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12,500
12,500
13,533,625
3,683
A research polling system obtains structured data from freeform text answers in a research poll. The system includes a database of objects that may represent answers to a research poll. The system presents a research poll to a user, where the research poll includes at least one freeform text field among the answers in ...
1. A method comprising: presenting a poll question to a user, the poll question comprising an answer field for receiving text input from the user; receiving a partial input from the user via the answer field; searching for one or more candidate answers that match the user's partial input; presenting the one or more can...
A research polling system obtains structured data from freeform text answers in a research poll. The system includes a database of objects that may represent answers to a research poll. The system presents a research poll to a user, where the research poll includes at least one freeform text field among the answers in ...
3,600
12,501
12,501
12,895,598
3,693
According to one aspect of the invention, health insurance claim data for a first group of individuals is obtained to generate a training corpus, including a training set of claim data and a holdout set of claim data. The first group of individuals represents enrollees of one or more first health insurance plans and th...
1. A computer-implemented method for evaluating enrollees of a health insurance plan, the method comprising: obtaining health insurance claim data for a first group of individuals to generate a training corpus, including a training set of claim data and a holdout set of claim data, the first group of individuals repres...
According to one aspect of the invention, health insurance claim data for a first group of individuals is obtained to generate a training corpus, including a training set of claim data and a holdout set of claim data. The first group of individuals represents enrollees of one or more first health insurance plans and th...
3,600
12,502
12,502
12,549,577
3,691
A loan syndication tracking and management system and method provides a user with access to specific details related to a syndicated loan. The system and method coordinates investor, borrower and resource information, in addition to features related to the overall structure of a syndicated loan. Users access the system...
1. A loan management system, comprising at least one database storing a first dataset containing lender data, send lender data being related to a plurality of lenders; a second dataset containing borrower data, said borrower data being related to at least one borrower; and a third dataset containing loan resource data,...
A loan syndication tracking and management system and method provides a user with access to specific details related to a syndicated loan. The system and method coordinates investor, borrower and resource information, in addition to features related to the overall structure of a syndicated loan. Users access the system...
3,600
12,503
12,503
13,316,754
3,693
Business insurance clients select parameters and/or preferences for monitoring in vehicle fleets using one or more telematics devices. The parameters and/or preferences may comprise an operating characteristic associated with fleet vehicles associated with a business insurance product. Selection and measurement of para...
1. A method, comprising: receiving, by a specially-programmed computer device and from a user device, an indication of a request for a fleet insurance product for a fleet of vehicles; determining, by the specially-programmed computer device, a base premium for the fleet insurance product; providing, by the specially-pr...
Business insurance clients select parameters and/or preferences for monitoring in vehicle fleets using one or more telematics devices. The parameters and/or preferences may comprise an operating characteristic associated with fleet vehicles associated with a business insurance product. Selection and measurement of para...
3,600
12,504
12,504
15,576,004
3,638
A security document (e.g. passport) comprising a protective feature for authenticating a laminate data sheet thereof and method for making the same. A metalized flexible hinge attached to the laminate data sheet is used to bind the laminate data sheet into the passport with one or more other sheets at a binding of the ...
1. A security document comprising a laminate data sheet attached to a flexible hinge which is attached to a binding of the security document, the flexible hinge comprising personalization data for authenticating the laminate data sheet, the security document comprising: (a) a metalized flexible hinge attached to the la...
A security document (e.g. passport) comprising a protective feature for authenticating a laminate data sheet thereof and method for making the same. A metalized flexible hinge attached to the laminate data sheet is used to bind the laminate data sheet into the passport with one or more other sheets at a binding of the ...
3,600
12,505
12,505
14,822,198
3,695
The invention provides systems and methods for intra-day trading of actively managed exchange traded funds (AMETFs). The invention provides creation and redemption structures for AMETF shares that allow arbitrage, intra-day value estimations for AMETF shares, and hedging portfolios for hedging risks associated with tra...
1. A method of intra-day trading in shares or derivative instruments of an actively managed fund comprising: determining, by at least one computer, a hedging basket of instruments that track the actively managed fund or derivatives; managing investment risk taken in the shares or derivative instruments of the actively ...
The invention provides systems and methods for intra-day trading of actively managed exchange traded funds (AMETFs). The invention provides creation and redemption structures for AMETF shares that allow arbitrage, intra-day value estimations for AMETF shares, and hedging portfolios for hedging risks associated with tra...
3,600
12,506
12,506
12,271,638
3,682
Methods and systems for determining the suitability of information to be received by a mobile client are disclosed. For example, an exemplary method may includes identifying a set of location history information by the mobile client, updating a user profile by the mobile client based on the location history information...
1. A method for determining the suitability of information to be received by a mobile client, comprising: identifying a set of location history information by the mobile client; updating a user profile by the mobile client based on the location history information; and displaying and/or storing target information on th...
Methods and systems for determining the suitability of information to be received by a mobile client are disclosed. For example, an exemplary method may includes identifying a set of location history information by the mobile client, updating a user profile by the mobile client based on the location history information...
3,600
12,507
12,507
14,941,268
3,612
A trim piece for a motor vehicle includes a cutout portion for receiving a vehicle member and an overlapping interlocking joint for securing the cutout portion around the vehicle member. The overlapping interlocking joint includes a flanged male portion and a cooperating female portion. The cooperating female portion m...
1. A trim piece for a motor vehicle, comprising; a cutout portion for receiving a vehicle member; and a flexible overlapping interlocking joint for securing the cutout portion around the vehicle member. 2. The trim piece of claim 1, wherein the overlapping interlocking joint includes a flanged male portion and a cooper...
A trim piece for a motor vehicle includes a cutout portion for receiving a vehicle member and an overlapping interlocking joint for securing the cutout portion around the vehicle member. The overlapping interlocking joint includes a flanged male portion and a cooperating female portion. The cooperating female portion m...
3,600
12,508
12,508
14,809,391
3,658
An automatic transmission assembly includes a torque converter drivably engaged with a transmission. The torque converter has an impeller with a hub. The hub has an exterior surface, a hub end face, and a first chamfered edge between the exterior surface and the hub end face. A gear has an axial opening, a gear end fac...
1. A transmission assembly comprising: a torque converter having an impeller having a hub with a first chamfered edge between an exterior surface and a first end face; a gear mounted in a transmission and on the hub and having a second chamfered edge between an axial opening and a second end face. and circumferentially...
An automatic transmission assembly includes a torque converter drivably engaged with a transmission. The torque converter has an impeller with a hub. The hub has an exterior surface, a hub end face, and a first chamfered edge between the exterior surface and the hub end face. A gear has an axial opening, a gear end fac...
3,600
12,509
12,509
14,215,587
3,683
Computer-implemented methods, systems, and computer-readable media for collecting customer feedback are disclosed. In one embodiment, a merchant provides registration data, defines one or more surveys, and one or more customer deals to a database. Each survey is linked to a customer deal. A customer of the merchant is ...
1. A computer-implemented method for collecting customer feedback, comprising: receiving, at a processor, data defining at least one merchant; receiving, at the processor, data defining one or more merchant surveys related to the at least one merchant; receiving, at the processor, data defining one or more merchant dea...
Computer-implemented methods, systems, and computer-readable media for collecting customer feedback are disclosed. In one embodiment, a merchant provides registration data, defines one or more surveys, and one or more customer deals to a database. Each survey is linked to a customer deal. A customer of the merchant is ...
3,600
12,510
12,510
14,243,149
3,691
The subject matter disclosed pertains to a computer-implemented method for determining a life insurance premium or setting a wage rate. The premium or wage rate is based on a time compression factor (CF A ) that quantifies the increased value of time as an individual ages to age (A). The compression factor is calculate...
1. A computer-implemented method for adjusting a life insurance premium for an adult, the method comprising the steps of: inputting, into a computer, information about an adult's mass (MA) and the adult's mass at the end of childhood (Mchildhood); inputting, into the computer, information about the nutritional consumpt...
The subject matter disclosed pertains to a computer-implemented method for determining a life insurance premium or setting a wage rate. The premium or wage rate is based on a time compression factor (CF A ) that quantifies the increased value of time as an individual ages to age (A). The compression factor is calculate...
3,600
12,511
12,511
14,803,031
3,689
A video signature system and method. A unique identifier for an agreement document is generated. Consecutive video frames with the unique identifier are captured for each party to the agreement.
1. A method comprising: using a processor of a user computing device to receive a data file configured to display plain text and/or images, the data file having one or more predetermined areas wherein a signature of a signer that is using said user computing device can be appended; using captured video frames of the si...
A video signature system and method. A unique identifier for an agreement document is generated. Consecutive video frames with the unique identifier are captured for each party to the agreement.1. A method comprising: using a processor of a user computing device to receive a data file configured to display plain text a...
3,600
12,512
12,512
14,199,674
3,674
The complexity of a fracture network within a subterranean formation may be enhanced by pumping a high breakdown pressure fluid followed by a low breakdown pressure fluid into the formation. The method increases the Stimulated Reservoir Volume (SRV) of the formation and provides for a network of ancillary fractures wit...
