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de_allianz-AR_2018 | 3,608 | Commitments to acquire interests in associates and availablefor -sale investments 17,199 16,001 | 12 | annual_report |
3734 | 11,513 | obligation is not explicitly stated and the contingencies triggering the obligation to indemnify have not occurred and are not expected to occur. Consequently, the maximum amount of the obligation under such indemnifications is not determinable. Historically, the Company has not made any material payments pursuant to these obligations. | 48 | 10K |
StandardLifeAberdeenPLC-AR_2020 | 4,367 | Total adjusting items 368 (333) (1,397) (15) 56 1,519 353 (277) 122 Profit attributable to non-controlling interests – ordinary shares – – – – – 5 – – 5 Profit before tax1 838 243 (787) (15) 56 1,734 823 299 947 1 Discontinued operations shown as (loss)/profit before tax expense attributable to equity holders. | 54 | annual_report |
fr_axa-AR_2009 | 9,661 | In order to take into account certain specifi cities of its governance practices, AXA has decided to adapt the following provisions of the AFEP/MEDEF Code: ■ T o the extent the AFEP/MEDEF Code only refers to companies managed by Board of Directors (Conseil d’Administration), the Company had to make the necessary adjustments to refl ect its dual corporate governance structure consisting of a Management Board and a Supervisory Board. These adjustments take into account the legal separation of powers between the Management Board and the Supervisory Board, and in particular the Supervisory Board’s prohibition, under | 95 | annual_report |
5133 | 1,274 | Insurance and certain reinsurance policies issued by Essent Re in connection with Freddie Mac's Agency Credit Insurance Structure ("ACIS") program are accounted for as a derivative under GAAP with the fair value of these policies reported as an asset or liability and changes in the fair value of these policies reported in earnings as a component of other income. | 59 | 10K |
INGGroepNV-AR_2007 | 2,763 | The largest exposure is for morbidity risk and is the risk, mostly in Taiwan, of future health claims exceeding current best estimate actuarial assumptions. In Taiwan, ING has a legacy block of guaranteed premium health riders that provide benefi ts for 30-60 years into the future. The mortality risk relates to the potential for increasing deaths (life risk) or decreasing deaths (longevity risk). This risk relates to a potential mortality catastrophe or to changes in long term mortality rates. As noted, ING manages these risks via limits and external reinsurance. Finally, property and casualty risk exists primarily in Canada, Mexico, and the Benelux. The increase in P&C Economic Capital during 2007 is mostly due to an improvement in the correlation model between P&C risks and not increased risk taking. | 129 | annual_report |
AvivaPLC-AR_2006 | 1,772 | Total foreign currency movements during 2006 resulted in a gain recognised in the income statement of £99 million (2005: £203 million loss). | 22 | annual_report |
AvivaPLC-AR_2019 | 2,741 | Audit related assurance comprises services in relation to statutory and regulatory filings. These include fees for the audit of the Group’s Solvency II regulatory returns for 2019, services for the audit of other regulatory returns of the Group’s subsidiaries and review of interim financial information under the Listing Rules of the UK Listing Authority. Total audit fees (excluding additional fees relating to the prior year audits of Group subsidiaries) and audit-related assurance fees were £20.4 million (2018: £20.0 million). | 79 | annual_report |
5154 | 1,378 | Current accident year non-catastrophe losses for 2014 were $711.5 million, or 60.4 points, reflecting the impact of the 2014 fourth quarter reserve increase, compared to $613.0 million, or 54.7 points, for 2013, which was positively impacted by the lower loss and LAE ratio in the Collector Cars and Boats business. | 50 | 10K |
LloydsBankingGroupPLC-AR_2018 | 6,908 | Australia (9) 1 Brookhill Way, Banbury, Oxon, OX16 3EL (10) Sanne Group, 13 Castle Street, St. Helier, Jersey, JE4 5UT (11) 26th Floor, Oxford House, Taikoo Place, Quarry Bay, Hong Kong (12) Barnett Way, Gloucester, GL4 3RL (13) 1 More London Place, London, SE1 2AF (14) 1095 Avenue of the America’s, 34th Floor, New York, NY 10036, United States (15) 2nd Floor, 14 Cromac Place, Gasworks, Belfast, BT7 2JB (16) Rineanna House, Shannon Free Zone, Co. Clare, Ireland (17) 60313 Frankfurth AM Main, Thurn-Und, Taxis-Platz 6, Germany (18) Hoogoorddreef, 151101BA, Amsterdam, Netherlands (19) 6 Rue Jean Monnet, L-2180 Luxembourg (20) 33 Old Broad Street, London, EC2N 1HZ (21) Prins Bernhardplein 200, 1097 JB, Amsterdam, Netherlands (22) Citco REIF Services, 20 Rue de Poste, L-2346, Luxembourg (23) RL360 House, Cooil Road, Douglas, Isle of Man, IM2 2SP (24) Centre Orchimont, 36 Rangwee, L-2412, Luxembourg (25) Corporation Service Company, Suite 400, 2711 Centre Road, Wilmington, DE 19805, | 155 | annual_report |
gb_lloyds_banking_grp-AR_2015 | 3,728 | Recoverability of deferred tax assets At 31 December 2015 the Group carried deferred tax assets on its balance sheet of £4,010 million (2014: £4,145 million) and deferred tax liabilities of £33 million (2014: £54 million) (note 38). This presentation takes into account the ability of the Group to net deferred tax assets and liabilities only where there is a legally enforceable right of offset. Note 38 presents the Group’s deferred tax assets and liabilities by type. The largest category of deferred tax asset relates to tax losses carried forward. | 89 | annual_report |
