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Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Best way to pay off debt? ### Answer: The key phrase in your post is that the options are "in a good position now". They may be worthless in three months or a year. If I was you I would cash in the...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Best way to pay off debt? ### Answer: The most tax efficient way to get some cash would be to sell some stocks from the Fidelity account that have the lowest capital gains. The tax will typically be 1...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Does SIPC protect securities purchased in foreign exchanges? ### Answer: I'll give it a shot, even though you don't seem to be responding to my comment. SIPC insures against fraud or abuse of its memb...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Does SIPC protect securities purchased in foreign exchanges? ### Answer: I have received a response from SIPC, confirming littleadv's answer: For a brief background, the protections available under th...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How to buy stuff (stocks?) in IRA account? What else? ### Answer: You can buy stocks in the IRA, similarly to your regular investment account. Generally, when you open an account with a retail provide...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Distribution vs withdrawal for an investment account ### Answer: A mutual fund makes distributions of its dividends and capital gains, usually once a year, or seminanually or quarterly or monthly etc;...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Price of a call option ### Answer: When I log in to Schwab to look at these options it tells me there's only Adjusted Options available on these terms: Adjusted Options: Multiplier: 100; Deliverable...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Price of a call option ### Answer: EDIT quid keenly identified the 1:7 reverse split In May 2017. In a 1:7 reverse split, your shares are worth 7 times as much per share but you have 1/7 the amount o...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Should I sell my stocks to put a down payment on a house before it becomes a long term investment? ### Answer: In the United States Short-term capital gains are taxed at rates similar to regular incom...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Can a trade happen “in between” the bid and ask price? ### Answer: Re: A trader when buying needs to buy at the ask price and when selling needs to sell at the bid price. So how can a trade happen '...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Can a trade happen “in between” the bid and ask price? ### Answer: All the time. For high volume stocks, it may be tough to see exactly what's going on, e.g. the bid/ask may be moving faster than your...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Can a trade happen “in between” the bid and ask price? ### Answer: I can think of the following situations in which one could see a trade occur between the visible best bid & offer: 1) on a public exc...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Can a trade happen “in between” the bid and ask price? ### Answer: As far as i understand the big companies on the stock markets have automated processes that sit VERY close to the stock feeds and con...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Is there a way to take advantage of nice numbers? ### Answer: You'd need millions of dollars to trade the number of shares it would take to profit from these penny variations. What you bring up here ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Risk to Reward Ratio Calculation ### Answer: If you plan to take profit at $1.00 then your profit will be $40. Then, if you set your stop at $0.88 then your loss if you get stopped will be $20. So yo...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Are binary options really part of trading? ### Answer: you bet that a quote/currency/stock market/anything will rise or fall within a period of time. ... So, what is the relationship with trading ? I ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Are binary options really part of trading? ### Answer: If I really understood it, you bet that a quote/currency/stock market/anything will rise or fall within a period of time. So, what is the rela...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Are binary options really part of trading? ### Answer: As far as I have read, yes binary option is a part of trading. I saw tutorials on many sites like investopedia.com , verifyproducts.com etc. whic...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Why do Dealers/Brokers hold Inventory in Stocks? ### Answer: The difficulty is that you are thinking of a day as a natural unit of time. For some securities the inventory decisions are less than a mi...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How are they earning money in the movie “Trading Places”? ### Answer: They are not selling stocks. They are selling OJ futures contracts. Selling a futures contract at 142 gives the buyer the right to...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How are they earning money in the movie “Trading Places”? ### Answer: Sell 200 at 142. What does that mean? I haven't seen the movie, so I won't try to put anything in story context. "Sell 200 at 142...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Trading when you work for a market participant ### Answer: Ask someone in Human Resources. I seriously doubt you are the first person to ask this question for their company and they should be more tha...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Trading when you work for a market participant ### Answer: There is normally a policy at the organisation that would restrict trades or allow trades under certain conditions. This would be in accordan...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What happens when a company stops trading? (pink sheets) ### Answer: What will happen if the stock price just continues to decline? Nothing. What would happen if folks just stop trading it? Nothing. ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Do tax-exempt bond fund earnings need to be reported on taxes? ### Answer: At the end of the year, the mutual fund company sends you a statement like any other investment and it has a bunch of boxes t...