1. A method of enhancing the complexity of a fracture network during hydraulic fracturing of a subterranean formation penetrated by a well comprising pumping into the well a first fluid followed by a second fluid, wherein (i) the breakdown pressure due to the first fluid is greater than the breakdown pressure due to th...
The complexity of a fracture network within a subterranean formation may be enhanced by pumping a high breakdown pressure fluid followed by a low breakdown pressure fluid into the formation. The method increases the Stimulated Reservoir Volume (SRV) of the formation and provides for a network of ancillary fractures wit...
3,600
12,513
12,513
13,100,595
3,651
A system, device and method for dispensing a product includes a delivery system that includes at least one auger with internal flighting that is either integral with or attached to an internal wall of a barrel portion of the auger. The auger rotates and the spiral flighting within the auger transmits a product from a b...
1. A product dispensing device, comprising: a base; a frame disposed within an interior of the base; a hopper including an opening allowing an object to be dispensed therethrough, the hopper being accessible within an exterior of the base; and at least one auger having first and second open ends and being coupled to th...
A system, device and method for dispensing a product includes a delivery system that includes at least one auger with internal flighting that is either integral with or attached to an internal wall of a barrel portion of the auger. The auger rotates and the spiral flighting within the auger transmits a product from a b...
3,600
12,514
12,514
12,287,610
3,600
A system of wireless advertising platform has a handheld wireless device that has an inbound wireless data function with a storage function to be able to receive and store, audio, text, image, and flash commercial messages from a message server. The device has a message exposure function that exposes these messages to ...
1. A system for a mobile wireless advertising platform, comprising: a. a message server with an Internet interface with a message provider that enables the message provider to enter commercial messages and the message server to store such messages in a database; b. the message server via a wireless communication networ...
A system of wireless advertising platform has a handheld wireless device that has an inbound wireless data function with a storage function to be able to receive and store, audio, text, image, and flash commercial messages from a message server. The device has a message exposure function that exposes these messages to ...
3,600
12,515
12,515
14,959,147
3,684
Disclosed are various embodiments for locally searching a search string in network content. A user accesses network content through a client device and enters a search string through the client device. Once the local search is performed on the network content by a client application or a search application through a ne...
1. A non-transitory computer-readable medium embodying a program executable in at least one computing device, wherein, when executed, the program causes the at least one computing device to at least: generate a user interface to be rendered via a client device, the user interface including a search capability to search...
Disclosed are various embodiments for locally searching a search string in network content. A user accesses network content through a client device and enters a search string through the client device. Once the local search is performed on the network content by a client application or a search application through a ne...
3,600
12,516
12,516
14,212,719
3,683
Approaches are provided for normalizing performance data for the operation of industrial vehicles. The approaches comprise categorizing operations of an industrial vehicle into distinct, measureable activities. The approaches further comprise measuring the actual usage of the industrial vehicle as a function of each ca...
1. A method of normalizing industrial vehicle performance data, comprising: establishing at least one category where: each category is associated with a distinct, measureable activity capable of being performed by an industrial vehicle, and each category is characterized by at least one parameter; electronically colle...
Approaches are provided for normalizing performance data for the operation of industrial vehicles. The approaches comprise categorizing operations of an industrial vehicle into distinct, measureable activities. The approaches further comprise measuring the actual usage of the industrial vehicle as a function of each ca...
3,600
12,517
12,517
13,209,949
3,691
A method of providing an account is provided. The method includes receiving identification information associated with a user during a communication session. The method further includes communicating a request for credit information, wherein the request includes at least a portion of the identification information. The...
1. A method of providing an account, comprising: receiving identification information associated with a user during a communication session; communicating a request for credit information, the request including at least a portion of the identification information; receiving the requested credit information; approving a...
A method of providing an account is provided. The method includes receiving identification information associated with a user during a communication session. The method further includes communicating a request for credit information, wherein the request includes at least a portion of the identification information. The...
3,600
12,518
12,518
13,512,032
3,621
A method includes presenting, via a display ( 118 ) of an imaging apparatus ( 100 ), information for a person interacting with the imaging apparatus. A system includes an imaging apparatus ( 100 ) with a patient examination region ( 106 ) and a display ( 118 ) for presenting information, a console ( 116 ) that controls...
1. A method, comprising: presenting, via a display of an imaging apparatus, information for a person interacting with the imaging apparatus. 2. The method of claim 1, wherein the information presented is based on an identification of the person. 3. The method of claim 2, wherein the person is a patient undergoing an im...
A method includes presenting, via a display ( 118 ) of an imaging apparatus ( 100 ), information for a person interacting with the imaging apparatus. A system includes an imaging apparatus ( 100 ) with a patient examination region ( 106 ) and a display ( 118 ) for presenting information, a console ( 116 ) that controls...
3,600
12,519
12,519
14,004,197
3,651
A dispenser for hygienic articles such as wipes, towels, toilet paper or soap, includes a dispenser housing for containing the articles, and a fastener for fastening the dispenser to a fastening surface. The fastener includes a suction unit disposed on the outside of the dispenser facing the fastening surface. The fast...
1. A dispenser for disposable hygienic articles, comprising: a dispenser housing for containing said articles, a fastener for fastening the dispenser to a fastening surface, the fastener including a suction unit disposed on an outside of the dispenser facing the fastening surface, and comprising operating means by whic...
A dispenser for hygienic articles such as wipes, towels, toilet paper or soap, includes a dispenser housing for containing the articles, and a fastener for fastening the dispenser to a fastening surface. The fastener includes a suction unit disposed on the outside of the dispenser facing the fastening surface. The fast...
3,600
12,520
12,520
14,212,511
3,681
A method, apparatus and computer program product are provided for calculating profits associated with a promotion or group of promotions offered by a promotion and marketing service. Profits may be calculated based on dynamically determined costs. The costs and profits may be averaged and/or summed for promotions assoc...
1. A method for calculating profit for a promotion and marketing service, the method comprising: receiving an indication of a gross booking dollars, wherein the gross booking dollars is a hypothetical consumer cost of at least one promotion offered for sale by the promotion and marketing service, and wherein the at lea...
A method, apparatus and computer program product are provided for calculating profits associated with a promotion or group of promotions offered by a promotion and marketing service. Profits may be calculated based on dynamically determined costs. The costs and profits may be averaged and/or summed for promotions assoc...
3,600
12,521
12,521
13,405,153
3,624
Deployment of commercial and industrial (“C&I”) facilities in wholesale markets may be optimized by unbundling attributes from the facilities and combining those attributes for deployment. Buildings within portfolios may include complimentary attributes, features, and capabilities that can be coordinated for synergisti...
1. A computerized method comprising: identifying facilities for energy optimization; unbundling components from each of the identified facilities; optimizing the unbundled components by rebundling components into optimal aggregations; and deploying the rebundled components. 2. The method of claim 1 wherein the optimizi...
Deployment of commercial and industrial (“C&I”) facilities in wholesale markets may be optimized by unbundling attributes from the facilities and combining those attributes for deployment. Buildings within portfolios may include complimentary attributes, features, and capabilities that can be coordinated for synergisti...
3,600
12,522
12,522
13,619,743
3,621
A method enabling a frequent shopper reward system capable of tracking performance data of a plurality of members or account holders linked to a single frequent shopper account.
1. A method comprising: receiving transaction data that includes frequent shopper data and item or service data associated with a customer transaction; determining, based on the frequent shopper data, frequent shopper account data that includes information identifying a primary account holder, at least one sub-account ...
A method enabling a frequent shopper reward system capable of tracking performance data of a plurality of members or account holders linked to a single frequent shopper account.1. A method comprising: receiving transaction data that includes frequent shopper data and item or service data associated with a customer tran...
3,600
12,523
12,523
13,285,386
3,691
Techniques for visually conducting transactions are provided. According to an embodiment, a consumer conducts a transaction on an enterprise terminal device. A visual identifier encoded with the transaction is presented on a display of the terminal device. The consumer uses a mobile device to scan and acquire the visua...
1. A non-transitory processor-readable medium having instructions programmed into a mobile device to perform the method, comprising: obtaining, on the mobile device, a visual identifier for a transaction, the visual identifier acquired from a terminal device of an enterprise; decoding, on the mobile device, the visual ...
Techniques for visually conducting transactions are provided. According to an embodiment, a consumer conducts a transaction on an enterprise terminal device. A visual identifier encoded with the transaction is presented on a display of the terminal device. The consumer uses a mobile device to scan and acquire the visua...
3,600
12,524
12,524
14,781,538
3,685
Methods, systems and devices for transacting are provided. In a method conducted at a mobile device of a consumer, having a mobile-based credential stored in a secure memory thereof and having an associated alias, a request for the mobile-based credential from a remotely accessible server is received in response to a r...
1. A method of conducting a transaction, the method being conducted at a mobile device of a consumer having a mobile-based credential stored in a secure memory thereof and having an associated alias, the method comprising the steps of: receiving a request for the mobile-based credential from a remotely accessible serve...