3736 | 1,938 | At December 31, 2008, claim liabilities for the property and casualty insurance segment amounted to $81.9 million and represented 25.3% of the total consolidated claim liabilities and 7.7% of our total consolidated liabilities. | 33 | 10K |
2888 | 2,188 | Reserve strengthening of $33 related to the third quarter 2004 hurricanes. | 11 | 10K |
1985 | 1,254 | The accrued cost of the accumulated postretirement benefit obligation included in the Company’s Consolidated Balance Sheets at December 31, 2002, 2001 and 2000 is as follows: | 26 | 10K |
5549 | 1,123 | During 2017, our net financing activities primarily related to common stock repurchases resulting from stock relinquished to us by employees for payment of taxes upon vesting of restricted stock units and the purchase of noncontrolling interest, partially offset by increased borrowings on our revolving credit agreement. In December 2017, we amended and increased our $1.0 billion unsecured revolving credit facility (Revolving Credit Facility) to $1.5 billion. | 66 | 10K |
1033 | 390 | STOP LOSS AGREEMENT AND PRUDENTIAL GUARANTEES. To the extent reserves as of June 30, 1995 (December 31, 1994 for catastrophe losses) for losses, allocated LAE and uncollectible reinsurance experience adverse development ("Adverse Development"), Everest Re is entitled, at the time reserves are increased, to payments under the Stop Loss Agreement, subject to the limit and other terms thereof. Gibraltar's obligations to make payments to Everest Re under the Stop Loss Agreement are guaranteed by The Prudential. Management expects that the general effect of the Stop Loss Agreement will be to protect the Company's consolidated earnings against up to $375.0 million of the first $400.0 million of Adverse Development. There can be no assurance, however, that the Company's net liability for such Adverse Development will be limited to $25.0 million. With respect to liquidity, the incurred loss reimbursement features of these agreements provide the Company with cash on or prior to the time it is required to make payment on account of such Adverse Development. Through December 31, 1998, Adverse Development ceded under the Stop Loss Agreement have aggregated $339.2 million with remaining limits available of $35.8 million (net of coinsurance) as respects the next $39.8 million of Adverse Development. See - "Year Ended December 31, 1998 Compared to Year Ended December 31, 1997" - above. | 215 | 10K |
fr_axa-AR_2019 | 4,688 | Francs with foreign exchange swaps, options and forwards. At the end of 2019, Switzerland foreign exchange exposure amounted to €16,751 million (€24,473 million in 2018) which represented 27% of total assets (28% of total assets in 2018), of which €11,971 million were hedged (€21,838 million in 2018). | 47 | annual_report |
5609 | 6,798 | We regularly review our investment holdings for OTTI. Our gross unrealized losses, including the portion of OTTI recognized in OCI, on fixed maturity AFS securities increased by $1.9 billion for the year ended December 31, 2018. As discussed further below, we believe the unrealized loss position as of December 31, 2018, did not represent OTTI as (i) we did not intend to sell these fixed maturity AFS securities; (ii) it is not more likely than not that we will be required to sell the fixed maturity AFS securities before recovery of their amortized cost basis; and (iii) the estimated future cash flows were equal to or greater than the amortized cost basis of the debt securities. | 116 | 10K |
AegonNV-AR_2010 | 2,935 | Netherlands respectively. Refer to note 50 for further information on the business combinations entered into by | 16 | annual_report |
4683 | 227 | Management believes that the 2014 fiscal year will still be a difficult year because the shipping market hasn’t fully recovered yet. Therefore, the Company plans to continue to tighten control measures in order to monitor and reduce operating expenses. In addition, because of market conditions, we will further enhance our credit controls to improve the average collection period for outstanding receivables. For our Singapore subsidiary, we plan to appoint an independence consultant to carry out an audit review. The main objective of this audit is to ensure the control measures we established are implemented and working efficiently. Further, because we have received substantial positive feedback on the marketing activities we initiated in 2013, we will continue to organize similar activities with our business partners in 2014. In addition, we will put more effort into acquiring new clients. | 137 | 10K |
Sampoplc-AR_2007 | 756 | The quotation of Sampo’s year 2000 option programme on the Helsinki Stock Exchange was terminated on 24 January 2007, because of the subscription period ended on 31 January 2007. A | 30 | annual_report |
HannoverRueckSE-AR_2010 | 680 | J E N S B L O H M M A N A G I N G D I R E C T O R | 25 | annual_report |
4466 | 7,933 | The second situation where the Company classifies securities in Level 3 is where specific inputs significant to the fair value estimation models are not market observable. This occurs in two primary instances. The first relates to the Company's use of broker quotes to value certain securities where the inputs have not been corroborated to be market observable. The second relates to auction rate securities ("ARS") backed by student loans for which a key input, the anticipated date liquidity will return to this market, is not market observable. | 87 | 10K |
