report_id stringlengths 1 60 | paragraph_nr int64 0 28.3k | text stringlengths 21 14.6k | n_words int64 11 2.31k | filing_type stringclasses 2
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3208 | 2,575 | A $79 decrease in net realized capital gains due to lower net realized gains on the sale of fixed maturity investments and lower net gains on non-qualifying derivatives, and | 29 | 10K |
SwissReAG-AR_2017 | 4,929 | Pathways, our Mental Health Network, was launched in the UK in February 2017. The network’s mission is to allow employees to bring their whole selves to work; to allow them to feel accepted and included and to reduce the stigma surrounding mental health issues. Training and awareness sessions have been at the core of o... | 141 | annual_report |
AssicurazioniGeneraliSpA-AR_2016 | 1,094 | Income from investments in equity instruments was stable, in line with the previous year, falling from € 96 million at 31 December 2015 to € 86 million. | 27 | annual_report |
3474 | 764 | The following table summarizes activity in the Company’s equity compensation plans for stock options awards for the year ended December 31, 2007: | 22 | 10K |
2469 | 2,922 | For financial statement purposes, our revenues from the sale of whole life and term life insurance products and | 18 | 10K |
RSAInsuranceGroupPLC-AR_2014 | 8 | A Personal Motor B� 'NTRDGNKC� C� /DQRNM@K�NSGDQ� D� �"NLLDQBH@K�/QNODQSX� E� �"NLLDQBH@K�,NSNQ� F Liability G� ,@QHMD�@MC�NSGDQ� | 15 | annual_report |
nl_ing_grp-AR_2015 | 6,214 | Business Environment Assessment The Business Environment Assessment (BEA) assesses all internal control factors and external factors that could influence the internal and external operating environment and may lead to unacceptable operational risk exposure. | 33 | annual_report |
3992 | 11,806 | When a derivative instrument used in a cash flow hedge of an existing asset or liability is no longer effective or is terminated, the gain or loss recognized on the derivative is reclassified from accumulated other comprehensive income to net income as the hedged risk impacts net income. If the derivative instrument is... | 137 | 10K |
TopdanmarkAS-AR_2020 | 193 | Targeted gross efficiency gains of DKK 500m in 2025 As mentioned in the Q3 2020 Report, Topdanmark will upscale the level of investments to improve the efficiency of the company. | 30 | annual_report |
580 | 719 | As of December 31, 1996, there were 129,453 shares of common stock subscribed to at a weighted average price of $82.70 per share pursuant to grants of privileges under both plans. There were 919,334 shares available for the grant of future purchase privileges under the 1996 plan at December 31, 1996. | 51 | 10K |
4312 | 1,569 | Present Value of Expected Future Contractual Premiums- Our contractual premiums are subject to change primarily for two reasons: (1) all of our contracts provide our counterparties with the right to terminate upon our default and (2) 86% of the aggregate net par outstanding of our corporate CDO transactions (as of Dece... | 213 | 10K |
4621 | 843 | Florida law limits an insurer’s investment in equity instruments and also restricts investments in medium to low quality debt instruments. We were in compliance with all investment restrictions at December 31, 2012, and 2011. | 34 | 10K |
DirectLineInsuranceGroupPLC-AR_2018 | 2,732 | 30. Other reserves Movements in the AFS investments revaluation reserve £m 2017 £m | 13 | annual_report |
4513 | 1,839 | The Company offers a broad range of products and services that include retirement, group health and employee benefits products and life insurance. These operations are managed separately as three divisions, consisting of four business segments based on product groupings, and a fifth reportable segment consisting primar... | 68 | 10K |
HannoverRueckSE-AR_2011 | 1,947 | ratios used to monitor and manage our credit risks combined ratio (non-life reinsurance) 104.3% 98.2% 96.6% 95.4% 99.7% | 18 | annual_report |
4905 | 4,573 | For the Exchange, Level 1 to Level 2 transfers totaled $36 million and Level 2 to Level 1 transfers totaled $25 million due to trading activity levels related to four preferred stock holdings and three preferred stock holdings, respectively, for the year ended December 31, 2014. Level 2 to Level 3 transfers totaled $56... | 113 | 10K |
4202 | 1,308 | The month count for aging of unrealized losses was reset back to historical unrealized loss month counts for securities impacted by the adoption of OTTI guidance in the second quarter of 2009 and for securities that were transferred from an AFS to HTM category. | 44 | 10K |