Methods, systems and devices for transacting are provided. In a method conducted at a mobile device of a consumer, having a mobile-based credential stored in a secure memory thereof and having an associated alias, a request for the mobile-based credential from a remotely accessible server is received in response to a r...
3,600
12,525
12,525
14,499,512
3,686
Systems, methods, and computer-readable medium are provided for managing user information. For example, instructions for implementing a background process configured to manage a first set of data types may be received from a service provider. A data download that includes information about the new data type may also be...
1. A computer-implemented method, comprising: maintaining, by a computer system, a plurality of data types; enabling storage, on a user device, of first health information associated with at least a subset of the plurality of data types; identifying a new data type being requested for use by a third-party application o...
Systems, methods, and computer-readable medium are provided for managing user information. For example, instructions for implementing a background process configured to manage a first set of data types may be received from a service provider. A data download that includes information about the new data type may also be...
3,600
12,526
12,526
13,040,455
3,651
Generally, the present disclosure relates to a carton for dispensing compressed tissue sheets comprising a carton having an oversized carton opening and a compressed stack of tissues, such as facial tissues. The compressed carton can significantly reduce costs associated with shipping such low density products. The ove...
1. A carton comprising: a. a top panel; b. a first and a second sidewall; c. a carton opening located in the top panel; and d. a dispensing window covering at least a portion of the carton opening; wherein the area of the carton opening is from about 50 percent to about 85 percent of the area of the top panel. 2. The c...
Generally, the present disclosure relates to a carton for dispensing compressed tissue sheets comprising a carton having an oversized carton opening and a compressed stack of tissues, such as facial tissues. The compressed carton can significantly reduce costs associated with shipping such low density products. The ove...
3,600
12,527
12,527
13,926,264
3,697
A method and system for clearing payment card transactions using a computer device coupled to a database are provided. The method includes receiving from one or more local clearing users, financial transaction data relating to purchases made at one or more merchants by a plurality of payment card cardholder, the local ...
1. A computer-based method for clearing payment card transactions, the method implemented using a computer device coupled to a memory device, the method comprising: receiving from one or more local clearing users, financial transaction data relating to purchases made at one or more merchants by a plurality of payment c...
A method and system for clearing payment card transactions using a computer device coupled to a database are provided. The method includes receiving from one or more local clearing users, financial transaction data relating to purchases made at one or more merchants by a plurality of payment card cardholder, the local ...
3,600
12,528
12,528
12,144,262
3,685
The disclosed system enables a sender to ship an item in an envelope using a mobile shipping application running on a computing device or carrier computer. This system includes an electronic envelope having an updateable flexible electronic visual display that displays shipping information transmitted by a carrier comp...
1. A method for shipping an electronic envelope comprising: via a carrier computer, remotely prompting a sender of said electronic envelope to enter a unique identifier of said electronic envelope for shipping an item, said electronic envelope having a long-range communications chip and an electronic display; receiving...
The disclosed system enables a sender to ship an item in an envelope using a mobile shipping application running on a computing device or carrier computer. This system includes an electronic envelope having an updateable flexible electronic visual display that displays shipping information transmitted by a carrier comp...
3,600
12,529
12,529
11,182,982
3,693
A buy order is received with a limit price that is above a published best offer, and represented in the auction market. If the buy order is not immediately executed, it is quoted at a minimum variation better than a published best bid, and the price of the quoted buy order becomes the published best bid. Alternatively,...
1. A method for handling securities orders in an auction market comprising: receiving a first buy order with a limit price that is above a published best offer; representing the first buy order in the auction market; determining whether the first buy order is immediately executed; and if the first buy order is not ...
A buy order is received with a limit price that is above a published best offer, and represented in the auction market. If the buy order is not immediately executed, it is quoted at a minimum variation better than a published best bid, and the price of the quoted buy order becomes the published best bid. Alternatively,...
3,600
12,530
12,530
14,763,401
3,633
The invention relates to a method for using an industrial site, an associated system, and the use of the system to carry out the method. The method facilitates the use of the available area of the industrial site in an effective way so that conversion times and costs are reduced and a great freedom of choice regarding ...
1. A method for exploiting an industrial site, the method comprising: a) erecting a permanent building on the site, wherein the building comprises a multiplicity of bays for receiving interchangeable functional units, a building shell to protect the functional units received from effects of weather, technical building ...
The invention relates to a method for using an industrial site, an associated system, and the use of the system to carry out the method. The method facilitates the use of the available area of the industrial site in an effective way so that conversion times and costs are reduced and a great freedom of choice regarding ...
3,600
12,531
12,531
13,942,651
3,685
Apparatus and method for a payment processing system are described. The payment processing system provides security of and secures storage of bankcard data during storage in the payment processing system by encrypting the bankcard data.
1. A method of securing storage of bankcard data in a payment processing computer system, comprising the steps of: a. transforming by a central processing unit of the computer system hosting a system program an original bankcard data, received into a temporary memory of the system using a forward transform logic, into ...
Apparatus and method for a payment processing system are described. The payment processing system provides security of and secures storage of bankcard data during storage in the payment processing system by encrypting the bankcard data.1. A method of securing storage of bankcard data in a payment processing computer sy...
3,600
12,532
12,532
15,207,326
3,676
A packoff and a locking assembly installed in a bore of a wellhead component are provided. In one embodiment, a packoff includes inner and outer annular seals and an energizing ring shaped to be wedged between the inner and outer annular seals so as to apply a radially inward biasing force on the inner annular seal and...
1. A system comprising: a wellhead component having a bore; an inner component disposed within the bore of the wellhead component; a locking assembly disposed within the bore between the inner component and the wellhead component to secure the inner component within the bore of the wellhead component, the locking assem...
A packoff and a locking assembly installed in a bore of a wellhead component are provided. In one embodiment, a packoff includes inner and outer annular seals and an energizing ring shaped to be wedged between the inner and outer annular seals so as to apply a radially inward biasing force on the inner annular seal and...
3,600
12,533
12,533
14,622,151
3,695
Various embodiments of trading in financial instruments are given. In some embodiments, a trading venue may allow trading in futures contacts that relate to the outcome of competitions, such as sporting events, television competitions, and so on.
1. A method comprising: receiving, by a computing device, information defining a winning parameter of a contest from a contest expert; listing, by the computing device, a financial instrument that gives a holder of the financial instrument a right to a payment based on an outcome the contest and the winning parameter; ...
Various embodiments of trading in financial instruments are given. In some embodiments, a trading venue may allow trading in futures contacts that relate to the outcome of competitions, such as sporting events, television competitions, and so on.1. A method comprising: receiving, by a computing device, information defi...
3,600
12,534
12,534
14,257,855
3,626
A unique health score computation method is disclosed which masks underlying health statistics, yet provides a benchmark for a variety of applications. A system and method for collecting health related information, processing the information into a composite numerical value, and publishing the value is provided. The sy...
1. A computer implemented method for processing private health related data into a masked numerical score suitable for publishing, comprising the steps of: receiving data into a memory, wherein the received data represents at least one intrinsic medical parameter and at least one extrinsic physical activity parameter o...
A unique health score computation method is disclosed which masks underlying health statistics, yet provides a benchmark for a variety of applications. A system and method for collecting health related information, processing the information into a composite numerical value, and publishing the value is provided. The sy...
3,600
12,535
12,535
14,515,160
3,665
A collision avoidance system is provided which includes a sensory system to determine a driver's intended forward or reverse travel direction by determination of a driver's head and eye position. A controller is provided that is cognizant of a driver's recent transmission gear shift to a forward or rearward direction. ...
1. A collision avoidance system for an automotive vehicle, the collision avoidance system comprising: a visual sensory system the visual sensory system being located inside and coupled to the automotive vehicle, the visual sensory system comprising: a first camera located in front of a driver of the automotive vehicle ...
A collision avoidance system is provided which includes a sensory system to determine a driver's intended forward or reverse travel direction by determination of a driver's head and eye position. A controller is provided that is cognizant of a driver's recent transmission gear shift to a forward or rearward direction. ...
3,600
12,536
12,536
14,410,808
3,691
A suspension control system allows a state variable of a vehicle used for the damper damping force control to be computed at a high precision without regards to the caster angle given to the suspension geometry. A suspension control system for a vehicle provided with a variable damper that can adjust a damping force ac...
1. A suspension control system for a vehicle provided with a variable damper that can adjust a damping force according to an input signal, comprising: a wheel rotational speed sensor for detecting a wheel rotational speed; a base input value computing means for computing a base input value of the vehicle according to a...
A suspension control system allows a state variable of a vehicle used for the damper damping force control to be computed at a high precision without regards to the caster angle given to the suspension geometry. A suspension control system for a vehicle provided with a variable damper that can adjust a damping force ac...
3,600
12,537
12,537
13,872,925
3,629
Methods and systems are disclosed for determining gaps in a user's resume regarding skills or titles for a job, and recommending educational courses to the user based on those gaps. The user's resume is received and analyzed for the user's current set of skills. Various searching methods are used to identify a set of j...