4947 | 979 | As discussed previously, general corporate expenses tend to fluctuate relative to our incentive compensation plans. Our compensation model measures components of comprehensive earnings against a minimum required return on our capital. Bonuses are earned as we generate earnings in excess of this required return. In 2014, 2013 and 2012, we exceeded the required return, resulting in the accrual of executive bonuses. Excluding this variable component tied to performance, other general corporate expenses increased in 2014 due in part to increased shareholder-related expenses, including costs associated with the stock-split and higher legal fees associated with corporate litigation arising in 2014. In 2013 and 2012, other general corporate expenses were flat. | 109 | 10K |
NatixisSA-AR_2015 | 9,277 | Sylvie Garcelon, age 50, has served as Chief Executive Officer of CASDEN Banque Populaire since May 2015 (see Ms. Garcelon’s résumé in Section 2.2 of Chapter 2, «Corporate Governance» of this registration document). | 33 | annual_report |
1550 | 772 | XL Capital announced on February 15, 2001 that it has agreed to purchase Winterthur International from Winterthur Swiss Insurance Company ("Winterthur"), a subsidiary of the Credit Suisse Group ("CSG"). The Company will be purchasing a combination of insurance companies and selected Winterthur International insurance portfolios. The all-cash transaction is valued at approximately $600.0 million and may be funded by the Company with a combination of current resources and external financing. Winterthur International is the international, large commercial account property and casualty insurance business of Winterthur. Winterthur International operates in 27 countries, has more than 1,000 employees and in 2000 had gross premiums written and net premiums earned of approximately $1.3 billion and $600.0 million, respectively. In terms of premium volume, Winterthur International's top five markets are the U.K., Switzerland, Germany, the U.S. and France. As at September 30, 2000, Winterthur International (including certain operations to be retained by CSG) had investment assets of approximately $1.0 billion. | 156 | 10K |
2819 | 1,859 | Our reinsurers reimburse us 90% of the next $80.0 of the loss under each of the three layers of coverage. | 20 | 10K |
AvivaPLC-AR_2019 | 2,296 | Embedded derivatives Embedded derivatives that meet the definition of an insurance contract or correspond to options to surrender insurance contracts for a set amount (or based on a fixed amount and an interest rate) are not separately measured. All other embedded derivatives are separated and measured at fair value if they are not considered closely related to the host insurance contract or do not meet the definition of an insurance contract. Fair value reflects own credit risk to the extent the embedded derivative is not fully collateralised. | 87 | annual_report |
AvivaPLC-AR_2007 | 902 | The minimum solvency requirement for the Group’s European businesses is based on the Solvency 1 Directive. | 16 | annual_report |
LloydsBankingGroupPLC-AR_2020 | 4,428 | Cultural transformation: achieving a values-led culture through a focus on behaviours to ensure the Group is transforming its culture for success in a digital world. This is supported by strong direction and tone from senior executives and the Board | 39 | annual_report |
HelvetiaHoldingAG-AR_2012 | 1,715 | Earnings per share incl. minority interests 330 993 920 283 355 469 | 12 | annual_report |
AegonNV-AR_2011 | 4,311 | The tables that follow provide information on past due and individually impaired financial assets for the whole AEGON | 18 | annual_report |
5610 | 712 | In 2017, major components of net cash used in investing activities included investment purchases of $401.8 million and net purchases of furniture, fixtures and equipment of $0.5 million, offset by proceeds from sales and maturities of investment of investments of $350.7 million. | 42 | 10K |
3715 | 1,266 | (k) Currency Translation: Assets and liabilities denominated in foreign currencies are translated into U.S. dollars at year-end exchange rates. Income and expense accounts are translated at average exchange rates for the year. The resulting net unrealized currency translation gain (loss) for functional currencies is recorded as a separate component of accumulated other comprehensive income, net of related taxes, in stockholders’ equity. | 61 | 10K |
gb_prudential-AR_2012 | 4,519 | Derivative assets 8 3 3 Cash at bank and in hand 193 152 | 13 | annual_report |
PowszechnyZakladUbezpieczenSA-AR_2012 | 1,770 | 15.5. The list of PZU shareholders directly or indirectly holding significant packages of shares | 14 | annual_report |
gb_prudential-AR_2007 | 728 | Interest-sensitive fixed annuities are used for asset accumulation in retirement planning and for providing income in retirement and offer flexible payout options. The contract holder pays Jackson a premium, which is credited to the contract holder’s account. Periodically, interest is credited to the contract holder’s account and administrative charges are deducted, as appropriate. Jackson may reset the interest rate on each contract anniversary, subject to a guaranteed minimum, in line with state regulations. When the annuity matures, Jackson either pays the contract holder the amount in the contract holder account or begins making payments to the contract holder in the form of an immediate annuity product. This latter product is similar to a UK annuity in payment. Fixed annuity policies are subject to early surrender charges for the first six to nine years of the contract. In addition, the contract may be subject to a market value adjustment at the time of surrender. During the surrender charge period, the contract holder may cancel the contract for the surrender value. | 169 | annual_report |