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Do tax-exempt bond fund earnings need to be reported on taxes? ### Answer: Tax-exempt interest (and dividends attributable to tax-exempt interest) is required to be reported on Form 1040 line 8b (or t...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: College student lacking investment experience: How to begin investing money? ### Answer: If you have wage income that is reported on a W2 form, you can contribute the maximum of your wages, what you ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Are mutual funds safe from defaults? ### Answer: The only way for a mutual fund to default is if it inflated the NAV. I.e.: it reports that its investments worth more than they really are. Then, in ca...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Are mutual funds safe from defaults? ### Answer: There are very strict regulations that requires the assets which a fund buys on behalf of its investors to be kept completely separate from the fund's ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Are mutual funds safe from defaults? ### Answer: There is a measure of protection for investors. It is not the level of protection provided by FDIC or NCUA but it does exist: Securities Investor Prote...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How does the spread on an orderbook affect shorting? ### Answer: A bid is an offer to buy something on an order book, so for example you may post an offer to buy one share, at $5. An ask is an offer t...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How does the spread on an orderbook affect shorting? ### Answer: It this a real situation or is it a made up example? Because for a stock that has a last traded priced of $5 or $6 and volume traded ov...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How long do you have to live somewhere to be a resident for tax purposes? ### Answer: It's not so much about time but about intent. If your intent is to move there permanently, it would be when you a...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How long do you have to live somewhere to be a resident for tax purposes? ### Answer: If you are going to be trying clever stuff with taxes in different place, you probably need a professional. Differ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Should one only pursue a growth investing approach for Roth IRAs ### Answer: What asset allocation is right for you (at the most basic the percentage if stocks vs bonds; at the advanced level, percent...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Should one only pursue a growth investing approach for Roth IRAs ### Answer: If you are inside of a ROTH IRA you are not getting taxed on any gain. Dividends, distributions, interest payment, or capi...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Should one only pursue a growth investing approach for Roth IRAs ### Answer: For me the aggressive approach makes sense since I have a longer time horizon before I need to withdraw the funds. This st...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Is there difference in risk between physical or synthetic replication of an index by an ETF? ### Answer: First, make sure you understand the objective of an ETF. In some cases, they may use leverage ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Insider Trading? ### Answer: I am a flight attendant on a private jet and I hear a bank CEO discussing a merger or a buyout. I proceed to purchase that stock before the announcement. The CEO did n...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Insider Trading? ### Answer: Nope, its not legal. Easy to explain: If you know something that isn't public known ("inside") it's called insider trading. Hard to prove (impossible), but still illegal. ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Where can I find a definition of psychological barriers with respect to marketable securities? ### Answer: GuruFocus has an excellent summary of psychological barriers in the markets: http://www.guru...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Where can I find a definition of psychological barriers with respect to marketable securities? ### Answer: I will teach you to be rich blog is all about psychological barriers and behavioural change. ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Where can I find a definition of psychological barriers with respect to marketable securities? ### Answer: I think "Psychological Pricing" is a similar phenomenon to what you are looking for. This is...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How best to grow my small amount of money starting at a young age? [duplicate] ### Answer: (Congrats on earning/saving $3K and not wanting to blow it all on immediate gratification!) I currently have ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How best to grow my small amount of money starting at a young age? [duplicate] ### Answer: I would like to add my accolades in saving $3000, it is an accomplishment that the majority of US households ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How best to grow my small amount of money starting at a young age? [duplicate] ### Answer: Congrats! That's a solid accomplishment for someone who is not even in college yet. I graduated college 3 yea...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How best to grow my small amount of money starting at a young age? [duplicate] ### Answer: while not stated, if you have any debt at all, use the $3000 to pay it off. That's the best investment in the...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: how exactly do companies make money from warrants? ### Answer: Well, they don't "make" money in the sense of income, but they receive money in exchange for shares of stock (more of the company is owne...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Can everyday people profit from unexpected world events? ### Answer: NASDAQ has Pre and After market : NASDAQ Trading Schedule Regular Trading Session Schedule The NASDAQ Stock Market Trading Sessio...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Can everyday people profit from unexpected world events? ### Answer: The NYSE is not the only exchange in the world (or even the only one in the USA). Amazingly, the London stock exchange works on Lon...