AvivaPLC-AR_2016 | 2,427 | For the finite lived intangible assets we performed the following procedures: • We agreed data to underlying documentation on a sample basis. • Understood and tested the governance process in place to determine the finite lived intangible assets, including testing the associated financial reporting control framework. | 46 | annual_report |
HannoverRueckSE-AR_2015 | 1,289 | 3 An annual premium of EUR 103,700 (25% of the pensionable income) was paid for Mr. Vogel for 2015. The guaranteed interest rate of his commitment is 3.25%. | 28 | annual_report |
PhoenixGroupHoldingsPLC-AR_2011 | 970 | There were 23 Code Staff that have been classified as Group and 23 as Ignis. Aggregate remuneration expenditure is broken down as follows: Number of staff £m | 27 | annual_report |
fr_axa-AR_2007 | 5,138 | Debt owed to credit institutions held as trading — — — — — — — — — | 17 | annual_report |
4081 | 1,206 | Option and SAR activity for the year ended December 31, 2009 is presented below: | 14 | 10K |
AdmiralGroupPLC-AR_2006 | 696 | The Goodwill held on the balance sheet at 31 December 2006 is allocated solely to the private motor insurance segment. | 20 | annual_report |
NatixisSA-AR_2013 | 6,372 | PROPERTY LP (1) Real estate fi nance FC 100 100 100 100 United States | 14 | annual_report |
Sampoplc-AR_2001 | 1,716 | Provisions for bad and doubtful debts Loans and advances to customers – 0 – 0 | 15 | annual_report |
5617 | 1,684 | See Note 6 for discussion of related party net derivative gains (losses). | 12 | 10K |
gb_prudential-AR_2011 | 3,777 | Total financial investments, net of derivative liabilities 11,169 43,650 866 55,685 Percentage of total 20% 78% 2% 100% | 18 | annual_report |
2921 | 751 | JP’s internal control system was designed to provide reasonable assurance to the company’s management and board of directors regarding the preparation and fair presentation of published financial statements. | 28 | 10K |
5415 | 9,261 | relative amount of market observable assumptions supporting the estimates. The computed values are then weighted to reflect the fair value estimate based on the specific attributes of each goodwill reporting unit. | 31 | 10K |
RaiffeisenBankInternationalAG-AR_2006 | 1,237 | Intangible and tangible fixed assets developed in the financial year 2006 as follows: Land and buildings used by the Group for own purposes 487,257 294,461 | 25 | annual_report |
fr_axa-AR_2005 | 3,296 | Note 3: Scope of consolidation 3.1. Consolidated companies 3.1.1. Main fully consolidated companies | 13 | annual_report |
NatixisSA-AR_2017 | 5,678 | Reversal (surplus provisions) Translation adjustments Changes in scope Other 12.31.2016 of which €479.9 million in provisions at December 31, 2016 in respect of outstanding Madoff assets, net of insurance.(a) | 29 | annual_report |
gb_lloyds_banking_grp-AR_2012 | 1,424 | external appointments: Tim is the Global Head of Regulatory strategy and Policy at JP Morgan. He is a director of the Great-West life insurance co., Power corporation of canada and Power Financial corp. | 33 | annual_report |
5824 | 2,997 | On February 26, 2019, MediaAlpha completed the 2019 MediaAlpha Transaction. White Mountains deconsolidated MediaAlpha as a result of the 2019 MediaAlpha Transaction and stopped reporting it as a segment. Prior to the MediaAlpha IPO, White Mountains’s non-controlling equity interest in MediaAlpha was accounted for at fa... | 110 | 10K |
fr_axa-AR_2011 | 6,982 | Other Non controlled investment funds held for trading - - - - | 12 | annual_report |
AegonNV-AR_2017 | 6,123 | Our work in this area included assessing the reasonableness of the assumptions by comparing it against own experience and applicable industry experiences. | 22 | annual_report |
BeazleyPLC-AR_2020 | 670 | Lloyd’s economic capital requirement (ECR) 2,116.5 1,828.4 Capital for US insurance companies 246.3 203.9 $m $m | 16 | annual_report |
5879 | 1,427 | We report results under one segment, which we refer to as our “underwriting segment.” Our underwriting segment captures the results of our underwriting lines of business, which are comprised of specialty products on a worldwide basis. We also have a corporate function that includes accelerated expense for the unamortiz... | 142 | 10K |
BeazleyPLC-AR_2017 | 89 | Given the nature of Beazley’s business, the key risks that impact financial performance arise from insurance activities and fall into the following categories: • Market cycle risk: The risk of systematic mispricing of the medium tailed specialty lines business which could arise due to a change in the US tort environmen... | 175 | annual_report |