1. A computer-implemented method for identifying gaps in a resume, the method comprising: storing in a computer system a skill knowledge base comprising a collection of skills; storing in the computer system a requisition knowledge base comprising a collection of job requisitions, each job requisition associated with o...
Methods and systems are disclosed for determining gaps in a user's resume regarding skills or titles for a job, and recommending educational courses to the user based on those gaps. The user's resume is received and analyzed for the user's current set of skills. Various searching methods are used to identify a set of j...
3,600
12,538
12,538
11,247,006
3,626
A method for creating, storing and transferring electronic patient records and for more effectively managing patient accounts receivable and billing includes storing one or more medical forms; converting each of the forms to a sequence of simplified screen displays; downloading said sequence of screen displays to a com...
1. A system for managing medical records and billing data comprising: means for storing one or more medical forms; means for converting each of said forms to a sequence of simplified screen displays; means for downloading said sequence of simplified screen displays in a form legibly displayable on a handheld device;...
A method for creating, storing and transferring electronic patient records and for more effectively managing patient accounts receivable and billing includes storing one or more medical forms; converting each of the forms to a sequence of simplified screen displays; downloading said sequence of screen displays to a com...
3,600
12,539
12,539
12,544,009
3,693
Geographical location information provided by a mobile device is used as a control on the use of a payment card as described. Mobile device identification is linked to a payment card account such that when a payment card authorization request is received, information about the geographic location of the origination of ...
1. A financial transaction system comprising: a managing computer system comprising a memory device capable of storing data associating identification information of at least one mobile device with at least one individual payment card account, and a computer processor configured to: (i) receive a request from a merchan...
Geographical location information provided by a mobile device is used as a control on the use of a payment card as described. Mobile device identification is linked to a payment card account such that when a payment card authorization request is received, information about the geographic location of the origination of ...
3,600
12,540
12,540
14,820,541
3,689
A data management system, method, and non-transitory storage device for tracking an agriculture product from origin to shipment to market, and for optimizing productivity of the agriculture product by analyzing the compiled data and modifying future activities accordingly. A single source data repository maintains reco...
1. A computer-based system for improved processing of information related to origin, production and distribution of an agriculture product during the entire term of an agricultural production cycle from land preparation to a final destination for sale to consumers, comprising: one or more special purpose computer serve...
A data management system, method, and non-transitory storage device for tracking an agriculture product from origin to shipment to market, and for optimizing productivity of the agriculture product by analyzing the compiled data and modifying future activities accordingly. A single source data repository maintains reco...
3,600
12,541
12,541
13,834,229
3,683
A computer system for recommending potential competitor merchants to a subscriber merchant and/or a market analyst is provided. The computer system includes a memory device in communication with a processor. The processor is programmed to receive transaction information for a plurality of cardholders from a payment net...
1. A competitor identifier computer system for developing a set of merchants that are competitors to a subscriber merchant for presentation to a market analyst, said system comprising: a memory device for storing data; and a processor in communication with the memory device, said processor programmed to: receive paymen...
A computer system for recommending potential competitor merchants to a subscriber merchant and/or a market analyst is provided. The computer system includes a memory device in communication with a processor. The processor is programmed to receive transaction information for a plurality of cardholders from a payment net...
3,600
12,542
12,542
15,215,957
3,669
A method includes controlling an electrified vehicle by modifying a power output of an engine to power an electric heating device for selectively heating a battery pack of the electrified vehicle.
1. A method, comprising: controlling an electrified vehicle by modifying a power output of an engine to power an electric heating device for selectively heating a battery pack of the electrified vehicle. 2. The method as recited in claim 1, wherein modifying the power output of the engine includes modifying at least on...
A method includes controlling an electrified vehicle by modifying a power output of an engine to power an electric heating device for selectively heating a battery pack of the electrified vehicle.1. A method, comprising: controlling an electrified vehicle by modifying a power output of an engine to power an electric he...
3,600
12,543
12,543
13,875,956
3,693
According to one embodiment, a system includes one or more processors operable to, for each of the plurality of participants of a pension plan, determine data indicative of a first premium amount associated with a benefit of the pension plan that the participant is not eligible to elect to receive as a liability payout...
1. A system, comprising: a memory; one or more processors communicatively coupled to the memory and operable to: receive data indicative of a plurality of participants in a pension plan; prior to any of the plurality of participant electing to receive a liability payout associated with the pension plan: for each of the...
According to one embodiment, a system includes one or more processors operable to, for each of the plurality of participants of a pension plan, determine data indicative of a first premium amount associated with a benefit of the pension plan that the participant is not eligible to elect to receive as a liability payout...
3,600
12,544
12,544
13,598,544
3,625
A system and method for acquisition, characterization, and application of Manufacturing patterns to the automated production of the digital representation of these patterns as interactive media that gathers a customer's input, and subsequently produces physical product is described.
1. A system for acquisition, characterization, and application of one or more manufacturing patterns to the automated production of the digital representation of these patterns for a product, comprising: a computer having a processor that has a manufacturing unit, the manufacturing unit that automatically transmits a s...
A system and method for acquisition, characterization, and application of Manufacturing patterns to the automated production of the digital representation of these patterns as interactive media that gathers a customer's input, and subsequently produces physical product is described.1. A system for acquisition, characte...
3,600
12,545
12,545
11,347,136
3,624
A system and method for managing churn among the customers of a business is provided. The system and method provide for an analysis of the causes of customer churn and identifies customers who are most likely to churn in the future. Identifying likely churners allows appropriate steps to be taken to prevent customers w...
1. A data mining system comprising; a data mart for receiving and storing customer data from a plurality of data sources; a data manipulation module for calculating derived variable values from the data stored in the data mart and for preparing an input data set including the derived variable values; and a data mini...
A system and method for managing churn among the customers of a business is provided. The system and method provide for an analysis of the causes of customer churn and identifies customers who are most likely to churn in the future. Identifying likely churners allows appropriate steps to be taken to prevent customers w...
3,600
12,546
12,546
14,706,055
3,682
A method for structuring the content of an advertisement for a product or service includes: providing a first message element associated with a primary product or service, providing a second message element associated with a different product or service. The first message element includes message-copy and a message-cop...
1. A method for structuring the content of an advertisement for a product or service, the method comprising steps of: providing a first advertisement associated with a primary product or service, and comprising message copy and a message copy timeline; providing a second advertisement comprising a message track; insert...
A method for structuring the content of an advertisement for a product or service includes: providing a first message element associated with a primary product or service, providing a second message element associated with a different product or service. The first message element includes message-copy and a message-cop...
3,600
12,547
12,547
15,432,041
3,619
A system for use with a well can include a perforating assembly with at least one perforator, the perforating assembly conveyed through a wellbore with fluid flow through the wellbore, and plugging devices spaced apart from the perforating assembly in the wellbore, the plugging devices conveyed through the wellbore wit...
1. A system for use with a subterranean well, the system comprising: a perforating assembly including at least one perforator, the perforating assembly conveyed through a wellbore with fluid flow through the wellbore; and plugging devices spaced apart from the perforating assembly in the wellbore, the plugging devices ...
A system for use with a well can include a perforating assembly with at least one perforator, the perforating assembly conveyed through a wellbore with fluid flow through the wellbore, and plugging devices spaced apart from the perforating assembly in the wellbore, the plugging devices conveyed through the wellbore wit...
3,600
12,548
12,548
15,134,983
3,694
A data structure in a tangible computer-readable medium having two or more prospective customer profile records; two or more comparable segment records; and an association between each of the two or more prospective customer profile records and one of the two or more comparable segment records.
1. A non-transitory tangible computer readable medium encoded with processor readable instructions to perform a method for providing quantitative product information based on a subset of prospective customer profile records, the method comprising: providing an interactive website interface from a server to a remote use...
A data structure in a tangible computer-readable medium having two or more prospective customer profile records; two or more comparable segment records; and an association between each of the two or more prospective customer profile records and one of the two or more comparable segment records.1. A non-transitory tangi...
3,600
12,549
12,549
14,807,969
3,612
A deployable armrest system for a vehicle is provided. The system having: a pair of side walls configured to be located in a facing spaced relationship with respect to each other to define an operator area therebetween; and a pair of deployable armrests movably secured to the pair of side walls and configured for movem...
1. A deployable armrest system for a vehicle, comprising: a pair of side walls configured to be located in a facing spaced relationship with respect to each other to define an operator area therebetween; and a pair of deployable armrests movably secured to the pair of side walls and configured for movement between a st...
A deployable armrest system for a vehicle is provided. The system having: a pair of side walls configured to be located in a facing spaced relationship with respect to each other to define an operator area therebetween; and a pair of deployable armrests movably secured to the pair of side walls and configured for movem...
3,600
12,550
12,550
15,406,176
3,665
The disclosure concerns a method for the remote-controlled operation of a tailgate of a motor vehicle. A sensor arrangement of the motor vehicle detects environmental data of the motor vehicle. A control apparatus of the motor vehicle triggers the opening of the tailgate on receiving a wireless opening signal from an o...