4949 | 436 | See Note 3 - Recent Accounting Pronouncements in the Notes to the Consolidated Financial Statements for a discussion of recent accounting pronouncements and their effect, if any, on the Company. | 30 | 10K |
5536 | 894 | Sales statistics do not correspond to revenues under GAAP, but are used as relevant measures to understand our business performance as it relates to deposits generated during a specific period of time. Our sales statistics include deposits for fixed rate annuities and FIAs and align with the LIMRA definition of all money paid into an individual annuity, including money paid into new contracts with initial purchase occurring in the specified period and existing contracts with initial purchase occurring prior to the specified period (excluding internal transfers). | 86 | 10K |
AvivaPLC-AR_2020 | 1,802 | Purpose To reward EDs for achievement against the Company’s longerterm objectives; to align EDs’ interests with those of shareholders and to aid the retention of key personnel and to encourage focus on long-term growth in enterprise value. | 37 | annual_report |
318 | 314 | ROBERT J. NIEBUR became Resident Vice President of SNIC, in charge of the South San Francisco branch in July, 1995. Prior to joining the Company, he was Workers' Compensation Manager for Flinn, Gray & Herterich, an insurance brokerage, from 1994 to 1995, and operated his own insurance consulting business from 1993 to 1994. For three years prior to that, Mr. Niebur was an operating executive with Great States Insurance Company and, earlier, he held various staff and executive positions over eleven years with Zenith Insurance Company. | 86 | 10K |
1765 | 653 | At December 31, 2001, the fair value of derivatives in a gain position and recorded in "All other assets" is $164 and the fair value of derivatives in a loss position and recorded in "All other liabilities" is $1,202. | 39 | 10K |
NatwestGroupPLC-AR_2007 | 4,217 | The risk that claims are handled or paid inappropriately is managed using a range of IT system controls and manual processes conducted by experienced staff. These, together with a range of detailed policies and procedures ensure that all claims are handled in a timely, appropriate and accurate manner. | 48 | annual_report |
AvivaPLC-AR_2006 | 2,378 | Notes to the consolidated financial statements continued 35 – Insurance liabilities continued The changes in the valuation discount rates since 2005 reflect the changes in the yields on the supporting assets. | 31 | annual_report |
257 | 312 | Aviation Premiums. Navigators' aviation gross written premium increased 9% from 1993 to 1994 and a further 6% from 1994 to 1995 reflecting the rate increases during this period. Airline premium rates have now stabilized and management does not anticipate growth in aviation premium for 1996. | 45 | 10K |
GjensidigeForsikringASA-AR_2011 | 1,730 | Outstanding accounts Fire Mutuals 165.0 190.2 Accounts payable 125.3 100.4 Liabilities in relation with properties 54.0 26.5 Liabilities in relation with asset management 8.8 Liabilities to public authorities 364.0 466.6 Other liabilities 455.4 450.7 total other liabilities 1,172.6 1,234.4 | 39 | annual_report |
INGGroepNV-AR_2018 | 516 | Similarly, for our Wholesale Banking clients the Bank Mendes Gans (BMG) platform aggregates all the business companies do with different banks, not just ING. In 2018, we added new functionalities to the platform allowing clients to complete the KYC onboarding process online and arrange their own automated transfers between accounts to better optimise their cash flow. | 56 | annual_report |
2924 | 1,478 | During 2005, the Company implemented the procedural and organizational changes outlined in the multistate settlement agreements and resulting from other process improvement initiatives. Implementation of the procedural and organizational changes temporarily reduced the operating effectiveness of the Company’s U.S. Brokerage claims management performance. This resulted in an increase in the change in the provision during 2005 and 2004 for incurred claims and claim adjustment expenses related to prior years. The change in provision for 2005 also includes a portion of the reserve charge recorded in connection with the 2005 California Department of Insurance settlement agreement and related matters. The change in provision for 2004 includes a portion of the reserve charge recorded in conjunction with the 2004 multistate settlement agreements as well as the reserve strengthening for the individual income protection - closed block business. The net increase reported for 2003 includes the $894.0 million for the two reserve strengthenings related to the U.S. Brokerage group income protection business, all of which was related to prior year incurred claims. See further discussion as follows for the reserve strengthenings and Note 15 for further discussion of the settlement agreements. | 188 | 10K |
fr_axa-AR_2015 | 4,505 | 10% lower value of equity markets at start of projection (1,895) -4% (369) -1% (2,264) -4% (1,732) -4% (361) -1% (2,093) -4% | 22 | annual_report |
5493 | 2,908 | See “- Liquidity and Capital Uses - Affiliated Capital and Debt Transactions” for discussion of a $750 million junior subordinated debt securities exchange. Also see Note 5 in Schedule II of the Notes to the MetLife, Inc. (Parent Company Only) Condensed Financial Information for information regarding the Junior Subordinated Debt Securities exchange transaction in February 2017. | 56 | 10K |
