Datasets:
circircircle
/
FinQA

Dataset card Data Studio Files
xet
 Community
text
stringlengths
146
45.7k
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Should I make more conservative investments in my company 401(K) if I'm going to leave the job in a couple of years? ### Answer: My advice would be to invest in the 401k with the same type of funds yo...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Should I make more conservative investments in my company 401(K) if I'm going to leave the job in a couple of years? ### Answer: It doesn't make a difference if you will be keeping it in the 401K or t...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Should I make more conservative investments in my company 401(K) if I'm going to leave the job in a couple of years? ### Answer: Your retirement PLAN is a lifelong plan and shouldn't be tied to your e...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Investing in income stocks for dividends - worth it? ### Answer: After looking at your profile, I see your age...28. Still a baby. At your age, and given your profession, there really is no need to ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Investing in income stocks for dividends - worth it? ### Answer: To answer your question: yes, it's often "worth it" to have investments that produce income. Do a Google search for "income vs growth i...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Investing in income stocks for dividends - worth it? ### Answer: As a general rule of thumb, age and resiliency of your profession (in terms of high and stable wages) in most cases imply that you have...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Investing in income stocks for dividends - worth it? ### Answer: is it worth it? You state the average yield on a stock as 2-3%, but seem to have come up with this by looking at the yield of an S&P500...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: When is an option a certain number of strikes in the money? e.g. “two strikes in”? ### Answer: I have traded options, but not professionally. I hadn't come across this terminology, but I expect it cou...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Definition of day trading ### Answer: The American "Security Exchange Commission" has imposed a rule upon all stock trading accounts. This rule is "Regulation-T". This rule specifies that stock tradi...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Is SIPC coverage on cash as strong as FDIC? ### Answer: For cash, SIPC insurance is similar to FDIC insurance. Your losses are not covered, but you're covered in case of fraud. Since your cash is supp...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What's the connection between P/E ratio and growth? ### Answer: So, the price-earnings ratio is price over earnings, easy enough. But obviously earnings are not static. In the case of a growing compan...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Could someone please provide an example of a portfolio similiar to the GFP or Couch potato, but for Australia? ### Answer: The portfolio described in that post has a blend of small slices of Vanguard ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Why would someone want to buy an option on the day of expiry ### Answer: The short answer to your initial question is: yes. The option doesn't expire until the close of the market on the day of expira...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Why would someone want to buy an option on the day of expiry ### Answer: Market makers are required to buy options contracts as a condition of being a market maker. It is what keeps the markets funct...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Why would someone want to buy an option on the day of expiry ### Answer: Yes there will be enough liquidity to sell your position barring some sort of Flash Crash anomaly. Volume generally rises on th...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Other ETFs of world bonds and stocks (Alternatives to VT and BND)? ### Answer: Here is another choice I like, iShares JPMorgan USD Emerging Markets Bond (EMB) Here is the world ETFs ###end
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Tax liability for stocks vested for a H1B visa holder ### Answer: You're asking whether the shares you sold while being a US tax resident are taxable in the US. The answer is yes, they are. How you ac...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Implied or historical volatility to calculate theoretical options price with black scholes? ### Answer: Option pricing models used by exchanges to calculate settlement prices (premiums) use a volatili...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Is there a generally accepted term for fractions of Currency Units? ### Answer: of course if you asked me to give you $24.4955 I can't. No, but if I asked you to give me $24.4955 and you gave me a pie...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Is there a generally accepted term for fractions of Currency Units? ### Answer: I recently bought a stock - which was priced exactly as your question ponders, to the 1/100 cent. I happened to buy 200...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Is there a generally accepted term for fractions of Currency Units? ### Answer: The Coinage Act of 1792 of the Continental Congress established that the lowest money of account for the United States i...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Is the financial advice my elderly relative received legal/ethical? ### Answer: I can't speak about the UK, but here in the US, 1% is on the cheap side for professional management. For example Fideli...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What makes an actual share valuable? [duplicate] ### Answer: What benefit do I get from buying a share The value of any financial asset is its ability to generate cash in the future, and thus the "val...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Investment options in Australia ### Answer: It depends on the exact level of risk that you want, but if you want to keep your risk close to zero you're pretty much stuck with the banks (and those rate...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Newbie question - Brokerage and selling shares ### Answer: And to answer your other questions about fees, there are a number of sites that compare brokers' fees, Google "broker fee comparison". I like...