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Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Does material nonpublic information cover knowledge of unannounced products? ### Answer: There's the question whether knowledge about unannounced products is actually "material" if everyone (the publi...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Does material nonpublic information cover knowledge of unannounced products? ### Answer: So is knowledge of unannounced products simply not considered material nonpublic information? Well "material" i...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Covered call when stock position is at a loss ### Answer: It's unclear what you're asking. When I originally read your question, it seemed that you had closed out one options position and opened anoth...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Covered call when stock position is at a loss ### Answer: If your shares get called on stock at a price below what you paid for the stock, your gain or loss depends on what premium you got for the opt...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Covered call when stock position is at a loss ### Answer: An expired option is a stand-alone event, sold at $X, with a bought at $0 on the expiration date. The way you phrased the question is ambiguo...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Covered call when stock position is at a loss ### Answer: I don't think you understand options. If it expires, you can't write a new call for the same expiration date as it expired that day. Also what...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Options for Cash only Buyout due to Company Merger ### Answer: What are my options, if any, in how to deal with a buyout that forced me to sell, and accept cash only for my Florida USA company shares?...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: NYSE vs. Nasdaq - can I tell what exchange a ticker traded on, based solely on the ticker? ### Answer: You cannot determine this solely by the ticker length. However, there are some conventions that m...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: NYSE vs. Nasdaq - can I tell what exchange a ticker traded on, based solely on the ticker? ### Answer: Things are in fact more complicated. It really depends what you mean by "ticker" and who gave you...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Dollar Cost Averaging (Or value averaging) vs Lot sizes, what am I missing? ### Answer: This is more than likely a thing about your financial institution and the exchanges where they trade shares. Som...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Dollar Cost Averaging (Or value averaging) vs Lot sizes, what am I missing? ### Answer: Don't take it so literally. 100 is close to 98, so if your formula calls for 98, buy 100. ###end
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Should I re-allocate my portfolio now or let it balance out over time? ### Answer: As you note, your question is inherently opinion-based. That said, if I were in your situation I would sell the stoc...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Should I re-allocate my portfolio now or let it balance out over time? ### Answer: Personally I'm not a huge fan of rebalancing within an asset class. I would vote for leaving the HD shares alone and ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Should I re-allocate my portfolio now or let it balance out over time? ### Answer: I would not sell unless the stock is starting to fall in price. If you are a long term investor you can review the we...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Should I re-allocate my portfolio now or let it balance out over time? ### Answer: This depends completely on your investing goals. Typically when saving for retirement younger investors aim for a mor...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What does it mean when Share price and volume sales aren't negatively correlated? ### Answer: When stocks have a change in price it is because of a TRADE. To have a trade you have to have both a buyer...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Bond ETFs vs actual bonds ### Answer: ETFs are just like any other mutual fund; they hold a mix of assets described by their prospectus. If that mix fits your needs for diversification and the costs o...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Bond ETFs vs actual bonds ### Answer: As keshlam said, an ETF holds various assets, but the level of diversification depends on the individual ETF. A bond ETF can focus on short term bonds, long term ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Investing using leverage ### Answer: Let's do a real example of leverage on the SPY. Imagine you have $20K today and plan on having $100K by JAN 2018. You could get 100 shares of SPY and ride it out....
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Investing using leverage ### Answer: Step 2 is wrong. Leverage is NOT necessary. It increases possible gain, but increases risk of loss by essentially the same amount. Those two numbers are pretty tig...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What exactly is the profit and loss of a portfolio? ### Answer: When we 'delta-hedge', we make the value of a portfolio 0. No - you make the risk relative to some underlying 0. The portfolio does ha...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Why would I pick a specific ETF over an equivalent Mutual Fund? ### Answer: There are times when investing in an ETF is more convenient than a mutual fund. When you invest in a mutual fund, you often ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Why would I pick a specific ETF over an equivalent Mutual Fund? ### Answer: Something to consider is how do you want to handle fractional shares. Most open-end funds can easily go to fractional shares...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Why would I pick a specific ETF over an equivalent Mutual Fund? ### Answer: In the case of VFIAX versus VOO, if you're a buy-and-hold investor, you're probably better off with the mutual fund because ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Determining amount of inflation between two dates ### Answer: You want percent change between the two numbers listed under whatever heading you'll be using in the CPI. As an example, you'd probably wa...