ScorSE-AR_2016 | 1,581 | Those options can be exercised four years after the grant date at the earliest, if the presence condition (four years) is respected. The exercise price is calculated without a discount, based on the closing price of SCOR SE’s shares on the day before the grant date. The stock options can be exercised on one or more occasions from December 1, 2020 to December 1, 2026 inclusive. From this date, purchase rights shall expire. | 73 | annual_report |
3888 | 1,034 | In December 2007, the FASB issued SFAS No. 141(R), Business Combinations. SFAS No. 141(R) establishes principles and requirements for how an acquirer recognizes and measures in its financial statements the identifiable assets acquired, the liabilities assumed, and any noncontrolling interest in the acquiree and recognizes and measures the goodwill acquired in the business combination or a gain from a bargain purchase. SFAS No. 141(R) also sets forth the disclosures required to be made in the financial statements to evaluate the | 80 | 10K |
2723 | 1,326 | Property catastrophe treaty - To protect against catastrophic events such as wind and hail, hurricanes or earthquakes, we purchase property catastrophe reinsurance, with a limit up to $500 million. For the 2006 treaty, ceded premiums are estimated to be $38 million, up from $29 million in 2005, excluding the reinstatement premium, and $27 million in 2004, excluding the reinstatement premium. The premium increase for 2006 primarily is due to the difficult market conditions brought on in part by the record catastrophe losses experienced by reinsurance companies in 2005. We increased our retention on this program to $45 million and we will retain 5 percent of losses between $45 million and $500 million. In 2005, we retained the first $25 million of losses arising out of a single event, 40 percent of losses from $25 million to $45 million and 5 percent of all losses in excess of $45 million, up to $500 million. | 153 | 10K |
3801 | 690 | In July 2004, the Company completed a private placement of $200.0 million of unsecured senior notes (the “Notes”). The $200.0 million is divided into two series: (1) Series A, which closed on September 15, 2004, for $100.0 million due in 2011 and bearing interest at 5.57% per year; and (2) Series B, which closed on July 15, 2004, for $100.0 million due in 2014 and bearing interest at 6.08% per year. The closing on the Series B Notes occurred on July 15, 2004. The closing on the Series A Notes occurred on September 15, 2004. Brown & Brown has used the proceeds from the Notes for general corporate purposes, including acquisitions and repayment of existing debt. As of December 31, 2008 and 2007, there was an outstanding balance of $200.0 million on the Notes. | 134 | 10K |
NatixisSA-AR_2016 | 883 | (c) 2019 AGM convened to approve the financial statements for the year ending 12.31.2018. (1) Listed company. | 17 | annual_report |
gb_lloyds_banking_grp-AR_2012 | 5,836 | Where the treatment involves a permanent change to the contractual basis of the customer’s account (i.e. capitalisation of arrears and term extensions), those commenced during the year and remaining as customers at the year-end are shown. | 36 | annual_report |
GjensidigeForsikringASA-AR_2010 | 1,808 | state street Bank and trust Co. nominee 8,022,600 1.60 % goldman sachs & Co - equity nominee 7,513,210 1.50 % skagen Kon-tiki 6,947,000 1.39 % deutsche Bank ag london nominee 6,000,000 1.20 % state street Bank and trust Co. nominee 5,675,591 1.14 % Morgan stanley & Co internat. plC nominee 5,045,750 1.01 % | 53 | annual_report |
1117 | 418 | Policy reserves have been computed principally by the net level premium method based upon estimated future investment yield, mortality, morbidity, withdrawals and other benefits. The composition of the policy reserves at December 31, 1998 and 1997 and the assumptions pertinent thereto are presented below: | 44 | 10K |
5123 | 978 | The General Insurance Group provides property and liability insurance primarily to commercial clients. Old Republic does not have a meaningful participation in personal lines of insurance. Workers' compensation is the largest type of coverage underwritten by the General Insurance Group, accounting for 36.4% of the Group's direct premiums written in 2015. The remaining premiums written by the General Insurance Group are derived largely from a wide variety of coverages, including commercial automobile (principally trucking), general liability, general aviation, directors and officers indemnity, fidelity and surety indemnities, and home and auto warranties. | 91 | 10K |
AdmiralGroupPLC-AR_2015 | 567 | Second, I’ll miss the way my PA of 18 years, Julie, says ‘good morning’ in such a positive way every morning, even when it’s dark and wet and cold (most mornings actually) such that you can’t help but think that, yes, maybe it really is a good morning! | 48 | annual_report |
ASRNederlandNV-AR_2014 | 179 | Total equity (including revaluation of real estate) 3,833 1 3,799 Total equity (IFRS) 3,027 3,015 | 15 | annual_report |
gb_prudential-AR_2003 | 1,161 | The market value of Scheme assets as at that date was £4,034m and the actuarial value of the assets was sufficient to cover 110% of the benefits that had accrued to members, allowing for expected future increases in earnings. As a result of the actuarial valuation, the employers’ contribution rate has continued at the minimum prescribed under the Scheme rules, which is 12.5% of salaries. | 65 | annual_report |