nl_ing_grp-AR_2017 | 5,217 | Below the three activities are described in more detail: Capital Management is responsible for managing the investment of own funds (core capital), more information can be found in the Capital Management section. Capital is invested for longer periods, targeting to maximise return, while keeping earnings stable. | 46 | annual_report |
5886 | 470 | The impact of assumption updates in 2019 was a decrease of $1.4 billion to income (loss) from continuing operations, before income taxes and a decrease to net income (loss) of $1.1 billion. This includes a $1.4 billion unfavorable impact on the reserves for our variable annuity product features as a result of unfavorab... | 75 | 10K |
Sampoplc-AR_2002 | 196 | If’s investment results in 2002 were significantly affected by the global decline in share prices, partially offset by positive developments in fixed income markets. The overall return on investment activities was 2.1 per cent. During 2002, If successfully reduced investment risks by decreasing equity investments and i... | 50 | annual_report |
2824 | 893 | Subsidiaries of the Company (the "Subsidiaries") sponsor and/or administer various qualified and non-qualified defined benefit pension plans and postretirement employee benefit plans covering employees and sales representatives who meet specified eligibility requirements. | 32 | 10K |
HannoverRueckSE-AR_2013 | 48 | In non-life reinsurance we were able to maintain the operating profit (EBIT) virtually unchanged on a level in excess of EUR 1 billion, despite a 17 percent decline in investment income. This was made possible above all by the fact that the increase in the underwriting profit comfortably outweighed the contraction in o... | 120 | annual_report |
NatwestGroupPLC-AR_2013 | 5,782 | The Group’s business performance could be adversely affected if its capital is not managed effectively or as a result of changes to capital adequacy and liquidity requirements Effective management of the Group’s capital is critical to its ability to operate its businesses, and to pursue its strategy of returning to sta... | 112 | annual_report |
234 | 507 | The following GAAP basis tables should be read in conjunction with the consolidated financial statements of the Company and the notes thereto. Year Ended December 31, ($ in thousands) 1995 1994 1993 1992 1991 Operating Data: ----- ---- ---- ---- ---- Revenues: Net premiums earned $5,533 $5,221 $121,015 $131,799 $118,32... | 253 | 10K |
CNPAssurancesSA-AR_2014 | 426 | CNP Assurances | Registered office: 4, place Raoul Dautry, 75716 Paris Cedex 15 | Tel.: +33 (0)1 42 18 88 88 | www.cnp.fr | Caisse des Dépôts Group | 28 | annual_report |
4826 | 1,102 | On January 23, 2014, the Company’s Board of Directors declared a quarterly dividend of $0.275 per common share. The dividends are scheduled for payment on March 21, 2014 to stockholders of record on February 21, 2014. | 36 | 10K |
AvivaPLC-AR_2013 | 326 | § Automation: We will reduce manual interventions in processes, reducing overheads by, for example, increasing auto-settled claims. This will enable us to move to a model of ongoing efficiency improvement that has significant customer benefits. | 35 | annual_report |
SwissReAG-AR_2004 | 2,161 | As of 31 December 2004 Number of shareholders in % Number of shares in % | 15 | annual_report |
3153 | 2,390 | Premiums increased 43% in 2006 due to higher sales of our term life insurance products. | 15 | 10K |
275 | 289 | date on which the hedged transaction occurs. In using these instruments, UNUM is subject to the off-balance-sheet risk that the counterparties of the transactions will fail to completely perform as contracted. UNUM manages this risk by only entering into contracts with highly rated institutions and listed exchanges. UN... | 74 | 10K |
5266 | 582 | Other income consists of net gains on fixed assets, non-investment interest, and other miscellaneous income. Other income was $0.6 million, $0.2 million, and $0.3 million for the years ended December 31, 2016, 2015, and 2014, respectively. | 36 | 10K |
3683 | 1,890 | Payables for Collateral Under Securities Loaned and Other Transactions - The estimated fair value for payables for collateral under securities loaned and other transactions approximates carrying value. The related agreements to loan securities are short-term in nature such that the Company believes there is limited ris... | 48 | 10K |