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Confirm Dividend Yield ### Answer: Is my math correct? The Math is correct, however Dividends don't work this way. The Yield is Post Facto. i.e. Given the dividend that is declared every quarter, once...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Confirm Dividend Yield ### Answer: There are lots of provisos, but in general you are correct. The provisos, off the top of my head: The only fees will be any brokerage fees when you purchase the stoc...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Understanding highly compensated employees within 401ks ### Answer: HCE is defined as being above 120k$ or in the top 20 % of the company. The exact cutoff point might be different for each company. T...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Understanding highly compensated employees within 401ks ### Answer: There are some nuances with HCE definition. To answer your questions. It's compensation as defined by the plan. Usually it's gross c...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Can I profit from anticipating a drop in value? ### Answer: To expand on the comment made by @NateEldredge, you're looking to take a short position. A short position essentially functions as follows:...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Can I profit from anticipating a drop in value? ### Answer: Purchasing an option to sell the stock is probably the safest bet. This gives you reasonable leverage, and your risk is limited to the cost ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Can I profit from anticipating a drop in value? ### Answer: To summarize, there are three basic ways: (3) is the truly dangerous one. If there is a lot of short interest in a stock, but for some reaso...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Is there an investment account where I can owe taxes only if the net of capital gain and dividend payment is positive? ### Answer: No such account exists as capital gains aren't realized until holding...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Is there an investment account where I can owe taxes only if the net of capital gain and dividend payment is positive? ### Answer: Income and Capital are taxed separately in the uk. You probably can'...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Debit card funds on preauthorization hold to paypal: can it be used for another transaction? ### Answer: Imagine the following scenario: You have a credit limit of $1000 and you want to by a tablet fr...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Debit card funds on preauthorization hold to paypal: can it be used for another transaction? ### Answer: You said the hold would last a week. That's your answer. No you can't spend it again until the ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Debit card funds on preauthorization hold to paypal: can it be used for another transaction? ### Answer: In short you have to wait till the hold expires. If its one week, its great. Few years back it ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How to handle two K-1 forms from same company? ### Answer: Just type in the forms as they are, separately. That would be the easiest way both to enter the data without any mistakes, and ensure that ev...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: merging transactions in 8949 ### Answer: From the instructions: If you do not need to make any adjustments to the basis or type of gain or loss (short-term or long-term) reported to you on Form 1099...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Former public employer that we have options in just sold ### Answer: The deal is expected to close sometime in Q4. The fluctuation though the day is just noise. The price will reflect a discount to th...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: First 401K portfolio with high expense ratios - which funds to pick? (24yo) ### Answer: If you're willing to do a little more work and bookkeeping than just putting money into the 401(k) I would recom...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: First 401K portfolio with high expense ratios - which funds to pick? (24yo) ### Answer: If it was me, I would withdraw money from savings and be debt free today. I would then pour the $500 into build...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: First 401K portfolio with high expense ratios - which funds to pick? (24yo) ### Answer: Yours two funds are redundant. Both are designed to have a mix of bonds and stocks and allow you to put all you...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: If throwing good money after bad is generally a bad idea, is throwing more money after good Ok? ### Answer: The response to this question will be different depending which of the investment philosophi...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: If throwing good money after bad is generally a bad idea, is throwing more money after good Ok? ### Answer: I have heard that investing more money into an investment which has gone down is generally...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: If throwing good money after bad is generally a bad idea, is throwing more money after good Ok? ### Answer: I have heard that investing more money into an investment which has gone down is generally a...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: If throwing good money after bad is generally a bad idea, is throwing more money after good Ok? ### Answer: The principle behind the advice to not throw good money after bad is better restated in econ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: If throwing good money after bad is generally a bad idea, is throwing more money after good Ok? ### Answer: To expand a bit on what TripeHound said in the comment section, past performance is not indi...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: If throwing good money after bad is generally a bad idea, is throwing more money after good Ok? ### Answer: Is investing more money into a stock that you already have a stake, in which has gone up in ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: ESPP in the UK - worth it? Disqualifying / qualifying sales? ### Answer: ESPP is common among US companies, often with a framework similar to your outline. In the US, some ESPPs allow sales of shares...