4410 | 1,003 | The decrease in total investment income before investment expenses for all years presented was primarily due to lower investment yields and shorter portfolio duration. The annualized pre-tax investment yield, excluding net realized gains and losses and net other-than-temporary impairment losses recognized in earnings, was 3.0%, 3.5% and 3.8% for the years ended December 31, 2011, 2010 and 2009, respectively. The portfolio duration was 3.6 years, 4.4 years and 4.2 years for the years ended December 31, 2011, 2010 and 2009. | 80 | 10K |
4854 | 1,609 | A portion of the 2012 special cash dividend was a return of capital for federal tax purposes and was not considered taxable. The return of capital portion reduced the holder's basis in their Universal American Corp. common stock. The breakdown is as follows: | 43 | 10K |
Sampoplc-AR_2004 | 1,660 | Banking and Investment Services 76 Assets and liabilities denominated in domestic and foreign currencies | 14 | annual_report |
4466 | 6,296 | Corporate and Other Fluctuations in the Corporate and Other operating cash flows were primarily due to the timing of intercompany settlements. Investing activities primarily relate to investments in the parent company portfolio, | 32 | 10K |
RSAInsuranceGroupPLC-AR_2018 | 2,476 | · Use the going concern basis of accounting unless they either intend to liquidate the Group or the Parent Company or to cease operations, or have no realistic alternative but to do so. | 33 | annual_report |
BaloiseHoldingLtd-AR_2014 | 962 | Head of Corporate Division Finance 15,858 7,583 20,811 19,280 36,669 26,863 0.073 % 0.054 % 10,453 9,854 | 17 | annual_report |
2863 | 579 | The Government segment’s medical expenses increased $386.1 million, or 8.7%, during 2004 primarily due to the increase in the number of Medicare members, including those related to the Ochsner acquisition, and the increase in average per member claims costs, partially offset by lower medical expenses associated with transitioning to the TRICARE South contract. | 53 | 10K |
2216 | 1,280 | Reclassifications-We reclassified certain amounts in our 2002 and 2001 consolidated financial statements and notes to conform to the 2003 presentation. These reclassifications had no effect on net income, or common or preferred shareholders’ equity, as previously reported for those years. | 40 | 10K |
4919 | 1,070 | We have evaluated the near-term prospects of the issuers of our fixed maturity securities in relation to the severity and duration of the unrealized loss which resulted in the recognition of a $139 credit loss OTTI in our Consolidated Statements of Income and Comprehensive Income for the year ended December 31, 2013. There were no OTTI losses on fixed maturity securities recognized in 2014 or 2012. We believe the unrealized depreciation in value of other securities in our fixed maturity portfolio is primarily attributable to changes in market interest rates and not the credit quality of the issuer. We have no intention to sell and it is more likely than not that we will not be required to sell these securities until the fair value recovers to at least equal our cost basis or the securities mature. | 137 | 10K |
NatwestGroupPLC-AR_2011 | 2,125 | Residential mortgages The tables below show how the continued decrease in property values has affected the distribution of residential mortgages by indexed LTV. LTV is based upon gross loan amounts and whilst including defaulted loans, does not take account of provisions made. | 42 | annual_report |
3515 | 1,165 | The Company maintains a $100.0 uncommitted line-of-credit agreement with Svenska Handelsbanken AB (Publ.) (“Svenska”), effective June 2, 2006. Borrowings are guaranteed by ING AIH, with maximum aggregate borrowings outstanding at anytime to ING AIH and its affiliates of $100.0. Interest on any of the Company’s borrowing accrues at an annual rate equal to the rate quoted by Svenska to the Company for the borrowing. Under this agreement, the Company incurred minimal interest expense for the year ended December 31, 2007. At December 31, 2007, the Company had no amounts outstanding under the line-of-credit agreement. | 94 | 10K |
5462 | 372 | Each of our business segments uses our executive offices at MacArthur Place in Santa Ana, California. This office campus consists of five office buildings, a technology center and a two-story parking structure, totaling approximately 490,000 square feet. Three office buildings, totaling approximately 210,000 square feet, and the fixtures thereto and underlying land, are subject to a deed of trust and security agreement securing payment of a promissory note evidencing a loan made in October 2003, to our principal title insurance subsidiary in the original sum of $55.0 million. This loan is payable in monthly installments of principal and interest, is fully amortizing and matures November 1, 2023. The outstanding principal balance of this loan was $22.6 million as of December 31, 2017. | 122 | 10K |
5340 | 2,546 | See the discussion in Note 6 to the Consolidated Financial Statements for additional information on the methodology and significant inputs, by investment type, that we use to determine the amount of impairment. | 32 | 10K |
fr_axa-AR_2008 | 4,426 | NB: amounts are presented net of impacts of shadow accounting and of its effects on policyholders’ benefit, deferred acquisition costs, and value of business in force. (a) Perpetual subordinated debts (TSS, TSDI) and equity components of compounded financial instruments (e.g convertible bonds) (see Note 13.1.1c). (b) Actuarial gains and losses accrued since opening January 1, 2007. | 56 | annual_report |