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Can everyday people profit from unexpected world events? ### Answer: In the UK there are spread betting firms (essentially financial bookmakers) that will take large bets 24x7. Plus, interbank forex i...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How do I build wealth? ### Answer: Another possibility is that a lot of it is bought using borrowed money. Especially if much of your own money is in the stock market, it may be beneficial to take out...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How do I build wealth? ### Answer: Share options. If you get options on £200,000-worth of a company and then its share price increases five-fold then you make £800,000, which is often taxed more favou...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How do I build wealth? ### Answer: As others have stated, CEO's often make more than 200K, and when they do, they're compensated with stock options and other lucrative bonuses and deals that allow the...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How do I build wealth? ### Answer: Many CEOs I have heard of earn a lot more than 200k. In fact a lot earn more than 1M and then get bonuses as well. Many wealthy people increase there wealth by inves...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How do I build wealth? ### Answer: You got some answers that essentially inform you that CEOs that have £200k written on their paysheet may in fact get much more. I'll take the opposite point of view ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How do I build wealth? ### Answer: CEOs are compensated with stocks and options on top of their salary. Most is in the form of stocks and options. You may see them with a fancy car, but they don't nec...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Are RSUs ever taxed as long term capital gains? ### Answer: Yes. You incur income tax on the RSU on they date they vest. At this point you own the actual shares and you can decide to sell them or to h...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Are RSUs ever taxed as long term capital gains? ### Answer: I don't know the legal framework for RSUs, so I'm not sure what is mandatory and what is chosen by the company issuing them. I recently revi...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Why can't I open multiple sell orders? ### Answer: From the message you report, it sounds like you are trying to sell the same shares twice, you have two open sell orders for the same shares. Either y...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: trailing stop loss in slow price decline ### Answer: The price doesn't have to drop 5% in one go to activate your order. The trailing aspect simply means your sell trigger price will increase if the c...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How will interest rate changes affect my government bonds ETF? ### Answer: In general, yes. If interest rates go higher, then any existing fixed-rate bonds - and hence ETFs holding those bonds - becom...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What are the tax implications on selling the Share ISA portfolio? ### Answer: Assets held within an ISA or New ISA are completely free of CGT, so you won't have to pay either income tax or capital gai...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Relative merits of Petrobras as an investment ### Answer: Could be risky, consider that some of their assets in Bolivia were nationalized. ###end
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Where or how can I model historical market purchases ### Answer: Robert Shiller has an on-line page with links to download some historical data that may be what you want here. Center for the Research...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Where or how can I model historical market purchases ### Answer: This site should help you to accomplish what you are looking for: https://www.quantopian.com ###end
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Social Trading Platforms Basically Front Running? ### Answer: I don't think you can really classify it as front running. Technically, the only information, that the alleged front runner in this case h...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Can we buy and sell stocks without worrying about settlement period ### Answer: In the United States, regulation of broker dealer credit is dictated by Regulation T, that for a non-margin account, 100...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Stocks given by company vest if I quit? ### Answer: You were probably not given stock, but stock options. Those options have a strike price and you can do some more research on them if needed. Lets ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Stocks given by company vest if I quit? ### Answer: Vesting typically stops after you quit. So, if your plan vests 20% per year for 5 years, and you received a one-time stock grant as part of this p...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Change In Cash and Cash Equivalents (cash flow) vs Cash And Cash Equivalents (balance sheet) ### Answer: tl;dr It's a difference between cash and cash equivalents and net cash and cash equivalents. D...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What are the taxes for trading debt/equity in India? ### Answer: Are these all of the taxes or is there any additional taxes over these? Turn-over tax is not for retail investors. Other taxes are paid...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Comparing ETFs following the same index ### Answer: The key two things to consider when looking at similar/identical ETFs is the typical (or 'indicative') spread, and the trading volume and size of th...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Choosing the limit when making a limit order? ### Answer: Never. Isn't that the whole idea of the limit order. You want a bargain, not the price the seller wants. And when the market opens it is volat...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Choosing the limit when making a limit order? ### Answer: Wouldn't this be part of your investing strategy to know what price is considered a "good" price for the stock? If you are going to invest in...