SwissReAG-AR_2013 | 1,424 | Key responsibilities of the Board of Directors Board of Directors and group ec: areas of responsibility the Board of directors exercises ultimate responsibility for the Group. It delegates the responsibility for managing the Group’s operations to the Group ec (see section executive Management, starting on page 86). the... | 135 | annual_report |
5077 | 1,435 | In 2016, pension and other postretirement benefit service costs related to active employees will continue to be allocated to our business segments. For further information regarding our pension and postretirement plans, see Note 18 to the Consolidated Financial Statements. | 39 | 10K |
5917 | 1,351 | Average renewal premium rates for insurance and facultative reinsurance increased 11.3% in 2020 and 4.8% in 2019, when adjusted for changes in exposures. Average renewal premium rates for insurance and facultative reinsurance excluding workers' compensation increased 13.6% in 2020 and 6.9% in 2019, when adjusted for ch... | 49 | 10K |
1686 | 298 | Revenue Recognition Membership fees are recognized in income ratably over the related service period in accordance with Membership terms, which generally require the holder of the Membership to remit fees on at least a monthly basis. Approximately 95% of the Company's members remit their Membership fees on a monthly ba... | 70 | 10K |
HelvetiaHoldingAG-AR_2015 | 37 | The net combined ratio improved to 92.1 %, once again exceeding the Group’s target of 94 % to 96 %. | 20 | annual_report |
4667 | 1,579 | The components of the net realized and unrealized investment gains on the funds held - directly managed account for the years ended December 31, 2012, 2011 and 2010 were as follows (in thousands of U.S. dollars): | 36 | 10K |
MuenchenerRueckversicherungsGesellschaftAGinMuenchen-AR_2013 | 1,552 | The following new or revised standards will not become mandatory until a later date. The relevant information will be disclosed separately. Without exception, the legal changes have not yet been adopted into European law. | 34 | annual_report |
916 | 198 | At its May 29, 1998 meeting, the Company's Board of Directors approved a stock repurchase plan providing for the repurchase of up to one million shares of the Company's stock. As of December 31, 1998, the Company has repurchased one million shares at an average cost of $22.07 per share. The Company funded these repurch... | 68 | 10K |
HiscoxLtd-AR_2016 | 1,514 | The Group’s AAA rated reinsurance assets include fully collateralised positions at 31 December 2016 and 2015. | 16 | annual_report |
NatixisSA-AR_2014 | 9,786 | R make any necessary adjustments to take into account the impact of transactions on the Company’s capital, particularly in the event of a change in the share’s par value, a capital increase by capitalization of reserves, free share or capital stock allocations, stock splits or reverse stock splits, distribution of rese... | 96 | annual_report |
NatwestGroupPLC-AR_2016 | 4,936 | Finance leases and instalment credit — 12,269 — — 3 — 12,272 (3) 12,269 | 14 | annual_report |
3382 | 936 | Interest credited - to policyholders was $600.0 million and $612.0 million for the years ended December 31, 2007 and 2006, respectively. The decrease of $12.0 million was the result of a decrease in average policyholder balances which decreased interest credited by $31.9 million offset by a higher average interest cred... | 58 | 10K |
2089 | 716 | We have defined our reportable segments based on the nature of our reinsurance agreements and the accounting treatment used for the various reinsurance agreements. Based on this definition, we have identified two reportable segments: non-universal life-type agreements and universal life-type agreements (as each is refe... | 74 | 10K |
4705 | 980 | A summary of the effect of non-hedging derivatives on our income statement for the years ended December 31, 2013, 2012 and 2011 is as follows: | 25 | 10K |
1532 | 531 | Effective May 1, 1998, the Company acquired all of the issued and outstanding shares of common stock of Graward. Consideration in the transaction included cash of $7,500 and Subordinated Convertible Notes (the "Notes") with a principal amount of $2,700. The Company accounted for the transaction as a purchase. The exces... | 66 | 10K |
3108 | 608 | The timing of claim reporting to reinsurers is delayed in comparison with primary insurance. In some instances there are multiple reinsurers assuming and ceding parts of an underlying risk causing multiple contractual intermediaries between General Re or BHRG and the primary insured. In these instances, the delays in r... | 171 | 10K |