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Source of income: from dividends vs sale of principal or security ### Answer: The trend in ETFs is total return: where the ETF automatically reinvests dividends. This philosophy is undoubtedly influe...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Source of income: from dividends vs sale of principal or security ### Answer: Some people have this notion that withdrawing dividends from savings is somehow okay but withdrawing principal is not. ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Source of income: from dividends vs sale of principal or security ### Answer: All that it is saying is that if you withdraw money from your account it doesn't matter whether it has come from dividends...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Should I sell and rebuy stocks before the end of the year to trigger a gain and offset capital losses? ### Answer: You have multiple issues buried within this question. First, we don't know your tax b...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Market Relativity Theory? ### Answer: As of this moment the DOW 30 is up 6.92% Year-to-date. Of the 30 stocks in the index 6 are in negative territory for the year. And of the 6 in negative territory...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What is a good rental yield? ### Answer: I've never heard of rent quoted per week. Are you in the US? In general, after the down payment, one would hope to take the rent, and be able to pay the mortg...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What is a good rental yield? ### Answer: You will find Joe.E, that rents have increased considerably over the last 4 to 5 years in Australia. You can probably achieve rental yields of above 5% more th...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What is a good rental yield? ### Answer: A good quick filter to see if a property is worth looking at is if the total rent for the property for the year is equal to 10% of the price of the property. ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What is a good rental yield? ### Answer: Historically that 'divide by 1000' rule of thumb is what many people in Australia have thought of as normal, and yes, it's about a 5.2% gross yield. Net of ex...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What is a good rental yield? ### Answer: The rule of thumb I have always heard and what we rent our rental house at is 1% per month at the minimum (in the US). The rent has to cover the mortgage, the ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What is a good rental yield? ### Answer: Our two rentals have yielded 8.5% over the past two years (averaged). That is net, after taxes, maintenance, management, vacancy, insurance, interest. I am onl...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What is a good rental yield? ### Answer: I would just like to point out that the actual return should be compared to your down payment, not the property price. After all, you didn't pay $400K for that...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Selling stocks as LIFO or FIFO ### Answer: According to the IRS, you must have written confirmation from your broker "or other agent" whenever you sell shares using a method other than FIFO: Specific ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How to get an ITIN if I don't have passport? ### Answer: On the IRS site you can find a list of "acceptance agents" in your country. Talk to one of them, they'll deal with the IRS on your behalf. If y...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Can PE ratio of stocks be compared to other investments? ### Answer: In the long run (how long?) a shares price always reverts to being its proportional amount of the company's residual equity plus th...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Can PE ratio of stocks be compared to other investments? ### Answer: Yes, there are non-stock analogs to the Price/Earnings ratio. Rental properties have a Price/Rent ratio, which is analogous to stoc...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Turning 30 and making the right decision with my savings and purchasing home ### Answer: I love the idea of #1, keep that going. I don't think #2 is very realistic. Given the short time frame putting...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What is the market rate of non-cash ISA fund administration fee in UK? ### Answer: Is he affiliated with the company charging this fee? If so, 1% is great. For him. You are correct, this is way too hi...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Degiro Stocks & Shares Account for Minor ### Answer: Get answers from your equivalent of the IRS, or a local lawyer or accountant who specializes in taxes. Any other answer you get here would be anec...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How to learn about doing technical analysis? Any suggested programs or tools that teach it? ### Answer: A lot of investors prefer to start jumping into tools and figuring out from there, but I've alw...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How to learn about doing technical analysis? Any suggested programs or tools that teach it? ### Answer: A great way to learn is by watching then doing. I run a very successful technical analysis blog...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How to learn about doing technical analysis? Any suggested programs or tools that teach it? ### Answer: I recall the name Martin Pring. As my fundamental analysis book from grad school was the work o...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How to learn about doing technical analysis? Any suggested programs or tools that teach it? ### Answer: Recommended? There's really no perfect answer. You need to know the motivations of the particip...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How can I report pump and dump scams? ### Answer: Start with your local police department then move on to these sites. Fill out the United States Postal Service fraud complaint form http://ehome.uspi...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Would investing equally in all 30 companies which comprise the DJIA net the same performance as the DJIA? ### Answer: DJIA is a price weighted index (as in the amount of each component company is weig...