AvivaPLC-AR_2020 | 4,054 | The majority of non-rated debt securities within shareholder assets are held by our businesses in the UK. Of these securities most are allocated an internal rating using a methodology largely consistent with that adopted by an external rating agency, and are considered to be of investment grade credit quality; these include £4,580 million (2019: £4,095 million) of debt securities held in our UK Life business, predominantly made up of private placements and other corporate bonds, which have been internally rated as investment grade. | 83 | annual_report |
62 | 312 | For 1994, 42% and 57% of reinsurance premiums assumed were from Harvest Life Insurance Company (Harvest Life) and National Casualty Company (National Casualty), respectively. These reinsurance agreements provide that the Company will reinsure blocks of individual major medical business issued by National Casualty and Harvest Life on a 50% and 100% coinsurance basis, respectively. The Company also administers 100% of the National Casualty business. | 64 | 10K |
HannoverRueckSE-AR_2011 | 3,478 | In the consolidated financial statement it is to some extent necessary to make estimates and assumptions which affect the assets and liabilities shown in the balance sheet, the infor | 29 | annual_report |
ch_zurich_insurance_group-AR_2018 | 746 | Monica Mächler 12/12 3/3 4 – 1/1 5 8/8 Kishore Mahbubani 12/12 – 5/5 8/8 – David Nish 9/12 – – 6/7 4 7/8 1 Until April 4, 2018, the Board had 11, the Governance, Nominations & Sustainability Committee 5, the Audit Committee 6, the Remuneration Committee 4 and the Risk & Investment Committee 5 members. | 56 | annual_report |
MuenchenerRueckversicherungsGesellschaftAGinMuenchen-AR_2013 | 162 | Collaboration between Supervisory Board and Board of Management The Board of Management satisfied its reporting obligations towards the Supervisory Board in all respects, both verbally and in writing. The Supervisory Board was involved in all important business transactions and decisions of fundamental significance for the Group. During meetings, we held in-depth discussions with the Board of Management about the information provided to us. Cooperation with the Board of Management was characterised in every regard by responsible and focused action aimed at promoting the successful development of Munich Re. | 88 | annual_report |
AdmiralGroupPLC-AR_2009 | 1,040 | Provision for unexpired risks is made where necessary for the estimated amount required over and above unearned premiums to meet future claims and related expenses. | 25 | annual_report |
SwissReAG-AR_2015 | 1,112 | We also publish an annual emerging risk report to share findings, raise awareness and initiate a risk dialogue with key external stakeholders. | 22 | annual_report |
gb_lloyds_banking_grp-AR_2005 | 1,421 | Change in before tax (Participating in profit variable (Insurance) Investment) before tax | 12 | annual_report |
Sampoplc-AR_2005 | 1,404 | Non-cancellable minimum rental - not later than one year 3 4 - later than one year and not later than five years 3 5 - later than five years – 0 | 31 | annual_report |
ScorSE-AR_2015 | 2,894 | French law provides that any individual or legal entity, acting alone or in concert with others, that holds, directly or indirectly, more than 5%, 10%, 15%, 20%, 25%, 30%, 33 1/3%, 50%, 66 2/3%, 90%, or 95% of the shares or the voting rights attached to the shares, or whose holding decreases below any such thresholds, must notify us within four trading days of crossing that threshold, of the number of shares and voting rights it holds. An individual or a legal entity must also notify the AMF within four trading days of crossing such threshold. Any shareholder who fails to comply with these requirements will have its voting rights in excess of such thresholds suspended for a period of two years from the date such shareholder complies with the notification requirements and may have all or part of its voting rights suspended for up to five years by the Commercial Court at the request of our Chairman, any of our shareholders or the AMF. In addition, every shareholder who, directly or indirectly, acting alone or in concert with others, acquires ownership of shares representing 10%, 15%, 20% or 25% of our share capital must notify us and the AMF of its intentions for the six months following such acquisition. Failure to comply with this requirement will result in the suspension of the voting rights attached to the shares exceeding the applicable threshold held by the shareholder for a period of two years from the date on which the shareholder has cured such default and, upon a decision of the Commercial Court, part or all the shares of such shareholder may be suspended for up to five years. | 278 | annual_report |
de_allianz-AR_2008 | 1,206 | Net income (loss) from discontinued operations (6,411) 650 381 1) For the year ended December 31, 2008, the result from operating activities of discontinued operations represents the nine months ended September 30, 2008. Previous year figures represent 12 months ended December 31 of the relevant year. | 46 | annual_report |
HannoverRueckSE-AR_2014 | 3,373 | N 86 Business assumed and ceded in Germany and abroad 227 N 87 Stock appreciation rights of Hannover Rück SE 230 N 88 Share awards of Hannover Rück SE 232 N 89 Personnel information 232 N 90 Nationality of employees in 2014 232 N 91 Personnel expenditures 233 N 92 Calculation of the earnings per share 233 N 93 Future leasing commitments 235 N 94 Rental income 236 | 68 | annual_report |