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Newbie question - Brokerage and selling shares ### Answer: Capital gains tax is an income tax upon your profit from selling investments. Long-term capital gains (investments you have held for more tha...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Emulating a 'long straddle' without buying or selling Options? ### Answer: Based on what you wrote, you would be better off with no position to start, and then enter a buy stop 10% above the market, a...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Emulating a 'long straddle' without buying or selling Options? ### Answer: A long straddle using equity would be more akin to buying a triple leveraged ETF and an inverse triple leveraged ETF, only be...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Emulating a 'long straddle' without buying or selling Options? ### Answer: Up until your strategy's money losing leg is stopped out, you have zero PnL, while a straddle has lost time value but may gai...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Why are US target retirement funds weighted so heavily towards US stocks? ### Answer: Excellent question, though any why question can be challenging to answer because it depends on the financial produ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Why are US target retirement funds weighted so heavily towards US stocks? ### Answer: A target date fund is NOT a world market index. There is no requirement that it be weighted based on the weights o...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Can ETF's change the weighting of the assets they track ### Answer: They can rebalance and often times at a random manager's discretion. ETF's are just funds, and funds all have their own conditions, ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Can ETF's change the weighting of the assets they track ### Answer: Can they change the weights? Yes. Will they? It depends. are ETF's fixed from their inception to their de-listing? It's actually not...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: few question about debit credit and liabilities ### Answer: Exactly what accounts are affected by any given transaction is not a fixed thing. Just for example, in a simple accounting system you might...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Fund or ETF that simulates the investment goals of an options “straddle” strategy? ### Answer: I am not aware of a single instrument that encapsulates what you are after; but the components do exist. ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Fund or ETF that simulates the investment goals of an options “straddle” strategy? ### Answer: *Volatility and the VIX can be very tricky to trade. In particular, going out longer than a month can re...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Fund or ETF that simulates the investment goals of an options “straddle” strategy? ### Answer: Why bother with the ETF? Just trade the options -- at least you have the ability to know what you actuall...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Converting annual interbank rates into monthly rates ### Answer: The formula you're looking for is Thus, from 3% p.a. you get ca. 0.247% per month. However, as you see 0.25% is a good approximation (...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Is IRS Form 8938 asking me to double-count foreign assets? ### Answer: Yes, you effectively need to "double count" when shifting balances between foreign accounts. ###end
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Is IRS Form 8938 asking me to double-count foreign assets? ### Answer: The requirement is to report the highest balance on the account, it has nothing to do with your income. ###end
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Options “Collar” strategy vs regular Profit/Loss stops ### Answer: There are a few differences: ###end
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Options “Collar” strategy vs regular Profit/Loss stops ### Answer: consider capital requirements and risk timeframes. With options, the capital requirements are far smaller than owning the underlying ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How does the purchase of shares on the secondary market benefit the issuing company? ### Answer: Stock trading (as opposed to IPO) doesn't directly benefit the company. But it affects their ability to...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How does the purchase of shares on the secondary market benefit the issuing company? ### Answer: First, the stock does represent a share of ownership and if you have a different interpretation I'd lik...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Put Option Pricing ### Answer: Standard options are contracts for 100 shares. If the option is for $0.75/share and you are buying the contract for 100 shares the price would be $75 plus commission. So...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Why is day trading considered riskier than long-term trading? ### Answer: Over a period of time greater than 10 years (keep in mind, 2000-2009 ten year period fails, so I am talking longer) the market...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Why is day trading considered riskier than long-term trading? ### Answer: Day trading is probably the most often tried and failed activity in the financial world. People think they can parlay $1,000 i...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Why is day trading considered riskier than long-term trading? ### Answer: Often times the commission fees add up a lot. Many times the mundane fluctuations in the stock market on a day to day basis ar...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Why is day trading considered riskier than long-term trading? ### Answer: Day trading is an attempt to profit on high frequency signal changes. Long term investing profits on low frequency changes. Wh...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Why is day trading considered riskier than long-term trading? ### Answer: Largely, because stock markets are efficient markets, at least mostly if not entirely; while the efficient market hypothesis i...