HiscoxLtd-AR_2007 | 1,054 | TheGroup’s intangible asset relating to syndicate capacity has been allocated, for impairment testing purposes, to one individual cash generating unit being the active Lloyd’s corporate member entity. TheGroup has considered the recoverable amount from the active Lloyd’s corporate member entity on a value in use basis.... | 168 | annual_report |
4740 | 1,121 | EIA and IUL products have returns tied to the performance of equity markets. As a result of fluctuations in equity markets, the obligation incurred by the Company related to EIA and IUL products will positively or negatively impact earnings over the life of these products. As a means of economically hedging its obligat... | 89 | 10K |
RaiffeisenBankInternationalAG-AR_2012 | 105 | ■ A leading market position in its home markets safeguards RBI‘s long-term profitability. ■ Group-wide uniform risk management, corresponding to the bank‘s risk-taking capacity and aimed at avoiding concentration risks (loans, liquidity, etc.), safeguards the company‘s independence. | 37 | annual_report |
Sampoplc-AR_2016 | 1,804 | 2. Investment transactions shall be executable on short notice when an opportunity appears. This puts pressure on authorizations and credit limit structures and procedures which must be simultaneously (i) carried out flexibly enough to facilitate fast decision making regardless of instrument type, (ii) well-structured ... | 87 | annual_report |
5446 | 1,119 | The Company had the following operating and capital loss carryforwards (in millions): | 12 | 10K |
5339 | 1,283 | We use various derivative instruments to manage risks related to certain life insurance and annuity products. We can use these derivatives as economic hedges against risks inherent in the products. These risks have a direct impact on the cost of these products and are correlated with the equity markets, interest rates,... | 152 | 10K |
SwissReAG-AR_1981 | 493 | Canada Canadian Reassurance Company 95 St. Clair Avenue West, Toronto M4V 1N9, Ontario with a branch office in Montreal Canadian Reinsurance Company 95 St. Clair Avenue West, Toronto M4V1N9, Ontario with branch offices in Montreal and Vancouver | 37 | annual_report |
522 | 339 | The carrying value of the Company's investment in equity securities is fair value. As of December 31, 1996, gross unrealized gains and gross unrealized losses on equity securities were $22,912,000 and $723,000, respectively. Gross unrealized gains and gross unrealized losses on equity securities were $9,054,000 and $2,... | 53 | 10K |
TrygAS-AR_2012 | 1,285 | Interest expenses Interest expenses subordinate loan capital and credit institutions -83 -80 Interest expenses other -30 -20 9 Price adjustments Price adjustments concerning financial assets or liabilities at fair value with value adjustment in the income statement: Equity investments 13 2 Unit trust units -100 378 Sha... | 50 | annual_report |
INGGroepNV-AR_2015 | 5,309 | Non-financial risks: • Operational risk: the risk of direct or indirect loss resulting from inadequate or failed internal processes, people and systems or from external events. It includes reputational risk, as well as legal risk; and • Compliance risk: the risk of impairment of ING Bank’s integrity as a result of fail... | 77 | annual_report |
SwissLifeHoldingAG-AR_2015 | 15 | Even if recent years have seen us make consistent progress – these successes were not just given to us, especially considering the low and even negative interest rate levels. Nor was it necessarily to be expected that Standard & Poor’s would improve our rating from A– to A, as they did in May last year. We also see Swi... | 80 | annual_report |
AvivaPLC-AR_2015 | 5,500 | Share options and awards The Company maintains a number of active stock option and share award schemes. Details of any outstanding awards under these schemes are set out in ‘IFRS Financial statements – note 31 – Group’s share plans’. Details of employee share schemes are set out in Note 31 and/or the Directors’ remuner... | 177 | annual_report |
NatwestGroupPLC-AR_2006 | 3,004 | Rest of the World 35,004 21,535 17,305 Total overseas offices 109,049 61,908 58,313 Loans and advances to customers – gross 349,691 256,453 227,244 Provisions for bad and doubtful debts (4,222) (3,922) (3,920) Loans and advances to customers – net 345,469 252,531 223,324 | 42 | annual_report |
AegonNV-AR_2019 | 474 | As our data analytic and AI capabilities grow, we may benefit from more accurate underwriting of risk, but will need to be mindful of our obligation to make financial and insurance services widely available. Genome mapping (genomics) creates opportunities to offer more individualized insurance solutions and offer more ... | 119 | annual_report |