2418 | 777 | Investment contracts do not subject us to risks arising from policyholder mortality or morbidity and consist primarily of Guaranteed Investment Contracts ("GICs"), funding agreements and certain deferred annuities. Amounts received as payments for investment contracts are established as investment contract liability balances and are not reported as premium revenues. Revenues for investment contracts consist of investment income and policy administration charges. Investment contract benefits that are charged to expense include benefit claims incurred in the period in excess of related investment contract liability balances and interest credited to investment contract liability balances. | 92 | 10K |
2884 | 1,206 | These favorable impacts were partially offset by $158 million in restructuring related expenses. For further detail on expenses refer to the Review by Segment section. | 25 | 10K |
fr_axa-AR_2009 | 7,592 | (a) Assets and liabilities of the Austra lian and New Zealand operations (including local holdings) are classifi ed as held for sale separately from other assets and liabilities in the consolidated statement of fi nancial position as at December 31, 2009 (see Note 5.3.3). | 44 | annual_report |
5274 | 937 | We identified the accounting estimates below as critical to the understanding of our financial position and results of operations. Critical accounting estimates are defined as those estimates that are both important to the portrayal of our financial condition and results of operations and which require us to exercise significant judgment. We use significant judgment concerning future results and developments in applying these critical accounting estimates and in preparing our consolidated financial statements. These judgments and estimates affect the reported amounts of assets, liabilities, revenues and expenses and the disclosure of material contingent assets and liabilities. Actual results may differ materially from the estimates and | 104 | 10K |
4645 | 400 | On November 7, 2012, we entered into an agreement to lease 15,000 square feet of office space in Noida, India. The lease has an initial term of nine years commencing January 15, 2013 with monthly rental payments of approximately $10,200 plus applicable service tax for the first year. Thereafter the monthly rental payment will increase by five percent every year. We are entitled to terminate the lease after the 36-month period following the commencement date by providing 3 months’ written notice to the landlord. | 84 | 10K |
4798 | 876 | NOL carryforward is subject to the limitations set by Section 382 of the Internal Revenue Code and is available to reduce future years' taxable income. | 25 | 10K |
5636 | 1,556 | Our other operating subsidiaries include: Heritage MGA, LLC, our managing general agent; Pawtucket Insurance Company (PIC), which is a property insurance company no longer writing insurance policies; Osprey Re Ltd. (“Osprey”), our reinsurance subsidiary that may provide a portion of the reinsurance protection purchased by our insurance subsidiaries; Contractors’ Alliance Network, LLC (“CAN”), our vendor network manager for Florida claims which includes BRC Restoration Specialists, Inc. (“BRC”), our provider of restoration, emergency and recovery services; Skye Lane Properties, LLC, our property management subsidiary; First Access Insurance Group, LLC, our retail agency; Westwind Underwriters, Inc., and Heritage Insurance Claims, LLC, both inactive subsidiaries reserved for future development. | 106 | 10K |
4697 | 951 | Net foreign exchange losses for 2013 of $12.3 million consisted of net unrealized gains of $0.7 million and net realized losses of $13.0 million, compared to net foreign exchange losses for 2012 of $29.0 million which consisted of net unrealized losses of $27.3 million and net realized losses of $1.6 million and net foreign exchange gains for 2011 of $17.4 million which consisted of net unrealized gains of $23.5 million and net realized losses of $6.1 million. Net unrealized foreign exchange gains or losses result from the effects of revaluing our net insurance liabilities required to be settled in foreign currencies at each balance sheet date. Historically, we have held investments in foreign currencies which are intended to mitigate our exposure to foreign currency fluctuations in our net insurance liabilities. However, changes in the value of such investments due to foreign currency rate movements are reflected as a direct increase or decrease to shareholders’ equity and are not included in the consolidated statements of income. At times, we have chosen not to match portions of our projected liabilities in foreign currencies with investments in the same currencies and may not match such amounts in future periods, which could increase our exposure to foreign currency fluctuations and increase the volatility of our shareholders' equity. | 213 | 10K |
TopdanmarkAS-AR_2013 | 249 | 722B722BIt is expected that future EU Solvency II rules will take effect on 1 January 2016. These rules will replace the three sets of rules listed above. | 27 | annual_report |
StorebrandASA-AR_2000 | 375 | The remaining shares in Finansbanken Index (19%) was aquired and consolidated with effect from 1 May 2000. | 17 | annual_report |
PhoenixGroupHoldingsPLC-AR_2016 | 1,605 | For this award, an additional £50 million was added to the base Embedded value figure to increase the level of challenge. | 21 | annual_report |
HelvetiaHoldingAG-AR_2016 | 2,478 | Central Mortgage Bond Institution of the Swiss Cantonal Banks AAA 1 356.2 1 356.2 – – – – – – – – | 22 | annual_report |
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