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Why is day trading considered riskier than long-term trading? ### Answer: I think, the top three answers by Joe, Anthony and Bigh are giving you all the detail that you need on a technical sense. Alth...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Why is day trading considered riskier than long-term trading? ### Answer: All forms of liquid investing necessarily have the same expected value. If any one form were more profitable, money would floo...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Why is day trading considered riskier than long-term trading? ### Answer: But I don't see how it's any different than buying a stock at a low price and holding on to it for some months. Based on your ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Why is day trading considered riskier than long-term trading? ### Answer: Well, let me take your question for baremetal, and aknowledge you did not asked about the difference between daytrading and in...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Why is day trading considered riskier than long-term trading? ### Answer: In day trading, you're trying to predict the immediate fluctuations of an essentially random system. In long-term investing, ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Why is day trading considered riskier than long-term trading? ### Answer: Short-term, the game is supply/demand and how the various participants react to it at various prices. On longer term, prices s...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Why is day trading considered riskier than long-term trading? ### Answer: It's important to distinguish between speculation and investing. Buying something because you hope to make money on market flu...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Calculating the profit earned from a leveraged futures contract ### Answer: I'm not entirely sure about some of the details in your question, since I think you meant to use $10,000 as the value of the...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How do I find the value of British Energy Nuclear Power Notes? ### Answer: This BBC article says that nuclear power notes came about when the French energy company EDF purchased British Energy in 2008...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Start Investing - France ### Answer: I am not interested in watching stock exchange rates all day long. I just want to place it somewhere and let it grow Your intuition is spot on! To buy & hold is th...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Start Investing - France ### Answer: In france you have several options: A good place to starts with: 1% as of may 2015 interest is low, but's money is 100% liquid (you can withdraw antime). You got s...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Start Investing - France ### Answer: You mention you have an LDD. If your income is below a certain threshold (as of today, 19 255 € a year for a single person; quite likely if you're just a student),...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Does Vanguard grant admiral shares only on a per-account basis? ### Answer: Yes, each of Vanguard's mutual funds looks only at its own shares when deciding to upgrade/downgrade the shares to/from Admi...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Historic prices for currencies, commodities, ### Answer: My guess it's a legal agreement between Yahoo and data provider on what data can be stored, displayed and for how long. Check out this list of ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Low risk withdrawal from market. Is there a converse to dollar-cost-averaging? ### Answer: When you are a certain age you will be able to tap into your retirement accounts, or start receiving pension ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Is losing money in my 401K normal? ### Answer: Depends on how the money is invested within the 401k... but in general, prices move both up and down with a long-tem bias toward up. Think of it this wa...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Is losing money in my 401K normal? ### Answer: It is absolutely normal for your investments to go down at times. If you pull money out whenever your investments decrease in value, you lock in the loss...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Is losing money in my 401K normal? ### Answer: My two cents: I am a pension actuary and see the performance of funds on a daily basis. Is it normal to see down years? Yes, absolutely. It's a function ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Is losing money in my 401K normal? ### Answer: While historical performance is not necessarily indicative of future performance, I like to look at the historical performance of the markets for context...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Is losing money in my 401K normal? ### Answer: Bottom line is our system is broken. For three years running I am 0% return with over 600k in. Yet, the 401k admin institution charges us all enormous ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Question about data from FTSE 100 ### Answer: Open, high, low, close, volume. The hint is that volume on new years day is 0. DC's comment is actually a better answer than mine - when given any data s...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What's a good way to find someone locally to help me with my investments? ### Answer: Dave Ramsey has a list of ELPs (Endorsed Local Providers) of which I've only heard good things. You can request a...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What's a good way to find someone locally to help me with my investments? ### Answer: I would start by talking to a Fee-Only Financial Planner to make sure the portfolio fits with your goals. You can...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What's a good way to find someone locally to help me with my investments? ### Answer: I strongly suggest personal referral. Ask all of your friends/family/neighbors/co-workers/dog-sitter what they thi...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Where to park money while saving for a car ### Answer: Bond aren't necessarily any safer than the stock market. Ultimately, there is no such thing as a low risk mutual fund. You want something that w...