1. A method for remote-controlled operation of a tailgate of a motor vehicle comprising: detecting environmental data using a sensor arrangement of the motor vehicle; opening the tailgate in response to receiving a wireless opening signal, via a control apparatus; checking for a presence of at least one closure conditi...
The disclosure concerns a method for the remote-controlled operation of a tailgate of a motor vehicle. A sensor arrangement of the motor vehicle detects environmental data of the motor vehicle. A control apparatus of the motor vehicle triggers the opening of the tailgate on receiving a wireless opening signal from an o...
3,600
12,551
12,551
14,082,751
3,624
A system and method for facilitating searching and recommendation for reaching a particular consumer audience with a marketing message operates across multiple media channels. Syndicated survey data for consumer behaviors is combined with consumer segmentation schema to create a subset of segments best associated with ...
1. A computer-implemented method for recommending an audience for a marketing message, the method comprising the steps of: a. receiving at a server system a consumer behavior survey comprising a plurality of consumer survey response records each comprising a set of consumer behaviors; b. assigning a consumer segment va...
A system and method for facilitating searching and recommendation for reaching a particular consumer audience with a marketing message operates across multiple media channels. Syndicated survey data for consumer behaviors is combined with consumer segmentation schema to create a subset of segments best associated with ...
3,600
12,552
12,552
13,706,544
3,629
A document workflow management system monitors progress of a document as it moves between various personnel to whom workflow actions have been assigned. When the system identifies that one of the personnel is causing a delay, or is likely to cause a delay, it will identify an alternate person who may perform the action...
1. A method comprising, by one or more processors: accessing a document workflow file, the document workflow file representing a document management workflow for a document, the document workflow file comprising information identifying a plurality of workflow action personnel, an action that is to be taken by each of t...
A document workflow management system monitors progress of a document as it moves between various personnel to whom workflow actions have been assigned. When the system identifies that one of the personnel is causing a delay, or is likely to cause a delay, it will identify an alternate person who may perform the action...
3,600
12,553
12,553
13,690,998
3,681
The present disclosure relates to a method for receiving a rebate claim including providing an interface module for display on a display screen, receiving, via the interface module, consumer identifying information, and receiving, via the interface module, an uploaded digital copy of physical proof of purchase data, th...
1. A system for rebate claim submission, the system comprising an interface module for display on a display screen and configured for: receiving consumer identifying information based on a consumer's electronic input; and receiving an uploaded digital copy of physical proof of purchase data, the purchase data indicatin...
The present disclosure relates to a method for receiving a rebate claim including providing an interface module for display on a display screen, receiving, via the interface module, consumer identifying information, and receiving, via the interface module, an uploaded digital copy of physical proof of purchase data, th...
3,600
12,554
12,554
14,680,601
3,623
The present invention relates to the use of free delivery to create a new system, method, and apparatus used for uploading, listening, voting, organizing, and downloading of music, and/or video, which optionally may be used in conjunction with a hybrid hard copy/soft copy advertising and marketing that also includes a ...
1. A method for making available media files, the method comprising: distributing an application to a plurality of computing devices for making available the media files to users of the computing devices; making available a user interface through the application for accessing a set of media files, wherein the user inte...
The present invention relates to the use of free delivery to create a new system, method, and apparatus used for uploading, listening, voting, organizing, and downloading of music, and/or video, which optionally may be used in conjunction with a hybrid hard copy/soft copy advertising and marketing that also includes a ...
3,600
12,555
12,555
12,070,138
3,692
The present invention provides a system for trading commodities and the like. A computer, a communications link between the computer and the Internet, and a database, accessible by the computer are provided. The database includes a plurality of user files. Each of the user files corresponds to a specified user of the s...
1. A system for trading commodities and the like comprising: a computer; a communications link between the computer and the Internet; a database, accessible by the computer, containing a plurality of user files wherein each of the plurality of user files corresponds to a specified user of the system and further contain...
The present invention provides a system for trading commodities and the like. A computer, a communications link between the computer and the Internet, and a database, accessible by the computer are provided. The database includes a plurality of user files. Each of the user files corresponds to a specified user of the s...
3,600
12,556
12,556
14,472,547
3,633
A unitary, plastic fastener such as a cable tie well-suited for use in bundling together a plurality of parallel wires and, in turn, releasably securing the harnessed bundle to a flattened automotive panel comprises an elongated strap, a head formed onto one end of the strap, and an insert fastener formed onto the head...
1. A fastener comprising: (a) a pawl to include an elongated strap accepting channel, the pawl comprising a locking tang which is disposed to project into the strap accepting channel; (b) a strap having a first end and a second end, the first end being formed onto the head, the strap being dimensioned for insertion int...
A unitary, plastic fastener such as a cable tie well-suited for use in bundling together a plurality of parallel wires and, in turn, releasably securing the harnessed bundle to a flattened automotive panel comprises an elongated strap, a head formed onto one end of the strap, and an insert fastener formed onto the head...
3,600
12,557
12,557
12,984,191
3,664
A system and a method are provided for managing events in a smart grid. The method is implemented in a computer infrastructure having computer executable code tangibly embodied on a computer readable storage medium having programming instructions operable to: receive a Session Initiation Protocol (SIP) notify message c...
1. A method implemented in a computer infrastructure having computer executable code tangibly embodied on a computer readable storage medium having programming instructions operable to: receive a Session Initiation Protocol (SIP) notify message comprising a monitored state of at least one electrical device, from a smar...
A system and a method are provided for managing events in a smart grid. The method is implemented in a computer infrastructure having computer executable code tangibly embodied on a computer readable storage medium having programming instructions operable to: receive a Session Initiation Protocol (SIP) notify message c...
3,600
12,558
12,558
11,739,044
3,685
Techniques for portable devices functioning as an electronic purchaser (e.g., e-purse) and/or an electronic mobile seller (e.g., mobile point-of-sales (POS)) are disclosed. According to one aspect of the invention, a mechanism is provided to enable a portable device to conduct e-commerce and m-commerce transactions ove...
1. A method for enabling a portable device to conduct mobile commerce transactions, the method comprising: receiving a list of items provided by service providers in response to a service request from the portable device; downloading one or more of the items selected from the list; personalizing the downloaded items wi...
Techniques for portable devices functioning as an electronic purchaser (e.g., e-purse) and/or an electronic mobile seller (e.g., mobile point-of-sales (POS)) are disclosed. According to one aspect of the invention, a mechanism is provided to enable a portable device to conduct e-commerce and m-commerce transactions ove...
3,600
12,559
12,559
14,265,332
3,697
A method of reaching one or more target positions in a user-directed trading system includes the steps of: identifying target positions, wherein each target position includes a tradable instrument identifier and a target quantity; for at least one of the target positions, identifying a corresponding initial position in...
1. A method of reaching one or more target positions in a user-directed trading system comprising the steps of: identifying one or more target positions, wherein each target position includes a tradable instrument identifier, a target quantity, and an identification of the side of market; for at least one of the target...
A method of reaching one or more target positions in a user-directed trading system includes the steps of: identifying target positions, wherein each target position includes a tradable instrument identifier and a target quantity; for at least one of the target positions, identifying a corresponding initial position in...
3,600
12,560
12,560
13,788,261
3,628
Methods and systems for facilitating movement of articles in freight are disclosed. One method comprises reading an article marker comprising article data identifying the article; transmitting the article data to a computing device in electrical communication with a database comprising one or more shipping rules relate...
1. A method for determining whether to move an article disposed at a first location, the method comprising: reading an article marker comprising article data identifying the article; transmitting article data to a computing device, wherein the computing device is in electrical communication with a database comprising o...
Methods and systems for facilitating movement of articles in freight are disclosed. One method comprises reading an article marker comprising article data identifying the article; transmitting the article data to a computing device in electrical communication with a database comprising one or more shipping rules relate...
3,600
12,561
12,561
14,326,357
3,697
A method for generating a personal identification number (PIN) debit child product for use in performing a debit payment transaction with a merchant entity. A payment processing platform receives a user selection of a financial institution made via a merchant payment page and directs the user to authenticate a user ide...
1. A computer-implemented method implemented by a payment processing platform, the method comprising: receiving, via a remote software application, a user selection of a financial institution that is separate and distinct from the payment processing platform; receiving a user selection of a core account held with the f...
A method for generating a personal identification number (PIN) debit child product for use in performing a debit payment transaction with a merchant entity. A payment processing platform receives a user selection of a financial institution made via a merchant payment page and directs the user to authenticate a user ide...
3,600
12,562
12,562
13,812,883
3,645
An echo processor ( 117 ) for an ultrasound imaging device ( 102 ) includes a frame processor ( 118 ) that aligns a plurality (N) of sequentially received frames of echoes based on a set of motion displacement fields for the plurality of frames and combines the aligned plurality of sequentially received frames, thereby...