ASRNederlandNV-AR_2009 | 334 | • Ardanta: the specialist in funeral insurance. Distribution takes place through several channels, such as the internet and funeral companies. | 20 | annual_report |
2606 | 688 | ML of New York experienced net realized investment gains (losses) of $0.6 million and ($3.2) million during 2003 and 2002, respectively. The following table provides the changes in net realized investment gains (losses) by type: | 35 | 10K |
ASRNederlandNV-AR_2009 | 1,504 | Loans and receivables (chapter 11.4) 6,098 6,280 6,628 cash and cash equivalents (chapter 15) 685 654 483 | 17 | annual_report |
998 | 239 | Effective January 1, 1998, the Company adopted the Financial Accounting Standards Board s Statement of Financial Accounting Standards No. 131, Disclosures about Segments of an Enterprise and Related Information (Statement 131). Statement 131 superseded FASB Statement No. 14, Financial Reporting for Segments of a Busine... | 140 | 10K |
2744 | 2,169 | be specific to us or to the long-term care insurance industry. Factors which could cause actual results to differ from expectations include, among others, our ability to comply with the Corrective Action Plan, the Florida Consent Order, the orders or directives of other states in which we do business or any special pro... | 268 | 10K |
LloydsBankingGroupPLC-AR_2013 | 2,095 | Auditor independence and remuneration Both the Board and the external auditor have safeguards in place to protect the independence and objectivity of the external auditor. The Audit Committee has a comprehensive policy to regulate the use of the auditor for non-audit services. This policy sets out the nature of work th... | 66 | annual_report |
SwissLifeHoldingAG-AR_2004 | 861 | (“legal quote”) and Change in Accounting Policy . . . . 41 139 Branches, Subsidiaries, Associates, Partnerships 140 Events after the Balance Sheet Date . . . . . . . . . . . . . . 43 | 39 | annual_report |
NatixisSA-AR_2008 | 5,678 | Prise de Participation de l’Etat (SPPE) which is authorized to subscribe to issues of subordinated securities eligible for inclusion in the equity of the issuing banks. | 26 | annual_report |
AdmiralGroupPLC-AR_2018 | 1,945 | Total transactions with equity holders – – – – – (259.6) (259.6) 1.8 (257.8) | 14 | annual_report |
NatixisSA-AR_2020 | 118 | Key figures 2020 In 2020, Natixis posted positive net income for the full year thanks to a marked rebound in its business lines. These good results demonstrate the agility of its business model and the daily commitment of its teams to serving its customers. Through its results and its solid financial position, Natixis ... | 70 | annual_report |
SwissLifeHoldingAG-AR_2009 | 1,296 | FRANCE — The value of new business for Swiss Life in France is determined as the sum of the value of new business for the life business and that for the health business. | 33 | annual_report |
Sampoplc-AR_2020 | 1,012 | Other comprehensive income for the period 37 67 217 322 0 322 1) IAS 19 Pension benefits had a net effect of EURm 2 (-90) on retained earnings. 2) The total comprehensive income includes also the share of the associate Nordea's other comprehensive income, in accordance with the Group's share holding. The retained earni... | 60 | annual_report |
5331 | 1,690 | Other investments - the Company utilized information received from fund managers and positive and negative evidence, including the business prospects, recent events, industry and market data and other factors. Impairment losses reflected a reduction on certain funds which were in an unrealized loss position for a signi... | 50 | 10K |
2747 | 686 | $77.4 million of operating income generated by OPRe, including approximately $109 million of net investment income partially offset by underwriting losses on unexpired risks and reserve strengthening totaling approximately $15 million and operating expenses of approximately $16 million; | 38 | 10K |
2524 | 962 | Statement No. 123(R) must be adopted no later than July 1, 2005, and we expect to adopt the Statement on that date. As permitted by Statement No. 123, the Company currently accounts for share based payments to employees using the intrinsic value method as detailed in Opinion No. 25 and, as such, generally recognizes no... | 163 | 10K |
Sampoplc-AR_2006 | 109 | 27 September Sampo launches the “Oma Numero” (Own Number) service for retirement financal planning. | 14 | annual_report |
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