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Would investing equally in all 30 companies which comprise the DJIA net the same performance as the DJIA? ### Answer: MD-Tech's answer is correct. Let me only point out that there are easier ways to i...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: When to use geometric vs. arithmetic mean? Why is the former better for percentages? ### Answer: Simple. Say in 2012 you were up 50% (brilliant) but then in 2013 you were down 50% (sorry). i.e. if yo...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: When to use geometric vs. arithmetic mean? Why is the former better for percentages? ### Answer: JoeTaxpayer nailed it. Here's another way to look at it: Generally, we invest in something, then might...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What happens to options if a company is acquired / bought out? ### Answer: A lot may depend on the nature of a buyout, sometimes it's is for stock and cash, sometimes just stock, or in the case of thi...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What happens to options if a company is acquired / bought out? ### Answer: When the buyout happens, the $30 strike is worth $10, as it's in the money, you get $10 ($1000 per contract). Yes, the $40 st...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Using GnuCash for accurate cost basis calculation for foreign investments (CAD primary currency) ### Answer: You would need to use Trading Accounts. You can enable this, File->Properties->Account sett...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What happens to bonds values when interest rates rise? [duplicate] ### Answer: You can look at TIPS (which have some inflation protection built in). Generally short term bonds are better than long if ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What happens to bonds values when interest rates rise? [duplicate] ### Answer: It depends a lot on your investment period and the quality of the bonds that you want to invest. For example, if you want...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Which field should I use for getting the income yield of this bond ETF? ### Answer: What you want is the distribution yield, which is 2.65. You can see the yield on FT as well, which is listed as 2.64...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What should I do with my $10K windfall, given these options? ### Answer: I think you've got competition on that list for where to put the money - I'd work out which option is costing me the most curre...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What should I do with my $10K windfall, given these options? ### Answer: I've been listening to Dave Ramsey a lot lately, and he encourages (encourage might be too light of a word for him) this priori...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What should I do with my $10K windfall, given these options? ### Answer: As much as I'd like to tell you to save some for an emergency fund or use it to pay off some debt, if you really need a new roo...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What should I do with my $10K windfall, given these options? ### Answer: If you need a new roof because your house is full of buckets that fill up every rain :) then that's most likely the item at the...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What should I do with my $10K windfall, given these options? ### Answer: I recommend fixing the roof. You're going to pay for it eventually, either as an emergency repair or a concession at sale. ###e...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What should I do with my $10K windfall, given these options? ### Answer: Hard to give an answer without knowing more details (interest rates, remaining principle on loans, especially how soon the new ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What should I do with my $10K windfall, given these options? ### Answer: Have you looked at DIY roof repair? Caulking with tar adhesive, and shingle replacement isn't that hard, if you're in good hea...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How to model fees from trades on online platforms? ### Answer: where A1 is the number of trades. you may have to change the number 100 to 99 depending on how the 100th trade is charged. The idea is to...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How to model fees from trades on online platforms? ### Answer: Assuming cell A1 contains the number of trades: will price up to A1=100 at 17 each, and the rest at 14 each. The key is the MAX and MIN. ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: FOK order type: can they be market or limit orders? ### Answer: The SEC reference document (PDF) explains order types in more detail. A fill-or-kill order is neither a market order nor a limit order; ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: FOK order type: can they be market or limit orders? ### Answer: You can do FOK on both market and limit orders. Normal market orders will partial fill if you want more shares than are being offered, o...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Large orders and market manipulation ### Answer: If you own a stake large enough to do that, you became regulated - under Section 13(d) of the 1934 Act and Regulation (in case of US stock) and you bec...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Inverse Relationship between Volatility and Beta ### Answer: For any isolated equity market, its beta will less resemble the betas of all other interconnected equity markets. For interconnected marke...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Does VSMAX invest in smaller companies than FSEVX? ### Answer: You are comparing apples and oranges: the charts show the capital appreciation excluding dividends. If you include dividends and calculat...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Is an ITM option bought/sold to close in addition to being assigned? ### Answer: The option is exercised. The option is converted into shares. That is an optional condition in closing that contract, h...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Bid/ask spreads for index funds ### Answer: First, what structure does your index fund have? If it is an open-end mutual fund, there are no bid/ask spread as the structure of this security is that it...