1. An echo processor for an ultrasound imaging device, comprising: a frame processor that aligns a plurality (N) of sequentially received frames of echoes based on a set of motion displacement fields for the plurality of frames and combines the aligned plurality of sequentially received frames, thereby forming a compou...
An echo processor ( 117 ) for an ultrasound imaging device ( 102 ) includes a frame processor ( 118 ) that aligns a plurality (N) of sequentially received frames of echoes based on a set of motion displacement fields for the plurality of frames and combines the aligned plurality of sequentially received frames, thereby...
3,600
12,563
12,563
14,131,744
3,651
A dispenser and a stack combination. The stack is a stack of interfolded webs wherein the lines of weakness of one web are offset from the lines of weakness of another web in a longitudinal direction, and the stack including at least two webs, the webs including: a first web ( 1 ) divided into individual hygiene produc...
1. A dispenser, comprising: at least one stack of interfolded webs, wherein the stack comprises at least two webs, including: a first elongate web divided into sheet products defined between longitudinally separated lines of weakness extending across the first web; and a second elongate web divided into sheet products ...
A dispenser and a stack combination. The stack is a stack of interfolded webs wherein the lines of weakness of one web are offset from the lines of weakness of another web in a longitudinal direction, and the stack including at least two webs, the webs including: a first web ( 1 ) divided into individual hygiene produc...
3,600
12,564
12,564
14,224,991
3,695
Systems and methods for evaluating basis risk associated with index based security instruments. The systems and methods calculating an element factor for each of a plurality of elements based on a modeled company loss for a plurality of events and an industry loss for the plurality of events, calculating a company loss...
1-22. (canceled) 23. A method, comprising: calculating, by a computing device, an element factor for each of a plurality of elements based on a modeled company loss for a plurality of events and a modeled industry loss for the plurality of events; calculating, by the computing device, a modeled company index loss for e...
Systems and methods for evaluating basis risk associated with index based security instruments. The systems and methods calculating an element factor for each of a plurality of elements based on a modeled company loss for a plurality of events and an industry loss for the plurality of events, calculating a company loss...
3,600
12,565
12,565
13,750,648
3,662
A control device wearable by a bicycle rider, the control device including at least one control sensor generating input signals when actuated. A control processor is connected to the at least one control sensor generating control signals responsive to the input signals. A wireless transmitter is in communication with t...
1) A control device wearable by a bicycle rider, the control device comprising: at least one wearable control sensor generating input signals when actuated; a control processor in communication with the at least one control sensor generating control signals responsive to the input signals; a wireless transmitter transm...
A control device wearable by a bicycle rider, the control device including at least one control sensor generating input signals when actuated. A control processor is connected to the at least one control sensor generating control signals responsive to the input signals. A wireless transmitter is in communication with t...
3,600
12,566
12,566
14,160,212
3,696
A method for forecasting the transaction cost of a portfolio trade execution that may be applied to any given trading strategy or an optimal trading strategy that minimizes transaction costs. The system accepts user-defined input variables from customers and generates a transaction cost estimation report based on those...
1. A method for estimating transaction costs of a security trade execution according to a specified trading strategy, comprising the steps of: by one or more computers, receiving electronic data defining parameters of a proposed trade, said data specifying a trading strategy among a plurality of predefined trading styl...
A method for forecasting the transaction cost of a portfolio trade execution that may be applied to any given trading strategy or an optimal trading strategy that minimizes transaction costs. The system accepts user-defined input variables from customers and generates a transaction cost estimation report based on those...
3,600
12,567
12,567
15,197,706
3,695
A payment terminal includes multiple chips that perform different processing functions within the payment terminal. A terminal chip performs general functionality of the payment terminal while a transaction chip communicates with payment devices such as chip cards and NFC payment devices and processes payment informati...
1. A system for exchanging electronic payment information between a payment reader and a chip card or wireless payment device, the system comprising: a chip card interface configured to receive the chip card and exchange the electronic payment information with the chip card; a wireless payment interface configured to c...
A payment terminal includes multiple chips that perform different processing functions within the payment terminal. A terminal chip performs general functionality of the payment terminal while a transaction chip communicates with payment devices such as chip cards and NFC payment devices and processes payment informati...
3,600
12,568
12,568
13,836,828
3,621
A social networking system provides stories about objects in the social networking system to a viewing user. To increase the likelihood that a story will also be provided to other users, the social networking system allows the viewing user to promote the story. When a user promotes a story, the social networking system...
1. A method comprising: receiving a sponsored story request from a promoting user, the sponsored story request identifying a story associated with an action stored by the social networking system and providing one or more parameters including a bid amount; generating a copy of the story identified by the sponsored stor...
A social networking system provides stories about objects in the social networking system to a viewing user. To increase the likelihood that a story will also be provided to other users, the social networking system allows the viewing user to promote the story. When a user promotes a story, the social networking system...
3,600
12,569
12,569
15,283,407
3,611
The invention relates to a bicycle, with a bicycle seat assembly rotatably connected to the bicycle. Rotation movement of the bicycle seat assembly is possible, seen in the driving direction, to the left and to the right side and is independent of the steering movement of the bicycle. The axis of rotation of the bicycl...
1. A bicycle, comprising: a rear wheel having a rear wheel axis which is arranged perpendicular to a central reference plane of the bicycle; a bicycle frame comprising a head tube, the head tube having a head tube axis which is arranged in the central reference plane; and a bicycle seat assembly comprising a bicycle se...
The invention relates to a bicycle, with a bicycle seat assembly rotatably connected to the bicycle. Rotation movement of the bicycle seat assembly is possible, seen in the driving direction, to the left and to the right side and is independent of the steering movement of the bicycle. The axis of rotation of the bicycl...
3,600
12,570
12,570
15,212,727
3,619
A drum storage module ( 50, 60 ) for receiving notes of value ( 16 ) has a winding drum ( 14 ) onto which the notes of value ( 16 ) are windable so as to be received between at least two foil belts ( 18 to 24 ). Further, a sensor for determining the maximum filling level of notes of value in the drum storage module (...
1. A drum storage module for receiving notes of value, comprising a winding drum (14) on which the notes of value (16) are windable so as to be received between at least two foil belts (18 to 24), and a sensor for determining the reaching and/or leaving of the maximum admissible filling level of notes of value (16) in ...
A drum storage module ( 50, 60 ) for receiving notes of value ( 16 ) has a winding drum ( 14 ) onto which the notes of value ( 16 ) are windable so as to be received between at least two foil belts ( 18 to 24 ). Further, a sensor for determining the maximum filling level of notes of value in the drum storage module (...
3,600
12,571
12,571
14,860,702
3,669
A system and method for street level routing.
1. A system for street level routing comprising a computing device configured for: dividing a geospatial region into cells and ways; weighting the cells and ways to accommodate for their individual measure of traversability; pre-calculating total weights for traversing every cell to every other cell; and using one or m...
A system and method for street level routing.1. A system for street level routing comprising a computing device configured for: dividing a geospatial region into cells and ways; weighting the cells and ways to accommodate for their individual measure of traversability; pre-calculating total weights for traversing every...
3,600
12,572
12,572
14,729,420
3,619
A construction of a nacelle inlet aft bulkhead has a curved or angled cross-section configuration between a connection of an outer edge of the aft bulkhead to an outer barrel of the nacelle inlet and a connection of an inner edge of the aft bulkhead to an inner barrel of the nacelle inlet. The curved or angled cross-se...
1. A nacelle inlet of an aircraft engine comprising: a lipskin on a forward end of the nacelle inlet; an outer barrel on an exterior of the nacelle inlet, the outer barrel extending rearwardly from the lipskin; an inner barrel on an interior of the nacelle inlet, the inner barrel extending rearwardly from the lipskin; ...
A construction of a nacelle inlet aft bulkhead has a curved or angled cross-section configuration between a connection of an outer edge of the aft bulkhead to an outer barrel of the nacelle inlet and a connection of an inner edge of the aft bulkhead to an inner barrel of the nacelle inlet. The curved or angled cross-se...
3,600
12,573
12,573
15,240,306
3,612
An interior trim assembly of a vehicle extends along width and height directions. The interior trim assembly includes a headliner having a substrate and a cover together defining a folded portion. A first cross-section of the folded portion along the width direction includes first and second cover portions and a first ...
1. An interior trim assembly of a vehicle extending along a width direction and a height direction, comprising: a headliner including a substrate and a cover together defining a folded portion, wherein a first cross-section of the folded portion along the width direction includes a first cover portion and a second cove...
An interior trim assembly of a vehicle extends along width and height directions. The interior trim assembly includes a headliner having a substrate and a cover together defining a folded portion. A first cross-section of the folded portion along the width direction includes first and second cover portions and a first ...
3,600
12,574
12,574
12,539,435
3,691
Method and system providing integration of investment fund data. One system includes a database configured to store financial data pertaining to financial assets. The system further includes a display application configured to create a display for displaying financial data pertaining to the financial assets. The displa...