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Where to park money while saving for a car ### Answer: As you're saving up for an expenditure instead of investing for the long run, I would stay away from any sort of "parking facility" where you run...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Where to park money while saving for a car ### Answer: Nothing's generating a whole lot of interest right now. But more liquid and stable is better (cash or cash-like). But a related question: Why a...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Where to park money while saving for a car ### Answer: I would split the savings as you may need some of it quickly for an emergency. At least 1/2 should be very liquid, such as cash or MMA/Checking. ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How does one determine the width of a candlestick bar? ### Answer: Very common question. There is no any rule of thumb. This solely depends on your trading strategy. I will share my own experience. My...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How does one determine the width of a candlestick bar? ### Answer: You could theoretically use any time period unit, but 1 minute and 30 minute seem to be the most common and useful. Especially for ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How does one determine the width of a candlestick bar? ### Answer: There's no rule of thumb but the purpose of candlesticks of any kind (fixed, volume weighted etc.) is to display the intra-period pri...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Is investing in financial markets a gamble? ### Answer: I read about the 90-90-90 rule aka 90% of the people lose 90% of the money in 90 days. Anything that happens in 90 days or less is speculation...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Investing in dividend-yielding stocks with money borrowed from margin account? ### Answer: My gut is to say that any time there seems to be easy money to be made, the opportunity would fade as everyon...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Investing in dividend-yielding stocks with money borrowed from margin account? ### Answer: Is it safe to invest in a portfolio of dividend stocks yielding 7-9% with the money borrowed at 3-4% from one...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Investing in dividend-yielding stocks with money borrowed from margin account? ### Answer: I wouldn't recommend leveraged dividend fishing. Dividend stocks with such high dividends are highly volatile...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Investing in dividend-yielding stocks with money borrowed from margin account? ### Answer: You can use long-term options called LEAPS to increase dividend yield. Here's how it works: Let's say you buy...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Investing in dividend-yielding stocks with money borrowed from margin account? ### Answer: In addition to the other answers, here's a proper strategy that implements your idea: If the options are pric...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: I have a loan with a 6.5% interest rate. Should I divert money into my 401(k) instead of prepaying? ### Answer: The long term growth is not 6.5%, it's 10% give or take. But, that return comes with ris...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: I have a loan with a 6.5% interest rate. Should I divert money into my 401(k) instead of prepaying? ### Answer: Having a loan also represents risk. IMHO you should retire the loan as soon as feasible...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How to decide on split between large/mid/small cap on 401(k) and how often rebalance ### Answer: I really like keshlam's answer. Your age is also a consideration. If you make your own target fund by m...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How to decide on split between large/mid/small cap on 401(k) and how often rebalance ### Answer: It's a trade-off. The answer depends on your risk tolerance. Seeking higher rewards demands higher risk...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How to decide on split between large/mid/small cap on 401(k) and how often rebalance ### Answer: Slice and Dice would have the approach for dividing things up into 25% of large/small and growth/value ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How to decide on split between large/mid/small cap on 401(k) and how often rebalance ### Answer: One other thing to consider, particularly with Vanguard, is the total dollar amount available. Vanguar...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How to decide on split between large/mid/small cap on 401(k) and how often rebalance ### Answer: There many asset allocation strategies to chose from that beat lifestyle funds. For example: Relative S...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How does a preferred share “Annual Concurrent Retraction Privilege” work? ### Answer: A retraction privilege is a right extended to the shareholder that allows such shareholder to demand repayment of ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Historical company performance data ### Answer: For free, 5 years is somewhat available, and 10 years is available to a limited extent on money.msn.com. Some are calculated for you. Gurufocus is also...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Historical company performance data ### Answer: The S&P report (aka STARS report) for each company has 10 years of financial data. These reports are available free at several online brokers (like E-T...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Historical company performance data ### Answer: I know of no free source for 10 years historical data on a large set of companies. Now, if it's just a single company or small number that interest yo...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Historical company performance data ### Answer: Morningstar has that 10 history at http://financials.morningstar.com/ratios/r.html?t=JNJ&region=usa&culture=en-US ###end
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Can stockholders choose NOT to elect a board of directors? ### Answer: Under Sarbanes–Oxley, no. There are specific responsibilities vested in the board members. Without a CEO and a CFO, the quarterly...