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Choosing the limit when making a limit order? ### Answer: There are a couple of things you could do, but it may depend partly on the type of orders your broker has available to you. Firstly, if you ar...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Can a broker refuse to place my limit-orders? ### Answer: Ethereum trades are not subject to the same rules as securities are. Thats the primary flaw in your assessment. Yes, cryptocurrency is a free ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Is this comparison of a 15-year vs. a 30-year mortgage reasonable? ### Answer: I think your analysis is very clear, it's a sensible approach, and the numbers sound about right to me. A few other thing...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How do I do double-entry bookkeeping for separately-managed investment accounts? ### Answer: For any accounts where you have a wish to keep track of dividends, gains and losses, etc., you will have to...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: JCI headache part 1: How to calculate cost basis / tax consequences of JCI -> TYC merger? ### Answer: I finally found it! Johnson Controls International PLC FORM 8-K/A (Amended Current report filing) ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: JCI headache part 1: How to calculate cost basis / tax consequences of JCI -> TYC merger? ### Answer: The $47.67 per share figure is the trading price, or fair market value, of the OLD Johnson Control...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Buying shares- Stocks & Shares ISA, or Fund & Share account? ### Answer: The main difference is that the ISA account like a Cash ISA shelters you from TAX - you don't have to worry about Capital Gains...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How to convince someone they're too risk averse or conservative with investments? ### Answer: (Leaving aside the question of why should you try and convince him...) I don't know about a very convincin...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How to convince someone they're too risk averse or conservative with investments? ### Answer: Let the man be. If you've tried again and again to convince him, and haven't, maybe he doesn't want to be ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How to convince someone they're too risk averse or conservative with investments? ### Answer: I feel these beliefs can not be changed so easily. Once someone loses their money, how can you convince hi...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How to convince someone they're too risk averse or conservative with investments? ### Answer: Introduce him to the concept of Inflation Risk, and demonstrate that being too conservative with your inve...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How to convince someone they're too risk averse or conservative with investments? ### Answer: Remind him that, over the long-term, investing in safe-only assets may actually be more risky than investi...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Help Understanding Market/Limit Orders and Bid/Ask Price ### Answer: Your logic breaks down because you assume that you are the only market participant on your side of the book and that the participan...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Help Understanding Market/Limit Orders and Bid/Ask Price ### Answer: At any point of time, buyer wants to purchase a stock at lesser price and seller wants to sell the stock at a higher price. Let's ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Where to park money low-risk on interactivebrokers account? ### Answer: The standard low-risk/gain very-short-term parking spot these days tends to be a money market account. However, you have only m...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Where to park money low-risk on interactivebrokers account? ### Answer: I would refrain from commenting on market timing strategy, but please don't park extra AUD cash in IB. Park cash in your local ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Would betting on fallen (blue chip) stocks be a good strategy? ### Answer: You can't do this automatically; you want to understand whether the drop is from a short-term high. is likely to be a short-t...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Pros/cons of replicating a “fund of funds” with its component funds in my IRA? ### Answer: In your entire question, the only time you mention that this is an investment inside an IRA is when you say E...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Pros/cons of replicating a “fund of funds” with its component funds in my IRA? ### Answer: Mostly you nailed it. It's a good question, and the points you raise are excellent and comprise good analysi...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: GAAP for items that you both sell and make? ### Answer: First, please allow me to recommend that you do not try gimmickry when financials do give expected results. It's a sure path to disaster and i...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How can I compare the risk of different investing opportunities? ### Answer: Let us consider the risks in the investment opportunities: Now, what are the returns in each of the investment: What are th...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How can I compare the risk of different investing opportunities? ### Answer: First of all, setting some basics: What is a sound way to measure the risk of each investment in order to compare them with...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Hypothetical: can taxes ever cause a net loss on otherwise-profitable stocks? ### Answer: You have a sequence of questions here, so a sequence of answers: If you stopped at the point where you had mul...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Hypothetical: can taxes ever cause a net loss on otherwise-profitable stocks? ### Answer: The original post's $16 has two errors: Here is the first scenario: . ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Hypothetical: can taxes ever cause a net loss on otherwise-profitable stocks? ### Answer: This was the day traders dilemma. You can, on paper, make money doing such trades. But because you do not hold...