1. An investment fund data integration system operatively coupled to a plurality of data sources, each of which collects or generates financial data pertaining to a plurality of financial assets, the data integration system comprising: a database configured to store financial data pertaining to a plurality of financial...
Method and system providing integration of investment fund data. One system includes a database configured to store financial data pertaining to financial assets. The system further includes a display application configured to create a display for displaying financial data pertaining to the financial assets. The displa...
3,600
12,575
12,575
13,793,299
3,692
Product and processes that comprise receiving a query for a settlement contract that is available for sale. The query is based on at least one field. The settlement contract comprises a sale of a policyholder's death benefit in a life insurance policy in exchange for money. A first settlement contract that comprises in...
1-21. (canceled) 22. An apparatus comprising: a processor; and a memory, in which the memory stores instructions which, when executed by the processor, direct the processor to: receive a query for a settlement contract that is available for sale, in which the query is based on at least one field and the settlement cont...
Product and processes that comprise receiving a query for a settlement contract that is available for sale. The query is based on at least one field. The settlement contract comprises a sale of a policyholder's death benefit in a life insurance policy in exchange for money. A first settlement contract that comprises in...
3,600
12,576
12,576
13,892,644
3,692
Construction of factor risk models that more advantageously predict the future volatility of returns of a portfolio of securities such as stocks, bonds, or the like is addressed. More specifically, factor risk models with more than one estimate of specific risk or, alternatively an original specific risk estimate toget...
1. A computer-based method of using a factor risk model to estimate a risk of a portfolio of assets comprising: electronically receiving by a programmed computer a portfolio to be analyzed defined by a N-dimensional vector for a set of N possible investment opportunities with elements corresponding to investment holdin...
Construction of factor risk models that more advantageously predict the future volatility of returns of a portfolio of securities such as stocks, bonds, or the like is addressed. More specifically, factor risk models with more than one estimate of specific risk or, alternatively an original specific risk estimate toget...
3,600
12,577
12,577
14,801,805
3,674
Methods and compositions comprising particles for use in various aspects of the life cycle of an oil and/or gas well are provided.
1. A method for treating an oil and/or gas well comprising, combining a first fluid and a second fluid to form an emulsion or a microemulsion, wherein the first fluid comprises a plurality of hydrophobic nanoparticles and a non-aqueous phase; wherein the second fluid comprises a surfactant and an aqueous phase; and whe...
Methods and compositions comprising particles for use in various aspects of the life cycle of an oil and/or gas well are provided.1. A method for treating an oil and/or gas well comprising, combining a first fluid and a second fluid to form an emulsion or a microemulsion, wherein the first fluid comprises a plurality o...
3,600
12,578
12,578
14,136,454
3,624
A system for automatic allocation of mobile resources to tasks includes at least one database which stores for each mobile resource at least one corresponding skill and equipment as well as street-level data defining roads between a current location of the mobile resources and the distant locations of the tasks, and dy...
1. A system for automatic allocation of mobile resources to tasks which are to be performed at at least one location distant from the mobile resources, the system comprising: at least one database configured to store data defining the tasks as well as the mobile resources; and a computing device containing a first data...
A system for automatic allocation of mobile resources to tasks includes at least one database which stores for each mobile resource at least one corresponding skill and equipment as well as street-level data defining roads between a current location of the mobile resources and the distant locations of the tasks, and dy...
3,600
12,579
12,579
13,296,117
3,681
A social networking system infers a user's present interests based on the user's recent actions and/or the recent actions of the user's connections in the social networking system. The social networking system also determines a set of concepts associated with each of a set of information items, such as advertisements. ...
1. A method comprising: observing actions of a user of a social networking system; determining interests for the user based on the observed actions; discounting the interests based at least in part on a time of the action from which the interest was determined; receiving a plurality of information items for display to ...
A social networking system infers a user's present interests based on the user's recent actions and/or the recent actions of the user's connections in the social networking system. The social networking system also determines a set of concepts associated with each of a set of information items, such as advertisements. ...
3,600
12,580
12,580
14,863,504
3,694
A data structure in a tangible computer-readable medium having two or more prospective customer profile records; two or more comparable segment records; and an association between each of the two or more prospective customer profile records and one of the two or more comparable segment records.
1-4. (canceled) 5. A data structure in a tangible computer-readable medium comprising: existing insurance policy information; customer segmentations of the existing insurance policy information; and a scoring and premium estimation model, wherein the scoring and premium estimation model uses a-the subset of prospective...
A data structure in a tangible computer-readable medium having two or more prospective customer profile records; two or more comparable segment records; and an association between each of the two or more prospective customer profile records and one of the two or more comparable segment records.1-4. (canceled) 5. A data...
3,600
12,581
12,581
14,843,129
3,649
Securely attached to the front of a bicycle helmet is a minimally sized band of sufficiently strong material that is positioned to provide a face protective barrier that is less then 35 millimeters high for a length of more then 200 millimeters long. This minimally sized, face protective structure will not only protect...
1. A bicycle helmet including a minimally sized face protective structure comprising: said bicycle helmet having a front side, said front side having a main helmet opening for the positioning of a bicyclist's face, said bicycle helmet having a back side, said bicycle helmet having a left side, said bicycle helmet havin...
Securely attached to the front of a bicycle helmet is a minimally sized band of sufficiently strong material that is positioned to provide a face protective barrier that is less then 35 millimeters high for a length of more then 200 millimeters long. This minimally sized, face protective structure will not only protect...
3,600
12,582
12,582
13,869,678
3,621
A system for mobile devices that facilitates the creation and dissemination of interactive advertisements to a plurality of mobile devices. A computer or PC comprising an interactive media creator is used to generate interactive advertisements and communicate it to a distribution server. Mobile devices have an interact...
1. An interactive media creator for creating interactive advertisements, the interactive media creator comprising: the interactive media creator incorporates text, audio, voice, music, video, graphics as necessary into interactive advertisements; the interactive media creator incorporates into interactive advertisement...
A system for mobile devices that facilitates the creation and dissemination of interactive advertisements to a plurality of mobile devices. A computer or PC comprising an interactive media creator is used to generate interactive advertisements and communicate it to a distribution server. Mobile devices have an interact...
3,600
12,583
12,583
13,493,390
3,683
A level of influence score is determined for at least one member of a group of persons based on biographical data corresponding to the at least one member of the group of persons. The level of influence scores for the group are aggregated to determine aggregate level of influence score. The aggregate level of influence...
1. A computer-implemented method executed by one or more computing devices for determining the level of influence of a group of persons, comprising: determining, by at least one of the one or more computing devices, a level of influence score for at least one member of a group of persons based on biographical data corr...
A level of influence score is determined for at least one member of a group of persons based on biographical data corresponding to the at least one member of the group of persons. The level of influence scores for the group are aggregated to determine aggregate level of influence score. The aggregate level of influence...
3,600
12,584
12,584
13,911,067
3,681
A proximity-based device within a product and/or a product package sends data associated with the product and/or the product package to a mobile device based upon the mobile device being within a proximity to the proximity-based device. Another proximity-based receiver within a mobile device receives data associated wi...
1. A method comprising: sending, from a proximity-based device within a product and/or a product package, data associated with the product and/or the product package to a mobile device based upon the mobile device being within a proximity to the proximity-based device. 2. The method of claim 1, wherein the data associa...
A proximity-based device within a product and/or a product package sends data associated with the product and/or the product package to a mobile device based upon the mobile device being within a proximity to the proximity-based device. Another proximity-based receiver within a mobile device receives data associated wi...
3,600
12,585
12,585
11,958,130
3,697
A transaction system having security parameters can authorize transactions based on a merchant category code, a card verification value code, a geographic location, a monetary value range, a transaction mode, an account access parameter, a class of goods, or a class of services, for example.
1. A method for controlling financial transactions, comprising: establishing a security parameter to debit an account; issuing a transaction card to a user, the transaction card carrying data identifying the security parameter; receiving a transaction request, the transaction request characterized by a transaction para...
A transaction system having security parameters can authorize transactions based on a merchant category code, a card verification value code, a geographic location, a monetary value range, a transaction mode, an account access parameter, a class of goods, or a class of services, for example.1. A method for controlling ...
3,600
12,586
12,586
14,143,633
3,697
A system implemented on an augmented reality electronic device includes scanning a payment card using the augmented reality electronic device. A user of the payment card is authenticated. Financial information for the user of the payment card is displayed on the augmented reality electronic device
1. A method implemented on an augmented reality electronic device, the method comprising: scanning a payment card using a camera of the augmented reality electronic device; identifying the payment card based upon the scanning; authenticating a user of the payment card; sending a request for a budget or payment card lim...
A system implemented on an augmented reality electronic device includes scanning a payment card using the augmented reality electronic device. A user of the payment card is authenticated. Financial information for the user of the payment card is displayed on the augmented reality electronic device1. A method implemente...
3,600
12,587
12,587
14,338,215
3,623
A computerized method and self-assessment tool for measuring the marketing capability of an organization generates a marketing maturity quotient (MMQ) to provide feedback on maturity along a standardized scale. A body of knowledge (BOK) is used to provide a comparison between MMQ results for an organization and those o...
