: N08 5WH Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 23/11/2019 Bonus Protection: Protected To: 00:00 19 June, 2021 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description David Evans Policyholder Date of Birth: 2022-07-30 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Michael Jones-Jackson Driver Date of Birth: 05/03/26 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: mvrygyroefoq This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: XO288FO or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 19 June, 2021 2Name of Policyholder: David Evans 3Persons or classes of persons entitled to drive: David Evans, Michael Jones-Jackson All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 23/11/20196Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: David Evans Policy number: mvrygyroefoq Issue date: 10/01/2025 Issued by: AdmiralAddress: 638 Angela fall North Jacob N08 5WH Reason for issue: Renewal Contact number: 0118 496 0068Email address: roseguy@example.com Vehicle Details: Registration number: XO288FO Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: N08 5WH Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 23/11/2019 Years No Claims Bonus: 14 To: 00:00 on 19 June, 2021 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: David Evans , Michael Jones-Jackson Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £8,060.37 Policy Upgrade sub-total: £193.70 Insurance Premium Tax: £6,229.19 Total: £349.04Windscreen Cover Included Protected No Claims Bonus £193.70 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|mvrygyroefoq\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: mvrygyroefoq Issue Date: 10/01/2025 Renewal Date: 23/11/2019 483881525 David Evans 638 Angela fall North Jacob N08 5WH Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 23/11/2019. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 10/01/2025. Your Renewal Offer £349.04 Last Year's Premium £1,260.89 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 23/11/2019 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: David Evans \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £349.04 \| Payment Date: Sun 16 August, 2020 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary David Evans (FORD MUSTANG - XO288FO) 23/11/2019 to 19 June, 2021 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£349.04 Your Renewal Offer £349.04 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : roseguy@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	mvrygyroefoq	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	19	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	23/11/2019	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Natasha, Information about your Documents. Policy Number : 6OKJ5F/2957HQU4CP. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) OJ06 4CM Dr Carl Wood 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Dr Carl Wood Policy Number: 6OKJ5F/2957HQU4CP Issue date: Tue 18 April, 2023 Address: 26 Duncan oval New Brenda EX8 9DL Contact number: +4420 7496 0634Email address: lawrencebeverley@example.net Vehicle Details: Registration number: OJ06 4CM Keeper: Dr Carl Wood Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: EX8 9DL Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 24 September, 2024 Bonus Protection: Protected To: 00:00 08/05/24 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Dr Carl Wood Policyholder Date of Birth: 2025-05-13 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Ronald White Driver Date of Birth: 04 September, 2020 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 6OKJ5F/2957HQU4CP This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: OJ06 4CM or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 08/05/24 2Name of Policyholder: Dr Carl Wood 3Persons or classes of persons entitled to drive: Dr Carl Wood, Ronald White All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 24 September, 20246Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Dr Carl Wood Policy number: 6OKJ5F/2957HQU4CP Issue date: Tue 18 April, 2023 Issued by: AdmiralAddress: 26 Duncan oval New Brenda EX8 9DL Reason for issue: Renewal Contact number: +4420 7496 0634Email address: lawrencebeverley@example.net Vehicle Details: Registration number: OJ06 4CM Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: EX8 9DL Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 24 September, 2024 Years No Claims Bonus: 14 To: 00:00 on 08/05/24 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Dr Carl Wood , Ronald White Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £127.80 Policy Upgrade sub-total: £2,356.02 Insurance Premium Tax: £448.11 Total: £9,921.10Windscreen Cover Included Protected No Claims Bonus £2,356.02 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|6OKJ5F/2957HQU4CP\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 6OKJ5F/2957HQU4CP Issue Date: Tue 18 April, 2023 Renewal Date: 24 September, 2024 483881525 Dr Carl Wood 26 Duncan oval New Brenda EX8 9DL Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 24 September, 2024. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Tue 18 April, 2023. Your Renewal Offer £9,921.10 Last Year's Premium £4,108.59 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 24 September, 2024 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Dr Carl Wood \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £9,921.10 \| Payment Date: Thursday 25 September, 2025 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Dr Carl Wood (FORD MUSTANG - OJ06 4CM) 24 September, 2024 to 08/05/24 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£9,921.10 Your Renewal Offer £9,921.10 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : lawrencebeverley@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	6OKJ5F/2957HQU4CP	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	08/05/24	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	24 September, 2024	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Francis, Information about your Documents. Policy Number : QJUKB-C-VGBBQCXJLJOC. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) FN05 9WS Stacey Crawford 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Stacey Crawford Policy Number: QJUKB-C-VGBBQCXJLJOC Issue date: Sun 12 June, 2022 Address: Flat 37V Howell throughway North Zoe S3U 2XL Contact number: +44191 4960358Email address: adriansimpson@example.org Vehicle Details: Registration number: FN05 9WS Keeper: Stacey Crawford Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: S3U 2XL Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 19/11/2025 Bonus Protection: Protected To: 00:00 04/02/2022 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Stacey Crawford Policyholder Date of Birth: 17/07/2024 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Tom Ward Driver Date of Birth: Tue 27 May, 2025 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: QJUKB-C-VGBBQCXJLJOC This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: FN05 9WS or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 04/02/2022 2Name of Policyholder: Stacey Crawford 3Persons or classes of persons entitled to drive: Stacey Crawford, Tom Ward All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 19/11/20256Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Stacey Crawford Policy number: QJUKB-C-VGBBQCXJLJOC Issue date: Sun 12 June, 2022 Issued by: AdmiralAddress: Flat 37V Howell throughway North Zoe S3U 2XL Reason for issue: Renewal Contact number: +44191 4960358Email address: adriansimpson@example.org Vehicle Details: Registration number: FN05 9WS Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: S3U 2XL Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 19/11/2025 Years No Claims Bonus: 14 To: 00:00 on 04/02/2022 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Stacey Crawford , Tom Ward Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £2,671.96 Policy Upgrade sub-total: £910.28 Insurance Premium Tax: £5,854.32 Total: £2,334.36Windscreen Cover Included Protected No Claims Bonus £910.28 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|QJUKB-C-VGBBQCXJLJOC\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: QJUKB-C-VGBBQCXJLJOC Issue Date: Sun 12 June, 2022 Renewal Date: 19/11/2025 483881525 Stacey Crawford Flat 37V Howell throughway North Zoe S3U 2XL Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 19/11/2025. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Sun 12 June, 2022. Your Renewal Offer £2,334.36 Last Year's Premium £9,944.34 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 19/11/2025 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Stacey Crawford \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £2,334.36 \| Payment Date: Thu 24 October, 2019 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Stacey Crawford (FORD MUSTANG - FN05 9WS) 19/11/2025 to 04/02/2022 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£2,334.36 Your Renewal Offer £2,334.36 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : adriansimpson@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	QJUKB-C-VGBBQCXJLJOC	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	04/02/2022	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	19/11/2025	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Eileen, Information about your Documents. Policy Number : 3L8NZA12GQD4S.O-CE. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) OD74 7EH Abigail Freeman-Skinner 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Abigail Freeman-Skinner Policy Number: 3L8NZA12GQD4S.O-CE Issue date: 14 June, 2020 Address: Studio 8 Green gateway Port Adrianberg L1C 1HT Contact number: (0131)4960348Email address: eileen14@example.net Vehicle Details: Registration number: OD74 7EH Keeper: Abigail Freeman-Skinner Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: L1C 1HT Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 12/05/21 Bonus Protection: Protected To: 00:00 Friday 15 September, 2023 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Abigail Freeman-Skinner Policyholder Date of Birth: Saturday 18 April, 2020 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Heather Higgins Driver Date of Birth: 15 September, 2023 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 3L8NZA12GQD4S.O-CE This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: OD74 7EH or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Friday 15 September, 2023 2Name of Policyholder: Abigail Freeman-Skinner 3Persons or classes of persons entitled to drive: Abigail Freeman-Skinner, Heather Higgins All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 12/05/216Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Abigail Freeman-Skinner Policy number: 3L8NZA12GQD4S.O-CE Issue date: 14 June, 2020 Issued by: AdmiralAddress: Studio 8 Green gateway Port Adrianberg L1C 1HT Reason for issue: Renewal Contact number: (0131)4960348Email address: eileen14@example.net Vehicle Details: Registration number: OD74 7EH Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: L1C 1HT Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 12/05/21 Years No Claims Bonus: 14 To: 00:00 on Friday 15 September, 2023 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Abigail Freeman-Skinner , Heather Higgins Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £7,878.64 Policy Upgrade sub-total: £4,179.85 Insurance Premium Tax: £7,486.09 Total: £5,814.81Windscreen Cover Included Protected No Claims Bonus £4,179.85 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|3L8NZA12GQD4S.O-CE\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 3L8NZA12GQD4S.O-CE Issue Date: 14 June, 2020 Renewal Date: 12/05/21 483881525 Abigail Freeman-Skinner Studio 8 Green gateway Port Adrianberg L1C 1HT Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 12/05/21. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 14 June, 2020. Your Renewal Offer £5,814.81 Last Year's Premium £6,279.01 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 12/05/21 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Abigail Freeman-Skinner \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £5,814.81 \| Payment Date: Thursday 25 March, 2021 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Abigail Freeman-Skinner (FORD MUSTANG - OD74 7EH) 12/05/21 to Friday 15 September, 2023 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£5,814.81 Your Renewal Offer £5,814.81 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : eileen14@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	3L8NZA12GQD4S.O-CE	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Friday	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	12/05/21	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Roy, Information about your Documents. Policy Number : 4VJEG2I0V7EPWA/4CGU6LK5B. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) VJ68 3RD Jemma Moore 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Jemma Moore Policy Number: 4VJEG2I0V7EPWA/4CGU6LK5B Issue date: Sunday 01 December, 2024 Address: 850 Jean overpass West Leighside E1 7EJ Contact number: +44(0)1314960491Email address: aimee39@example.com Vehicle Details: Registration number: VJ68 3RD Keeper: Jemma Moore Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: E1 7EJ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 12/08/2023 Bonus Protection: Protected To: 00:00 Wed 03 February, 2021 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Jemma Moore Policyholder Date of Birth: Thursday 19 September, 2024 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Mr Gary Pugh Driver Date of Birth: 07 July, 2025 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 4VJEG2I0V7EPWA/4CGU6LK5B This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: VJ68 3RD or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Wed 03 February, 2021 2Name of Policyholder: Jemma Moore 3Persons or classes of persons entitled to drive: Jemma Moore, Mr Gary Pugh All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 12/08/20236Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Jemma Moore Policy number: 4VJEG2I0V7EPWA/4CGU6LK5B Issue date: Sunday 01 December, 2024 Issued by: AdmiralAddress: 850 Jean overpass West Leighside E1 7EJ Reason for issue: Renewal Contact number: +44(0)1314960491Email address: aimee39@example.com Vehicle Details: Registration number: VJ68 3RD Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: E1 7EJ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 12/08/2023 Years No Claims Bonus: 14 To: 00:00 on Wed 03 February, 2021 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Jemma Moore , Mr Gary Pugh Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £4,157.62 Policy Upgrade sub-total: £1,526.56 Insurance Premium Tax: £9,999.94 Total: £4,372.21Windscreen Cover Included Protected No Claims Bonus £1,526.56 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|4VJEG2I0V7EPWA/4CGU6LK5B\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 4VJEG2I0V7EPWA/4CGU6LK5B Issue Date: Sunday 01 December, 2024 Renewal Date: 12/08/2023 483881525 Jemma Moore 850 Jean overpass West Leighside E1 7EJ Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 12/08/2023. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Sunday 01 December, 2024. Your Renewal Offer £4,372.21 Last Year's Premium £5,618.81 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 12/08/2023 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Jemma Moore \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £4,372.21 \| Payment Date: 2024-10-05 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Jemma Moore (FORD MUSTANG - VJ68 3RD) 12/08/2023 to Wed 03 February, 2021 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£4,372.21 Your Renewal Offer £4,372.21 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : aimee39@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	4VJEG2I0V7EPWA/4CGU6LK5B	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Wed	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	12/08/2023	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Ronald, Information about your Documents. Policy Number : CR-P224G. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) FJ17 5LP Olivia Burns 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Olivia Burns Policy Number: CR-P224G Issue date: 2021-02-01 Address: 98 Kent parkway West Davidfort WF3H 5BU Contact number: +442074960216Email address: harrietward@example.com Vehicle Details: Registration number: FJ17 5LP Keeper: Olivia Burns Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: WF3H 5BU Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Wed 26 April, 2023 Bonus Protection: Protected To: 00:00 2023-03-10 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Olivia Burns Policyholder Date of Birth: Fri 11 April, 2025 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Mr Edward Hughes Driver Date of Birth: Fri 08 April, 2022 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: CR-P224G This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: FJ17 5LP or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 2023-03-10 2Name of Policyholder: Olivia Burns 3Persons or classes of persons entitled to drive: Olivia Burns, Mr Edward Hughes All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Wed 26 April, 20236Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Olivia Burns Policy number: CR-P224G Issue date: 2021-02-01 Issued by: AdmiralAddress: 98 Kent parkway West Davidfort WF3H 5BU Reason for issue: Renewal Contact number: +442074960216Email address: harrietward@example.com Vehicle Details: Registration number: FJ17 5LP Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: WF3H 5BU Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Wed 26 April, 2023 Years No Claims Bonus: 14 To: 00:00 on 2023-03-10 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Olivia Burns , Mr Edward Hughes Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £2,057.47 Policy Upgrade sub-total: £9,480.15 Insurance Premium Tax: £1,314.11 Total: £4,205.69Windscreen Cover Included Protected No Claims Bonus £9,480.15 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|CR-P224G\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: CR-P224G Issue Date: 2021-02-01 Renewal Date: Wed 26 April, 2023 483881525 Olivia Burns 98 Kent parkway West Davidfort WF3H 5BU Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mrs %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Wed 26 April, 2023. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 2021-02-01. Your Renewal Offer £4,205.69 Last Year's Premium £419.66 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Wed 26 April, 2023 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Olivia Burns \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £4,205.69 \| Payment Date: 21/06/2019 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Olivia Burns (FORD MUSTANG - FJ17 5LP) Wed 26 April, 2023 to 2023-03-10 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£4,205.69 Your Renewal Offer £4,205.69 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : harrietward@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	CR-P224G	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	2023-03-10	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Wed 26 April, 2023	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Ruth, Information about your Documents. Policy Number : RS_OEZMAKVMZOXUR. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) FK56 5YP Colin Berry 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Colin Berry Policy Number: RS_OEZMAKVMZOXUR Issue date: 09/12/2020 Address: 605 Clark streets Dominicton M2E 2RE Contact number: +441174960502Email address: rogersgareth@example.net Vehicle Details: Registration number: FK56 5YP Keeper: Colin Berry Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: M2E 2RE Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 18/07/2020 Bonus Protection: Protected To: 00:00 09/01/25 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Colin Berry Policyholder Date of Birth: 09 November, 2023 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Kirsty Campbell Driver Date of Birth: 2023-04-05 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: RS_OEZMAKVMZOXUR This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: FK56 5YP or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 09/01/25 2Name of Policyholder: Colin Berry 3Persons or classes of persons entitled to drive: Colin Berry, Kirsty Campbell All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 18/07/20206Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Colin Berry Policy number: RS_OEZMAKVMZOXUR Issue date: 09/12/2020 Issued by: AdmiralAddress: 605 Clark streets Dominicton M2E 2RE Reason for issue: Renewal Contact number: +441174960502Email address: rogersgareth@example.net Vehicle Details: Registration number: FK56 5YP Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: M2E 2RE Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 18/07/2020 Years No Claims Bonus: 14 To: 00:00 on 09/01/25 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Colin Berry , Kirsty Campbell Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £4,173.60 Policy Upgrade sub-total: £3,818.77 Insurance Premium Tax: £8,068.54 Total: £154.21Windscreen Cover Included Protected No Claims Bonus £3,818.77 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|RS_OEZMAKVMZOXUR\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: RS_OEZMAKVMZOXUR Issue Date: 09/12/2020 Renewal Date: 18/07/2020 483881525 Colin Berry 605 Clark streets Dominicton M2E 2RE Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Miss %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 18/07/2020. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 09/12/2020. Your Renewal Offer £154.21 Last Year's Premium £7,052.84 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 18/07/2020 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Colin Berry \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £154.21 \| Payment Date: 2020-06-24 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Colin Berry (FORD MUSTANG - FK56 5YP) 18/07/2020 to 09/01/25 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£154.21 Your Renewal Offer £154.21 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : rogersgareth@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	RS_OEZMAKVMZOXUR	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	09/01/25	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	18/07/2020	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Donald, Information about your Documents. Policy Number : X8XUJUFS. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) UW08 1TC Kim Parsons-Greenwood 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Kim Parsons-Greenwood Policy Number: X8XUJUFS Issue date: Fri 08 November, 2019 Address: 18 Samuel mews Lake Janice GY2 4PH Contact number: 0114 4960511Email address: walkerjoshua@example.net Vehicle Details: Registration number: UW08 1TC Keeper: Kim Parsons-Greenwood Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: GY2 4PH Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Wednesday 22 October, 2025 Bonus Protection: Protected To: 00:00 Sunday 31 December, 2023 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Kim Parsons-Greenwood Policyholder Date of Birth: 30 July, 2025 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Amber Hodgson Driver Date of Birth: 2025-04-03 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: X8XUJUFS This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: UW08 1TC or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Sunday 31 December, 2023 2Name of Policyholder: Kim Parsons-Greenwood 3Persons or classes of persons entitled to drive: Kim Parsons-Greenwood, Amber Hodgson All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Wednesday 22 October, 20256Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Kim Parsons-Greenwood Policy number: X8XUJUFS Issue date: Fri 08 November, 2019 Issued by: AdmiralAddress: 18 Samuel mews Lake Janice GY2 4PH Reason for issue: Renewal Contact number: 0114 4960511Email address: walkerjoshua@example.net Vehicle Details: Registration number: UW08 1TC Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: GY2 4PH Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Wednesday 22 October, 2025 Years No Claims Bonus: 14 To: 00:00 on Sunday 31 December, 2023 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Kim Parsons-Greenwood , Amber Hodgson Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £3,747.00 Policy Upgrade sub-total: £6,895.08 Insurance Premium Tax: £9,837.77 Total: £7,249.10Windscreen Cover Included Protected No Claims Bonus £6,895.08 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|X8XUJUFS\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: X8XUJUFS Issue Date: Fri 08 November, 2019 Renewal Date: Wednesday 22 October, 2025 483881525 Kim Parsons-Greenwood 18 Samuel mews Lake Janice GY2 4PH Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Ms %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Wednesday 22 October, 2025. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Fri 08 November, 2019. Your Renewal Offer £7,249.10 Last Year's Premium £8,508.84 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Wednesday 22 October, 2025 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Kim Parsons-Greenwood \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £7,249.10 \| Payment Date: 10 July, 2019 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Kim Parsons-Greenwood (FORD MUSTANG - UW08 1TC) Wednesday 22 October, 2025 to Sunday 31 December, 2023 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£7,249.10 Your Renewal Offer £7,249.10 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : walkerjoshua@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	X8XUJUFS	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Sunday	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Wednesday 22 October, 2025	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Eileen, Information about your Documents. Policy Number : SKAJ.PBIT.FVGAL.-T. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) DH433NK Danny Owen 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Danny Owen Policy Number: SKAJ.PBIT.FVGAL.-T Issue date: Wed 24 July, 2019 Address: 7 Lewis extension South Ian PE3Y 4PP Contact number: (0808)1570380Email address: paulkemp@example.net Vehicle Details: Registration number: DH433NK Keeper: Danny Owen Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: PE3Y 4PP Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 27/11/23 Bonus Protection: Protected To: 00:00 02/06/2024 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Danny Owen Policyholder Date of Birth: 28/09/2024 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Leslie Armstrong Driver Date of Birth: 2023-08-14 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: SKAJ.PBIT.FVGAL.