1. A computer-implemented method for self-assessment of the marketing capability of an organization, comprising the steps of: a. receiving at the processor a pre-defined configuration; b. generating at a processor a set of business challenges based on the pre-defined configuration; c. receiving at the processor a selec...
A computerized method and self-assessment tool for measuring the marketing capability of an organization generates a marketing maturity quotient (MMQ) to provide feedback on maturity along a standardized scale. A body of knowledge (BOK) is used to provide a comparison between MMQ results for an organization and those o...
3,600
12,588
12,588
14,538,548
3,685
A method includes receiving a bank identification number (BIN) that defines a range of indicator numbers, and generating a plurality of primary account numbers (PANs) that start with that BIN. The method further includes generating a plurality of tokens that start with the same BIN. The PANs may have a prescribed lengt...
1. A method comprising: receiving a bank identification number (BIN) that defines a range of indicator numbers; generating a plurality of primary account numbers (PANs) that start with the BIN; and generating a plurality of tokens that start with the BIN. 2. The method of claim 1, wherein: all of the PANs have a first ...
A method includes receiving a bank identification number (BIN) that defines a range of indicator numbers, and generating a plurality of primary account numbers (PANs) that start with that BIN. The method further includes generating a plurality of tokens that start with the same BIN. The PANs may have a prescribed lengt...
3,600
12,589
12,589
13,231,067
3,678
A system for covering various types of ground where water and wind erosion protection are needed comprises a composite of at least one geotextile tufted or knitted with synthetic yarns (forming a synthetic turf), an open grid mesh, and a geo-filter (filter fabric). The filter fabric is positioned in direct contact with...
1. A cover system for erosion protection, wherein the cover system comprises: a synthetic grass which comprises a composite of one or more geo-textiles tufted with synthetic yarns; at least one filter fabric to be placed atop soil, and an open grid mesh positioned between the synthetic grass and the filter fabric. 2. ...
A system for covering various types of ground where water and wind erosion protection are needed comprises a composite of at least one geotextile tufted or knitted with synthetic yarns (forming a synthetic turf), an open grid mesh, and a geo-filter (filter fabric). The filter fabric is positioned in direct contact with...
3,600
12,590
12,590
14,205,399
3,686
A method for population health management includes retrieving patient data associated with one or more patient, retrieving one or more chronic disease management (CDM) programs applicable to each patient based on the patient data, retrieving a health effect and cost for each the applicable one or more CDM programs, rec...
1. A method for population health management, the method comprising: retrieving patient data associated with one or more patient; retrieving one or more chronic disease management (CDM) programs applicable to each patient based on the patient data; retrieving a health effect and cost for each the applicable one or more...
A method for population health management includes retrieving patient data associated with one or more patient, retrieving one or more chronic disease management (CDM) programs applicable to each patient based on the patient data, retrieving a health effect and cost for each the applicable one or more CDM programs, rec...
3,600
12,591
12,591
14,575,058
3,696
A method for suppressing payment transactions based on industry classification includes: storing an account profile, the profile including data related to one or more transaction accounts including a plurality of industry thresholds, each industry threshold being associated with a merchant industry; receiving an author...
1. A method for suppressing payment transactions based on industry classification, comprising: storing, in an account database, an account profile, wherein the account profile includes data related to one or more transaction accounts including at least a plurality of industry thresholds, each industry threshold being a...
A method for suppressing payment transactions based on industry classification includes: storing an account profile, the profile including data related to one or more transaction accounts including a plurality of industry thresholds, each industry threshold being associated with a merchant industry; receiving an author...
3,600
12,592
12,592
12,631,208
3,695
A trading platform and trading method that may allow access to additional pools of liquidity is described. Other embodiments are also described.
1. A method of trading a financial instrument by an alternative trading system, the method comprising: receiving an indication of an order from a source, in which the order defines a side of a trade for a financial instrument; determining a time period for an intentional delay between receiving the indication of the or...
A trading platform and trading method that may allow access to additional pools of liquidity is described. Other embodiments are also described.1. A method of trading a financial instrument by an alternative trading system, the method comprising: receiving an indication of an order from a source, in which the order def...
3,600
12,593
12,593
12,326,354
3,689
Governing architecture of a Service Oriented Architecture (‘SOA’) including identifying business requirements for the SOA; establishing an architecture management framework; and creating an SOA reference architecture in dependence upon the architecture management framework and the identified business requirements.
1. A method of governing architecture of a Service Oriented Architecture (‘SOA’), the method comprising: identifying business requirements for the SOA; establishing an architecture management framework; and creating an SOA reference architecture in dependence upon the architecture management framework and the identifie...
Governing architecture of a Service Oriented Architecture (‘SOA’) including identifying business requirements for the SOA; establishing an architecture management framework; and creating an SOA reference architecture in dependence upon the architecture management framework and the identified business requirements.1. A ...
3,600
12,594
12,594
14,061,746
3,689
Systems and methods are provided for authenticating online customer service reviews using unique customer identifiers such as payment data and location data. A customer authentication process is performed before or after a customer who obtains a service from a particular employee of a service provider is asked to compl...
1. A method of authenticating online customer service reviews, comprising: receiving payment information from a customer for a service by a service provider; prompting the customer to complete a customer service review upon receipt of the payment information; receiving a customer service review from the customer in res...
Systems and methods are provided for authenticating online customer service reviews using unique customer identifiers such as payment data and location data. A customer authentication process is performed before or after a customer who obtains a service from a particular employee of a service provider is asked to compl...
3,600
12,595
12,595
14,498,703
3,662
Methods, systems, and computer program products for generating estimates of failure risk for a vehicular component are provided herein. A method includes splitting an input time series pertaining to a vehicular component across a fleet of multiple vehicles into multiple sub-time series, wherein each sub-time series com...
1. A method comprising the following steps: splitting an input time series pertaining to a vehicular component across a fleet of multiple vehicles into multiple sub-time series, wherein each of the multiple sub-time series comprises multiple data points of the input time series that correspond to one of multiple measur...
Methods, systems, and computer program products for generating estimates of failure risk for a vehicular component are provided herein. A method includes splitting an input time series pertaining to a vehicular component across a fleet of multiple vehicles into multiple sub-time series, wherein each sub-time series com...
3,600
12,596
12,596
13,560,834
3,681
Systems and methods are provided the for presentation of links to content to a user on webpages of a website where titles associated with the links are tuned to the user's psychographic variables. In one embodiment, a respective plurality of titles is generated for each of a plurality of content items. At least some ti...
1. A method comprising: generating, using a computing device, a respective plurality of titles for each content item of a plurality of content items; tagging, using the computing device, for each of at least a subset of the plurality of content items, at least one of the respective plurality of titles of the respective...
Systems and methods are provided the for presentation of links to content to a user on webpages of a website where titles associated with the links are tuned to the user's psychographic variables. In one embodiment, a respective plurality of titles is generated for each of a plurality of content items. At least some ti...
3,600
12,597
12,597
14,101,290
3,649
A method, system and apparatus for delivering remote healthcare via a communication network.
1. An apparatus for providing services between a recipient and a provider via a server over a communication network, the apparatus comprising: a computer implemented processor configured for: establishing a recipient session connection between a first terminal and said processor, over the communication network; receivi...
A method, system and apparatus for delivering remote healthcare via a communication network.1. An apparatus for providing services between a recipient and a provider via a server over a communication network, the apparatus comprising: a computer implemented processor configured for: establishing a recipient session con...
3,600
12,598
12,598
12,910,200
3,629
A jewelry system and a method for selling jewelry. The jewelry system includes a piece of jewelry that is associated with an information booklet providing a story of formation of the piece and a website for registration of the piece. The initial story that is included in the information booklet includes history of form...
1. A jewelry system comprising: a piece of jewelry; and an information tag associated with the piece of jewelry, wherein the piece of jewelry includes a setting and a gemstone, wherein the information tag has a unique one to one correlation with the piece of jewelry, the correlation being established by an identificati...
A jewelry system and a method for selling jewelry. The jewelry system includes a piece of jewelry that is associated with an information booklet providing a story of formation of the piece and a website for registration of the piece. The initial story that is included in the information booklet includes history of form...
3,600
12,599
12,599
14,137,710
3,685
Dynamically generated quick response (QR) codes are used for secure communication to/from mobile devices. In one example, a QR code identifies a product or service selected by a user using a mobile device. The mobile device generates the QR code identifying the user's selection, and displays the QR code for reading by ...
1. A method comprising: receiving, in a mobile device executing a retail application, selection of a product or service by a user of the mobile device; generating, in the mobile device and based on the received user selection of the product or service, a quick response (QR) code encoding identification of the selected ...
Dynamically generated quick response (QR) codes are used for secure communication to/from mobile devices. In one example, a QR code identifies a product or service selected by a user using a mobile device. The mobile device generates the QR code identifying the user's selection, and displays the QR code for reading by ...
3,600