-T This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: DH433NK or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 02/06/2024 2Name of Policyholder: Danny Owen 3Persons or classes of persons entitled to drive: Danny Owen, Leslie Armstrong All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 27/11/236Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Danny Owen Policy number: SKAJ.PBIT.FVGAL.-T Issue date: Wed 24 July, 2019 Issued by: AdmiralAddress: 7 Lewis extension South Ian PE3Y 4PP Reason for issue: Renewal Contact number: (0808)1570380Email address: paulkemp@example.net Vehicle Details: Registration number: DH433NK Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: PE3Y 4PP Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 27/11/23 Years No Claims Bonus: 14 To: 00:00 on 02/06/2024 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Danny Owen , Leslie Armstrong Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £2,621.34 Policy Upgrade sub-total: £4,605.49 Insurance Premium Tax: £8,944.03 Total: £9,599.82Windscreen Cover Included Protected No Claims Bonus £4,605.49 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|SKAJ.PBIT.FVGAL.-T\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: SKAJ.PBIT.FVGAL.-T Issue Date: Wed 24 July, 2019 Renewal Date: 27/11/23 483881525 Danny Owen 7 Lewis extension South Ian PE3Y 4PP Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 27/11/23. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Wed 24 July, 2019. Your Renewal Offer £9,599.82 Last Year's Premium £8,813.52 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 27/11/23 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Danny Owen \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £9,599.82 \| Payment Date: 2021-09-16 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Danny Owen (FORD MUSTANG - DH433NK) 27/11/23 to 02/06/2024 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£9,599.82 Your Renewal Offer £9,599.82 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : paulkemp@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	SKAJ.PBIT.FVGAL.-T	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	02/06/2024	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	27/11/23	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Bethany, Information about your Documents. Policy Number : NY/RY5V//H7PS/NWKYLVEWHZA. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) HK724KX June Brown 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: June Brown Policy Number: NY/RY5V//H7PS/NWKYLVEWHZA Issue date: 19/12/2024 Address: Flat 11 Howarth road South Scottton KT6B 0WG Contact number: (0116) 4960274Email address: judith59@example.org Vehicle Details: Registration number: HK724KX Keeper: June Brown Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: KT6B 0WG Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 04/08/2020 Bonus Protection: Protected To: 00:00 05/03/2023 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description June Brown Policyholder Date of Birth: 18/12/22 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Darren Donnelly Driver Date of Birth: 2026-01-04 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: NY/RY5V//H7PS/NWKYLVEWHZA This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: HK724KX or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 05/03/2023 2Name of Policyholder: June Brown 3Persons or classes of persons entitled to drive: June Brown, Darren Donnelly All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 04/08/20206Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: June Brown Policy number: NY/RY5V//H7PS/NWKYLVEWHZA Issue date: 19/12/2024 Issued by: AdmiralAddress: Flat 11 Howarth road South Scottton KT6B 0WG Reason for issue: Renewal Contact number: (0116) 4960274Email address: judith59@example.org Vehicle Details: Registration number: HK724KX Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: KT6B 0WG Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 04/08/2020 Years No Claims Bonus: 14 To: 00:00 on 05/03/2023 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: June Brown , Darren Donnelly Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £6,535.75 Policy Upgrade sub-total: £4,699.44 Insurance Premium Tax: £6,389.77 Total: £5,833.26Windscreen Cover Included Protected No Claims Bonus £4,699.44 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|NY/RY5V//H7PS/NWKYLVEWHZA\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: NY/RY5V//H7PS/NWKYLVEWHZA Issue Date: 19/12/2024 Renewal Date: 04/08/2020 483881525 June Brown Flat 11 Howarth road South Scottton KT6B 0WG Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 04/08/2020. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 19/12/2024. Your Renewal Offer £5,833.26 Last Year's Premium £6,500.35 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 04/08/2020 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: June Brown \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £5,833.26 \| Payment Date: 05/02/22 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary June Brown (FORD MUSTANG - HK724KX) 04/08/2020 to 05/03/2023 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£5,833.26 Your Renewal Offer £5,833.26 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : judith59@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	NY/RY5V//H7PS/NWKYLVEWHZA	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	05/03/2023	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	04/08/2020	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Scott, Information about your Documents. Policy Number : vkhjmkutyipoungw/xvfn.z. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) FM14 0OO Malcolm Rogers 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Malcolm Rogers Policy Number: vkhjmkutyipoungw/xvfn.z Issue date: 2020-11-14 Address: 3 Lewis lake South Edwardstad W0 2PE Contact number: +44(0)117 496 0170Email address: stephanie12@example.org Vehicle Details: Registration number: FM14 0OO Keeper: Malcolm Rogers Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: W0 2PE Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 15/12/2021 Bonus Protection: Protected To: 00:00 18/10/2022 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Malcolm Rogers Policyholder Date of Birth: 16/01/2020 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Victoria Watkins Driver Date of Birth: 2020-06-22 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: vkhjmkutyipoungw/xvfn.z This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: FM14 0OO or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 18/10/2022 2Name of Policyholder: Malcolm Rogers 3Persons or classes of persons entitled to drive: Malcolm Rogers, Victoria Watkins All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 15/12/20216Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Malcolm Rogers Policy number: vkhjmkutyipoungw/xvfn.z Issue date: 2020-11-14 Issued by: AdmiralAddress: 3 Lewis lake South Edwardstad W0 2PE Reason for issue: Renewal Contact number: +44(0)117 496 0170Email address: stephanie12@example.org Vehicle Details: Registration number: FM14 0OO Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: W0 2PE Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 15/12/2021 Years No Claims Bonus: 14 To: 00:00 on 18/10/2022 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Malcolm Rogers , Victoria Watkins Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £6,160.05 Policy Upgrade sub-total: £5,950.19 Insurance Premium Tax: £2,779.49 Total: £9,202.21Windscreen Cover Included Protected No Claims Bonus £5,950.19 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|vkhjmkutyipoungw/xvfn.z\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: vkhjmkutyipoungw/xvfn.z Issue Date: 2020-11-14 Renewal Date: 15/12/2021 483881525 Malcolm Rogers 3 Lewis lake South Edwardstad W0 2PE Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 15/12/2021. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 2020-11-14. Your Renewal Offer £9,202.21 Last Year's Premium £1,714.48 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 15/12/2021 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Malcolm Rogers \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £9,202.21 \| Payment Date: Wednesday 15 December, 2021 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Malcolm Rogers (FORD MUSTANG - FM14 0OO) 15/12/2021 to 18/10/2022 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£9,202.21 Your Renewal Offer £9,202.21 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : stephanie12@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	vkhjmkutyipoungw/xvfn.z	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	18/10/2022	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	15/12/2021	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Angela, Information about your Documents. Policy Number : scbaqjx__tkha.h_efrn. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) HA77 5AM Miss Janet Russell 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Miss Janet Russell Policy Number: scbaqjx__tkha.h_efrn Issue date: Sunday 23 November, 2025 Address: Flat 1 Albert forks Jonesmouth G9 8EA Contact number: +44(0)909 879 0516Email address: martinricky@example.org Vehicle Details: Registration number: HA77 5AM Keeper: Miss Janet Russell Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: G9 8EA Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 09/06/2020 Bonus Protection: Protected To: 00:00 04/09/2025 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Miss Janet Russell Policyholder Date of Birth: Wed 12 January, 2022 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Miss Chelsea Williams Driver Date of Birth: 09/06/21 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: scbaqjx__tkha.h_efrn This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: HA77 5AM or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 04/09/2025 2Name of Policyholder: Miss Janet Russell 3Persons or classes of persons entitled to drive: Miss Janet Russell, Miss Chelsea Williams All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 09/06/20206Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Miss Janet Russell Policy number: scbaqjx__tkha.h_efrn Issue date: Sunday 23 November, 2025 Issued by: AdmiralAddress: Flat 1 Albert forks Jonesmouth G9 8EA Reason for issue: Renewal Contact number: +44(0)909 879 0516Email address: martinricky@example.org Vehicle Details: Registration number: HA77 5AM Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: G9 8EA Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 09/06/2020 Years No Claims Bonus: 14 To: 00:00 on 04/09/2025 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Miss Janet Russell , Miss Chelsea Williams Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £8,512.66 Policy Upgrade sub-total: £4,022.62 Insurance Premium Tax: £1,696.90 Total: £9,886.57Windscreen Cover Included Protected No Claims Bonus £4,022.62 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|scbaqjx__tkha.h_efrn\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: scbaqjx__tkha.h_efrn Issue Date: Sunday 23 November, 2025 Renewal Date: 09/06/2020 483881525 Miss Janet Russell Flat 1 Albert forks Jonesmouth G9 8EA Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 09/06/2020. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Sunday 23 November, 2025. Your Renewal Offer £9,886.57 Last Year's Premium £320.56 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 09/06/2020 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Miss Janet Russell \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £9,886.57 \| Payment Date: 19/04/2021 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Miss Janet Russell (FORD MUSTANG - HA77 5AM) 09/06/2020 to 04/09/2025 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£9,886.57 Your Renewal Offer £9,886.57 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : martinricky@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	scbaqjx__tkha.h_efrn	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	04/09/2025	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	09/06/2020	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Gregory, Information about your Documents. Policy Number : HREPLJVH_CAIRYUBKA. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) WB12 1VK Jodie Parker 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Jodie Parker Policy Number: HREPLJVH_CAIRYUBKA Issue date: 01/08/2021 Address: 873 Bird common Lake Joeport HG63 8JE Contact number: +44(0)1632 960057Email address: rrowe@example.com Vehicle Details: Registration number: WB12 1VK Keeper: Jodie Parker Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: HG63 8JE Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 2020-12-13 Bonus Protection: Protected To: 00:00 15 October, 2023 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Jodie Parker Policyholder Date of Birth: 2025-01-12 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Vincent Randall-Price Driver Date of Birth: 01 October, 2023 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: HREPLJVH_CAIRYUBKA This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: WB12 1VK or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 15 October, 2023 2Name of Policyholder: Jodie Parker 3Persons or classes of persons entitled to drive: Jodie Parker, Vincent Randall-Price All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 2020-12-136Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Jodie Parker Policy number: HREPLJVH_CAIRYUBKA Issue date: 01/08/2021 Issued by: AdmiralAddress: 873 Bird common Lake Joeport HG63 8JE Reason for issue: Renewal Contact number: +44(0)1632 960057Email address: rrowe@example.com Vehicle Details: Registration number: WB12 1VK Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: HG63 8JE Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 2020-12-13 Years No Claims Bonus: 14 To: 00:00 on 15 October, 2023 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Jodie Parker , Vincent Randall-Price Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £6,548.35 Policy Upgrade sub-total: £9,730.25 Insurance Premium Tax: £1,469.29 Total: £8,632.25Windscreen Cover Included Protected No Claims Bonus £9,730.25 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|HREPLJVH_CAIRYUBKA\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: HREPLJVH_CAIRYUBKA Issue Date: 01/08/2021 Renewal Date: 2020-12-13 483881525 Jodie Parker 873 Bird common Lake Joeport HG63 8JE Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 2020-12-13. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 01/08/2021. Your Renewal Offer £8,632.25 Last Year's Premium £5,573.32 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 2020-12-13 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Jodie Parker \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £8,632.25 \| Payment Date: Sunday 02 January, 2022 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Jodie Parker (FORD MUSTANG - WB12 1VK) 2020-12-13 to 15 October, 2023 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£8,632.25 Your Renewal Offer £8,632.25 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : rrowe@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	HREPLJVH_CAIRYUBKA	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	15	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	2020-12-13	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Suzanne, Information about your Documents. Policy Number : feucgdhbd. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) MR588SF Miss Stephanie Ryan 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Miss Stephanie Ryan Policy Number: feucgdhbd Issue date: 04/12/19 Address: Flat 32 Carly landing New Craigmouth N2 3DX Contact number: +44116 496 0298Email address: julia14@example.com Vehicle Details: Registration number: MR588SF Keeper: Miss Stephanie Ryan Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: N2 3DX Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 2020-03-24 Bonus Protection: Protected To: 00:00 13/07/2020 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Miss Stephanie Ryan Policyholder Date of Birth: 2025-07-26 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Wendy Gordon Driver Date of Birth: Sat 31 August, 2019 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: feucgdhbd This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: MR588SF or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 13/07/2020 2Name of Policyholder: Miss Stephanie Ryan 3Persons or classes of persons entitled to drive: Miss Stephanie Ryan, Wendy Gordon All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 2020-03-246Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Miss Stephanie Ryan Policy number: feucgdhbd Issue date: 04/12/19 Issued by: AdmiralAddress: Flat 32 Carly landing New Craigmouth N2 3DX Reason for issue: Renewal Contact number: +44116 496 0298Email address: julia14@example.com Vehicle Details: Registration number: MR588SF Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: N2 3DX Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 2020-03-24 Years No Claims Bonus: 14 To: 00:00 on 13/07/2020 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Miss Stephanie Ryan , Wendy Gordon Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £6,269.60 Policy Upgrade sub-total: £9,901.10 Insurance Premium Tax: £5,347.35 Total: £5,216.34Windscreen Cover Included Protected No Claims Bonus £9,901.10 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|feucgdhbd\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: feucgdhbd Issue Date: 04/12/19 Renewal Date: 2020-03-24 483881525 Miss Stephanie Ryan Flat 32 Carly landing New Craigmouth N2 3DX Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 2020-03-24. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 04/12/19. Your Renewal Offer £5,216.34 Last Year's Premium £5,614.96 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 2020-03-24 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Miss Stephanie Ryan \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £5,216.34 \| Payment Date: 29 April, 2025 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Miss Stephanie Ryan (FORD MUSTANG - MR588SF) 2020-03-24 to 13/07/2020 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£5,216.34 Your Renewal Offer £5,216.34 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : julia14@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	feucgdhbd	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	13/07/2020	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	2020-03-24	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Dylan, Information about your Documents. Policy Number : NCN/BHBY/YEN. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) LB53 9NL Toby Wilkinson 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Toby Wilkinson Policy Number: NCN/BHBY/YEN Issue date: 2019-10-16 Address: Studio 34 Cheryl alley North Chelseafurt UB9 8TN Contact number: +443069990470Email address: hmetcalfe@example.net Vehicle Details: Registration number: LB53 9NL Keeper: Toby Wilkinson Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: UB9 8TN Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 21/05/2024 Bonus Protection: Protected To: 00:00 14 January, 2025 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Toby Wilkinson Policyholder Date of Birth: 28/11/2025 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Katherine Cook Driver Date of Birth: 2020-05-18 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: NCN/BHBY/YEN This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: LB53 9NL or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 14 January, 2025 2Name of Policyholder: Toby Wilkinson 3Persons or classes of persons entitled to drive: Toby Wilkinson, Katherine Cook All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 21/05/20246Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Toby Wilkinson Policy number: NCN/BHBY/YEN Issue date: 2019-10-16 Issued by: AdmiralAddress: Studio 34 Cheryl alley North Chelseafurt UB9 8TN Reason for issue: Renewal Contact number: +443069990470Email address: hmetcalfe@example.net Vehicle Details: Registration number: LB53 9NL Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: UB9 8TN Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 21/05/2024 Years No Claims Bonus: 14 To: 00:00 on 14 January, 2025 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Toby Wilkinson , Katherine Cook Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £4,585.96 Policy Upgrade sub-total: £2,184.63 Insurance Premium Tax: £6,578.03 Total: £1,469.34Windscreen Cover Included Protected No Claims Bonus £2,184.63 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|NCN/BHBY/YEN\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: NCN/BHBY/YEN Issue Date: 2019-10-16 Renewal Date: 21/05/2024 483881525 Toby Wilkinson Studio 34 Cheryl alley North Chelseafurt UB9 8TN Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Ms %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 21/05/2024. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 2019-10-16. Your Renewal Offer £1,469.34 Last Year's Premium £1,655.03 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 21/05/2024 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Toby Wilkinson \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £1,469.34 \| Payment Date: 2021-09-03 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Toby Wilkinson (FORD MUSTANG - LB53 9NL) 21/05/2024 to 14 January, 2025 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£1,469.34 Your Renewal Offer £1,469.34 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : hmetcalfe@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	NCN/BHBY/YEN	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	14	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	21/05/2024	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Rebecca, Information about your Documents. Policy Number : osmry_z. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) FH972AT Ricky O'Donnell 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Ricky O'Donnell Policy Number: osmry_z Issue date: Friday 18 October, 2019 Address: Flat 96 Lisa drives West Oliver M1J 1FA Contact number: +44(0)131 4960069Email address: terencebell@example.com Vehicle Details: Registration number: FH972AT Keeper: Ricky O'Donnell Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: M1J 1FA Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 03 May, 2024 Bonus Protection: Protected To: 00:00 Monday 06 January, 2020 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Ricky O'Donnell Policyholder Date of Birth: 21 February, 2022 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Dr Wayne Campbell Driver Date of Birth: Fri 04 September, 2020 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: osmry_z This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: FH972AT or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Monday 06 January, 2020 2Name of Policyholder: Ricky O'Donnell 3Persons or classes of persons entitled to drive: Ricky O'Donnell, Dr Wayne Campbell All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 03 May, 20246Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Ricky O'Donnell Policy number: osmry_z Issue date: Friday 18 October, 2019 Issued by: AdmiralAddress: Flat 96 Lisa drives West Oliver M1J 1FA Reason for issue: Renewal Contact number: +44(0)131 4960069Email address: terencebell@example.com Vehicle Details: Registration number: FH972AT Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: M1J 1FA Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 03 May, 2024 Years No Claims Bonus: 14 To: 00:00 on Monday 06 January, 2020 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Ricky O'Donnell , Dr Wayne Campbell Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £1,151.03 Policy Upgrade sub-total: £9,371.15 Insurance Premium Tax: £3,305.79 Total: £2,899.09Windscreen Cover Included Protected No Claims Bonus £9,371.15 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|osmry_z\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: osmry_z Issue Date: Friday 18 October, 2019 Renewal Date: 03 May, 2024 483881525 Ricky O'Donnell Flat 96 Lisa drives West Oliver M1J 1FA Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mrs %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 03 May, 2024. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Friday 18 October, 2019. Your Renewal Offer £2,899.09 Last Year's Premium £73.55 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 03 May, 2024 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Ricky O'Donnell \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £2,899.09 \| Payment Date: 2022-08-25 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Ricky O'Donnell (FORD MUSTANG - FH972AT) 03 May, 2024 to Monday 06 January, 2020 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£2,899.09 Your Renewal Offer £2,899.09 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : terencebell@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	osmry_z	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Monday	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	03 May, 2024	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Alexander, Information about your Documents. Policy Number : IRS/CQDM/EPS. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) XV406JO Danielle Patel 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Danielle Patel Policy Number: IRS/CQDM/EPS Issue date: Monday 24 February, 2020 Address: 2 Lee estate Lake Susan L58 1FP Contact number: 0306 9990027Email address: vjordan@example.org Vehicle Details: Registration number: XV406JO Keeper: Danielle Patel Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: L58 1FP Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 21/06/2023 Bonus Protection: Protected To: 00:00 02 December, 2019 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Danielle Patel Policyholder Date of Birth: Thursday 01 May, 2025 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Rachael Young Driver Date of Birth: 21/03/2019 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: IRS/CQDM/EPS This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: XV406JO or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 02 December, 2019 2Name of Policyholder: Danielle Patel 3Persons or classes of persons entitled to drive: Danielle Patel, Rachael Young All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 21/06/20236Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Danielle Patel Policy number: IRS/CQDM/EPS Issue date: Monday 24 February, 2020 Issued by: AdmiralAddress: 2 Lee estate Lake Susan L58 1FP Reason for issue: Renewal Contact number: 0306 9990027Email address: vjordan@example.org Vehicle Details: Registration number: XV406JO Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: L58 1FP Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 21/06/2023 Years No Claims Bonus: 14 To: 00:00 on 02 December, 2019 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Danielle Patel , Rachael Young Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £8,906.09 Policy Upgrade sub-total: £3,164.35 Insurance Premium Tax: £3,736.92 Total: £2,757.96Windscreen Cover Included Protected No Claims Bonus £3,164.35 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|IRS/CQDM/EPS\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: IRS/CQDM/EPS Issue Date: Monday 24 February, 2020 Renewal Date: 21/06/2023 483881525 Danielle Patel 2 Lee estate Lake Susan L58 1FP Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 21/06/2023. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Monday 24 February, 2020. Your Renewal Offer £2,757.96 Last Year's Premium £2,008.63 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 21/06/2023 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Danielle Patel \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £2,757.96 \| Payment Date: 18/01/2025 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Danielle Patel (FORD MUSTANG - XV406JO) 21/06/2023 to 02 December, 2019 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£2,757.96 Your Renewal Offer £2,757.96 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : vjordan@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	IRS/CQDM/EPS	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	02	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	21/06/2023	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Connor, Information about your Documents. Policy Number : XOTMXDIFR. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) KR118ZV Jessica Khan 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Jessica Khan Policy Number: XOTMXDIFR Issue date: 14/02/2023 Address: 8 Owen club Whitehouseville E2 7SQ Contact number: 0121 4960898Email address: lellis@example.com Vehicle Details: Registration number: KR118ZV Keeper: Jessica Khan Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: E2 7SQ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 08/10/19 Bonus Protection: Protected To: 00:00 Saturday 24 January, 2026 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Jessica Khan Policyholder Date of Birth: Friday 05 February, 2021 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Francesca Begum Driver Date of Birth: 2022-09-16 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: XOTMXDIFR This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: KR118ZV or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Saturday 24 January, 2026 2Name of Policyholder: Jessica Khan 3Persons or classes of persons entitled to drive: Jessica Khan, Francesca Begum All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 08/10/196Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Jessica Khan Policy number: XOTMXDIFR Issue date: 14/02/2023 Issued by: AdmiralAddress: 8 Owen club Whitehouseville E2 7SQ Reason for issue: Renewal Contact number: 0121 4960898Email address: lellis@example.com Vehicle Details: Registration number: KR118ZV Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: E2 7SQ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 08/10/19 Years No Claims Bonus: 14 To: 00:00 on Saturday 24 January, 2026 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Jessica Khan , Francesca Begum Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £2,227.60 Policy Upgrade sub-total: £7,462.21 Insurance Premium Tax: £8,407.22 Total: £2,869.82Windscreen Cover Included Protected No Claims Bonus £7,462.21 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|XOTMXDIFR\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: XOTMXDIFR Issue Date: 14/02/2023 Renewal Date: 08/10/19 483881525 Jessica Khan 8 Owen club Whitehouseville E2 7SQ Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 08/10/19. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 14/02/2023. Your Renewal Offer £2,869.82 Last Year's Premium £2,575.16 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 08/10/19 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Jessica Khan \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £2,869.82 \| Payment Date: 31/01/2026 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Jessica Khan (FORD MUSTANG - KR118ZV) 08/10/19 to Saturday 24 January, 2026 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£2,869.82 Your Renewal Offer £2,869.82 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : lellis@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	XOTMXDIFR	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Saturday	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	08/10/19	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Martin, Information about your Documents. Policy Number : 8ZDQB4O43ZL.VYAT.E1MG. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) SB310OF Grace Richards 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Grace Richards Policy Number: 8ZDQB4O43ZL.VYAT.E1MG Issue date: 07/12/22 Address: 42 Elaine groves West Suzanne YO0 5HA Contact number: +44(0)191 496 0472Email address: kelly52@example.org Vehicle Details: Registration number: SB310OF Keeper: Grace Richards Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: YO0 5HA Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 06/12/23 Bonus Protection: Protected To: 00:00 27/10/2020 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Grace Richards Policyholder Date of Birth: Tuesday 11 March, 2025 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Gerard Smith Driver Date of Birth: 05 December, 2025 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 8ZDQB4O43ZL.VYAT.E1MG This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: SB310OF or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 27/10/2020 2Name of Policyholder: Grace Richards 3Persons or classes of persons entitled to drive: Grace Richards, Gerard Smith All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 06/12/236Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Grace Richards Policy number: 8ZDQB4O43ZL.VYAT.E1MG Issue date: 07/12/22 Issued by: AdmiralAddress: 42 Elaine groves West Suzanne YO0 5HA Reason for issue: Renewal Contact number: +44(0)191 496 0472Email address: kelly52@example.org Vehicle Details: Registration number: SB310OF Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: YO0 5HA Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 06/12/23 Years No Claims Bonus: 14 To: 00:00 on 27/10/2020 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Grace Richards , Gerard Smith Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £3,619.24 Policy Upgrade sub-total: £4,999.68 Insurance Premium Tax: £9,410.57 Total: £2,885.59Windscreen Cover Included Protected No Claims Bonus £4,999.68 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|8ZDQB4O43ZL.VYAT.E1MG\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 8ZDQB4O43ZL.VYAT.E1MG Issue Date: 07/12/22 Renewal Date: 06/12/23 483881525 Grace Richards 42 Elaine groves West Suzanne YO0 5HA Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Ms %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 06/12/23. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 07/12/22. Your Renewal Offer £2,885.59 Last Year's Premium £601.09 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 06/12/23 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Grace Richards \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £2,885.59 \| Payment Date: 02 December, 2019 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Grace Richards (FORD MUSTANG - SB310OF) 06/12/23 to 27/10/2020 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£2,885.59 Your Renewal Offer £2,885.59 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : kelly52@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	8ZDQB4O43ZL.VYAT.E1MG	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	27/10/2020	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	06/12/23	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Alice, Information about your Documents. Policy Number : QXVLEJEZA. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) JV19 9DD Dr Marcus Hughes 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Dr Marcus Hughes Policy Number: QXVLEJEZA Issue date: 2024-03-27 Address: 335 Iain rest West Sarah HD9P 6ZU Contact number: +44(0)1164960010Email address: dawsonemily@example.org Vehicle Details: Registration number: JV19 9DD Keeper: Dr Marcus Hughes Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: HD9P 6ZU Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 27 April, 2019 Bonus Protection: Protected To: 00:00 25/09/2020 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Dr Marcus Hughes Policyholder Date of Birth: Fri 26 December, 2025 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Miss Katy King Driver Date of Birth: 02/06/2023 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: QXVLEJEZA This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: JV19 9DD or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 25/09/2020 2Name of Policyholder: Dr Marcus Hughes 3Persons or classes of persons entitled to drive: Dr Marcus Hughes, Miss Katy King All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 27 April, 20196Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Dr Marcus Hughes Policy number: QXVLEJEZA Issue date: 2024-03-27 Issued by: AdmiralAddress: 335 Iain rest West Sarah HD9P 6ZU Reason for issue: Renewal Contact number: +44(0)1164960010Email address: dawsonemily@example.org Vehicle Details: Registration number: JV19 9DD Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: HD9P 6ZU Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 27 April, 2019 Years No Claims Bonus: 14 To: 00:00 on 25/09/2020 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Dr Marcus Hughes , Miss Katy King Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £7,814.14 Policy Upgrade sub-total: £1,199.90 Insurance Premium Tax: £5,106.50 Total: £9,649.97Windscreen Cover Included Protected No Claims Bonus £1,199.90 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|QXVLEJEZA\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: QXVLEJEZA Issue Date: 2024-03-27 Renewal Date: 27 April, 2019 483881525 Dr Marcus Hughes 335 Iain rest West Sarah HD9P 6ZU Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mrs %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 27 April, 2019. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 2024-03-27. Your Renewal Offer £9,649.97 Last Year's Premium £5,522.97 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 27 April, 2019 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Dr Marcus Hughes \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £9,649.97 \| Payment Date: Sat 27 August, 2022 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Dr Marcus Hughes (FORD MUSTANG - JV19 9DD) 27 April, 2019 to 25/09/2020 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£9,649.97 Your Renewal Offer £9,649.97 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : dawsonemily@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	QXVLEJEZA	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	25/09/2020	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	27 April, 2019	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Conor, Information about your Documents. Policy Number : A-V/QTL0POXQSW2A1HYZK. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) YA257SY Julie Webb 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Julie Webb Policy Number: A-V/QTL0POXQSW2A1HYZK Issue date: 02/08/2020 Address: 45 Maureen inlet West Peter CT3 3SZ Contact number: 0161 4960268Email address: igraham@example.com Vehicle Details: Registration number: YA257SY Keeper: Julie Webb Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: CT3 3SZ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 18 December, 2021 Bonus Protection: Protected To: 00:00 Sun 17 November, 2024 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Julie Webb Policyholder Date of Birth: Friday 08 October, 2021 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Dr Alice Herbert Driver Date of Birth: 2025-11-29 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: A-V/QTL0POXQSW2A1HYZK This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: YA257SY or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Sun 17 November, 2024 2Name of Policyholder: Julie Webb 3Persons or classes of persons entitled to drive: Julie Webb, Dr Alice Herbert All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 18 December, 20216Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Julie Webb Policy number: A-V/QTL0POXQSW2A1HYZK Issue date: 02/08/2020 Issued by: AdmiralAddress: 45 Maureen inlet West Peter CT3 3SZ Reason for issue: Renewal Contact number: 0161 4960268Email address: igraham@example.com Vehicle Details: Registration number: YA257SY Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: CT3 3SZ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 18 December, 2021 Years No Claims Bonus: 14 To: 00:00 on Sun 17 November, 2024 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Julie Webb , Dr Alice Herbert Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £1,373.58 Policy Upgrade sub-total: £819.97 Insurance Premium Tax: £4,340.76 Total: £8,629.27Windscreen Cover Included Protected No Claims Bonus £819.97 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|A-V/QTL0POXQSW2A1HYZK\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: A-V/QTL0POXQSW2A1HYZK Issue Date: 02/08/2020 Renewal Date: 18 December, 2021 483881525 Julie Webb 45 Maureen inlet West Peter CT3 3SZ Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 18 December, 2021. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 02/08/2020. Your Renewal Offer £8,629.27 Last Year's Premium £1,393.01 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 18 December, 2021 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Julie Webb \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £8,629.27 \| Payment Date: 20/10/2022 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Julie Webb (FORD MUSTANG - YA257SY) 18 December, 2021 to Sun 17 November, 2024 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£8,629.27 Your Renewal Offer £8,629.27 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : igraham@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	A-V/QTL0POXQSW2A1HYZK	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Sun	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	18 December, 2021	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Samantha, Information about your Documents. Policy Number : ZIL/LS/5G9JF9. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) KL75 6TZ Vanessa Murray 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Vanessa Murray Policy Number: ZIL/LS/5G9JF9 Issue date: Wed 04 March, 2026 Address: 49 Day crossing Lake Jeffreyland SS39 1HW Contact number: +44(0)161 4960430Email address: edward79@example.com Vehicle Details: Registration number: KL75 6TZ Keeper: Vanessa Murray Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: SS39 1HW Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 28 February, 2021 Bonus Protection: Protected To: 00:00 06/04/2024 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Vanessa Murray Policyholder Date of Birth: Wed 07 August, 2019 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Shane Wood-James Driver Date of Birth: Mon 03 June, 2019 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: ZIL/LS/5G9JF9 This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: KL75 6TZ or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 06/04/2024 2Name of Policyholder: Vanessa Murray 3Persons or classes of persons entitled to drive: Vanessa Murray, Shane Wood-James All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 28 February, 20216Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Vanessa Murray Policy number: ZIL/LS/5G9JF9 Issue date: Wed 04 March, 2026 Issued by: AdmiralAddress: 49 Day crossing Lake Jeffreyland SS39 1HW Reason for issue: Renewal Contact number: +44(0)161 4960430Email address: edward79@example.com Vehicle Details: Registration number: KL75 6TZ Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: SS39 1HW Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 28 February, 2021 Years No Claims Bonus: 14 To: 00:00 on 06/04/2024 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Vanessa Murray , Shane Wood-James Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £5,542.48 Policy Upgrade sub-total: £6,521.04 Insurance Premium Tax: £5,630.32 Total: £1,163.80Windscreen Cover Included Protected No Claims Bonus £6,521.04 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|ZIL/LS/5G9JF9\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: ZIL/LS/5G9JF9 Issue Date: Wed 04 March, 2026 Renewal Date: 28 February, 2021 483881525 Vanessa Murray 49 Day crossing Lake Jeffreyland SS39 1HW Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 28 February, 2021. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Wed 04 March, 2026. Your Renewal Offer £1,163.80 Last Year's Premium £8,948.94 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 28 February, 2021 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Vanessa Murray \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £1,163.80 \| Payment Date: Thu 08 July, 2021 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Vanessa Murray (FORD MUSTANG - KL75 6TZ) 28 February, 2021 to 06/04/2024 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£1,163.80 Your Renewal Offer £1,163.80 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : edward79@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	ZIL/LS/5G9JF9	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	06/04/2024	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	28 February, 2021	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06

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